All Country World 40/60 Portfolio: ETF allocation and returns

Data Source: from January 1996 to September 2021

Last Update: 30 September 2021

The All Country World 40/60 Portfolio is exposed for 40% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 7.21% compound annual return, with a 6.31% standard deviation.

In the last 25 years, a 6.54% compound annual return, with a 7.36% standard deviation.

In 2020, the portfolio granted a 2.13% dividend yield. If you are interested in getting periodic income, please refer to the All Country World 40/60 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The All Country World 40/60 Portfolio has the following asset allocation:

        40% Stocks
      
        60% Fixed Income
      
        0% Commodities

The All Country World 40/60 Portfolio can be replicated with the following ETFs:

Weight	Ticker	ETF Name	Investment Themes
40.00 %	VT	Vanguard Total World Stock	Equity, Global, Large Cap
30.00 %	BND	Vanguard Total Bond Market	Bond, U.S., All-Term
21.00 %	BNDX	Vanguard Total International Bond	Bond, Developed Markets, All-Term
9.00 %	EMB	iShares JP Morgan USD Em Mkts Bd	Bond, Emerging Markets, All-Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The All Country World 40/60 Portfolio guaranteed the following returns.

ALL COUNTRY WORLD 40/60 PORTFOLIO RETURNS (%)

Last Update: 30 September 2021

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	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**	*20Y^()**	*25Y^()**
All Country World 40/60 Portfolio	-2.52	-0.70	+3.19	+10.57	+8.20	+7.16	+7.21	+6.50	+6.54
*Components*
VT Vanguard Total World Stock	-4.10	-1.32	+5.60	+28.51	+12.70	+13.30	+12.32	+7.46	+6.45
BND Vanguard Total Bond Market	-1.01	-0.05	+1.88	-1.04	+5.36	+2.88	+2.88	+4.09	+4.86
BNDX Vanguard Total International Bond	-1.08	-0.03	+0.15	-1.08	+3.98	+2.63	+4.08	+5.06	+5.33
EMB iShares JP Morgan USD Em Mkts Bd	-2.64	-1.22	+3.01	+3.20	+5.43	+3.36	+5.14	+8.56	+9.45

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the All Country World 40/60 Portfolio: Dividend Yield page.

Readings that may interest you

Resumen Completo “Principios: Vida Y Trabajo (Principles: Life And Work)” - ...

Principles for Dealing with the Changing World Order: Why Nations Succeed or ...

The RICH Method: The definitive guide to getting money and success. Reduce your ...

Historical Returns

All Country World 40/60 Portfolio - Historical returns and stats.

ALL COUNTRY WORLD 40/60 PORTFOLIO

Last Update: 30 September 2021

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Period	Returns Sep 2021	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	-2.52%		-2.52% Sep 2021 - Sep 2021	0 - 1
3M	-0.70%		-2.52% Sep 2021 - Sep 2021	2 - 1
6M	+3.19%		-2.52% Sep 2021 - Sep 2021	5 - 1
YTD	+3.27%		-2.52% Sep 2021 - Sep 2021	6 - 3
1Y	+10.57%	6.65%	-2.52% Sep 2021 - Sep 2021	8 - 4
3Y	+8.20% annualized	8.57%	-10.06% Feb 2020 - Mar 2020	26 - 10
5Y	+7.16% annualized	6.98%	-10.06% Feb 2020 - Mar 2020	43 - 17
10Y	+7.21% annualized	6.31%	-10.06% Feb 2020 - Mar 2020	85 - 35
20Y	+6.50% annualized	7.23%	-25.16% Nov 2007 - Feb 2009	162 - 78
25Y	+6.54% annualized	7.36%	-25.16% Nov 2007 - Feb 2009	200 - 100
MAX 01 Jan 1996	+6.57% annualized	7.28%	-25.16% Nov 2007 - Feb 2009	207 - 102

* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

	25 Years Stats		% Allocation
Portfolio	Return▾	Drawdown	Stocks	Bonds	Comm.
Couch Potato Scott Burns	+8.32%	-27.03%	50	50	0	Compare
All Weather Portfolio Ray Dalio	+7.92%	-12.19%	30	55	15	Compare
Robo Advisor 50 Betterment	+7.70%	-30.72%	49.9	50.1	0	Compare
Stocks/Bonds 40/60	+7.27%	-19.17%	40	60	0	Compare
Dynamic 40/60 Income	+7.22%	-29.85%	40	60	0	Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since October 1996 - Chart and Data

