Last Update: 30 June 2021

The Bill Bernstein No Brainer Portfolio is exposed for 75% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 8.99% compound annual return, with a 11.00% standard deviation.

In 2020, the portfolio granted a 1.53% dividend yield. If you are interested in getting periodic income, please refer to the Bill Bernstein No Brainer Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Bill Bernstein No Brainer Portfolio has the following asset allocation:

75% Stocks
25% Fixed Income
0% Commodities

The Bill Bernstein No Brainer Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
25.00 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
25.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
25.00 % VV Vanguard Large-Cap Equity, U.S., Large Cap
25.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Bill Bernstein No Brainer Portfolio guaranteed the following returns.

BILL BERNSTEIN NO BRAINER PORTFOLIO RETURNS (%)
Last Update: 30 June 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Bill Bernstein No Brainer Portfolio +0.60 +4.62 +12.03 +34.42 +11.18 +11.85 +8.99
Components
IJR - iShares Core S&P Small-Cap +0.34 +4.33 +23.52 +67.40 +12.22 +15.80 +13.46
VEU - Vanguard FTSE All-World ex-US -0.49 +5.30 +9.78 +36.55 +9.88 +11.18 +5.65
VV - Vanguard Large-Cap +2.65 +8.68 +14.97 +42.42 +19.33 +18.12 +14.92
SHY - iShares 1-3 Year Treasury Bond -0.17 -0.05 -0.14 -0.06 +2.57 +1.47 +1.08
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Bill Bernstein No Brainer Portfolio: Dividend Yield page.

Readings that may interest you
The 10X Rule: The Only Difference Between Success and Failure
The Joy of Saving: Money Lessons I Learned From My Italian-American Father & ...
Personal Finance

Historical Returns

Bill Bernstein No Brainer Portfolio - Historical returns and stats.

BILL BERNSTEIN NO BRAINER PORTFOLIO
Last Update: 30 June 2021
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Period Returns
Jun 2021		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+0.60%
0.00%
1 - 0
3M
+4.62%
0.00%
3 - 0
6M
+12.03%
0.00%
6 - 0
YTD
+12.03%
0.00%
6 - 0
1Y
+34.42%
10.30%
-3.10%
Sep 2020 - Oct 2020
10 - 2
3Y
+11.18%
annualized
14.45%
-18.24%
Jan 2020 - Mar 2020
26 - 10
5Y
+11.85%
annualized
11.69%
-18.24%
Jan 2020 - Mar 2020
45 - 15
10Y
+8.99%
annualized
11.00%
-18.24%
Jan 2020 - Mar 2020
83 - 37
MAX
01 Jan 1986
+9.16%
annualized
11.60%
-40.40%
Nov 2007 - Feb 2009
281 - 145

* Annualized St.Dev. of monthly returns

Best High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Simple Path to Wealth
JL Collins		 +11.96% 75 25 0 Compare
Stocks/Bonds 60/40
 +10.28% 60 40 0 Compare
Yale Endowment
David Swensen		 +9.47% 70 30 0 Compare
Talmud Portfolio
Roger Gibson		 +9.47% 66.67 33.33 0 Compare
Edge Select Moderately Aggressive
Merrill Lynch		 +9.47% 69 31 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Bill Bernstein No Brainer Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +9.22% +46.17%
Apr 2020 - Mar 2021 		-34.04%
Mar 2008 - Feb 2009 		20.24%
2 Years
 +8.43% +30.92%
Mar 2009 - Feb 2011 		-18.55%
Mar 2007 - Feb 2009 		12.41%
3 Years
 +8.30% +20.22%
Apr 2003 - Mar 2006 		-9.55%
Mar 2006 - Feb 2009 		10.49%
5 Years
 +8.17% +17.42%
Mar 2009 - Feb 2014 		-1.78%
Mar 2004 - Feb 2009 		1.09%
7 Years
 +8.11% +14.87%
Oct 1990 - Sep 1997 		+1.23%
Mar 2002 - Feb 2009 		0.00%
10 Years
 +7.99% +13.10%
Oct 1990 - Sep 2000 		+1.74%
Mar 1999 - Feb 2009 		0.00%
15 Years
 +7.61% +11.92%
Feb 1986 - Jan 2001 		+4.83%
Mar 1994 - Feb 2009 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Bill Bernstein No Brainer Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Bill Bernstein No Brainer Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.7 0.9 1.0 1.8 0.7 0.4 0.9 -0.1 -0.1 0.2 1.2 1.8
Best 9.3
1987 		7.6
1991 		6.5
1986 		9.9
2009 		7.2
1990 		5.2
2019 		7.1
2009 		5.3
1986 		7.7
2010 		9.0
2011 		10.1
2020 		6.9
1999
Worst -8.3
2009 		-7.7
2009 		-11.8
2020 		-3.6
2000 		-6.5
2010 		-5.9
2008 		-7.4
2002 		-11.5
1998 		-7.6
2001 		-16.1
1987 		-5.5
2008 		-6.4
2018
Gain
Frequency		 64 61 69 78 69 53 57 66 54 63 74 83

