Last Update: 30 September 2020

The Bill Bernstein No Brainer Portfolio is exposed for 75% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 7.72% compound annual return, with a 10.67% standard deviation.

In 2019, the portfolio granted a 2.49% dividend yield. If you are interested in getting periodic income, please refer to the Bill Bernstein No Brainer Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Bill Bernstein No Brainer Portfolio has the following asset allocation:

75% Stocks
25% Fixed Income
0% Commodities

The Bill Bernstein No Brainer Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
25.00 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
25.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
25.00 % VV Vanguard Large-Cap Equity, U.S., Large Cap
25.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Bill Bernstein No Brainer Portfolio guaranteed the following returns.

BILL BERNSTEIN NO BRAINER PORTFOLIO RETURNS (%)
Last Update: 30 September 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Bill Bernstein No Brainer Portfolio -2.47 +4.93 +19.37 +4.25 +4.37 +7.71 +7.72
Components
IJR - iShares Core S&P Small-Cap -4.65 +3.28 +26.13 -8.20 -0.34 +7.22 +10.56
VEU - Vanguard FTSE All-World ex-US -1.68 +6.69 +24.48 +3.78 +1.42 +6.45 +4.26
VV - Vanguard Large-Cap -3.70 +9.84 +33.21 +16.94 +12.82 +14.40 +13.84
SHY - iShares 1-3 Year Treasury Bond 0.00 +0.07 +0.29 +3.45 +2.50 +1.67 +1.15
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Bill Bernstein No Brainer Portfolio: Dividend Yield page.

Historical Returns

Bill Bernstein No Brainer Portfolio - Historical returns and stats.

BILL BERNSTEIN NO BRAINER PORTFOLIO
Last Update: 30 September 2020
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Period Returns
Sep 2020		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
-2.47%
-2.47%
Sep 2020 - Sep 2020
0 - 1
3M
+4.93%
-2.47%
Sep 2020 - Sep 2020
2 - 1
6M
+19.37%
-2.47%
Sep 2020 - Sep 2020
5 - 1
YTD
-2.40%
-18.24%
Jan 2020 - Mar 2020
5 - 4
1Y
+4.25%
17.15%
-18.24%
Jan 2020 - Mar 2020
8 - 4
3Y
+4.37%
annualized
13.36%
-18.24%
Jan 2020 - Mar 2020
24 - 12
5Y
+7.71%
annualized
11.40%
-18.24%
Jan 2020 - Mar 2020
43 - 17
10Y
+7.72%
annualized
10.67%
-18.24%
Jan 2020 - Mar 2020
81 - 39
MAX
01 Jan 1986
+8.59%
annualized
11.59%
-40.40%
Nov 2007 - Feb 2009
273 - 144

* Annualized St.Dev. of monthly returns

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Simple Path to Wealth
JL Collins		 +11.10% 75 25 0 Compare
Stocks/Bonds 60/40
 +9.63% 60 40 0 Compare
Talmud Portfolio
Roger Gibson		 +8.72% 66.67 33.33 0 Compare
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David Swensen		 +8.64% 70 30 0 Compare
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Merrill Lynch		 +8.61% 69 31 0 Compare

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Bill Bernstein No Brainer Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +8.88% +43.94%
Mar 2009 - Feb 2010 		-34.04%
Mar 2008 - Feb 2009 		20.69%
2 Years
 +8.33% +30.92%
Mar 2009 - Feb 2011 		-18.55%
Mar 2007 - Feb 2009 		12.69%
3 Years
 +8.29% +20.22%
Apr 2003 - Mar 2006 		-9.55%
Mar 2006 - Feb 2009 		10.73%
5 Years
 +8.11% +17.42%
Mar 2009 - Feb 2014 		-1.78%
Mar 2004 - Feb 2009 		1.12%
7 Years
 +8.12% +14.87%
Oct 1990 - Sep 1997 		+1.23%
Mar 2002 - Feb 2009 		0.00%
10 Years
 +7.97% +13.10%
Oct 1990 - Sep 2000 		+1.74%
Mar 1999 - Feb 2009 		0.00%
15 Years
 +7.62% +11.92%
Feb 1986 - Jan 2001 		+4.83%
Mar 1994 - Feb 2009 		0.00%

* Annualized rolling and average returns over full calendar month periods

Seasonality and Yearly/Monthly Returns

Bill Bernstein No Brainer Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.7 0.8 0.9 1.8 0.7 0.4 0.9 -0.1 -0.1 0.3 1.0 1.7
Best 9.3
1987 		7.6
1991 		6.5
1986 		9.9
2009 		7.2
1990 		5.2
2019 		7.1
2009 		5.3
1986 		7.7
2010 		9.0
2011 		5.0
2004 		6.9
1999
Worst -8.3
2009 		-7.7
2009 		-11.8
2020 		-3.6
2000 		-6.5
2010 		-5.9
2008 		-7.4
2002 		-11.5
1998 		-7.6
2001 		-16.1
1987 		-5.5
2008 		-6.4
2018
Gain
Frequency		 63 60 69 77 69 51 57 66 54 65 74 82