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-25.16%	Nov 2007	Feb 2009	16	Mar 2010	13	29
-10.06%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-9.09%	Feb 2001	Sep 2002	20	May 2003	8	28
-7.35%	May 1998	Aug 1998	4	Oct 1998	2	6
-6.92%	May 2011	Sep 2011	5	Jan 2012	4	9
-5.42%	Feb 2018	Dec 2018	11	Mar 2019	3	14
-5.18%	May 2015	Sep 2015	5	Jun 2016	9	14
-4.01%	May 2013	Jun 2013	2	Oct 2013	4	6
-3.77%	Sep 2000	Nov 2000	3	Jan 2001	2	5
-3.62%	May 2010	Jun 2010	2	Jul 2010	1	3
-3.61%	May 2012	May 2012	1	Jul 2012	2	3
-3.35%	Aug 1997	Aug 1997	1	Feb 1998	6	7
-3.27%	Apr 2000	May 2000	2	Aug 2000	3	5
-2.66%	May 1999	May 1999	1	Oct 1999	5	6
-2.62%	Apr 2004	May 2004	2	Sep 2004	4	6
-2.54%	Jan 2000	Jan 2000	1	Mar 2000	2	3
-2.52%	Sep 2021	Sep 2021	1	in progress		1
-2.44%	Oct 2016	Nov 2016	2	Feb 2017	3	5
-2.13%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-2.00%	May 2006	Jun 2006	2	Aug 2006	2	4

Worst drawdowns since January 1996 - Chart and Data

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-25.16%	Nov 2007	Feb 2009	16	Mar 2010	13	29
-10.06%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-9.09%	Feb 2001	Sep 2002	20	May 2003	8	28
-7.35%	May 1998	Aug 1998	4	Oct 1998	2	6
-6.92%	May 2011	Sep 2011	5	Jan 2012	4	9
-5.42%	Feb 2018	Dec 2018	11	Mar 2019	3	14
-5.18%	May 2015	Sep 2015	5	Jun 2016	9	14
-4.01%	May 2013	Jun 2013	2	Oct 2013	4	6
-3.77%	Sep 2000	Nov 2000	3	Jan 2001	2	5
-3.62%	May 2010	Jun 2010	2	Jul 2010	1	3
-3.61%	May 2012	May 2012	1	Jul 2012	2	3
-3.35%	Aug 1997	Aug 1997	1	Feb 1998	6	7
-3.27%	Apr 2000	May 2000	2	Aug 2000	3	5
-2.66%	May 1999	May 1999	1	Oct 1999	5	6
-2.62%	Apr 2004	May 2004	2	Sep 2004	4	6
-2.54%	Jan 2000	Jan 2000	1	Mar 2000	2	3
-2.52%	Sep 2021	Sep 2021	1	in progress		1
-2.44%	Oct 2016	Nov 2016	2	Feb 2017	3	5
-2.13%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-2.00%	May 2006	Jun 2006	2	Aug 2006	2	4

Rolling Returns ( more details)

All Country World 40/60 Portfolio: annualized rolling and average returns

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	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+6.85%	+31.03% Mar 2009 - Feb 2010	-22.54% Mar 2008 - Feb 2009	15.44%
2 Years	+6.48%	+21.25% Mar 2009 - Feb 2011	-10.01% Mar 2007 - Feb 2009	9.09%
3 Years	+6.28%	+15.55% Mar 2009 - Feb 2012	-4.15% Mar 2006 - Feb 2009	3.65%
5 Years	+6.05%	+12.31% Mar 2009 - Feb 2014	+0.40% Mar 2004 - Feb 2009	0.00%
7 Years	+6.07%	+9.00% Mar 2009 - Feb 2016	+2.60% Mar 2002 - Feb 2009	0.00%
10 Years	+6.12%	+8.39% Mar 2009 - Feb 2019	+3.15% Mar 1999 - Feb 2009	0.00%
15 Years	+6.09%	+7.04% Feb 2003 - Jan 2018	+5.20% Feb 2001 - Jan 2016	0.00%
20 Years	+6.00%	+6.53% Aug 1996 - Jul 2016	+4.98% Apr 2000 - Mar 2020	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the All Country World 40/60 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

