Last Update: 31 May 2020

The Bogleheads Four Funds Portfolio is exposed for 80% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 8.73% compound annual return, with a 11.29% standard deviation.

In 2019, the portfolio granted a 2.73% dividend yield. If you are interested in getting periodic income, please refer to the Bogleheads Four Funds Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Bogleheads Four Funds Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Bogleheads Four Funds Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
50.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
30.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
10.00 % TIP iShares TIPS Bond Bond, U.S., All-Term
10.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term

Portfolio and ETF Returns

The Bogleheads Four Funds Portfolio guaranteed the following returns.

BOGLEHEADS FOUR FUNDS PORTFOLIO RETURNS (%)
Last Update: 31 May 2020
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Bogleheads Four Funds Portfolio +4.10 +0.25 -3.50 +6.91 +5.90 +5.76 +8.73
Components
VTI - Vanguard Total Stock Market +5.40 +2.65 -2.97 +11.28 +9.52 +9.14 +12.78
VEU - Vanguard FTSE All-World ex-US +4.68 -5.11 -10.83 -2.79 -0.08 +1.04 +4.75
TIP - iShares TIPS Bond +0.65 +1.88 +5.38 +8.06 +4.31 +3.27 +3.41
BND - Vanguard Total Bond Market +0.67 +1.97 +5.64 +9.75 +5.18 +4.02 +3.79
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Bogleheads Four Funds Portfolio: Dividend Yield page.

Historical Returns

Bogleheads Four Funds Portfolio - Historical returns and stats.

BOGLEHEADS FOUR FUNDS PORTFOLIO
Last Update: 31 May 2020
Swipe left to see all data
Period Returns
May 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+4.10%
0.00%
1 - 0
3M
+0.25%
-11.54%
Mar 2020 - Mar 2020
2 - 1
6M
-3.50%
-17.10%
Jan 2020 - Mar 2020
3 - 3
YTD
-6.05%
-17.10%
Jan 2020 - Mar 2020
2 - 3
1Y
+6.91%
17.55%
-17.10%
Jan 2020 - Mar 2020
8 - 4
3Y
+5.90%
annualized
13.19%
-17.10%
Jan 2020 - Mar 2020
26 - 10
5Y
+5.76%
annualized
11.74%
-17.10%
Jan 2020 - Mar 2020
42 - 18
10Y
+8.73%
annualized
11.29%
-17.10%
Jan 2020 - Mar 2020
80 - 40
MAX
01 Jan 2001
+6.08%
annualized
12.49%
-44.07%
Nov 2007 - Feb 2009
145 - 88

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Technology
+18.99% 1 100 0 0 Compare
US Stocks
+12.78% 1 100 0 0 Compare
Warren Buffett
+12.02% 2 90 10 0 Compare
Second Grader's Starter
Paul Farrell
+9.60% 3 90 10 0 Compare
Edge Select Aggressive
Merrill Lynch
+9.18% 12 84 16 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Bogleheads Four Funds Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.74% +48.60%
Mar 2009 - Feb 2010
-37.94%
Mar 2008 - Feb 2009
23.42%
2 Years
+7.69% +33.36%
Mar 2009 - Feb 2011
-20.48%
Mar 2007 - Feb 2009
16.19%
3 Years
+7.87% +22.28%
Mar 2009 - Feb 2012
-10.56%
Mar 2006 - Feb 2009
13.64%
5 Years
+7.48% +18.54%
Mar 2009 - Feb 2014
-2.51%
Mar 2004 - Feb 2009
1.72%
7 Years
+7.15% +12.65%
Mar 2009 - Feb 2016
+0.75%
Mar 2002 - Feb 2009
0.00%
10 Years
+7.29% +12.28%
Mar 2009 - Feb 2019
+4.60%
Feb 2001 - Jan 2011
0.00%
15 Years
+7.47% +9.57%
Feb 2003 - Jan 2018
+5.06%
Feb 2001 - Jan 2016
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-6.05% -0.6 -5.7 -11.5 8.9 4.1
2019
+23.60% 6.8 2.3 1.4 2.9 -4.7 5.6 0.2 -1.3 1.6 2.1 2.3 2.7
2018
-7.02% 4.1 -3.7 -1.0 0.3 0.9 -0.2 2.5 1.2 0.1 -6.5 1.6 -6.0
2017
+19.47% 2.3 2.3 0.9 1.3 1.5 0.6 2.1 0.5 1.7 1.7 1.7 1.4
2016
+8.61% -4.3 -0.5 6.2 1.0 0.6 0.4 3.4 0.2 0.7 -1.8 1.2 1.6
2015
-1.37% -0.8 4.3 -1.0 1.8 0.2 -1.9 0.9 -5.5 -2.6 5.9 -0.1 -1.9
2014
+5.85% -3.0 4.2 0.3 0.7 1.9 1.9 -1.5 2.6 -2.8 1.6 1.3 -1.2
2013
+19.92% 3.3 0.3 2.2 2.1 -0.3 -2.3 4.5 -2.4 4.5 3.4 1.5 1.8
2012
+14.85% 4.9 3.7 1.1 -0.6 -6.4 3.9 0.9 2.2 2.4 -0.7 1.0 2.0
2011
-1.60% 1.3 2.8 0.3 3.5 -1.4 -1.2 -1.3 -5.3 -7.4 9.0 -0.8 0.0
2010
+13.49% -3.2 2.0 5.2 1.0 -7.1 -3.1 6.6 -3.0 7.8 3.4 -1.2 5.7
2009
+26.98% -8.1 -8.2 7.7 9.0 7.5 -0.4 7.3 3.0 4.2 -2.2 4.8 1.6
2008
-30.83% -4.9 -1.1 -0.4 3.9 1.3 -6.3 -1.5 -0.6 -8.5 -16.0 -4.8 4.5
2007
+9.23% 1.2 -0.5 1.4 3.3 2.6 -0.8 -1.8 0.7 4.1 3.0 -3.1 -1.0
2006
+16.29% 3.7 -0.1 1.7 2.0 -3.0 0.0 0.6 2.3 1.3 3.1 2.6 1.3
2005
+8.31% -1.7 2.3 -1.9 -1.4 2.1 0.9 2.9 0.7 1.7 -2.4 3.2 1.8
2004
+13.90% 2.0 1.8 -0.1 -2.8 1.0 1.8 -2.6 0.7 1.8 2.1 4.4 3.4
2003
+28.68% -2.5 -1.0 -0.4 7.2 5.4 1.5 1.4 2.2 0.8 5.1 1.5 4.7
2002
-12.27% -1.7 -0.4 3.3 -1.7 -0.1 -4.5 -6.7 1.0 -7.4 4.5 4.1 -2.7
2001
-9.93% 2.6 -6.8 -5.2 6.2 -0.3 -1.9 -1.1 -3.5 -7.1 2.5 4.1 1.0

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001

VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007

TIP - iShares TIPS Bond: simulated historical serie, up to December 2003

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

Share this page