A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your investment style (Classic or Alternative?), pick your Lazy Portfolios and implement them with ETFs.

A Classic Lazy Portfolio contains the main traditional asset classes, with the aim to achieve above-average returns while taking a below-average risk.

A Modern/Alternative Lazy Portfolio can use particular assets/strategies, with the aim of obtaining an extra return.

Choose your Lazy Portfolio
Consolidated returns as of 31 December 2022
Live Update at Jan 29 2023, 09:57AM Eastern Time
Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Dec 2022. Current inflation (annualized) is 1Y: 6.45% , 5Y: 3.78% , 10Y: 2.60% , 30Y: 2.49%
Portfolio returns are updated to 31 December 2022.
Live Jan 2023 Returns are calculated on the hypothesis of a newly built portfolio, with the starting asset allocation. Once consolidated, the returns will be calculated on the actual asset weights. Portfolio Update time is Eastern Time (ET - America/New York).
Click here for short term returns
Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Data are updated to 31 December 2022.

The maximum Drawdown is calculated considering the end of month prices.
Low Risk Portfolios usually grant less severe drawdowns.
Data are updated to 31 December 2022.

Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Dec 2022. 2022: 6.45%, 2021: 7.04%, 2020: 1.36%, 2019: 2.29%
For further details about Dividends, click here.
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% Allocation
Ann. Return (%) - Dec 31, 2022
Chg (%)
Return (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm 1Y 5Y 10Y 30Y Daily Time(ET) Jan 2023 Dec 2022 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 2022 2021 2020 2019 2022 2021 2020 2019
Technology
1 100 0 0 -32.58 12.09 16.18 12.57 1.00 Jan 27 2023 11.26 -9.01 26.54 21.66 17.52 23.87 -1.23 0.56 0.92 0.53 -32.58 -32.58 -32.58 -81.08 -1.00 0.37 0.50 0.16 -32.58 27.42 48.40 38.96 0.54 0.54 0.64 1.03
US Stocks Momentum
1 100 0 0 -18.26 8.53 13.83 12.26 -1.18 Jan 27 2023 -0.95 -3.93 23.23 18.96 15.10 15.09 -0.79 0.45 0.92 0.81 -26.94 -30.16 -30.16 -53.85 -0.68 0.28 0.46 0.23 -18.26 13.37 29.85 27.26 1.45 0.62 1.07 1.86
Stocks/Bonds 80/20 Momentum
2 80 20 0 -17.23 6.90 11.38 11.02 -0.96 Jan 27 2023 -0.13 -3.29 19.14 15.60 12.42 12.16 -0.90 0.44 0.92 0.91 -24.45 -27.23 -27.23 -43.61 -0.70 0.25 0.42 0.25 -17.23 10.32 25.42 23.57 1.61 0.91 1.36 2.07