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
 +12.03% 1.4 3.2 2.4 2.5 1.5 0.6
2020
 +11.61% -1.7 -5.8 -11.8 7.5 3.4 2.4 3.5 4.0 -2.5 -0.7 10.1 4.5
2019
 +19.82% 6.6 2.4 0.0 2.8 -5.2 5.2 0.2 -2.1 2.0 2.0 2.0 2.6
2018
 -6.41% 3.4 -3.3 -0.2 0.4 1.8 -0.1 2.4 1.7 -0.7 -6.5 1.3 -6.4
2017
 +15.70% 1.4 1.7 0.8 1.1 0.7 1.0 1.7 -0.3 2.8 1.3 1.8 0.8
2016
 +11.03% -4.1 -0.3 5.8 0.9 0.6 0.2 3.3 0.5 0.6 -2.1 3.5 1.9
2015
 -1.35% -1.5 4.3 -0.2 0.8 0.4 -1.0 0.2 -4.8 -2.5 5.1 0.4 -2.3
2014
 +3.78% -3.2 3.6 0.4 -0.2 1.2 2.1 -2.1 2.4 -2.9 2.4 0.6 -0.4
2013
 +22.10% 3.4 0.4 2.2 1.4 0.9 -1.3 4.4 -1.9 4.4 3.0 2.1 1.4
2012
 +12.91% 4.6 2.9 1.3 -0.9 -6.1 3.6 0.3 2.3 2.1 -0.9 1.0 2.4
2011
 -2.59% 0.8 2.6 0.7 2.9 -1.2 -1.2 -1.8 -5.4 -7.5 9.0 -0.5 0.0
2010
 +14.15% -2.9 2.2 5.1 1.6 -6.5 -3.5 5.9 -3.9 7.7 3.0 0.0 5.7
2009
 +22.80% -8.3 -7.7 6.0 9.9 5.7 -0.2 7.1 2.4 3.9 -2.8 3.7 2.8
2008
 -26.26% -4.4 -1.0 -0.1 3.4 1.7 -5.9 -0.5 0.3 -6.4 -13.6 -5.5 3.3
2007
 +7.14% 1.2 -0.4 1.5 2.7 2.8 -0.6 -2.2 1.0 3.2 2.5 -3.6 -1.0
2006
 +15.27% 4.5 -0.3 2.6 1.6 -3.0 0.0 -0.4 1.8 1.0 3.2 2.3 1.2
2005
 +7.66% -1.7 2.4 -1.8 -2.3 2.7 1.4 3.2 0.2 1.6 -2.2 3.0 1.2
2004
 +13.66% 1.6 1.6 0.2 -2.4 1.0 2.5 -3.0 0.2 2.2 1.8 5.0 2.5
2003
 +27.39% -2.4 -1.7 -0.1 6.6 4.9 1.7 2.4 2.5 -0.1 5.3 1.8 4.0
2002
 -10.88% -1.0 -0.6 4.1 -0.2 -0.9 -3.9 -7.4 0.5 -6.1 3.9 3.5 -2.5
2001
 -4.49% 2.7 -5.5 -4.2 5.7 0.0 -0.8 -0.6 -2.3 -7.6 2.9 3.9 2.2
2000
 -4.63% -3.3 4.6 1.4 -3.6 -2.5 4.3 -2.2 4.0 -3.1 -1.8 -5.3 3.4
1999
 +18.99% 1.3 -3.6 2.8 4.5 -1.6 4.0 -0.8 -1.0 -0.3 2.7 3.1 6.9
1998
 +12.24% 0.9 5.4 3.3 0.7 -2.1 1.1 -1.8 -11.5 3.2 5.8 4.1 3.9
1997
 +15.88% 1.6 0.1 -2.3 1.9 6.0 4.0 4.2 -3.1 4.9 -4.1 0.9 1.3
1996
 +12.52% 1.2 1.0 1.2 2.7 1.4 -0.6 -4.1 2.1 3.2 0.4 4.1 -0.4
1995
 +20.57% -0.2 1.1 2.9 2.4 1.6 1.6 3.7 0.0 2.1 -1.6 3.1 2.3
1994
 +2.49% 4.4 -0.9 -3.3 1.2 0.2 -0.8 1.6 2.8 -1.6 1.3 -3.5 1.3
1993
 +16.21% 1.5 1.1 3.9 1.6 2.6 -0.5 1.3 3.5 -0.3 1.6 -3.7 2.9
1992
 +4.40% 0.8 0.4 -3.1 0.0 2.3 -2.4 1.6 0.6 0.4 -0.6 2.9 1.6
1991
 +24.11% 3.8 7.6 1.4 0.5 2.4 -4.3 3.4 1.4 1.4 1.8 -3.5 6.5
1990
 -9.08% -4.7 -0.8 -0.5 -2.1 7.2 0.1 -0.3 -7.8 -6.2 2.3 1.8 2.4
1989
 +18.78% 3.8 -0.3 0.8 3.3 1.4 -0.6 6.7 0.2 1.3 -2.5 2.1 1.7
1988
 +17.83% 3.3 5.1 1.6 1.2 -0.9 2.5 -0.1 -3.0 2.8 2.4 0.5 1.3
1987
 +8.39% 9.3 3.6 4.1 1.6 0.4 1.3 2.1 4.2 -1.6 -16.1 -2.8 4.2
1986
 +25.39% 1.3 6.7 6.5 2.2 1.4 3.0 -1.7 5.3 -4.1 0.0 2.5 0.4

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000

VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007

VV - Vanguard Large-Cap: simulated historical serie, up to December 2004

SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002

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