All Country World 40/60 Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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	Monthly Average Return (%) and Gain Frequency
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average Win %	0.20 62%	0.28 73%	0.46 69%	1.38 81%	0.14 54%	0.37 58%	0.80 65%	0.07 65%	0.21 62%	0.55 64%	1.05 76%	1.19 76%
Best Year	4.2 2019	3.3 1998	4.1 2009	5.7 2009	5.0 2009	3.6 2019	5.5 2009	2.2 2009	3.9 2010	4.6 1998	5.6 2020	5.7 2008
Worst Year	-5.3 2009	-4.4 2009	-8.0 2020	-2.6 2004	-3.6 2012	-3.6 2008	-3.4 2002	-7.2 1998	-6.4 2008	-10.2 2008	-1.9 2010	-1.9 2018

Statistics calculated for the period Jan 1996 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of All Country World 40/60 Portfolio

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		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2021	+3.27%	-0.6	0.0	0.7	2.2	0.8	0.9	0.9	0.9	-2.5
2020	+10.42%	0.5	-2.3	-8.0	5.3	2.7	1.7	3.0	1.9	-1.2	-0.9	5.6	2.3
2019	+16.42%	4.2	1.2	1.5	1.5	-1.7	3.6	0.4	0.5	0.6	1.2	0.9	1.7
2018	-3.84%	1.6	-2.3	0.0	-0.3	0.3	-0.3	1.4	0.4	0.0	-3.7	0.9	-1.9
2017	+12.29%	1.2	1.6	0.6	1.2	1.2	0.1	1.4	0.8	0.7	1.0	0.8	1.0
2016	+5.97%	-1.7	0.3	3.8	0.6	0.4	1.3	2.1	0.2	0.4	-1.5	-1.0	1.1
2015	-0.23%	0.6	2.0	-0.2	0.8	-0.2	-1.7	0.7	-3.0	-1.1	3.2	-0.1	-1.1
2014	+5.59%	-1.1	2.6	0.3	0.8	1.6	1.0	-0.7	1.8	-1.7	0.9	0.9	-0.8
2013	+7.68%	1.1	0.2	1.0	1.9	-1.7	-2.4	2.4	-1.6	3.1	2.2	0.5	0.8
2012	+11.32%	2.8	2.2	0.4	0.2	-3.6	2.5	1.4	1.3	1.8	-0.2	1.0	1.2
2011	+1.87%	0.6	1.4	0.1	2.6	-0.3	-0.7	0.2	-2.2	-4.1	4.6	-0.7	0.8
2010	+9.86%	-1.3	1.1	2.9	0.5	-3.6	0.0	4.1	-0.2	3.9	1.8	-1.9	2.5
2009	+18.75%	-5.3	-4.4	4.1	5.7	5.0	-0.1	5.5	2.2	3.4	-0.9	2.9	0.3
2008	-16.04%	-2.3	0.3	-0.8	1.8	-0.1	-3.6	-0.7	-0.4	-6.4	-10.2	0.2	5.7
2007	+7.49%	0.2	0.6	0.8	2.0	0.6	-0.5	-0.2	0.3	2.8	2.2	-1.3	-0.2
2006	+10.29%	2.0	0.3	0.2	1.2	-2.0	0.0	1.2	1.9	0.8	2.0	1.8	0.7
2005	+6.35%	-0.5	1.1	-1.2	-0.1	1.4	0.8	1.0	1.0	0.9	-1.7	1.8	1.7
2004	+8.97%	1.1	1.2	0.3	-2.6	0.0	1.1	-0.7	1.5	1.0	1.5	2.2	2.3
2003	+17.60%	-0.8	0.4	0.0	4.3	3.5	0.5	-0.9	1.4	1.7	2.1	0.9	3.5
2002	-2.62%	-0.6	0.5	1.0	-0.4	0.1	-2.8	-3.4	1.5	-3.4	2.9	2.3	-0.1
2001	+0.44%	2.4	-3.0	-2.0	2.3	0.0	-0.8	0.8	-0.6	-3.1	2.4	1.9	0.3
2000	+0.63%	-2.5	1.2	3.5	-2.1	-1.2	2.6	-0.5	2.0	-1.8	-0.7	-1.4	1.8
1999	+12.23%	1.2	-1.7	2.7	2.8	-2.7	1.9	-0.4	-0.2	0.4	2.5	1.5	4.0
1998	+13.08%	1.4	3.3	1.7	0.9	-0.9	0.6	0.1	-7.2	3.3	4.6	2.6	2.5
1997	+8.51%	0.1	0.7	-1.7	1.6	3.7	3.0	2.6	-3.4	3.4	-2.8	0.5	0.9
1996	+9.74%	1.3	-1.0	0.5	1.2	0.1	0.9	-0.8	0.9	2.6	1.3	3.5	-0.9

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VT - Vanguard Total World Stock: simulated historical serie, up to December 2008
BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007