US Stocks Minimum Volatility
1 100 0 0 -9.42 8.40 11.68 9.68 -0.30 Jan 27 2023 0.83 -3.75 17.56 14.93 12.10 13.64 -0.54 0.56 0.97 0.71 -17.35 -19.06 -19.06 -43.27 -0.54 0.44 0.61 0.22 -9.42 20.84 5.64 27.69 1.45 1.52 1.89 2.37
Stocks/Bonds 60/40 Momentum
2 60 40 0 -16.20 5.23 8.87 9.59 -0.75 Jan 27 2023 0.69 -2.66 15.38 12.35 9.81 9.38 -1.05 0.42 0.90 1.02 -21.97 -24.21 -24.21 -32.52 -0.74 0.22 0.37 0.29 -16.20 7.27 20.99 19.89 1.76 1.20 1.65 2.28
US Stocks
1 100 0 0 -19.51 8.68 12.07 9.54 0.40 Jan 27 2023 6.67 -5.85 22.08 18.96 15.10 15.33 -0.88 0.46 0.80 0.62 -24.81 -24.81 -24.81 -50.84 -0.79 0.35 0.49 0.19 -19.51 25.67 21.03 30.67 1.33 1.51 1.71 2.29
US Stocks Value
1 100 0 0 -5.39 7.51 10.82 9.51 0.20 Jan 27 2023 6.67 -3.89 20.29 18.75 15.08 15.13 -0.27 0.40 0.72 0.63 -16.63 -26.06 -26.06 -55.41 -0.32 0.29 0.42 0.17 -5.39 25.21 1.55 31.48 2.07 2.32 2.40 2.83
Sheltered Sam 100/0
Bill Bernstein
10 97 0 3 -12.59 5.88 9.18 9.33 0.14 Jan 27 2023 6.81 -3.98 19.85 17.96 14.31 15.11 -0.63 0.33 0.64 0.62 -21.73 -25.40 -25.40 -54.91 -0.58 0.23 0.36 0.17 -12.59 23.26 7.92 25.10 2.02 2.43 2.06 2.95
Warren Buffett Portfolio
Warren Buffett
2 90 10 0 -18.29 8.43 11.28 9.17 0.25 Jan 27 2023 5.74 -5.20 19.76 16.76 13.32 13.47 -0.93 0.50 0.85 0.68 -23.08 -23.08 -23.08 -45.52 -0.79 0.37 0.49 0.20 -18.29 24.59 19.19 28.46 1.31 1.38 1.67 2.33
Aggressive Global Income
4 80 20 0 -8.43 3.17 6.12 9.00 -0.11 Jan 27 2023 5.09 -2.95 17.48 15.19 12.48 14.32 -0.48 0.21 0.49 0.63 -18.06 -23.84 -23.84 -52.63 -0.47 0.13 0.26 0.17 -8.43 17.07 -1.13 19.97 3.49 3.67 3.52 4.21
Robust
Alpha Architect
8 70 20 10 -10.29 5.06 7.39 8.97 -0.36 Jan 27 2023 3.22 -2.67 15.17 13.74 10.87 10.94 -0.68 0.37 0.68 0.82 -17.33 -19.09 -19.09 -44.20 -0.59 0.26 0.39 0.20 -10.29 17.40 7.53 20.35 1.83 1.61 1.55 2.48
Sheltered Sam 90/10
Bill Bernstein
12 87.3 10 2.7 -12.09 5.46 8.39 8.93 0.12 Jan 27 2023 6.27 -3.62 18.13 16.17 12.90 13.56 -0.67 0.34 0.65 0.66 -20.42 -22.65 -22.65 -50.12 -0.59 0.24 0.37 0.18 -12.09 21.12 7.74 23.13 2.12 2.38 1.97 2.86
Stocks/Bonds 80/20
2 80 20 0 -18.23 7.07 9.97 8.78 0.30 Jan 27 2023 5.96 -4.82 18.57 15.54 12.32 12.29 -0.98 0.46 0.81 0.71 -22.75 -22.75 -22.75 -41.09 -0.80 0.31 0.44 0.21 -18.23 20.16 18.36 26.30 1.51 1.62 1.87 2.41
Mid-Fifties
Burton Malkiel
