The Burton Malkiel Mid-Twenties Portfolio is a Very High Risk portfolio and can be implemented with 8 ETFs.
It's exposed for 87% on the Stock Market.
In the last 30 Years, the Burton Malkiel Mid-Twenties Portfolio obtained a 8.55% compound annual return, with a 13.54% standard deviation.
Asset Allocation and ETFs
The Burton Malkiel Mid-Twenties Portfolio has the following asset allocation:
The Burton Malkiel Mid-Twenties Portfolio can be implemented with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
35.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
17.50 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
17.50 % | EFA | iShares MSCI EAFE | Equity, EAFE, Large Cap | |
10.00 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
7.00 % | VIG | Vanguard Dividend Appreciation | Equity, U.S., Large Cap | |
5.00 % | BIL | SPDR Blmbg Barclays 1-3 Mth T-Bill | Bond, U.S., Ultra Short-Term | |
4.00 % | EMB | iShares JP Morgan USD Em Mkts Bd | Bond, Emerging Markets, All-Term | |
4.00 % | LQD | iShares Investment Grade Corporate Bond | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Burton Malkiel Mid-Twenties Portfolio guaranteed the following returns.
Portfolio returns are calculated in USD, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
Chg (%) | Return (%) | Return (%) as of Jun 30, 2022 |
|||||||
---|---|---|---|---|---|---|---|---|---|
1 Day | Time ET(*) | Jul 2022 | 1M | 6M | 1Y | 5Y(*) | 10Y(*) | 30Y(*) | |
Burton Malkiel Mid-Twenties Portfolio | -1.42 | -0.77 | -6.82 | -18.36 | -14.76 | 6.04 | 7.81 | 8.55 | |
US Inflation Adjusted return | -6.82 | -21.54 | -20.76 | 2.35 | 5.22 | 5.93 | |||
Components | |||||||||
VTI Vanguard Total Stock Market |
-0.84 |
01:59PM Jul 05 2022 |
0.21 | -8.23 | -21.32 | -14.17 | 10.53 | 12.52 | 9.81 |
EEM iShares MSCI Emerging Markets |
-1.73 |
02:00PM Jul 05 2022 |
-2.34 | -5.14 | -17.20 | -25.55 | 1.56 | 2.33 | 6.09 |
EFA iShares MSCI EAFE |
-2.92 |
01:59PM Jul 05 2022 |
-2.69 | -8.72 | -18.78 | -17.39 | 2.23 | 5.36 | 5.01 |
VNQ Vanguard Real Estate |
-1.65 |
01:59PM Jul 05 2022 |
0.12 | -7.46 | -20.54 | -8.02 | 5.69 | 7.49 | 9.57 |
VIG Vanguard Dividend Appreciation |
-1.59 |
01:59PM Jul 05 2022 |
-0.65 | -6.23 | -15.69 | -5.59 | 11.19 | 11.97 | 10.35 |
BIL SPDR Blmbg Barclays 1-3 Mth T-Bill |
0.00 |
02:00PM Jul 05 2022 |
-0.01 | 0.08 | 0.12 | 0.08 | 0.92 | 0.47 | 2.19 |
EMB iShares JP Morgan USD Em Mkts Bd |
-0.95 |
02:00PM Jul 05 2022 |
0.44 | -6.15 | -20.28 | -20.94 | -1.34 | 1.59 | 9.35 |
LQD iShares Investment Grade Corporate Bond |
0.06 |
02:00PM Jul 05 2022 |
1.33 | -3.62 | -16.08 | -16.14 | 1.18 | 2.60 | 5.53 |
US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%
Portfolio Dividends
In 2021, the Burton Malkiel Mid-Twenties Portfolio granted a 2.22% dividend yield. If you are interested in getting periodic income, please refer to the Burton Malkiel Mid-Twenties Portfolio: Dividend Yield page.
Historical Returns as of Jun 30, 2022
Historical returns and stats of Burton Malkiel Mid-Twenties Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.
