Last Update: 31 March 2021

The Dynamic 40/60 Income Portfolio is exposed for 40% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 5 ETFs.

In the last 10 years, the portfolio obtained a 6.31% compound annual return, with a 6.65% standard deviation.

In 2020, the portfolio granted a 3.24% dividend yield. If you are interested in getting periodic income, please refer to the Dynamic 40/60 Income Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Dynamic 40/60 Income Portfolio has the following asset allocation:

40% Stocks
60% Fixed Income
0% Commodities

The Dynamic 40/60 Income Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % PFF iShares Preferred and Income Securities ETF Preferred Stock, U.S.
20.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
20.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
20.00 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
20.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Dynamic 40/60 Income Portfolio guaranteed the following returns.

DYNAMIC 40/60 INCOME PORTFOLIO RETURNS (%)
Last Update: 31 March 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Dynamic 40/60 Income Portfolio +1.47 +0.42 +7.23 +23.46 +7.18 +6.99 +6.31
Components
PFF - iShares Preferred and Income Securities ETF +3.17 +0.51 +7.69 +26.94 +6.22 +5.21 +5.61
VTI - Vanguard Total Stock Market +3.65 +6.54 +22.26 +62.90 +17.17 +16.69 +13.80
SHY - iShares 1-3 Year Treasury Bond -0.06 -0.09 -0.07 +0.21 +2.64 +1.58 +1.17
EMB - iShares JP Morgan USD Em Mkts Bd -0.73 -5.47 +0.18 +17.25 +3.64 +4.51 +4.96
HYG - iShares iBoxx $ High Yield Corporate Bond +1.21 +0.58 +6.41 +18.88 +5.88 +6.65 +5.27
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Dynamic 40/60 Income Portfolio: Dividend Yield page.

Historical Returns

Dynamic 40/60 Income Portfolio - Historical returns and stats.

DYNAMIC 40/60 INCOME PORTFOLIO
Last Update: 31 March 2021
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Period Returns
Mar 2021		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+1.47%
0.00%
1 - 0
3M
+0.42%
-1.05%
Jan 2021 - Feb 2021
1 - 2
6M
+7.23%
-1.05%
Jan 2021 - Feb 2021
3 - 3
YTD
+0.42%
-1.05%
Jan 2021 - Feb 2021
1 - 2
1Y
+23.46%
7.85%
-1.85%
Sep 2020 - Oct 2020
8 - 4
3Y
+7.18%
annualized
9.20%
-12.42%
Feb 2020 - Mar 2020
25 - 11
5Y
+6.99%
annualized
7.34%
-12.42%
Feb 2020 - Mar 2020
45 - 15
10Y
+6.31%
annualized
6.65%
-12.42%
Feb 2020 - Mar 2020
85 - 35
MAX
01 Jan 2008
+6.11%
annualized
9.39%
-29.06%
Jun 2008 - Feb 2009
110 - 49

* Annualized St.Dev. of monthly returns

Best Medium Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Couch Potato
Scott Burns		 +8.75% 50 50 0 Compare
Stocks/Bonds 40/60
 +7.66% 40 60 0 Compare
All Weather Portfolio
Ray Dalio		 +7.15% 30 55 15 Compare
Robo Advisor 50
Betterment		 +6.91% 49.9 50.1 0 Compare
Edge Select Moderately Conservative
Merrill Lynch		 +6.75% 37 63 0 Compare

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Dynamic 40/60 Income Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +6.93% +45.82%
Mar 2009 - Feb 2010 		-27.71%
Mar 2008 - Feb 2009 		12.16%
2 Years
 +7.20% +27.87%
Mar 2009 - Feb 2011 		-0.13%
Apr 2018 - Mar 2020 		0.74%
3 Years
 +6.93% +20.25%
Mar 2009 - Feb 2012 		+1.42%
Apr 2017 - Mar 2020 		0.00%
5 Years
 +6.77% +15.13%
Mar 2009 - Feb 2014 		+2.67%
Apr 2015 - Mar 2020 		0.00%
7 Years
 +6.66% +11.17%
Mar 2009 - Feb 2016 		+3.68%
Apr 2013 - Mar 2020 		0.00%
10 Years
 +6.85% +9.82%
Mar 2009 - Feb 2019 		+5.09%
Apr 2010 - Mar 2020 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Dynamic 40/60 Income Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Dynamic 40/60 Income Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.3 0.0 0.4 2.2 0.3 0.2 1.6 0.2 -0.6 0.0 0.3 1.4
Best 4.8
2019 		2.6
2014 		6.4
2009 		9.7
2009 		5.9
2009 		3.2
2019 		6.1
2009 		2.0
2014 		4.2
2009 		6.0
2011 		4.8
2020 		9.2
2008
Worst -5.6
2009 		-10.0
2009 		-9.8
2020 		-0.4
2018 		-3.7
2010 		-4.6
2008 		-1.1
2014 		-2.0
2011 		-10.0
2008 		-8.7
2008 		-2.1
2008 		-2.1
2018
Gain
Frequency		 64 64 71 92 69 69 77 69 62 62 54 77

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
 +0.42% -0.8 -0.2 1.5
2020
 +8.28% 0.6 -2.9 -9.8 6.1 3.2 0.7 3.9 1.9 -1.4 -0.5 4.8 2.4
2019
 +15.91% 4.8 1.2 1.3 1.2 -1.5 3.2 0.8 0.3 0.4 0.7 0.7 2.0
2018
 -3.18% 0.6 -1.4 -0.2 -0.4 0.6 0.2 1.5 0.8 0.2 -2.9 -0.1 -2.1
2017
 +9.18% 1.4 1.8 0.2 1.0 0.7 0.2 1.0 0.5 0.5 0.4 0.6 0.4
2016
 +7.53% -1.5 0.7 3.1 1.3 0.6 1.6 1.6 0.7 0.2 -1.2 -0.8 1.2
2015
 +0.21% 0.4 1.9 -0.3 0.6 0.3 -1.3 0.6 -1.9 -1.5 3.1 -0.2 -1.2
2014
 +7.01% -0.1 2.6 0.7 0.7 1.7 0.8 -1.1 2.0 -1.4 1.4 0.5 -0.8
2013
 +6.13% 0.9 0.6 1.1 1.7 -1.1 -1.9 1.8 -1.8 1.8 2.2 0.5 0.5
2012
 +12.70% 3.0 2.4 0.5 0.5 -2.7 3.0 1.5 1.4 1.1 0.1 0.7 0.8
2011
 +2.96% 0.7 1.3 0.6 1.7 0.3 -0.5 -0.3 -2.0 -4.6 6.0 -1.4 1.5
2010
 +11.25% -0.8 2.1 2.5 1.0 -3.7 0.0 4.6 0.0 2.9 1.6 -1.3 2.1
2009
 +22.37% -5.6 -10.0 6.4 9.7 5.9 1.6 6.1 0.5 4.2 -1.5 2.1 2.6
2008
 -14.80% 0.9 -0.7 -1.2 2.9 0.2 -4.6 -0.7 0.4 -10.0 -8.7 -2.1 9.2
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