Data Source: from January 1995 to December 2021

Last Update: 31 December 2021

The Burton Malkiel Mid-Fifties Portfolio is exposed for 80% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 8 ETFs.

In the last 10 years, the portfolio obtained a 10.44% compound annual return, with a 10.64% standard deviation.

In the last 25 years, a 8.77% compound annual return, with a 13.11% standard deviation.

Asset Allocation and ETFs

The Burton Malkiel Mid-Fifties Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Burton Malkiel Mid-Fifties Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
27.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
14.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
14.00 % EFA iShares MSCI EAFE Equity, EAFE, Large Cap
12.50 % VIG Vanguard Dividend Appreciation Equity, U.S., Large Cap
12.50 % VNQ Vanguard Real Estate Real Estate, U.S.
7.50 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
7.50 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
5.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Burton Malkiel Mid-Fifties Portfolio guaranteed the following returns.

BURTON MALKIEL MID-FIFTIES PORTFOLIO RETURNS (%)
Last Update: 31 December 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Burton Malkiel Mid-Fifties Portfolio +4.28 +6.53 +5.03 +15.75 +16.98 +12.13 +10.44 +9.05 +8.77
--- Inflation Adjusted return +3.79 +4.23 +1.58 +8.06 +12.99 +8.95 +8.15 +6.58 +6.33
Components
VTI
Vanguard Total Stock Market
+3.79 +9.11 +9.08 +25.67 +25.73 +17.96 +16.29 +9.91 +9.88
EEM
iShares MSCI Emerging Markets
+1.53 -1.57 -10.09 -3.61 +10.06 +9.16 +4.73 +8.87 +5.94
EFA
iShares MSCI EAFE
+4.41 +2.84 +1.71 +11.46 +13.53 +9.55 +7.92 +6.26 +5.22
VIG
Vanguard Dividend Appreciation
+6.52 +12.34 +11.98 +23.77 +22.79 +17.25 +14.44 +10.05 +10.22
VNQ
Vanguard Real Estate
+9.69 +15.03 +15.74 +40.52 +19.96 +11.22 +11.50 +10.89 +9.94
EMB
iShares JP Morgan USD Em Mkts Bd
+2.16 +0.40 -0.82 -2.24 +5.98 +4.41 +4.59 +7.91 +9.09
LQD
iShares Investment Grade Corporate Bond
-0.03 +0.38 -0.08 -1.85 +8.53 +5.66 +4.94 +5.65 +5.93
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
0.00 -0.03 -0.04 -0.10 +0.77 +0.95 +0.45 +1.12 +1.86
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%

In 2021, the portfolio granted a 2.30% dividend yield. If you are interested in getting periodic income, please refer to the Burton Malkiel Mid-Fifties Portfolio: Dividend Yield page.

Historical Returns

Historical returns and stats of Burton Malkiel Mid-Fifties Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

BURTON MALKIEL MID-FIFTIES PORTFOLIO
Last Update: 31 December 2021
Swipe left to see all data
Period Return
Dec 2021
update
Return
Inflation
Adjusted
Standard
Deviation(*)
Max
Drawdown
Months
Pos - Neg
1M
Dec 2021
+4.28%
+3.79%
0.00%
1 - 0
3M
+6.53%
+4.23%
-2.16%
Nov 2021 - Nov 2021
2 - 1
6M
+5.03%
+1.58%
-3.95%
Sep 2021 - Sep 2021
4 - 2
YTD
+15.75%
+8.06%
8.30%
-3.95%
Sep 2021 - Sep 2021
9 - 3
75% pos
1Y
+15.75%
+8.06%
8.30%
-3.95%
Sep 2021 - Sep 2021
9 - 3
75% pos
3Y
+16.98%
annualized
+12.99%
annualized
13.94%
-18.63%
Jan 2020 - Mar 2020
26 - 10
72% pos
5Y
+12.13%
annualized
+8.95%
annualized
12.10%
-18.63%
Jan 2020 - Mar 2020
44 - 16
73% pos
10Y
+10.44%
annualized
+8.15%
annualized
10.64%
-18.63%
Jan 2020 - Mar 2020
82 - 38
68% pos
20Y
+9.05%
annualized
+6.58%
annualized
12.94%
-46.21%
Nov 2007 - Feb 2009
159 - 81
66% pos
25Y
+8.77%
annualized
+6.33%
annualized
13.11%
-46.21%
Nov 2007 - Feb 2009
195 - 105
65% pos
MAX
01 Jan 1995
+9.52%
annualized
+7.02%
annualized
12.75%
-46.21%
Nov 2007 - Feb 2009
215 - 109
66% pos
(*)Annualized St.Dev. of monthly returns

Portfolio efficiency

Is the Burton Malkiel Mid-Fifties Portfolio actually efficient, compared to other Lazy Portfolios?