8 80 20 0 -17.33 4.21 6.81 8.60 0.11 Jan 27 2023 6.90 -3.46 17.57 14.74 11.87 12.85 -0.99 0.29 0.57 0.67 -24.05 -24.05 -24.05 -46.21 -0.72 0.18 0.28 0.19 -17.33 15.75 11.71 23.79 2.08 2.30 2.23 3.16
Simple Path to Wealth
JL Collins
2 75 25 0 -17.91 6.66 9.44 8.57 0.28 Jan 27 2023 5.78 -4.57 17.73 14.70 11.64 11.55 -1.01 0.45 0.81 0.74 -22.24 -22.24 -22.24 -38.53 -0.81 0.30 0.42 0.22 -17.91 18.79 17.70 25.21 1.56 1.65 1.92 2.45
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -15.37 3.21 7.41 8.55 0.15 Jan 27 2023 8.21 -3.39 20.14 18.43 14.75 15.53 -0.76 0.17 0.50 0.55 -24.70 -27.54 -27.54 -57.21 -0.62 0.12 0.27 0.15 -15.37 19.37 6.40 23.62 2.27 2.79 2.06 3.37
Robo Advisor 100
Betterment
6 100 0 0 -15.26 4.85 8.24 8.55 0.05 Jan 27 2023 7.86 -3.98 20.17 17.86 14.44 15.69 -0.76 0.27 0.57 0.55 -24.17 -24.17 -24.17 -54.55 -0.63 0.20 0.34 0.16 -15.26 18.02 12.47 25.35 1.83 2.34 1.94 2.89
Late Thirties to Early Forties
Burton Malkiel
8 85 15 0 -17.38 4.35 7.05 8.53 0.10 Jan 27 2023 7.20 -3.59 17.91 15.25 12.32 13.47 -0.97 0.29 0.57 0.63 -24.26 -24.26 -24.26 -48.28 -0.72 0.18 0.29 0.18 -17.38 15.84 12.75 24.10 1.97 2.23 2.11 3.05
Sheltered Sam 80/20
Bill Bernstein
12 77.6 20 2.4 -11.58 5.03 7.59 8.49 0.09 Jan 27 2023 5.73 -3.26 16.44 14.42 11.51 12.04 -0.70 0.35 0.66 0.71 -19.11 -19.89 -19.89 -45.06 -0.61 0.25 0.38 0.19 -11.58 18.98 7.57 21.16 2.23 2.33 1.87 2.77
Mid-Twenties
Burton Malkiel
8 87 13 0 -17.64 4.26 7.02 8.45 0.11 Jan 27 2023 7.46 -3.65 18.07 15.49 12.54 13.81 -0.98 0.28 0.56 0.61 -24.50 -24.50 -24.50 -49.50 -0.72 0.17 0.29 0.17 -17.64 15.90 12.95 24.15 1.94 2.22 2.07 3.04
Late Sixties and Beyond
Burton Malkiel
8 71 29 0 -16.23 4.17 6.46 8.43 0.12 Jan 27 2023 6.13 -3.14 16.18 13.44 10.80 11.53 -1.00 0.31 0.60 0.73 -22.44 -22.44 -22.44 -41.80 -0.72 0.19 0.29 0.20 -16.23 15.40 10.03 22.55 2.16 2.25 2.27 3.19
Robo Advisor 90
Betterment
11 90.1 9.9 0 -15.33 4.38 7.64 8.43 0.05 Jan 27 2023 7.45 -3.81 18.85 16.50 13.30 14.33 -0.81 0.27 0.57 0.59 -23.36 -23.36 -23.36 -50.07 -0.66 0.19 0.33 0.17 -15.33 16.04 12.42 23.85 1.95 2.36 1.94 2.92
Seven Value
Scott Burns
7 71.5 28.5 0 -3.63 5.99 6.99 8.32 -0.21 Jan 27 2023 5.32 -3.29 18.45 14.59 11.49 11.22 -0.20 0.41 0.61 0.74 -14.49 -20.44 -20.44 -41.22 -0.25 0.29 0.34 0.20 -3.63 22.53 1.86 19.31 3.17 3.60 2.32 3.71
Yale Endowment
David Swensen