Period | Return (%) as of Jun 2022 |
Return (%) Infl.Adj. |
Standard Deviation (%) |
Max Drawdown (%) |
Months Pos - Neg |
---|---|---|---|---|---|
1M
Jun 2022
|
-6.82
|
-6.82
|
-6.82
Jun 2022 - Jun 2022
|
0 - 1
|
|
3M
|
-13.11
|
-14.23
|
-13.11
Apr 2022 - Jun 2022
|
0 - 3
|
|
6M
|
-18.36
|
-21.54
|
-18.36
Jan 2022 - Jun 2022
|
1 - 5
|
|
YTD
|
-18.36
|
-21.54
|
-18.36
Jan 2022 - Jun 2022
|
1 - 5
|
|
1Y
|
-14.76
|
-20.76
|
12.83
|
-18.36
Jan 2022 - Jun 2022
|
5 - 7
42% pos
|
3Y(*)
|
4.86
|
0.33
|
15.43
|
-19.79
Jan 2020 - Mar 2020
|
22 - 14
61% pos
|
5Y(*)
|
6.04
|
2.35
|
13.98
|
-19.79
Jan 2020 - Mar 2020
|
39 - 21
65% pos
|
10Y(*)
|
7.81
|
5.22
|
11.62
|
-19.79
Jan 2020 - Mar 2020
|
79 - 41
66% pos
|
15Y(*)
|
5.52
|
3.15
|
15.03
|
-49.50
Nov 2007 - Feb 2009
|
110 - 70
61% pos
|
20Y(*)
|
8.04
|
5.46
|
14.08
|
-49.50
Nov 2007 - Feb 2009
|
155 - 85
65% pos
|
25Y(*)
|
7.17
|
4.63
|
14.27
|
-49.50
Nov 2007 - Feb 2009
|
187 - 113
62% pos
|
30Y(*)
|
8.55
|
5.93
|
13.54
|
-49.50
Nov 2007 - Feb 2009
|
232 - 128
64% pos
|
MAX(*)
01 Jan 1992
|
8.33
|
5.71
|
13.50
|
-49.50
Nov 2007 - Feb 2009
|
235 - 131
64% pos
|
Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?
Capital Growth as of Jun 30, 2022
The Inflation Adjusted Capital now would be 5634.28$, with a net total return of 463.43% (5.93% annualized).
The Inflation Adjusted Capital now would be 5441.89$, with a net total return of 444.19% (5.71% annualized).
Drawdowns
Drawdown period |
Recovery period |
Total |
||||
---|---|---|---|---|---|---|
Drawdown | Start | Bottom | #Months | End | #Months | #Months |
-49.50% | Nov 2007 | Feb 2009 | 16 | Apr 2011 | 26 | 42 |
-24.51% | Sep 2000 | Sep 2002 | 25 | Oct 2003 | 13 | 38 |
-19.79% | Jan 2020 | Mar 2020 | 3 | Aug 2020 | 5 | 8 |
-18.97% | May 1998 | Aug 1998 | 4 | Mar 1999 | 7 | 11 |
-18.36% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
-17.88% | May 2011 | Sep 2011 | 5 | Sep 2012 | 12 | 17 |
-11.51% | Feb 2018 | Dec 2018 | 11 | Apr 2019 | 4 | 15 |
-11.15% | May 2015 | Feb 2016 | 10 | Jul 2016 | 5 | 15 |
-8.84% | Feb 1994 | Jan 1995 | 12 | Jun 1995 | 5 | 17 |
-6.45% | Aug 1997 | Oct 1997 | 3 | Feb 1998 | 4 | 7 |
-5.93% | Apr 2004 | Apr 2004 | 1 | Oct 2004 | 6 | 7 |
-5.09% | Apr 2000 | May 2000 | 2 | Aug 2000 | 3 | 5 |
-4.70% | May 2019 | May 2019 | 1 | Jun 2019 | 1 | 2 |
-4.18% | May 2006 | May 2006 | 1 | Sep 2006 | 4 | 5 |
-3.98% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
-3.90% | Jul 1996 | Jul 1996 | 1 | Sep 1996 | 2 | 3 |
-3.74% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
-3.72% | Mar 2005 | Apr 2005 | 2 | Jun 2005 | 2 | 4 |
-3.66% | Jan 2000 | Jan 2000 | 1 | Mar 2000 | 2 | 3 |
-3.65% | May 2013 | Jun 2013 | 2 | Jul 2013 | 1 | 3 |
Drawdown period |
Recovery period |
Total |
||||
---|---|---|---|---|---|---|
Drawdown | Start | Bottom | #Months | End | #Months | #Months |
-49.50% | Nov 2007 | Feb 2009 | 16 | Apr 2011 | 26 | 42 |
