Data Source: from January 1996 to September 2021

Last Update: 30 September 2021

The All Country World 40/60 Portfolio is exposed for 40% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 7.21% compound annual return, with a 6.31% standard deviation.

In the last 25 years, a 6.54% compound annual return, with a 7.36% standard deviation.

In 2020, the portfolio granted a 2.13% dividend yield. If you are interested in getting periodic income, please refer to the All Country World 40/60 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The All Country World 40/60 Portfolio has the following asset allocation:

40% Stocks
60% Fixed Income
0% Commodities

The All Country World 40/60 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
40.00 % VT Vanguard Total World Stock Equity, Global, Large Cap
30.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
21.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
9.00 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The All Country World 40/60 Portfolio guaranteed the following returns.

ALL COUNTRY WORLD 40/60 PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
All Country World 40/60 Portfolio -2.52 -0.70 +3.19 +10.57 +8.20 +7.16 +7.21 +6.50 +6.54
Components
VT
Vanguard Total World Stock
-4.10 -1.32 +5.60 +28.51 +12.70 +13.30 +12.32 +7.46 +6.45
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88 +2.88 +4.09 +4.86
BNDX
Vanguard Total International Bond
-1.08 -0.03 +0.15 -1.08 +3.98 +2.63 +4.08 +5.06 +5.33
EMB
iShares JP Morgan USD Em Mkts Bd
-2.64 -1.22 +3.01 +3.20 +5.43 +3.36 +5.14 +8.56 +9.45
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the All Country World 40/60 Portfolio: Dividend Yield page.

Historical Returns

All Country World 40/60 Portfolio - Historical returns and stats.

ALL COUNTRY WORLD 40/60 PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.52%
-2.52%
Sep 2021 - Sep 2021
0 - 1
3M
-0.70%
-2.52%
Sep 2021 - Sep 2021
2 - 1
6M
+3.19%
-2.52%
Sep 2021 - Sep 2021
5 - 1
YTD
+3.27%
-2.52%
Sep 2021 - Sep 2021
6 - 3
1Y
+10.57%
6.65%
-2.52%
Sep 2021 - Sep 2021
8 - 4
3Y
+8.20%
annualized
8.57%
-10.06%
Feb 2020 - Mar 2020
26 - 10
5Y
+7.16%
annualized
6.98%
-10.06%
Feb 2020 - Mar 2020
43 - 17
10Y
+7.21%
annualized
6.31%
-10.06%
Feb 2020 - Mar 2020
85 - 35
20Y
+6.50%
annualized
7.23%
-25.16%
Nov 2007 - Feb 2009
162 - 78
25Y
+6.54%
annualized
7.36%
-25.16%
Nov 2007 - Feb 2009
200 - 100
MAX
01 Jan 1996
+6.57%
annualized
7.28%
-25.16%
Nov 2007 - Feb 2009
207 - 102
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.32% -27.03% 50 50 0 Compare
All Weather Portfolio
Ray Dalio
+7.92% -12.19% 30 55 15 Compare
Robo Advisor 50
Betterment
+7.70% -30.72% 49.9 50.1 0 Compare
Stocks/Bonds 40/60
+7.27% -19.17% 40 60 0 Compare
Dynamic 40/60 Income
+7.22% -29.85% 40 60 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

All Country World 40/60 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+6.85% +31.03%
Mar 2009 - Feb 2010
-22.54%
Mar 2008 - Feb 2009
15.44%
2 Years
+6.48% +21.25%
Mar 2009 - Feb 2011
-10.01%
Mar 2007 - Feb 2009
9.09%
3 Years
+6.28% +15.55%
Mar 2009 - Feb 2012
-4.15%
Mar 2006 - Feb 2009
3.65%
5 Years
+6.05% +12.31%
Mar 2009 - Feb 2014
+0.40%
Mar 2004 - Feb 2009
0.00%
7 Years
+6.07% +9.00%
Mar 2009 - Feb 2016
+2.60%
Mar 2002 - Feb 2009
0.00%
10 Years
+6.12% +8.39%
Mar 2009 - Feb 2019
+3.15%
Mar 1999 - Feb 2009
0.00%
15 Years
+6.09% +7.04%
Feb 2003 - Jan 2018
+5.20%
Feb 2001 - Jan 2016
0.00%
20 Years
+6.00% +6.53%
Aug 1996 - Jul 2016
+4.98%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the All Country World 40/60 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