6 70 30 0 -21.08 3.64 6.24 8.32 0.23 Jan 27 2023 7.34 -3.81 17.18 13.12 10.66 10.75 -1.23 0.28 0.59 0.77 -25.53 -25.53 -25.53 -39.48 -0.83 0.14 0.24 0.21 -21.08 17.53 12.03 22.65 2.58 2.65 2.12 2.91
Edge Select Aggressive
Merrill Lynch
12 84 16 0 -17.87 5.35 8.06 8.32 0.13 Jan 27 2023 7.48 -4.08 17.80 15.29 12.36 13.10 -1.00 0.35 0.65 0.64 -23.81 -23.81 -23.81 -45.65 -0.75 0.22 0.34 0.18 -17.87 15.74 17.62 24.61 1.69 1.85 1.73 2.60
Robo Advisor 80
Betterment
10 80 20 0 -15.27 3.85 6.91 8.24 0.02 Jan 27 2023 7.00 -3.57 17.60 15.01 12.08 12.95 -0.87 0.26 0.57 0.64 -22.63 -22.63 -22.63 -45.47 -0.67 0.17 0.31 0.18 -15.27 13.94 11.77 22.23 2.03 2.47 1.97 2.99
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 -19.62 4.49 6.81 8.17 0.47 Jan 27 2023 6.44 -3.83 16.06 13.10 10.57 10.59 -1.22 0.34 0.64 0.77 -22.88 -22.88 -22.88 -40.17 -0.86 0.20 0.30 0.20 -19.62 21.44 8.02 22.79 2.13 2.37 2.63 3.16
Second Grader's Starter
Paul Farrell
3 90 10 0 -17.70 5.67 8.64 8.10 0.14 Jan 27 2023 7.14 -4.23 19.00 16.27 13.09 13.70 -0.93 0.35 0.66 0.59 -24.21 -24.21 -24.21 -48.52 -0.73 0.23 0.36 0.17 -17.70 17.70 16.72 25.83 1.80 2.09 1.94 2.78
Six Ways from Sunday
Scott Burns
6 66.7 33.3 0 -3.84 5.55 6.14 8.07 -0.20 Jan 27 2023 5.82 -3.28 18.32 14.19 11.18 10.83 -0.21 0.39 0.55 0.75 -14.34 -19.67 -19.67 -39.14 -0.27 0.28 0.31 0.21 -3.84 21.86 1.75 18.22 3.30 3.75 2.27 3.81
Sheltered Sam 70/30
Bill Bernstein
12 67.9 30 2.1 -11.08 4.59 6.77 8.03 0.07 Jan 27 2023 5.19 -2.90 14.80 12.71 10.15 10.56 -0.75 0.36 0.67 0.76 -17.80 -17.80 -17.80 -39.73 -0.62 0.26 0.38 0.20 -11.08 16.83 7.39 19.18 2.34 2.28 1.77 2.68
Stocks/Bonds 40/60 Momentum
2 40 60 0 -15.17 3.52 6.31 8.00 -0.54 Jan 27 2023 1.50 -2.03 12.07 9.29 7.36 6.81 -1.26 0.38 0.86 1.18 -19.48 -21.11 -21.11 -21.11 -0.78 0.17 0.30 0.38 -15.17 4.23 16.57 16.20 1.92 1.48 1.95 2.49
Lazy Portfolio
David Swensen
6 70 30 0 -17.86 4.04 6.10 7.99 0.23 Jan 27 2023 6.57 -3.44 15.64 12.70 10.26 10.71 -1.14 0.32 0.59 0.75 -22.43 -22.43 -22.43 -40.89 -0.80 0.18 0.27 0.20 -17.86 17.34 10.56 21.27 2.52 2.51 2.03 2.85
Family Taxable Portfolio
Ted Aronson
11 70 30 0 -17.99 3.12 6.23 7.97 0.00 Jan 27 2023 7.13 -3.73 17.26 13.60 10.95 11.48 -1.04 0.23 0.57 0.69 -23.76 -23.76 -23.76 -38.46 -0.76 0.13 0.26 0.21 -17.99 11.93 14.59 19.91 2.45 2.47 1.80 2.63
Core Four
Rick Ferri
4 80 20 0 -17.83 4.95 7.67 7.96 0.19 Jan 27 2023 6.85 -3.87 17.48 14.59 11.66 12.02 -1.02 0.34 0.66 0.66 -23.46 -23.46 -23.46 -44.44 -0.76 0.21 0.33 0.18 -17.83 17.18 13.93 24.04 1.93 2.20 2.14 2.91
