Data Source: from January 1994 to September 2021

Last Update: 30 September 2021

The DFA Dimensional Retirement Income Fund Portfolio is exposed for 20.4% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 7 ETFs.

In the last 10 years, the portfolio obtained a 4.6% compound annual return, with a 3.82% standard deviation.

In the last 25 years, a 5.77% compound annual return, with a 4.47% standard deviation.

In 2020, the portfolio granted a 1.56% dividend yield. If you are interested in getting periodic income, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The DFA Dimensional Retirement Income Fund Portfolio has the following asset allocation:

20.4% Stocks
79.6% Fixed Income
0% Commodities

The DFA Dimensional Retirement Income Fund Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
6.40 % DFUSX DFA US Large Company I Stocks
6.40 % DFEOX DFA US Core Equity 1 Stocks
3.80 % DFALX DFA Large Cap International I Stocks
1.90 % DFCEX DFA Emerging Markets Core Equity I Stocks
1.90 % DFIEX DFA International Core Equity I Stocks
47.60 % DIPSX DFA Inflation-Protected Securities I Fixed Income
32.00 % DFIHX DFA One-Year Fixed-Income I Fixed Income
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The DFA Dimensional Retirement Income Fund Portfolio guaranteed the following returns.

DFA DIMENSIONAL RETIREMENT INCOME FUND PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
DFA Dimensional Retirement Income Fund Portfolio -1.33 +0.78 +3.79 +8.37 +6.78 +5.35 +4.60 +5.23 +5.77
Components
DFUSX
DFA US Large Company I
-4.66 +0.55 +9.13 +29.96 +15.94 +16.83 +16.56 +9.47 +9.59
DFEOX
DFA US Core Equity 1
-4.16 -0.35 +6.60 +35.50 +14.01 +15.75 +16.08 +9.76 +9.54
DFALX
DFA Large Cap International I
-3.17 -1.11 +4.38 +26.59 +7.70 +8.99 +8.13 +6.63 +5.47
DFCEX
DFA Emerging Markets Core Equity I
-3.62 -6.27 -0.37 +27.21 +9.07 +8.77 +6.43 +11.39 +7.03
DFIEX
DFA International Core Equity I
-3.10 -0.81 +4.51 +30.18 +7.25 +8.90 +8.67 +7.39 +5.56
DIPSX
DFA Inflation-Protected Securities I
-0.89 +2.04 +5.29 +5.22 +7.81 +4.39 +3.19 +5.21 +6.05
DFIHX
DFA One-Year Fixed-Income I
0.00 0.00 0.00 +0.03 +1.28 +1.18 +0.85 +1.78 +2.59
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Dividend Yield page.

Historical Returns

DFA Dimensional Retirement Income Fund Portfolio - Historical returns and stats.

DFA DIMENSIONAL RETIREMENT INCOME FUND PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-1.33%
-1.33%
Sep 2021 - Sep 2021
0 - 1
3M
+0.78%
-1.33%
Sep 2021 - Sep 2021
2 - 1
6M
+3.79%
-1.33%
Sep 2021 - Sep 2021
5 - 1
YTD
+4.38%
-1.33%
Sep 2021 - Sep 2021
7 - 2
1Y
+8.37%
3.91%
-1.33%
Sep 2021 - Sep 2021
9 - 3
3Y
+6.78%
annualized
4.79%
-4.64%
Feb 2020 - Mar 2020
26 - 10
5Y
+5.35%
annualized
3.95%
-4.64%
Feb 2020 - Mar 2020
44 - 16
10Y
+4.60%
annualized
3.82%
-4.64%
Feb 2020 - Mar 2020
83 - 37
20Y
+5.23%
annualized
4.46%
-12.91%
Jun 2008 - Feb 2009
168 - 72
25Y
+5.77%
annualized
4.47%
-12.91%
Jun 2008 - Feb 2009
210 - 90
MAX
01 Jan 1994
+5.84%
annualized
4.51%
-12.91%
Jun 2008 - Feb 2009
233 - 100
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Low Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
High Yield Bonds Income
+7.14% -23.98% 0 100 0 Compare
All Country World 20/80
+6.24% -14.04% 20 80 0 Compare
Stocks/Bonds 20/80
+6.14% -8.42% 20 80 0 Compare
All Country World Bonds
+5.81% -8.82% 0 100 0 Compare
Dimensional Retirement Income Fund
DFA
+5.77% -12.91% 20.4 79.6 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

DFA Dimensional Retirement Income Fund Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+6.11% +18.82%
Jan 1995 - Dec 1995
-12.74%
Mar 2008 - Feb 2009
8.07%
2 Years
+5.94% +13.38%
Dec 1994 - Nov 1996
-2.43%
Mar 2007 - Feb 2009
1.94%
3 Years
+5.82% +12.11%
Jan 1995 - Dec 1997
+0.33%
Mar 2006 - Feb 2009
0.00%
5 Years
+5.67% +10.27%
Jan 1995 - Dec 1999
+2.16%
Mar 2004 - Feb 2009
0.00%
7 Years
+5.58% +9.03%
Jun 1994 - May 2001
+2.41%
Apr 2013 - Mar 2020
0.00%
10 Years
+5.63% +8.58%
Jan 1995 - Dec 2004
+3.69%
Mar 2008 - Feb 2018
0.00%
15 Years
+5.57% +7.37%
Dec 1994 - Nov 2009
+4.15%
Apr 2005 - Mar 2020
0.00%
20 Years
+5.57% +6.82%
Jul 1994 - Jun 2014
+4.64%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the DFA Dimensional Retirement Income Fund Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