-24.51% | Sep 2000 | Sep 2002 | 25 | Oct 2003 | 13 | 38 |
-19.79% | Jan 2020 | Mar 2020 | 3 | Aug 2020 | 5 | 8 |
-18.97% | May 1998 | Aug 1998 | 4 | Mar 1999 | 7 | 11 |
-18.36% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
-17.88% | May 2011 | Sep 2011 | 5 | Sep 2012 | 12 | 17 |
-11.51% | Feb 2018 | Dec 2018 | 11 | Apr 2019 | 4 | 15 |
-11.15% | May 2015 | Feb 2016 | 10 | Jul 2016 | 5 | 15 |
-8.84% | Feb 1994 | Jan 1995 | 12 | Jun 1995 | 5 | 17 |
-6.45% | Aug 1997 | Oct 1997 | 3 | Feb 1998 | 4 | 7 |
-5.93% | Apr 2004 | Apr 2004 | 1 | Oct 2004 | 6 | 7 |
-5.09% | Apr 2000 | May 2000 | 2 | Aug 2000 | 3 | 5 |
-4.70% | May 2019 | May 2019 | 1 | Jun 2019 | 1 | 2 |
-4.41% | Jun 1992 | Jun 1992 | 1 | Jan 1993 | 7 | 8 |
-4.18% | May 2006 | May 2006 | 1 | Sep 2006 | 4 | 5 |
-3.98% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
-3.90% | Jul 1996 | Jul 1996 | 1 | Sep 1996 | 2 | 3 |
-3.77% | Feb 1992 | Mar 1992 | 2 | May 1992 | 2 | 4 |
-3.74% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
-3.72% | Mar 2005 | Apr 2005 | 2 | Jun 2005 | 2 | 4 |
Rolling Returns ( more details)
Burton Malkiel Mid-Twenties Portfolio: annualized rolling and average returns
Rolling Period |
Return (*) | Negative Periods |
||
---|---|---|---|---|
Average (%) | Best (%) | Worst (%) | ||
1 Year |
10.12 |
58.57 Mar 2009 - Feb 2010 |
-42.40 Mar 2008 - Feb 2009 |
20.56% |
2 Years |
9.37 |
38.78 Mar 2009 - Feb 2011 |
-23.64 Mar 2007 - Feb 2009 |
13.99% |
3 Years |
8.94 |
25.36 Mar 2009 - Feb 2012 |
-12.28 Mar 2006 - Feb 2009 |
12.69% |
5 Years |
8.71 |
20.52 Nov 2002 - Oct 2007 |
-2.15 Mar 2004 - Feb 2009 |
1.63% |
7 Years |
8.36 |
15.27 Jan 1993 - Dec 1999 |
1.72 Mar 2002 - Feb 2009 |
0.00% |
10 Years |
8.18 |
12.97 Mar 2009 - Feb 2019 |
2.58 Mar 1999 - Feb 2009 |
0.00% |
15 Years |
8.10 |
12.18 Nov 1992 - Oct 2007 |
5.05 Mar 1994 - Feb 2009 |
0.00% |
20 Years |
8.16 |
9.40 Nov 2001 - Oct 2021 |
5.83 Apr 2000 - Mar 2020 |
0.00% |
If you need a deeper detail about rolling returns, please refer to the Burton Malkiel Mid-Twenties Portfolio: Rolling Returns page.
Seasonality
Burton Malkiel Mid-Twenties Portfolio: in which months is it better to invest?
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Average Return (%) and Gain Frequency | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average Win % |
0.35 52% |
0.00 58% |
0.89 71% |
2.04 77% |
0.47 61% |
0.13 58% |
1.12 63% |
-0.17 57% |
-0.10 57% |
0.92 63% |
1.24 70% |
2.09 83% |
Best Year |
7.9 2019 |
6.1 1998 |
8.4 2009 |
12.1 2009 |
8.1 2009 |
5.5 2019 |
8.3 2009 |
4.3 2020 |
8.0 2010 |
10.6 2011 |
10.1 2020 |
8.1 1999 |
Worst Year |
-9.5 2009 |
-9.7 2009 |
-13.5 2020 |
-6.7 2022 |
-7.5 2010 |
-7.7 2008 |
-7.5 2002 |
-15.0 1998 |
-9.2 2001 |
-19.1 2008 |
-7.1 2008 |
-6.2 2018 |
Monthly/Yearly Returns
Burton Malkiel Mid-Twenties Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?
Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2022 |
-18.36 | -21.54 | -4.3 | -3.1 | 1.3 | -6.7 | 0.0 | -6.8 | ||||||
2021 |
+15.90 | +8.22 | 0.0 | 1.9 | 2.4 | 3.8 | 1.3 | 1.2 | 0.5 | 1.9 | -4.0 | 4.5 | -2.4 | 4.1 |
2020 |
+12.95 | +11.53 | -1.3 | -6.1 | -13.5 | 8.7 | 4.1 | 2.9 | 4.8 | 4.3 | -2.2 | -1.5 | 10.1 | 4.3 |
2019 |
+24.15 | +21.40 | 7.9 | 1.8 | 1.6 | 2.6 | -4.7 | 5.5 | 0.1 | -1.1 | 1.7 | 2.2 | 1.6 | 3.2 |
2018 |
-7.95 | -9.68 | 4.0 | -4.4 | -0.4 | -0.2 | 0.6 | -0.4 | 2.8 | 0.6 | 0.1 | -6.5 | 2.3 | -6.2 |
2017 |
+21.11 | +18.59 | 2.6 | 2.6 | 1.0 | 1.4 | 1.6 | 0.8 | 2.5 | 0.6 | 1.4 | 1.8 | 1.6 | 1.6 |
2016 |
+8.95 | +6.77 | -4.3 | -0.6 | 7.6 | 0.5 | 0.2 | 1.7 | 3.7 | 0.0 | 0.5 | -2.1 | 0.2 | 1.8 |
2015 |
-2.79 | -3.41 | -0.3 | 3.8 | -0.9 | 1.5 | -0.3 | -2.4 | 0.6 | -6.1 | -2.2 | 6.2 | -0.4 | -1.8 |
2014 |
+6.93 | +6.23 | -3.4 | 4.4 | 0.9 | 1.0 | 2.1 | 1.7 | -1.2 | 2.7 | -3.6 | 2.6 | 1.1 | -1.2 |
2013 |
+16.66 | +14.93 | 3.1 | 0.1 | 2.0 | 2.7 | -1.3 | -2.4 | 3.9 | -3.0 | 4.7 | 3.7 | 0.7 | 1.6 |
2012 |
+16.07 | +14.06 | 5.6 | 3.5 | 1.1 | -0.5 | -6.9 | 4.4 | 1.0 | 1.8 | 2.3 | -0.6 | 1.1 | 2.8 |
2011 |
-3.11 | -5.99 | 0.8 | 2.7 | 0.7 | 3.5 | -1.1 | -1.4 | -1.3 | -6.0 | -9.2 | 10.6 | -1.3 | 0.2 |
2010 |
+15.09 | +13.45 | -4.2 | 2.4 | 6.2 | 1.3 | -7.5 | -3.3 | 7.9 | -3.0 | 8.0 | 3.4 | -1.6 | 5.9 |
2009 |
+32.24 | +28.62 | -9.5 | -9.7 | 8.4 | 12.1 | 8.1 | -0.7 | 8.3 | 3.3 | 5.3 | -2.6 | 5.4 | 2.5 |
2008 |
-34.16 | -34.14 | -5.4 | -1.2 | -0.1 | 5.1 | 1.4 | -7.7 | -1.3 | -0.8 | -8.6 | -19.1 | -7.1 | 6.6 |
2007 |
+8.80 | +4.50 | 1.9 | -1.4 | 1.7 | 3.1 | 2.7 | -1.1 | -2.5 | 1.5 | 5.3 | 4.1 | -4.7 | -1.5 |
2006 |
+21.60 | +18.60 | 5.6 | 0.0 | 2.1 | 1.9 | -4.2 | 0.5 | 1.3 | 2.4 | 0.8 | 4.2 | 3.5 | 1.8 |
2005 |
+12.41 | +8.78 | -1.9 | 3.4 | -3.3 | -0.4 | 2.6 | 2.2 | 4.3 | 0.4 | 2.4 | -3.0 | 3.8 | 1.8 |
2004 |
+16.58 | +12.81 | 2.4 | 1.7 | 0.6 | -5.9 | 1.8 | 1.8 | -2.5 | 2.3 | 2.4 | 2.6 | 5.0 | 3.9 |
2003 |
+35.10 | +32.40 | -1.7 | -1.0 | 0.0 | 7.9 | 5.3 | 2.7 | 2.8 | 1.9 | 0.6 | 5.5 | 1.9 | 5.2 |
2002 |
-10.76 | -12.92 | -0.7 | 0.6 | 4.0 | -0.9 | -0.4 | -4.4 | -7.5 | 1.3 | -7.7 | 3.4 | 3.9 | -2.0 |
2001 |
-3.19 | -4.71 | 5.1 | -6.4 | -5.2 | 6.1 | 0.4 | -0.5 | -1.9 | -1.5 | -9.2 | 2.8 | 6.2 | 2.3 |
2000 |
-6.29 | -9.40 | -3.7 | 1.5 | 3.3 | -3.0 | -2.1 | 3.8 | -0.7 | 3.0 | -3.0 | -2.6 | -5.5 | 3.1 |
1999 |
+24.62 | +21.38 | 0.2 | -1.6 | 4.2 | 6.7 | -2.2 | 4.1 | -2.0 | -0.4 | -1.2 | 3.7 | 3.4 | 8.1 |
1998 |