Couch Potato
Scott Burns
2 50 50 0 -16.31 5.34 6.67 7.89 0.09 Jan 27 2023 4.60 -3.55 14.93 11.29 8.90 8.62 -1.09 0.47 0.75 0.91 -19.77 -19.77 -19.77 -27.04 -0.82 0.27 0.34 0.29 -16.31 15.67 15.93 19.51 3.61 2.96 1.50 2.09
Stocks/Bonds 60/40
2 60 40 0 -16.95 5.40 7.82 7.87 0.20 Jan 27 2023 5.25 -3.80 15.30 12.26 9.65 9.40 -1.11 0.44 0.81 0.84 -20.69 -20.69 -20.69 -30.55 -0.82 0.26 0.38 0.26 -16.95 14.66 15.70 21.94 1.69 1.73 2.04 2.54
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 -17.08 4.61 7.01 7.86 0.09 Jan 27 2023 6.74 -3.55 16.05 13.16 10.59 10.97 -1.06 0.35 0.66 0.72 -22.31 -22.31 -22.31 -38.23 -0.77 0.21 0.31 0.21 -17.08 12.88 16.02 22.30 1.79 1.82 1.86 2.71
Gone Fishin' Portfolio
Alexander Green
10 65 30 5 -15.58 3.28 5.57 7.84 0.00 Jan 27 2023 6.66 -2.94 16.10 13.38 10.77 11.96 -0.97 0.24 0.52 0.66 -21.98 -21.98 -21.98 -43.02 -0.71 0.15 0.25 0.18 -15.58 11.58 12.37 19.76 2.48 2.60 2.16 2.90
Four Funds
Bogleheads
4 80 20 0 -17.06 5.00 7.56 7.80 0.08 Jan 27 2023 6.73 -3.78 17.60 14.70 11.83 12.30 -0.97 0.34 0.64 0.63 -23.20 -23.20 -23.20 -44.08 -0.74 0.22 0.33 0.18 -17.06 15.70 15.71 23.60 2.25 2.38 1.89 2.73
Jane Bryant Quinn Portfolio
Jane Bryant Quinn
5 70 30 0 -17.43 4.57 6.99 7.77 0.21 Jan 27 2023 6.35 -3.53 16.78 13.38 10.64 10.59 -1.04 0.34 0.66 0.73 -22.74 -22.74 -22.74 -39.55 -0.77 0.20 0.31 0.20 -17.43 16.85 12.52 22.28 2.33 2.50 2.13 2.84
Three Funds
Bogleheads
3 80 20 0 -17.06 4.84 7.57 7.70 0.09 Jan 27 2023 6.78 -3.72 17.42 14.60 11.74 12.23 -0.98 0.33 0.65 0.63 -23.18 -23.18 -23.18 -43.68 -0.74 0.21 0.33 0.18 -17.06 14.95 15.39 23.65 1.89 2.15 2.02 2.84
Coffeehouse
Bill Schultheis
7 60 40 0 -14.38 3.65 6.27 7.69 0.15 Jan 27 2023 5.81 -3.29 14.78 12.07 9.56 9.46 -0.97 0.30 0.66 0.81 -19.65 -19.65 -19.65 -33.93 -0.73 0.19 0.32 0.23 -14.38 15.24 7.45 18.99 2.05 2.31 2.25 2.89
Long Term Portfolio
Ben Stein
6 80 20 0 -14.26 4.20 6.73 7.65 0.22 Jan 27 2023 6.99 -3.34 15.77 14.14 11.41 12.30 -0.90 0.30 0.59 0.62 -20.52 -20.52 -20.52 -45.92 -0.69 0.20 0.33 0.17 -14.26 16.72 9.40 21.13 1.73 1.92 1.66 2.79
Golden Butterfly
5 40 40 20 -13.35 4.11 5.32 7.65 0.14 Jan 27 2023 6.04 -2.27 11.76 9.12 7.57 7.41 -1.13 0.45 0.70 1.03 -17.79 -17.79 -17.79 -17.79 -0.75 0.23 0.30 0.43 -13.35 9.35 13.93 18.03 1.13 1.03 1.09 1.81
LifeStrategy Growth Fund
Vanguard
