Data Source: from January 1992 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.90%
1 Day
Jul 05 2022, 03:00PM Eastern Time
0.21%
Current Month
July 2022

The Burton Malkiel Late Thirties to Early Forties Portfolio is a Very High Risk portfolio and can be implemented with 8 ETFs.

It's exposed for 85% on the Stock Market.

In the last 30 Years, the Burton Malkiel Late Thirties to Early Forties Portfolio obtained a 8.64% compound annual return, with a 13.21% standard deviation.

Asset Allocation and ETFs

The Burton Malkiel Late Thirties to Early Forties Portfolio has the following asset allocation:

85% Stocks
15% Fixed Income
0% Commodities

The Burton Malkiel Late Thirties to Early Forties Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
32.50 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
16.25 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
16.25 % EFA iShares MSCI EAFE Equity, EAFE, Large Cap
10.00 % VIG Vanguard Dividend Appreciation Equity, U.S., Large Cap
10.00 % VNQ Vanguard Real Estate Real Estate, U.S.
5.00 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
5.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
5.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Burton Malkiel Late Thirties to Early Forties Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1992.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
BURTON MALKIEL LATE THIRTIES TO EARLY FORTIES PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Burton Malkiel Late Thirties to Early Forties Portfolio -0.90 -0.21 -6.73 -18.21 -14.41 6.06 7.80 8.64
US Inflation Adjusted return -6.73 -21.39 -20.44 2.37 5.21 6.02
Components
VTI
Vanguard Total Stock Market
-0.20 02:59PM
Jul 05 2022
0.85 -8.23 -21.32 -14.17 10.53 12.52 9.81
EEM
iShares MSCI Emerging Markets
-1.28 03:00PM
Jul 05 2022
-1.90 -5.14 -17.20 -25.55 1.56 2.33 6.09
EFA
iShares MSCI EAFE
-2.47 03:00PM
Jul 05 2022
-2.24 -8.72 -18.78 -17.39 2.23 5.36 5.01
VIG
Vanguard Dividend Appreciation
-0.97 02:59PM
Jul 05 2022
-0.03 -6.23 -15.69 -5.59 11.19 11.97 10.35
VNQ
Vanguard Real Estate
-0.86 03:00PM
Jul 05 2022
0.93 -7.46 -20.54 -8.02 5.69 7.49 9.57
EMB
iShares JP Morgan USD Em Mkts Bd
-0.79 02:59PM
Jul 05 2022
0.60 -6.15 -20.28 -20.94 -1.34 1.59 9.35
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
0.00 02:59PM
Jul 05 2022
-0.01 0.08 0.12 0.08 0.92 0.47 2.19
LQD
iShares Investment Grade Corporate Bond
0.04 02:59PM
Jul 05 2022
1.30 -3.62 -16.08 -16.14 1.18 2.60 5.53
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Burton Malkiel Late Thirties to Early Forties Portfolio granted a 2.23% dividend yield. If you are interested in getting periodic income, please refer to the Burton Malkiel Late Thirties to Early Forties Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Burton Malkiel Late Thirties to Early Forties Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

BURTON MALKIEL LATE THIRTIES TO EARLY FORTIES PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1992 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-6.73
-6.73
-6.73
Jun 2022 - Jun 2022
0 - 1
3M
-12.93
-14.05
-12.93
Apr 2022 - Jun 2022
0 - 3
6M
-18.21
-21.39
-18.21
Jan 2022 - Jun 2022
1 - 5
YTD
-18.21
-21.39
-18.21
Jan 2022 - Jun 2022
1 - 5
1Y
-14.41
-20.44
12.77
-18.21
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
4.82
0.30
15.18
-19.36
Jan 2020 - Mar 2020
22 - 14
61% pos
5Y(*)
6.06
2.37
13.74
-19.36
Jan 2020 - Mar 2020
39 - 21
65% pos
10Y(*)
7.80
5.21
11.41
-19.36
Jan 2020 - Mar 2020
79 - 41
66% pos
15Y(*)
5.62
3.25
14.68
-48.28
Nov 2007 - Feb 2009
111 - 69
62% pos
20Y(*)
8.03
5.45
13.73
-48.28
Nov 2007 - Feb 2009
157 - 83
65% pos
25Y(*)
7.27
4.73
13.91
-48.28
Nov 2007 - Feb 2009
188 - 112
63% pos
30Y(*)
8.64
6.02
13.21
-48.28
Nov 2007 - Feb 2009
233 - 127
65% pos
MAX(*)
01 Jan 1992
8.43
5.80
13.16
-48.28
Nov 2007 - Feb 2009
236 - 130
64% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 12015.45$, with a total return of 1101.54% (8.64% annualized).

