Data Source: from January 1996 to September 2021

Last Update: 30 September 2021

The All Country World 20/80 Portfolio is exposed for 20% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 5.45% compound annual return, with a 4.42% standard deviation.

In the last 25 years, a 6.24% compound annual return, with a 5.18% standard deviation.

In 2020, the portfolio granted a 2.20% dividend yield. If you are interested in getting periodic income, please refer to the All Country World 20/80 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The All Country World 20/80 Portfolio has the following asset allocation:

20% Stocks
80% Fixed Income
0% Commodities

The All Country World 20/80 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % VT Vanguard Total World Stock Equity, Global, Large Cap
40.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
28.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
12.00 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The All Country World 20/80 Portfolio guaranteed the following returns.

ALL COUNTRY WORLD 20/80 PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
All Country World 20/80 Portfolio -1.92 -0.46 +2.33 +4.97 +6.58 +5.04 +5.45 +5.89 +6.24
Components
VT
Vanguard Total World Stock
-4.10 -1.32 +5.60 +28.51 +12.70 +13.30 +12.32 +7.46 +6.45
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88 +2.88 +4.09 +4.86
BNDX
Vanguard Total International Bond
-1.08 -0.03 +0.15 -1.08 +3.98 +2.63 +4.08 +5.06 +5.33
EMB
iShares JP Morgan USD Em Mkts Bd
-2.64 -1.22 +3.01 +3.20 +5.43 +3.36 +5.14 +8.56 +9.45
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the All Country World 20/80 Portfolio: Dividend Yield page.

Historical Returns

All Country World 20/80 Portfolio - Historical returns and stats.

ALL COUNTRY WORLD 20/80 PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-1.92%
-1.92%
Sep 2021 - Sep 2021
0 - 1
3M
-0.46%
-1.92%
Sep 2021 - Sep 2021
2 - 1
6M
+2.33%
-1.92%
Sep 2021 - Sep 2021
5 - 1
YTD
+0.61%
-1.92%
Sep 2021 - Sep 2021
6 - 3
1Y
+4.97%
4.67%
-1.92%
Sep 2021 - Sep 2021
8 - 4
3Y
+6.58%
annualized
5.93%
-6.55%
Feb 2020 - Mar 2020
25 - 11
5Y
+5.04%
annualized
4.93%
-6.55%
Feb 2020 - Mar 2020
42 - 18
10Y
+5.45%
annualized
4.42%
-6.55%
Feb 2020 - Mar 2020
86 - 34
20Y
+5.89%
annualized
5.09%
-14.04%
May 2008 - Oct 2008
174 - 66
25Y
+6.24%
annualized
5.18%
-14.04%
May 2008 - Oct 2008
213 - 87
MAX
01 Jan 1996
+6.26%
annualized
5.13%
-14.04%
May 2008 - Oct 2008
221 - 88
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Low Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
High Yield Bonds Income
+7.14% -23.98% 0 100 0 Compare
All Country World 20/80
+6.24% -14.04% 20 80 0
Stocks/Bonds 20/80
+6.14% -8.42% 20 80 0 Compare
All Country World Bonds
+5.81% -8.82% 0 100 0 Compare
Dimensional Retirement Income Fund
DFA
+5.77% -12.91% 20.4 79.6 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

All Country World 20/80 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+6.46% +22.72%
Mar 2009 - Feb 2010
-13.69%
Nov 2007 - Oct 2008
5.37%
2 Years
+6.30% +16.24%
Nov 2008 - Oct 2010
-3.94%
Mar 2007 - Feb 2009
2.80%
3 Years
+6.19% +12.80%
Mar 2009 - Feb 2012
-0.43%
Mar 2006 - Feb 2009
0.36%
5 Years
+6.10% +9.69%
Mar 2009 - Feb 2014
+2.19%
Mar 2004 - Feb 2009
0.00%
7 Years
+6.10% +8.35%
Apr 1997 - Mar 2004
+3.70%
Apr 2013 - Mar 2020
0.00%
10 Years
+6.12% +7.84%
Mar 1996 - Feb 2006
+4.74%
Apr 2010 - Mar 2020
0.00%
15 Years
+6.12% +7.23%
Jun 1996 - May 2011
+5.08%
Apr 2005 - Mar 2020
0.00%
20 Years
+6.07% +6.68%
Aug 1996 - Jul 2016
+5.44%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the All Country World 20/80 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