DFA Dimensional Retirement Income Fund Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.73
79%
0.15
71%
0.32
61%
0.83
82%
0.43
61%
0.34
71%
0.68
71%
0.38
71%
0.23
57%
0.40
74%
0.70
78%
0.62
63%
Best
Year
2.6
2019
1.8
1995
4.9
2009
3.2
2020
3.5
2003
2.1
2000
3.6
1997
2.1
2000
2.4
2010
2.8
2011
2.9
2020
4.0
2008
Worst
Year
-1.3
2009
-3.1
2009
-3.6
2020
-3.1
2004
-1.9
2010
-2.5
2013
-1.7
2003
-2.1
1997
-4.0
2008
-7.4
2008
-1.0
2010
-1.2
2018
Statistics calculated for the period Jan 1994 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of DFA Dimensional Retirement Income Fund Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+4.38% 0.2 -0.2 0.6 1.7 0.9 0.3 1.7 0.4 -1.3
2020
+8.69% 0.8 -1.1 -3.6 3.2 1.3 1.1 2.0 1.9 -0.8 -0.8 2.9 1.7
2019
+10.30% 2.6 0.6 1.3 1.0 -0.7 2.0 0.2 0.5 0.0 0.6 0.7 1.1
2018
-1.96% 0.5 -1.3 0.2 0.0 0.5 0.2 0.4 0.7 -0.5 -2.2 0.7 -1.2
2017
+6.78% 1.1 0.8 0.2 0.7 0.4 -0.3 1.0 0.6 0.1 0.6 0.5 0.8
2016
+4.66% -0.1 0.5 2.4 0.4 -0.3 1.2 1.1 -0.2 0.6 -0.6 -0.8 0.4
2015
-0.87% 1.4 0.5 -0.4 0.9 -0.4 -0.9 0.3 -1.8 -0.8 1.5 -0.2 -1.0
2014
+2.89% 0.4 1.2 -0.2 0.8 1.5 0.6 -0.4 0.9 -2.0 0.7 0.6 -1.0
2013
+1.29% 0.7 0.2 0.8 0.9 -1.9 -2.5 1.7 -1.4 2.1 1.2 0.0 -0.3
2012
+7.36% 2.4 0.9 -0.1 0.8 -1.0 0.7 1.0 0.6 1.0 0.2 0.6 0.2
2011
+6.06% 0.6 1.0 0.5 2.1 0.0 0.1 1.6 -0.9 -2.0 2.8 0.3 0.0
2010
+6.92% 0.0 0.1 1.3 1.5 -1.9 0.1 1.6 0.1 2.4 2.1 -1.0 0.6
2009
+12.97% -1.3 -3.1 4.9 1.5 2.7 0.1 2.1 1.3 2.2 0.1 2.5 -0.5
2008
-7.45% 0.8 0.6 0.0 -0.2 0.4 -0.7 -0.5 0.3 -4.0 -7.4 -0.6 4.0
2007
+9.18% 0.6 0.9 0.7 1.3 0.3 -0.2 0.8 0.6 1.6 1.5 1.1 -0.3
2006
+5.72% 1.1 0.1 -0.4 0.6 -0.7 0.3 0.9 1.4 0.6 1.0 1.3 -0.5
2005
+4.07% -0.4 0.5 -0.4 0.6 0.9 0.5 -0.4 1.4 0.5 -1.1 0.9 1.0
2004
+7.31% 1.0 1.5 0.7 -3.1 1.2 0.3 -0.3 1.6 0.5 1.1 0.9 1.7
2003
+11.38% -0.3 1.5 -0.8 1.6 3.5 0.1 -1.7 1.4 1.7 1.6 0.4 1.9
2002
+5.44% -0.1 0.7 0.4 0.9 0.8 -0.4 -0.5 2.0 -0.4 -0.3 0.9 1.2
2001
+2.76% 1.8 -0.8 -0.8 1.8 0.6 -0.4 0.6 -0.6 -1.0 1.8 -0.1 -0.2
2000
+7.94% -0.8 1.6 2.6 -1.1 -0.6 2.1 0.2 2.1 -0.8 0.5 0.2 1.7
1999
+4.99% 0.9 -1.8 1.2 1.5 -1.2 0.9 -0.5 -0.2 0.4 1.5 0.7 1.5
1998
+10.20% 1.1 1.4 1.2 0.6 0.1 1.1 0.1 -2.0 2.1 1.5 1.7 1.1
1997
+11.97% 0.6 0.3 -1.6 2.1 2.0 2.0 3.6 -2.1 2.4 -0.1 1.1 1.1
1996
+5.90% 0.8 -1.4 -0.1 0.0 0.2 1.0 -0.8 0.0 2.4 2.1 2.8 -1.1
1995
+18.82% 1.5 1.8 1.3 1.5 3.3 0.8 0.8 1.0 1.5 0.6 1.8 1.6
1994
-2.17% 2.4 -2.5 -3.0 -0.3 -0.1 -0.4 2.1 0.9 -1.9 0.4 -0.8 1.0

* Note:
Portofolio Returns, up to December 2006, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • DFUSX - DFA US Large Company I: simulated historical serie, up to December 1999
  • DFEOX - DFA US Core Equity 1: simulated historical serie, up to December 2005
  • DFCEX - DFA Emerging Markets Core Equity I: simulated historical serie, up to December 2005
  • DFIEX - DFA International Core Equity I: simulated historical serie, up to December 2005
  • DIPSX - DFA Inflation-Protected Securities I: simulated historical serie, up to December 2006
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