DFA Dimensional Retirement Income Fund Portfolio: ETF allocation and returns

Last Update: 31 March 2021

The DFA Dimensional Retirement Income Fund Portfolio is exposed for 20.4% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 7 ETFs.

In the last 10 years, the portfolio obtained a 4.29% compound annual return, with a 3.89% standard deviation.

In 2020, the portfolio granted a 1.56% dividend yield. If you are interested in getting periodic income, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The DFA Dimensional Retirement Income Fund Portfolio has the following asset allocation:

        20.4% Stocks
      
        79.6% Fixed Income
      
        0% Commodities

The DFA Dimensional Retirement Income Fund Portfolio can be replicated with the following ETFs:

Weight	Ticker	ETF Name	Investment Themes
6.40 %	DFUSX	DFA US Large Company I	Stocks
6.40 %	DFEOX	DFA US Core Equity 1	Stocks
3.80 %	DFALX	DFA Large Cap International I	Stocks
1.90 %	DFCEX	DFA Emerging Markets Core Equity I	Stocks
1.90 %	DFIEX	DFA International Core Equity I	Stocks
47.60 %	DIPSX	DFA Inflation-Protected Securities I	Fixed Income
32.00 %	DFIHX	DFA One-Year Fixed-Income I	Fixed Income

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The DFA Dimensional Retirement Income Fund Portfolio guaranteed the following returns.

DFA DIMENSIONAL RETIREMENT INCOME FUND PORTFOLIO RETURNS (%)

Last Update: 31 March 2021

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	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**
DFA Dimensional Retirement Income Fund Portfolio	+0.63	+0.57	+4.41	+13.74	+5.95	+5.15	+4.29
*Components*
DFUSX - DFA US Large Company I	+4.37	+6.15	+19.08	+56.34	+16.74	+16.23	+13.84
DFEOX - DFA US Core Equity 1	+4.48	+9.13	+27.11	+67.94	+15.33	+15.83	+13.07
DFALX - DFA Large Cap International I	+3.16	+4.60	+21.28	+49.66	+6.17	+9.30	+5.41
DFCEX - DFA Emerging Markets Core Equity I	+0.78	+5.31	+27.68	+67.25	+5.06	+11.02	+3.51
DFIEX - DFA International Core Equity I	+3.39	+6.09	+24.56	+57.92	+5.06	+9.35	+5.67
DIPSX - DFA Inflation-Protected Securities I	-0.33	-1.69	-0.06	+7.97	+5.92	+3.88	+3.56
DFIHX - DFA One-Year Fixed-Income I	0.00	0.00	+0.03	+0.26	+1.60	+1.25	+0.90

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Dividend Yield page.

Historical Returns

DFA Dimensional Retirement Income Fund Portfolio - Historical returns and stats.

DFA DIMENSIONAL RETIREMENT INCOME FUND PORTFOLIO

Last Update: 31 March 2021

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Period	Returns Mar 2021	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	+0.63%		0.00%	1 - 0
3M	+0.57%		-0.24% Feb 2021 - Feb 2021	2 - 1
6M	+4.41%		-0.75% Oct 2020 - Oct 2020	4 - 2
YTD	+0.57%		-0.24% Feb 2021 - Feb 2021	2 - 1
1Y	+13.74%	4.40%	-1.56% Sep 2020 - Oct 2020	9 - 3
3Y	+5.95% annualized	4.61%	-4.64% Feb 2020 - Mar 2020	25 - 11
5Y	+5.15% annualized	3.83%	-4.64% Feb 2020 - Mar 2020	43 - 17
10Y	+4.29% annualized	3.89%	-4.64% Feb 2020 - Mar 2020	81 - 39
MAX 01 Jan 2007	+4.59% annualized	4.79%	-12.91% Jun 2008 - Feb 2009	119 - 52

* Annualized St.Dev. of monthly returns

Best Low Risk Porftolios, ordered by 10Y annualized return.

Portfolio	10Y Return ▾	Stocks	Bonds
High Yield Bonds Income	+5.66%	0	100	Compare
Stocks/Bonds 20/80	+5.52%	20	80	Compare
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Total Bond Developed World	+4.56%	0	100	Compare

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Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since March 2011.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-4.64%	Feb 2020	Mar 2020	2	Jun 2020	3	5
-4.34%	May 2013	Jun 2013	2	Feb 2014	8	10
-3.40%	May 2015	Sep 2015	5	Jun 2016	9	14
-3.15%	Sep 2018	Dec 2018	4	Mar 2019	3	7
-2.89%	Aug 2011	Sep 2011	2	Nov 2011	2	4
-1.95%	Sep 2014	Sep 2014	1	Feb 2015	5	6
-1.56%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-1.35%	Oct 2016	Nov 2016	2	Jan 2017	2	4
-1.33%	Feb 2018	Feb 2018	1	Aug 2018	6	7
-1.03%	May 2012	May 2012	1	Jul 2012	2	3
-0.66%	May 2019	May 2019	1	Jun 2019	1	2
-0.43%	Mar 2015	Mar 2015	1	Apr 2015	1	2
-0.41%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.31%	Jun 2017	Jun 2017	1	Jul 2017	1	2
-0.24%	Feb 2021	Feb 2021	1	Mar 2021	1	2
-0.23%	Mar 2014	Mar 2014	1	Apr 2014	1	2
-0.19%	Aug 2016	Aug 2016	1	Sep 2016	1	2
-0.14%	Mar 2012	Mar 2012	1	Apr 2012	1	2
-0.03%	May 2011	May 2011	1	Jun 2011	1	2
-0.02%	Sep 2019	Sep 2019	1	Oct 2019	1	2