All Country World 20/80 Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.36
69%
0.30
73%
0.29
73%
1.00
88%
0.22
54%
0.38
65%
0.77
81%
0.40
77%
0.39
58%
0.39
64%
0.74
76%
1.00
80%
Best
Year
2.9
2019
2.1
1998
2.7
2009
3.9
2020
3.2
2009
2.7
2019
3.9
2009
2.0
2002
3.7
1998
3.2
1998
3.5
2020
6.1
2008
Worst
Year
-3.5
2009
-2.9
2009
-5.9
2020
-2.6
2004
-2.3
1999
-2.3
2013
-1.9
2003
-4.7
1998
-4.6
2008
-7.6
2008
-1.7
2016
-0.7
2015
Statistics calculated for the period Jan 1996 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of All Country World 20/80 Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+0.61% -0.8 -0.9 0.0 1.5 0.5 0.8 1.1 0.4 -1.9
2020
+8.36% 1.2 -0.7 -5.9 3.9 2.0 1.3 2.3 0.6 -0.6 -0.6 3.5 1.4
2019
+12.96% 2.9 0.7 1.7 0.8 -0.2 2.7 0.5 1.4 0.0 0.6 0.3 1.0
2018
-1.87% 0.4 -1.5 0.4 -0.5 0.2 -0.1 0.9 0.2 0.0 -2.2 0.7 -0.1
2017
+8.23% 0.6 1.2 0.4 1.0 1.0 -0.1 0.9 0.9 0.1 0.7 0.4 0.8
2016
+5.12% -0.3 0.7 2.5 0.5 0.3 1.8 1.4 0.1 0.3 -1.3 -1.7 0.8
2015
+0.31% 1.4 0.7 0.1 0.3 -0.3 -1.5 0.8 -1.8 -0.3 1.9 -0.1 -0.7
2014
+6.24% 0.0 1.7 0.3 0.8 1.5 0.7 -0.4 1.5 -1.2 0.9 0.8 -0.4
2013
+2.59% 0.1 0.4 0.6 1.7 -2.1 -2.3 1.4 -1.3 2.2 1.7 0.1 0.2
2012
+9.39% 1.9 1.3 0.2 0.7 -1.7 1.6 1.6 1.0 1.3 0.0 0.8 0.5
2011
+4.99% 0.3 0.9 0.1 2.0 0.4 -0.5 1.0 -0.5 -2.1 2.7 -0.6 1.3
2010
+8.78% 0.0 0.8 1.7 0.8 -1.5 0.8 2.6 1.0 2.0 1.1 -1.7 0.9
2009
+14.11% -3.5 -2.9 2.7 3.7 3.2 0.5 3.9 2.0 2.7 -0.3 2.0 -0.2
2008
-6.88% -0.3 0.4 -0.5 0.7 -0.4 -2.1 -0.1 0.2 -4.6 -7.6 1.8 6.1
2007
+6.77% 0.0 1.0 0.5 1.2 -0.1 -0.6 0.3 0.6 2.0 1.6 0.0 0.1
2006
+7.46% 1.0 0.4 -0.4 0.6 -1.2 0.0 1.3 1.8 0.8 1.4 1.4 0.2
2005
+5.53% 0.1 0.4 -0.8 0.6 1.3 0.8 0.2 1.2 0.3 -1.3 1.2 1.5
2004
+7.53% 0.9 1.0 0.6 -2.6 -0.2 0.8 0.2 1.8 0.7 1.2 1.1 1.7
2003
+12.92% 0.0 1.1 0.2 2.9 2.8 0.2 -1.9 1.1 2.1 0.8 0.7 2.4
2002
+3.34% 0.2 0.9 0.0 0.6 0.2 -1.7 -1.9 2.0 -1.3 1.8 1.5 1.2
2001
+6.33% 2.3 -1.1 -0.5 0.9 0.4 -0.1 1.6 0.6 -1.4 2.5 0.8 0.2
2000
+5.87% -1.6 1.6 2.5 -1.3 -0.7 2.4 0.3 1.6 -0.6 -0.3 0.0 1.8
1999
+7.97% 0.9 -1.4 2.1 2.3 -2.3 0.8 -0.4 -0.2 1.0 1.7 1.0 2.4
1998
+10.80% 1.1 2.1 0.9 1.0 -0.4 0.2 0.2 -4.7 3.7 3.2 1.5 1.8
1997
+7.03% -0.4 0.5 -1.6 1.1 2.9 2.3 1.9 -1.9 2.8 -1.6 0.1 0.8
1996
+9.34% 1.0 -1.5 0.2 0.9 0.1 1.1 0.3 0.8 2.3 1.6 2.9 -0.6

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VT - Vanguard Total World Stock: simulated historical serie, up to December 2008
  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
  • EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
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