Best Classic Portfolios, with Very High Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Technology
+13.30% -81.08% 100 0 0 Compare
US Stocks
+9.88% -50.84% 100 0 0 Compare
Warren Buffett Portfolio
Warren Buffett
+9.38% -45.53% 90 10 0 Compare
Aggressive Global Income
+9.25% -52.62% 80 20 0 Compare
Stocks/Bonds 80/20
+9.17% -41.09% 80 20 0 Compare

See all portfolios

Our overall ratings, assigned to the Burton Malkiel Mid-Fifties Portfolio. The portfolio is classified as Very High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Very High Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+8.77%
(+6.33%)
Good : 3.2 / 5
Excellent : 4.1 / 5
Standard Deviation
over 25 Years
13.11%
Excellent : 4.4 / 5
Average : 2.6 / 5
Maximum Drawdown
over 25 Years
-46.21%
Excellent : 4.7 / 5
Bad : 2 / 5
Easy to manage 8 ETFs
Bad : 1.5 / 5
Bad : 1.5 / 5
Rating assigned considering all the Very High Risk Portfolios Rating assigned considering all the Portfolios in the database

Capital Growth

Time Range:

An investment of 1000$, since January 1997, now would be worth 8178.07$, with a total return of 717.81% (8.77% annualized).

The Inflation Adjusted Capital now would be 4643.71$, with a net total return of 364.37% (6.33% annualized).

Drawdowns

Time Range:

Worst drawdowns since January 1997 - Chart and Data

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-46.21% Nov 2007 Feb 2009 16 Feb 2011 24 40
-18.63% Jan 2020 Mar 2020 3 Aug 2020 5 8
-18.18% May 1998 Aug 1998 4 Apr 1999 8 12
-15.78% May 2011 Sep 2011 5 Mar 2012 6 11
-15.37% Apr 2002 Sep 2002 6 Jun 2003 9 15
-13.61% Sep 2000 Sep 2001 13 Mar 2002 6 19
-10.02% Feb 2018 Dec 2018 11 Mar 2019 3 14
-9.21% May 2015 Feb 2016 10 Jun 2016 4 14
-6.70% Apr 2004 Apr 2004 1 Oct 2004 6 7
-6.25% Apr 2012 May 2012 2 Aug 2012 3 5
-5.58% Oct 1997 Oct 1997 1 Feb 1998 4 5
-4.62% Aug 1997 Aug 1997 1 Sep 1997 1 2
-3.97% Jun 2007 Jul 2007 2 Sep 2007 2 4
-3.96% May 2013 Jun 2013 2 Sep 2013 3 5
-3.95% Sep 2021 Sep 2021 1 Oct 2021 1 2
-3.94% May 2019 May 2019 1 Jun 2019 1 2
-3.88% Jul 1999 Sep 1999 3 Nov 1999 2 5
-3.55% Sep 2020 Oct 2020 2 Nov 2020 1 3
-3.49% May 2006 May 2006 1 Aug 2006 3 4
-3.42% Sep 2014 Sep 2014 1 Nov 2014 2 3

Rolling Returns ( more details)

Burton Malkiel Mid-Fifties Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+10.16% +55.26%
Mar 2009 - Feb 2010
-39.51%
Mar 2008 - Feb 2009
19.17%
2 Years
+9.16% +36.93%
Mar 2009 - Feb 2011
-22.12%
Mar 2007 - Feb 2009
11.96%
3 Years
+8.72% +24.79%
Mar 2009 - Feb 2012
-11.17%
Mar 2006 - Feb 2009
11.42%
5 Years
+8.42% +19.21%
Mar 2009 - Feb 2014
-1.65%
Mar 2004 - Feb 2009
0.75%
7 Years
+8.23% +13.40%
Mar 2009 - Feb 2016
+2.16%
Mar 2002 - Feb 2009
0.00%
10 Years
+8.39% +12.73%
Mar 2009 - Feb 2019
+3.48%
Mar 1999 - Feb 2009
0.00%
15 Years
+8.17% +10.27%
Feb 2003 - Jan 2018
+6.50%
Apr 2005 - Mar 2020
0.00%
20 Years
+8.22% +9.71%
Mar 1995 - Feb 2015
+6.51%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Burton Malkiel Mid-Fifties Portfolio: Rolling Returns page.