All Country World 40/60 Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.20
62%
0.28
73%
0.46
69%
1.38
81%
0.14
54%
0.37
58%
0.80
65%
0.07
65%
0.21
62%
0.55
64%
1.05
76%
1.19
76%
Best
Year
4.2
2019
3.3
1998
4.1
2009
5.7
2009
5.0
2009
3.6
2019
5.5
2009
2.2
2009
3.9
2010
4.6
1998
5.6
2020
5.7
2008
Worst
Year
-5.3
2009
-4.4
2009
-8.0
2020
-2.6
2004
-3.6
2012
-3.6
2008
-3.4
2002
-7.2
1998
-6.4
2008
-10.2
2008
-1.9
2010
-1.9
2018
Statistics calculated for the period Jan 1996 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of All Country World 40/60 Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+3.27% -0.6 0.0 0.7 2.2 0.8 0.9 0.9 0.9 -2.5
2020
+10.42% 0.5 -2.3 -8.0 5.3 2.7 1.7 3.0 1.9 -1.2 -0.9 5.6 2.3
2019
+16.42% 4.2 1.2 1.5 1.5 -1.7 3.6 0.4 0.5 0.6 1.2 0.9 1.7
2018
-3.84% 1.6 -2.3 0.0 -0.3 0.3 -0.3 1.4 0.4 0.0 -3.7 0.9 -1.9
2017
+12.29% 1.2 1.6 0.6 1.2 1.2 0.1 1.4 0.8 0.7 1.0 0.8 1.0
2016
+5.97% -1.7 0.3 3.8 0.6 0.4 1.3 2.1 0.2 0.4 -1.5 -1.0 1.1
2015
-0.23% 0.6 2.0 -0.2 0.8 -0.2 -1.7 0.7 -3.0 -1.1 3.2 -0.1 -1.1
2014
+5.59% -1.1 2.6 0.3 0.8 1.6 1.0 -0.7 1.8 -1.7 0.9 0.9 -0.8
2013
+7.68% 1.1 0.2 1.0 1.9 -1.7 -2.4 2.4 -1.6 3.1 2.2 0.5 0.8
2012
+11.32% 2.8 2.2 0.4 0.2 -3.6 2.5 1.4 1.3 1.8 -0.2 1.0 1.2
2011
+1.87% 0.6 1.4 0.1 2.6 -0.3 -0.7 0.2 -2.2 -4.1 4.6 -0.7 0.8
2010
+9.86% -1.3 1.1 2.9 0.5 -3.6 0.0 4.1 -0.2 3.9 1.8 -1.9 2.5
2009
+18.75% -5.3 -4.4 4.1 5.7 5.0 -0.1 5.5 2.2 3.4 -0.9 2.9 0.3
2008
-16.04% -2.3 0.3 -0.8 1.8 -0.1 -3.6 -0.7 -0.4 -6.4 -10.2 0.2 5.7
2007
+7.49% 0.2 0.6 0.8 2.0 0.6 -0.5 -0.2 0.3 2.8 2.2 -1.3 -0.2
2006
+10.29% 2.0 0.3 0.2 1.2 -2.0 0.0 1.2 1.9 0.8 2.0 1.8 0.7
2005
+6.35% -0.5 1.1 -1.2 -0.1 1.4 0.8 1.0 1.0 0.9 -1.7 1.8 1.7
2004
+8.97% 1.1 1.2 0.3 -2.6 0.0 1.1 -0.7 1.5 1.0 1.5 2.2 2.3
2003
+17.60% -0.8 0.4 0.0 4.3 3.5 0.5 -0.9 1.4 1.7 2.1 0.9 3.5
2002
-2.62% -0.6 0.5 1.0 -0.4 0.1 -2.8 -3.4 1.5 -3.4 2.9 2.3 -0.1
2001
+0.44% 2.4 -3.0 -2.0 2.3 0.0 -0.8 0.8 -0.6 -3.1 2.4 1.9 0.3
2000
+0.63% -2.5 1.2 3.5 -2.1 -1.2 2.6 -0.5 2.0 -1.8 -0.7 -1.4 1.8
1999
+12.23% 1.2 -1.7 2.7 2.8 -2.7 1.9 -0.4 -0.2 0.4 2.5 1.5 4.0
1998
+13.08% 1.4 3.3 1.7 0.9 -0.9 0.6 0.1 -7.2 3.3 4.6 2.6 2.5
1997
+8.51% 0.1 0.7 -1.7 1.6 3.7 3.0 2.6 -3.4 3.4 -2.8 0.5 0.9
1996
+9.74% 1.3 -1.0 0.5 1.2 0.1 0.9 -0.8 0.9 2.6 1.3 3.5 -0.9

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VT - Vanguard Total World Stock: simulated historical serie, up to December 2008
  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
  • EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
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