+7.96 | +6.25 | -0.5 | 6.1 | 3.8 | 0.2 | -3.4 | 0.0 | -1.3 | -15.0 | 4.7 | 7.1 | 5.1 | 3.0 |
1997 |
+13.00 | +11.12 | 2.7 | 0.9 | -2.8 | 1.6 | 5.6 | 4.1 | 4.4 | -5.4 | 5.2 | -6.1 | 1.3 | 1.4 |
1996 |
+17.62 | +13.78 | 3.4 | 0.2 | 1.2 | 2.3 | 1.4 | 0.1 | -3.9 | 2.4 | 3.6 | 0.6 | 4.9 | 0.4 |
1995 |
+19.21 | +16.26 | -1.8 | 1.1 | 1.9 | 2.9 | 3.3 | 1.3 | 3.3 | -0.2 | 2.3 | -1.8 | 2.7 | 2.8 |
1994 |
-3.04 | -5.50 | 4.5 | -3.5 | -5.5 | 2.0 | 0.7 | -1.5 | 2.3 | 4.0 | -2.4 | 1.3 | -4.4 | 0.1 |
1993 |
+30.82 | +27.24 | 3.8 | 1.6 | 5.7 | 0.9 | 0.5 | 2.3 | 2.2 | 4.2 | -0.3 | 3.6 | -3.5 | 6.5 |
1992 |
+1.63 | -1.29 | 0.3 | -1.3 | -2.5 | 1.2 | 4.9 | -4.4 | 3.0 | -1.1 | -0.6 | -0.1 | 2.1 | 0.5 |
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
- EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
- EFA - iShares MSCI EAFE: simulated historical serie, up to December 2001
- VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
- VIG - Vanguard Dividend Appreciation: simulated historical serie, up to December 2006
- BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
- EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
- LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
Portfolio efficiency
Is the Burton Malkiel Mid-Twenties Portfolio actually efficient, compared to other Lazy Portfolios?
Overall Ratings
The Burton Malkiel Mid-Twenties Portfolio is classified as Very High Risk.
Less than 25%
25% - 49.99%
50% - 74.99%
At least 75%
Very High Risk Portfolios |
All Portfolios |
||
---|---|---|---|
25 Years Ann. Return (Inflation Adjusted) |
+7.17%
(+4.63%) |
Poor : 1 / 5
|
Average : 3 / 5
|
Standard Deviation over 25 Years |
14.27% |
Good : 3.9 / 5
|
Average : 2.4 / 5
|
Maximum Drawdown over 25 Years |
-49.50% |
Good : 3.8 / 5
|
Bad : 1.8 / 5
|
Easy to manage | 8 ETFs |
Bad : 1.5 / 5
|
Bad : 1.5 / 5
|
Rating assigned considering all the Very High Risk Portfolios | Rating assigned considering all the Portfolios in the database |
Best Classic Portfolios, with Very High Risk
30 Years Stats (%) |
% Allocation |
|||||||
---|---|---|---|---|---|---|---|---|
Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
Technology |
+1.22 | +13.42 | -81.08 | 100 | 0 | 0 | ||
US Stocks |
+0.21 | +9.81 | -50.84 | 100 | 0 | 0 | ||
Warren Buffett Portfolio Warren Buffett |
+0.23 | +9.38 | -45.52 | 90 | 10 | 0 | ||
Aggressive Global Income |
-0.99 | +9.37 | -52.63 | 80 | 20 | 0 | ||
Stocks/Bonds 80/20 |
+0.38 | +9.06 | -41.09 | 80 | 20 | 0 |
Last update: Jul 05 2022, 02:00PM Eastern Time.