The Inflation Adjusted Capital now would be 5775.35$, with a net total return of 477.53% (6.02% annualized).
An investment of 1000$, since January 1992, now would be worth 11788.23$, with a total return of 1078.82% (8.43% annualized).

The Inflation Adjusted Capital now would be 5589.29$, with a net total return of 458.93% (5.80% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-48.28% Nov 2007 Feb 2009 16 Apr 2011 26 42
-21.55% Sep 2000 Sep 2002 25 Oct 2003 13 38
-19.36% Jan 2020 Mar 2020 3 Aug 2020 5 8
-18.70% May 1998 Aug 1998 4 Mar 1999 7 11
-18.21% Jan 2022 Jun 2022 6 in progress 6
-17.20% May 2011 Sep 2011 5 Sep 2012 12 17
-11.04% Feb 2018 Dec 2018 11 Apr 2019 4 15
-10.51% May 2015 Feb 2016 10 Jul 2016 5 15
-8.61% Feb 1994 Mar 1994 2 May 1995 14 16
-6.18% Apr 2004 Apr 2004 1 Oct 2004 6 7
-6.08% Aug 1997 Oct 1997 3 Feb 1998 4 7
-4.51% May 2019 May 2019 1 Jun 2019 1 2
-4.37% Apr 2000 May 2000 2 Aug 2000 3 5
-3.97% Sep 2021 Sep 2021 1 Oct 2021 1 2
-3.91% May 2006 May 2006 1 Aug 2006 3 4
-3.78% Jul 1996 Jul 1996 1 Sep 1996 2 3
-3.75% Jul 1999 Sep 1999 3 Nov 1999 2 5
-3.67% Sep 2020 Oct 2020 2 Nov 2020 1 3
-3.65% May 2013 Jun 2013 2 Jul 2013 1 3
-3.59% Jun 2007 Jul 2007 2 Sep 2007 2 4
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-48.28% Nov 2007 Feb 2009 16 Apr 2011 26 42
-21.55% Sep 2000 Sep 2002 25 Oct 2003 13 38
-19.36% Jan 2020 Mar 2020 3 Aug 2020 5 8
-18.70% May 1998 Aug 1998 4 Mar 1999 7 11
-18.21% Jan 2022 Jun 2022 6 in progress 6
-17.20% May 2011 Sep 2011 5 Sep 2012 12 17
-11.04% Feb 2018 Dec 2018 11 Apr 2019 4 15
-10.51% May 2015 Feb 2016 10 Jul 2016 5 15
-8.61% Feb 1994 Mar 1994 2 May 1995 14 16
-6.18% Apr 2004 Apr 2004 1 Oct 2004 6 7
-6.08% Aug 1997 Oct 1997 3 Feb 1998 4 7
-4.51% May 2019 May 2019 1 Jun 2019 1 2
-4.37% Apr 2000 May 2000 2 Aug 2000 3 5
-4.15% Jun 1992 Jun 1992 1 Jan 1993 7 8
-3.97% Sep 2021 Sep 2021 1 Oct 2021 1 2
-3.91% May 2006 May 2006 1 Aug 2006 3 4
-3.78% Jul 1996 Jul 1996 1 Sep 1996 2 3
-3.75% Jul 1999 Sep 1999 3 Nov 1999 2 5
-3.67% Sep 2020 Oct 2020 2 Nov 2020 1 3
-3.65% May 2013 Jun 2013 2 Jul 2013 1 3

