The Bill Bernstein Coward's Portfolio is exposed for 60% on the Stock Market .

It's a High Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 7.62% compound annual return, with a 8.07% standard deviation (Last Update: September 2019).

Asset Allocation and ETFs

The Bill Bernstein Coward's Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The Bill Bernstein Coward's Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
15.00 % VV Vanguard Large-Cap Equity, U.S., Large Cap
10.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
10.00 % VTV Vanguard Value Equity, U.S., Large Cap
5.00 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
5.00 % VGK Vanguard FTSE Europe Equity, Developed Europe, Large Cap
5.00 % VPL Vanguard FTSE Pacific Equity, Developed Asia Pacific, Large Cap
5.00 % VWO Vanguard FTSE Emerging Markets Equity, Emerging Markets, Large Cap
5.00 % VNQ Vanguard Real Estate Real Estate, U.S.
28.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
12.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term

Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).

Historical Returns

Bill Bernstein Coward's Portfolio - Historical returns and stats:

Swipe left to see all data
Range Returns
Sep 2019
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+1.74%
0.00%
1 - 0
YTD
+12.58%
-3.67%
May 2019 - May 2019
7 - 2
1Y
+3.39%
11.23%
-8.17%
Oct 2018 - Dec 2018
8 - 4
3Y
+6.88%
annualized
7.37%
-8.63%
Sep 2018 - Dec 2018
26 - 10
5Y
+6.04%
annualized
7.19%
-8.63%
Sep 2018 - Dec 2018
42 - 18
10Y
+7.62%
annualized
8.07%
-11.87%
May 2011 - Sep 2011
81 - 39
MAX
Dec 2002
+7.60%
annualized
9.11%
-33.86%
Nov 2007 - Feb 2009
139 - 62

* Annualized St.Dev. of monthly returns

Best High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Simple Path to Wealth
JL Collins
+10.84% 2 75 25 0
Stocks/Bonds 60/40
+9.44% 2 60 40 0
Yale Endowment
David Swensen
+9.42% 6 70 30 0
Lazy Portfolio
David Swensen
+8.57% 6 70 30 0
Edge Select Moderately Aggressive
Merrill Lynch
+8.53% 12 69 31 0

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Bill Bernstein Coward's Portfolio: annualized rolling and average returns

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Return (*)
Rolling Period Average Best Worst
1 Year
+7.85% +38.24%
Mar 2009 - Feb 2010
-28.60%
Mar 2008 - Feb 2009
2 Years
+7.37% +26.78%
Mar 2009 - Feb 2011
-15.49%
Mar 2007 - Feb 2009
3 Years
+7.04% +18.30%
Mar 2009 - Feb 2012
-7.32%
Mar 2006 - Feb 2009
5 Years
+6.52% +15.30%
Mar 2009 - Feb 2014
-0.82%
Mar 2004 - Feb 2009
7 Years
+6.85% +10.93%
Apr 2009 - Mar 2016
+4.65%
Jan 2005 - Dec 2011
10 Years
+6.83% +10.31%
Mar 2009 - Feb 2019
+5.04%
Mar 2006 - Feb 2016
15 Years
+7.17% +8.36%
Feb 2003 - Jan 2018
+6.16%
Jan 2004 - Dec 2018

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
+12.58% 5.9 1.7 0.7 2.1 -3.7 4.4 0.3 -0.9 1.7
2018
-5.47% 2.1 -3.1 -0.1 0.1 1.4 -0.0 2.0 1.1 -0.5 -4.8 1.4 -4.9
2017
+12.34% 0.9 1.8 0.2 0.8 0.5 1.0 1.4 -0.1 1.9 1.0 1.5 0.8
2016
+10.20% -3.0 0.1 5.3 0.8 0.4 1.2 2.7 0.1 0.3 -1.7 2.2 1.7
2015
-1.44% -0.5 2.6 -0.2 0.3 0.1 -1.3 0.3 -3.9 -1.4 4.1 0.2 -1.5
2014
+6.40% -1.9 2.9 0.7 0.3 1.3 1.5 -1.3 2.3 -2.6 2.5 0.8 -0.1
2013
+16.02% 2.7 0.6 1.9 1.8 -0.1 -1.3 3.3 -2.2 3.3 2.7 1.4 1.1
2012
+11.65% 3.9 2.2 1.2 -0.5 -4.4 3.1 0.8 1.4 1.7 -0.5 0.5 1.9
2011
-0.01% 0.8 2.3 0.1 2.5 -0.6 -1.2 -0.9 -4.0 -5.7 7.2 -0.9 0.9
2010
+12.87% -1.8 2.0 4.2 1.9 -5.1 -2.5 4.9 -2.4 5.4 2.3 -0.4 4.5
2009
+18.64% -7.3 -7.4 4.7 8.5 4.4 0.1 6.2 2.9 3.2 -2.2 3.5 2.0
2008
-19.87% -2.5 -1.1 0.1 2.7 0.6 -5.3 0.0 0.5 -5.5 -11.2 -4.0 4.8
2007
+4.76% 1.3 -0.3 0.8 2.0 2.0 -1.0 -2.1 1.4 2.6 2.0 -3.0 -1.0
2006
+14.31% 3.5 0.1 1.7 1.1 -2.6 0.5 0.5 1.9 1.2 2.8 2.2 0.9
2005
+6.96% -1.6 1.9 -1.6 -1.0 2.2 1.5 2.5 0.1 1.1 -2.1 2.8 1.1
2004
+12.22% 1.5 1.5 0.7 -3.4 0.8 1.9 -1.7 1.4 1.5 1.5 3.6 2.4
2003
+23.63% -1.9 -1.0 -0.0 5.1 4.7 1.6 1.3 2.2 0.6 3.8 1.4 3.9

* Note:
Portofolio Returns, up to December 2005, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VV - Vanguard Large-Cap: simulated historical serie, up to December 2004

VTV - Vanguard Value: simulated historical serie, up to December 2004

VGK - Vanguard FTSE Europe: simulated historical serie, up to December 2005

VPL - Vanguard FTSE Pacific: simulated historical serie, up to December 2005

VWO - Vanguard FTSE Emerging Markets: simulated historical serie, up to December 2005

VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004

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