Detail of Monthly Returns

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
 -2.40% -1.7 -5.8 -11.8 7.5 3.4 2.4 3.5 4.0 -2.5
2019
 +19.82% 6.6 2.4 0.0 2.8 -5.2 5.2 0.2 -2.1 2.0 2.0 2.0 2.6
2018
 -6.41% 3.4 -3.3 -0.2 0.4 1.8 -0.1 2.4 1.7 -0.7 -6.5 1.3 -6.4
2017
 +15.70% 1.4 1.7 0.8 1.1 0.7 1.0 1.7 -0.3 2.8 1.3 1.8 0.8
2016
 +11.03% -4.1 -0.3 5.8 0.9 0.6 0.2 3.3 0.5 0.6 -2.1 3.5 1.9
2015
 -1.35% -1.5 4.3 -0.2 0.8 0.4 -1.0 0.2 -4.8 -2.5 5.1 0.4 -2.3
2014
 +3.78% -3.2 3.6 0.4 -0.2 1.2 2.1 -2.1 2.4 -2.9 2.4 0.6 -0.4
2013
 +22.10% 3.4 0.4 2.2 1.4 0.9 -1.3 4.4 -1.9 4.4 3.0 2.1 1.4
2012
 +12.91% 4.6 2.9 1.3 -0.9 -6.1 3.6 0.3 2.3 2.1 -0.9 1.0 2.4
2011
 -2.59% 0.8 2.6 0.7 2.9 -1.2 -1.2 -1.8 -5.4 -7.5 9.0 -0.5 0.0
2010
 +14.15% -2.9 2.2 5.1 1.6 -6.5 -3.5 5.9 -3.9 7.7 3.0 0.0 5.7
2009
 +22.80% -8.3 -7.7 6.0 9.9 5.7 -0.2 7.1 2.4 3.9 -2.8 3.7 2.8
2008
 -26.26% -4.4 -1.0 -0.1 3.4 1.7 -5.9 -0.5 0.3 -6.4 -13.6 -5.5 3.3
2007
 +7.14% 1.2 -0.4 1.5 2.7 2.8 -0.6 -2.2 1.0 3.2 2.5 -3.6 -1.0
2006
 +15.27% 4.5 -0.3 2.6 1.6 -3.0 0.0 -0.4 1.8 1.0 3.2 2.3 1.2
2005
 +7.66% -1.7 2.4 -1.8 -2.3 2.7 1.4 3.2 0.2 1.6 -2.2 3.0 1.2
2004
 +13.66% 1.6 1.6 0.2 -2.4 1.0 2.5 -3.0 0.2 2.2 1.8 5.0 2.5
2003
 +27.39% -2.4 -1.7 -0.1 6.6 4.9 1.7 2.4 2.5 -0.1 5.3 1.8 4.0
2002
 -10.88% -1.0 -0.6 4.1 -0.2 -0.9 -3.9 -7.4 0.5 -6.1 3.9 3.5 -2.5
2001
 -4.49% 2.7 -5.5 -4.2 5.7 0.0 -0.8 -0.6 -2.3 -7.6 2.9 3.9 2.2
2000
 -4.63% -3.3 4.6 1.4 -3.6 -2.5 4.3 -2.2 4.0 -3.1 -1.8 -5.3 3.4
1999
 +18.99% 1.3 -3.6 2.8 4.5 -1.6 4.0 -0.8 -1.0 -0.3 2.7 3.1 6.9
1998
 +12.24% 0.9 5.4 3.3 0.7 -2.1 1.1 -1.8 -11.5 3.2 5.8 4.1 3.9
1997
 +15.88% 1.6 0.1 -2.3 1.9 6.0 4.0 4.2 -3.1 4.9 -4.1 0.9 1.3
1996
 +12.52% 1.2 1.0 1.2 2.7 1.4 -0.6 -4.1 2.1 3.2 0.4 4.1 -0.4
1995
 +20.57% -0.2 1.1 2.9 2.4 1.6 1.6 3.7 0.0 2.1 -1.6 3.1 2.3
1994
 +2.49% 4.4 -0.9 -3.3 1.2 0.2 -0.8 1.6 2.8 -1.6 1.3 -3.5 1.3
1993
 +16.21% 1.5 1.1 3.9 1.6 2.6 -0.5 1.3 3.5 -0.3 1.6 -3.7 2.9
1992
 +4.40% 0.8 0.4 -3.1 0.0 2.3 -2.4 1.6 0.6 0.4 -0.6 2.9 1.6
1991
 +24.11% 3.8 7.6 1.4 0.5 2.4 -4.3 3.4 1.4 1.4 1.8 -3.5 6.5
1990
 -9.08% -4.7 -0.8 -0.5 -2.1 7.2 0.1 -0.3 -7.8 -6.2 2.3 1.8 2.4
1989
 +18.78% 3.8 -0.3 0.8 3.3 1.4 -0.6 6.7 0.2 1.3 -2.5 2.1 1.7
1988
 +17.83% 3.3 5.1 1.6 1.2 -0.9 2.5 -0.1 -3.0 2.8 2.4 0.5 1.3
1987
 +8.39% 9.3 3.6 4.1 1.6 0.4 1.3 2.1 4.2 -1.6 -16.1 -2.8 4.2
1986
 +25.39% 1.3 6.7 6.5 2.2 1.4 3.0 -1.7 5.3 -4.1 0.0 2.5 0.4

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000

VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007

VV - Vanguard Large-Cap: simulated historical serie, up to December 2004

SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002

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