Rolling Returns ( more details)

Burton Malkiel Late Thirties to Early Forties Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
10.13 57.14
Mar 2009 - Feb 2010
-41.31
Mar 2008 - Feb 2009
20.56%
2 Years
9.43 37.96
Mar 2009 - Feb 2011
-22.98
Mar 2007 - Feb 2009
13.41%
3 Years
9.03 25.05
Mar 2009 - Feb 2012
-11.83
Mar 2006 - Feb 2009
12.08%
5 Years
8.82 19.97
Nov 2002 - Oct 2007
-1.97
Mar 2004 - Feb 2009
0.98%
7 Years
8.47 15.02
Jan 1993 - Dec 1999
1.83
Mar 2002 - Feb 2009
0.00%
10 Years
8.30 12.91
Mar 2009 - Feb 2019
2.84
Mar 1999 - Feb 2009
0.00%
15 Years
8.21 12.22
Nov 1992 - Oct 2007
5.32
Mar 1994 - Feb 2009
0.00%
20 Years
8.28 9.44
Mar 1995 - Feb 2015
6.06
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Burton Malkiel Late Thirties to Early Forties Portfolio: Rolling Returns page.

Seasonality

Burton Malkiel Late Thirties to Early Forties Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.38
48%
0.01
61%
0.86
74%
2.00
77%
0.49
61%
0.15
58%
1.14
63%
-0.12
57%
-0.09
57%
0.90
63%
1.24
70%
2.06
83%
Best
Year
7.8
2019
6.0
1998
8.1
2009
11.8
2009
7.8
2009
5.4
2019
8.2
2009
4.2
2020
7.8
2010
10.4
2011
9.9
2020
7.9
1999
Worst
Year
-9.3
2009
-9.6
2009
-13.2
2020
-6.6
2022
-7.3
2010
-7.6
2008
-7.5
2002
-14.9
1998
-9.3
2001
-18.7
2008
-6.6
2008
-6.1
2018
Statistics calculated for the period Jan 1992 - Jun 2022

