Last Update: 31 December 2020

The Bob Clyatt Sandwich Portfolio is exposed for 55% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 8 ETFs.

In the last 10 years, the portfolio obtained a 6.99% compound annual return, with a 7.37% standard deviation.

In 2020, the portfolio granted a 1.53% dividend yield. If you are interested in getting periodic income, please refer to the Bob Clyatt Sandwich Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Bob Clyatt Sandwich Portfolio has the following asset allocation:

55% Stocks
45% Fixed Income
0% Commodities

The Bob Clyatt Sandwich Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % VV Vanguard Large-Cap Equity, U.S., Large Cap
10.00 % SCZ iShares MSCI EAFE Small-Cap Equity, EAFE, Small Cap
8.00 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
6.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
6.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
5.00 % VNQ Vanguard Real Estate Real Estate, U.S.
41.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
4.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Bob Clyatt Sandwich Portfolio guaranteed the following returns.

BOB CLYATT SANDWICH PORTFOLIO RETURNS (%)
Last Update: 31 December 2020
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Bob Clyatt Sandwich Portfolio +3.14 +8.67 +13.19 +10.59 +7.15 +8.26 +6.99
Components
VV - Vanguard Large-Cap +4.10 +12.78 +23.87 +20.99 +14.91 +15.66 +14.00
SCZ - iShares MSCI EAFE Small-Cap +7.06 +16.74 +28.43 +11.69 +4.67 +9.33 +7.80
IJR - iShares Core S&P Small-Cap +8.24 +31.22 +35.53 +11.28 +7.74 +12.37 +11.89
EEM - iShares MSCI Emerging Markets +7.14 +18.41 +30.55 +17.03 +5.42 +12.26 +2.95
VEU - Vanguard FTSE All-World ex-US +5.72 +16.59 +24.39 +11.12 +5.12 +9.20 +5.12
VNQ - Vanguard Real Estate +2.72 +9.28 +10.71 -4.68 +4.91 +5.63 +8.66
IEI - iShares 3-7 Year Treasury Bond +0.11 -0.18 +0.01 +6.95 +4.64 +3.26 +2.92
BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill 0.00 0.00 -0.01 +0.40 +1.39 +0.99 +0.46
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Bob Clyatt Sandwich Portfolio: Dividend Yield page.

Historical Returns

Bob Clyatt Sandwich Portfolio - Historical returns and stats.

BOB CLYATT SANDWICH PORTFOLIO
Last Update: 31 December 2020
Swipe left to see all data
Period Returns
Dec 2020		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+3.14%
0.00%
1 - 0
3M
+8.67%
-1.03%
Oct 2020 - Oct 2020
2 - 1
6M
+13.19%
-2.40%
Sep 2020 - Oct 2020
4 - 2
YTD
+10.59%
12.60%
-10.74%
Jan 2020 - Mar 2020
7 - 5
1Y
+10.59%
12.60%
-10.74%
Jan 2020 - Mar 2020
7 - 5
3Y
+7.15%
annualized
9.47%
-10.74%
Jan 2020 - Mar 2020
23 - 13
5Y
+8.26%
annualized
7.84%
-10.74%
Jan 2020 - Mar 2020
43 - 17
10Y
+6.99%
annualized
7.37%
-10.74%
Jan 2020 - Mar 2020
82 - 38
MAX
01 Jan 2008
+6.27%
annualized
9.00%
-26.74%
Jan 2008 - Feb 2009
102 - 54

* Annualized St.Dev. of monthly returns

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Bob Clyatt Sandwich Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +6.72% +35.08%
Mar 2009 - Feb 2010 		-24.75%
Mar 2008 - Feb 2009 		14.48%
2 Years
 +7.21% +25.10%
Mar 2009 - Feb 2011 		-0.48%
Jan 2008 - Dec 2009 		2.26%
3 Years
 +7.15% +17.78%
Mar 2009 - Feb 2012 		+2.76%
Apr 2017 - Mar 2020 		0.00%
5 Years
 +7.01% +14.24%
Mar 2009 - Feb 2014 		+3.31%
Apr 2015 - Mar 2020 		0.00%
7 Years
 +6.97% +10.24%
Mar 2009 - Feb 2016 		+4.56%
Apr 2013 - Mar 2020 		0.00%
10 Years
 +7.13% +9.50%
Mar 2009 - Feb 2019 		+5.66%
Apr 2010 - Mar 2020 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Bob Clyatt Sandwich Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Bob Clyatt Sandwich Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.1 0.1 0.9 1.8 -0.1 0.0 1.6 0.0 0.2 0.0 1.0 1.0
Best 5.2
2019 		2.7
2014 		5.4
2009 		6.8
2009 		4.6
2009 		3.6
2019 		5.4
2009 		2.8
2020 		5.4
2010 		5.9
2011 		6.5
2020 		3.5
2010
Worst -6.4
2009 		-5.9
2009 		-7.2
2020 		-0.2
2018 		-4.4
2010 		-4.2
2008 		-1.3
2014 		-3.4
2015 		-5.4
2011 		-9.8
2008 		-2.1
2008 		-3.6
2018
Gain
Frequency		 54 62 85 92 62 46 77 54 54 54 69 77

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
 +10.59% -0.4 -3.4 -7.2 5.1 2.6 1.6 2.7 2.8 -1.4 -1.0 6.5 3.1
2019
 +16.81% 5.2 1.2 1.1 1.8 -2.8 3.6 0.0 -0.3 1.1 1.7 1.1 2.0
2018
 -4.77% 2.0 -2.7 0.1 -0.2 1.1 -0.2 1.4 1.1 -0.6 -4.4 1.5 -3.6
2017
 +13.38% 1.5 1.6 0.6 1.3 1.0 0.5 1.7 0.4 1.1 1.0 1.0 0.9
2016
 +6.63% -2.1 -0.1 4.6 0.3 0.4 1.0 2.5 -0.2 0.7 -1.7 0.1 1.3
2015
 +0.48% 0.4 2.1 0.0 0.8 0.2 -1.3 0.6 -3.4 -0.9 3.4 -0.1 -1.1
2014
 +4.84% -1.4 2.7 0.1 0.4 1.4 1.2 -1.3 1.9 -2.6 2.1 0.7 -0.4
2013
 +12.69% 2.1 0.6 1.5 1.6 -0.9 -1.7 3.0 -1.8 3.7 2.5 0.9 0.7
2012
 +10.59% 4.0 1.9 0.8 0.1 -4.3 2.4 0.5 1.5 1.6 -0.6 0.8 1.8
2011
 +0.70% 0.8 1.5 0.4 2.9 -0.2 -1.0 -0.1 -3.2 -5.4 5.9 -0.6 0.2
2010
 +13.17% -1.5 1.5 3.6 1.5 -4.4 -1.4 5.0 -1.8 5.4 2.5 -0.9 3.5
2009
 +19.04% -6.4 -5.9 5.4 6.8 4.6 -0.4 5.4 2.8 3.6 -1.9 3.5 1.2
2008
 -16.79% -2.5 -0.1 0.5 1.5 0.6 -4.2 -0.7 0.2 -4.4 -9.8 -2.1 3.4
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