Worst drawdowns since December 2006.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-12.91%	Jun 2008	Feb 2009	9	Sep 2009	7	16
-4.64%	Feb 2020	Mar 2020	2	Jun 2020	3	5
-4.34%	May 2013	Jun 2013	2	Feb 2014	8	10
-3.40%	May 2015	Sep 2015	5	Jun 2016	9	14
-3.15%	Sep 2018	Dec 2018	4	Mar 2019	3	7
-2.89%	Aug 2011	Sep 2011	2	Nov 2011	2	4
-1.95%	Sep 2014	Sep 2014	1	Feb 2015	5	6
-1.91%	May 2010	May 2010	1	Sep 2010	4	5
-1.56%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-1.35%	Oct 2016	Nov 2016	2	Jan 2017	2	4
-1.33%	Feb 2018	Feb 2018	1	Aug 2018	6	7
-1.04%	Nov 2010	Nov 2010	1	Jan 2011	2	3
-1.03%	May 2012	May 2012	1	Jul 2012	2	3
-0.66%	May 2019	May 2019	1	Jun 2019	1	2
-0.47%	Dec 2009	Dec 2009	1	Mar 2010	3	4
-0.43%	Mar 2015	Mar 2015	1	Apr 2015	1	2
-0.41%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.31%	Jun 2017	Jun 2017	1	Jul 2017	1	2
-0.27%	Dec 2007	Dec 2007	1	Jan 2008	1	2
-0.24%	Feb 2021	Feb 2021	1	Mar 2021	1	2

Rolling Returns ( more details)

DFA Dimensional Retirement Income Fund Portfolio: annualized rolling and average returns

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	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+4.41%	+18.26% Mar 2009 - Feb 2010	-12.74% Mar 2008 - Feb 2009	15.00%
2 Years	+4.24%	+13.29% Mar 2009 - Feb 2011	-2.43% Mar 2007 - Feb 2009	2.70%
3 Years	+4.33%	+11.43% Mar 2009 - Feb 2012	+0.83% Feb 2013 - Jan 2016	0.00%
5 Years	+4.19%	+8.14% Mar 2009 - Feb 2014	+2.25% Jan 2014 - Dec 2018	0.00%
7 Years	+4.04%	+5.89% Dec 2008 - Nov 2015	+2.41% Apr 2013 - Mar 2020	0.00%
10 Years	+4.25%	+5.32% Mar 2009 - Feb 2019	+3.69% Mar 2008 - Feb 2018	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

DFA Dimensional Retirement Income Fund Portfolio Seasonality

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	Months
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average	0.7	0.1	0.6	1.1	0.1	0.1	0.9	0.2	0.0	0.0	0.5	0.3
Best	2.6 2019	1.2 2014	4.9 2009	3.2 2020	2.7 2009	2.0 2019	2.1 2009	1.9 2020	2.4 2010	2.8 2011	2.9 2020	4.0 2008
Worst	-1.3 2009	-3.1 2009	-3.6 2020	-0.2 2008	-1.9 2010	-2.5 2013	-0.5 2008	-1.8 2015	-4.0 2008	-7.4 2008	-1.0 2010	-1.2 2018
Gain Frequency	87	73	73	86	50	64	86	71	50	71	71	50

Detail of Monthly Returns

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		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2021	+0.57%	0.2	-0.2	0.6
2020	+8.69%	0.8	-1.1	-3.6	3.2	1.3	1.1	2.0	1.9	-0.8	-0.8	2.9	1.7
2019	+10.30%	2.6	0.6	1.3	1.0	-0.7	2.0	0.2	0.5	0.0	0.6	0.7	1.1
2018	-1.96%	0.5	-1.3	0.2	0.0	0.5	0.2	0.4	0.7	-0.5	-2.2	0.7	-1.2
2017	+6.78%	1.1	0.8	0.2	0.7	0.4	-0.3	1.0	0.6	0.1	0.6	0.5	0.8
2016	+4.66%	-0.1	0.5	2.4	0.4	-0.3	1.2	1.1	-0.2	0.6	-0.6	-0.8	0.4
2015	-0.87%	1.4	0.5	-0.4	0.9	-0.4	-0.9	0.3	-1.8	-0.8	1.5	-0.2	-1.0
2014	+2.89%	0.4	1.2	-0.2	0.8	1.5	0.6	-0.4	0.9	-2.0	0.7	0.6	-1.0
2013	+1.29%	0.7	0.2	0.8	0.9	-1.9	-2.5	1.7	-1.4	2.1	1.2	0.0	-0.3
2012	+7.36%	2.4	0.9	-0.1	0.8	-1.0	0.7	1.0	0.6	1.0	0.2	0.6	0.2
2011	+6.06%	0.6	1.0	0.5	2.1	0.0	0.1	1.6	-0.9	-2.0	2.8	0.3	0.0
2010	+6.92%	0.0	0.1	1.3	1.5	-1.9	0.1	1.6	0.1	2.4	2.1	-1.0	0.6
2009	+12.97%	-1.3	-3.1	4.9	1.5	2.7	0.1	2.1	1.3	2.2	0.1	2.5	-0.5
2008	-7.45%	0.8	0.6	0.0	-0.2	0.4	-0.7	-0.5	0.3	-4.0	-7.4	-0.6	4.0
2007	+9.18%	0.6	0.9	0.7	1.3	0.3	-0.2	0.8	0.6	1.6	1.5	1.1	-0.3