Seasonality

Burton Malkiel Mid-Fifties Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.34
48%
0.22
63%
1.00
78%
2.32
81%
0.40
59%
0.57
67%
1.04
63%
-0.27
59%
0.05
63%
0.75
63%
1.50
70%
2.02
81%
Best
Year
7.6
2019
5.4
1998
7.5
2009
11.7
2009
7.1
2009
5.1
2019
7.9
2009
3.7
2020
7.1
2010
9.9
2011
9.4
2020
7.6
2008
Worst
Year
-9.2
2009
-9.7
2009
-13.0
2020
-6.7
2004
-6.8
2010
-7.3
2008
-7.1
2002
-14.5
1998
-8.8
2001
-18.4
2008
-6.0
2008
-5.7
2018
Statistics calculated for the period Jan 1995 - Dec 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly/Yearly Returns

Burton Malkiel Mid-Fifties Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
215 Positive Months (66%) - 109 Negative Months (34%)
Jan 1995 - Dec 2021
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+15.75 +8.06 -0.4 1.5 2.5 3.8 1.3 1.2 0.9 1.8 -4.0 4.4 -2.2 4.3
2020
+11.71 +10.28 -0.8 -5.7 -13.0 8.3 3.9 2.6 4.6 3.7 -2.1 -1.5 9.4 3.8
2019
+23.79 +21.05 7.6 1.8 1.7 2.3 -3.9 5.1 0.4 -0.4 1.5 1.8 1.3 2.8
2018
-7.10 -8.85 3.2 -4.3 -0.2 -0.4 0.7 -0.2 2.8 0.7 0.1 -5.9 2.3 -5.7
2017
+19.19 +16.73 2.2 2.6 0.7 1.3 1.5 0.7 2.2 0.5 1.3 1.5 1.7 1.5
2016
+8.92 +6.73 -3.7 -0.3 7.2 0.4 0.3 2.1 3.4 -0.1 0.2 -2.2 -0.1 1.8
2015
-2.27 -2.89 0.1 3.2 -0.8 0.9 -0.3 -2.5 0.9 -5.6 -1.7 5.7 -0.3 -1.5
2014
+8.09 +7.39 -2.8 4.2 0.8 1.1 2.1 1.5 -1.1 2.6 -3.4 2.8 1.2 -0.9
2013
+14.67 +12.96 2.8 0.3 1.9 2.8 -1.6 -2.4 3.5 -3.1 4.4 3.7 0.4 1.4
2012
+15.47 +13.47 5.0 3.1 1.2 -0.2 -6.1 4.1 1.3 1.5 2.0 -0.5 1.0 2.5
2011
-0.94 -3.88 0.8 2.6 0.6 3.4 -0.8 -1.3 -1.0 -5.2 -8.4 9.9 -1.3 0.7
2010
+15.05 +13.42 -3.7 2.3 5.8 1.6 -6.8 -2.9 7.4 -2.3 7.1 3.1 -1.6 5.2
2009
+29.23 +25.70 -9.2 -9.7 7.5 11.7 7.1 -0.5 7.9 3.5 5.0 -2.3 5.1 2.3
2008
-30.43 -30.42 -4.5 -1.2 0.4 4.6 1.0 -7.3 -0.7 -0.4 -8.0 -18.4 -6.0 7.6
2007
+7.08 +2.85 2.0 -1.2 1.3 2.8 2.3 -1.4 -2.6 1.7 4.8 3.5 -4.3 -1.5
2006
+21.13 +18.15 5.0 0.6 1.7 1.3 -3.5 0.6 1.7 2.5 0.7 4.1 3.5 1.4
2005
+11.28 +7.69 -1.7 2.8 -3.2 0.2 2.6 2.4 3.8 0.4 1.8 -2.7 3.5 1.1
2004
+15.92 +12.17 2.5 1.3 1.0 -6.7 1.8 1.7 -1.8 2.9 2.1 2.5 4.2 3.7
2003
+33.06 +30.41 -1.3 -0.3 0.4 7.7 4.9 2.7 2.3 0.7 0.7 4.7 1.9 4.7
2002
-8.20 -10.42 -0.4 0.9 3.7 -0.3 -0.3 -3.7 -7.1 2.0 -6.6 2.3 2.6 -0.9
2001
+1.81 +0.20 5.8 -5.2 -4.0 5.1 0.6 0.3 -1.2 -0.4 -8.8 2.9 6.0 1.9
2000
-1.81 -5.08 -3.1 0.8 3.1 -1.8 -1.4 3.5 0.5 2.6 -2.2 -2.1 -4.4 3.1
1999
+18.47 +15.38 -0.5 -1.4 3.3 6.1 -1.9 3.2 -2.2 -0.4 -1.2 3.2 2.3 7.3
1998
+6.91 +5.21 -0.4 5.4 3.6 0.1 -3.1 0.1 -1.4 -14.5 4.9 6.2 4.9 2.8
1997
+14.24 +12.33 2.6 0.8 -2.7 1.7 5.3 3.9 4.4 -4.6 5.2 -5.6 1.5 1.6
1996
+18.61 +14.73 3.3 0.0 1.0 2.2 1.5 0.3 -3.3 2.4 3.7 0.8 4.9 0.7
1995
+20.11 +17.14 -1.3 1.2 1.6 2.8 3.6 1.4 2.9 0.1 2.3 -1.6 2.7 2.9

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • EFA - iShares MSCI EAFE: simulated historical serie, up to December 2001
  • VIG - Vanguard Dividend Appreciation: simulated historical serie, up to December 2006
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
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