Monthly/Yearly Returns

Burton Malkiel Late Thirties to Early Forties Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
236 Positive Months (64%) - 130 Negative Months (36%)
Jan 1992 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-18.21 -21.39 -4.3 -3.1 1.3 -6.6 0.0 -6.7
2021
+15.84 +8.16 -0.2 1.7 2.5 3.7 1.3 1.2 0.6 1.9 -4.0 4.5 -2.3 4.1
2020
+12.75 +11.32 -1.1 -6.0 -13.2 8.6 4.1 2.8 4.7 4.2 -2.2 -1.5 9.9 4.2
2019
+24.10 +21.35 7.8 1.9 1.6 2.5 -4.5 5.4 0.2 -0.9 1.6 2.0 1.5 3.1
2018
-7.61 -9.35 3.9 -4.4 -0.4 -0.3 0.7 -0.4 2.8 0.7 0.1 -6.3 2.4 -6.1
2017
+20.64 +18.13 2.5 2.6 0.9 1.4 1.6 0.7 2.4 0.5 1.4 1.7 1.7 1.5
2016
+8.99 +6.80 -4.1 -0.4 7.5 0.5 0.2 1.8 3.6 0.0 0.4 -2.1 0.1 1.7
2015
-2.65 -3.26 -0.3 3.7 -0.9 1.3 -0.3 -2.4 0.7 -5.9 -2.1 6.0 -0.3 -1.7
2014
+7.18 +6.49 -3.3 4.3 0.9 1.0 2.1 1.6 -1.2 2.7 -3.5 2.6 1.2 -1.1
2013
+16.37 +14.64 3.1 0.2 2.0 2.7 -1.3 -2.4 3.8 -3.0 4.6 3.7 0.7 1.6
2012
+15.81 +13.81 5.4 3.4 1.2 -0.4 -6.6 4.3 1.1 1.7 2.2 -0.6 1.1 2.7
2011
-2.39 -5.29 0.8 2.7 0.7 3.4 -1.0 -1.4 -1.3 -5.7 -8.9 10.4 -1.2 0.3
2010
+14.99 +13.36 -4.0 2.3 6.0 1.3 -7.3 -3.2 7.7 -2.8 7.8 3.3 -1.6 5.7
2009
+31.14 +27.55 -9.3 -9.6 8.1 11.8 7.8 -0.6 8.2 3.3 5.2 -2.5 5.3 2.4
2008
-32.91 -32.89 -5.1 -1.2 0.0 4.9 1.2 -7.6 -1.1 -0.6 -8.5 -18.7 -6.6 6.7
2007
+8.39 +4.11 1.9 -1.3 1.5 3.1 2.6 -1.1 -2.5 1.5 5.1 3.8 -4.6 -1.5
2006
+21.40 +18.42 5.3 0.3 1.9 1.7 -3.9 0.5 1.4 2.4 0.7 4.2 3.5 1.7
2005
+11.93 +8.32 -1.7 3.1 -3.3 -0.3 2.6 2.3 4.1 0.4 2.2 -2.9 3.7 1.5
2004
+16.16 +12.40 2.4 1.5 0.7 -6.2 1.8 1.8 -2.3 2.5 2.3 2.5 4.7 3.8
2003
+34.34 +31.66 -1.5 -0.7 0.1 8.0 5.1 2.7 2.7 1.3 0.6 5.2 1.9 5.0
2002
-10.16 -12.33 -0.6 0.6 3.9 -0.7 -0.4 -4.2 -7.5 1.6 -7.4 3.0 3.3 -1.6
2001
-1.34 -2.90 5.6 -6.0 -4.8 5.8 0.5 -0.2 -1.6 -1.1 -9.3 3.0 6.2 2.1
2000
-4.91 -8.07 -3.5 1.2 3.2 -2.6 -1.8 3.7 -0.3 3.0 -2.8 -2.4 -5.2 3.0
1999
+22.20 +19.01 -0.1 -1.5 3.8 6.4 -2.1 3.8 -2.1 -0.4 -1.2 3.6 2.9 7.9
1998
+8.06 +6.35 -0.5 6.0 3.7 0.2 -3.3 0.1 -1.3 -14.9 4.8 6.9 5.0 3.0
1997
+13.64 +11.75 2.7 0.8 -2.8 1.7 5.6 4.0 4.5 -5.1 5.2 -5.9 1.4 1.5
1996
+17.87 +14.01 3.4 0.2 1.1 2.3 1.5 0.1 -3.8 2.4 3.7 0.7 4.9 0.4
1995
+19.80 +16.84 -1.6 1.2 1.9 2.8 3.4 1.3 3.2 -0.1 2.3 -1.7 2.8 2.8
1994
-3.04 -5.49 4.3 -3.5 -5.3 1.8 0.7 -1.5 2.2 3.9 -2.3 1.2 -4.2 0.2
1993
+29.60 +26.06 3.7 1.6 5.5 0.8 0.6 2.3 2.1 4.2 -0.3 3.4 -3.4 6.2
1992
+2.17 -0.78 0.2 -1.1 -2.5 1.2 4.7 -4.1 3.0 -1.0 -0.5 -0.1 2.2 0.6

Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • EFA - iShares MSCI EAFE: simulated historical serie, up to December 2001
  • VIG - Vanguard Dividend Appreciation: simulated historical serie, up to December 2006
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002

Portfolio efficiency

Is the Burton Malkiel Late Thirties to Early Forties Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Burton Malkiel Late Thirties to Early Forties Portfolio is classified as Very High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Very High Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+7.27%
(+4.73%)
Bad : 1 / 5
Average : 3 / 5
Standard Deviation
over 25 Years
13.91%
Excellent : 4 / 5
Average : 2.4 / 5
Maximum Drawdown
over 25 Years
-48.28%
Excellent : 4.1 / 5
Bad : 1.8 / 5
Easy to manage 8 ETFs
Bad : 1.5 / 5
Bad : 1.5 / 5
Rating assigned considering all the Very High Risk Portfolios Rating assigned considering all the Portfolios in the database

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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