4 80 20 0 -16.96 4.69 7.44 7.65 0.07 Jan 27 2023 6.80 -3.77 17.35 14.54 11.72 12.26 -0.98 0.32 0.64 0.62 -23.11 -23.11 -23.11 -44.18 -0.73 0.20 0.32 0.17 -16.96 14.57 15.01 23.41 1.85 2.27 1.95 2.91
Perfect Portfolio
Ben Stein
7 80 20 0 -11.28 5.08 7.07 7.59 0.01 Jan 27 2023 6.40 -3.19 16.12 14.14 11.41 12.27 -0.70 0.36 0.62 0.62 -18.32 -18.62 -18.62 -44.81 -0.62 0.27 0.38 0.17 -11.28 16.52 10.46 21.12 1.87 1.92 1.69 2.89
Pinwheel
8 65 25 10 -13.57 3.64 5.23 7.58 0.19 Jan 27 2023 6.84 -2.44 13.73 11.71 9.52 10.35 -0.99 0.31 0.55 0.73 -19.49 -19.49 -19.49 -36.89 -0.70 0.19 0.27 0.21 -13.57 13.53 9.12 19.31 1.60 1.79 1.62 2.58
No Brainer Portfolio
Bill Bernstein
4 75 25 0 -13.89 4.46 7.16 7.55 0.10 Jan 27 2023 6.10 -3.57 15.58 13.92 11.21 11.59 -0.89 0.32 0.64 0.65 -19.76 -19.76 -19.76 -40.40 -0.70 0.23 0.36 0.19 -13.89 15.39 11.61 19.82 1.58 1.74 1.53 2.49
Sheltered Sam 60/40
Bill Bernstein
12 58.2 40 1.8 -10.58 4.13 5.94 7.54 0.05 Jan 27 2023 4.66 -2.54 13.19 11.03 8.81 9.11 -0.80 0.37 0.67 0.83 -16.49 -16.49 -16.49 -34.12 -0.64 0.25 0.36 0.22 -10.58 14.69 7.21 17.21 2.45 2.23 1.68 2.59
Robo Advisor 50
Betterment
10 49.9 50.1 0 -14.79 2.28 4.67 7.53 -0.08 Jan 27 2023 5.59 -2.81 13.99 10.81 8.66 9.19 -1.06 0.21 0.54 0.82 -20.25 -20.25 -20.25 -30.72 -0.73 0.11 0.23 0.25 -14.79 7.95 9.50 17.41 2.29 2.80 2.06 3.20
Gretchen Tai Portfolio
Gretchen Tai
9 70 30 0 -17.30 3.05 5.68 7.49 0.04 Jan 27 2023 7.09 -3.16 16.87 13.48 10.89 11.54 -1.03 0.23 0.52 0.65 -23.59 -23.59 -23.59 -41.80 -0.73 0.13 0.24 0.18 -17.30 12.15 12.24 20.82 2.43 2.69 2.16 3.22
Marc Faber Portfolio
Marc Faber
6 50 25 25 -14.67 4.30 4.54 7.48 0.23 Jan 27 2023 6.60 -1.54 13.17 10.78 9.17 9.45 -1.11 0.40 0.50 0.79 -19.93 -19.93 -19.93 -28.82 -0.74 0.22 0.23 0.26 -14.67 12.98 11.15 20.49 1.71 1.94 2.02 2.52
Tilt Toward Value
Time Inc
7 60 40 0 -15.72 3.68 6.09 7.46 0.14 Jan 27 2023 5.84 -3.28 14.51 11.59 9.22 9.22 -1.08 0.32 0.66 0.81 -20.45 -20.45 -20.45 -34.63 -0.77 0.18 0.30 0.22 -15.72 13.78 9.48 19.75 1.99 2.43 2.18 3.04
Five Fold
Scott Burns
5 60 40 0 -17.44 3.34 5.28 7.46 0.16 Jan 27 2023 6.13 -3.38 14.81 11.60 9.40 9.59 -1.18 0.29 0.56 0.78 -21.60 -21.60 -21.60 -37.94 -0.81 0.15 0.24 0.20 -17.44 15.57 8.59 19.52 2.79 3.25 2.00 3.14
Five Asset
Roger Gibson
6 60 20 20 -11.00 5.13 5.23 7.44 0.00 Jan 27 2023 5.81 -3.34 14.45 13.23 10.58 11.17 -0.76 0.39 0.49 0.67 -16.29 -19.30 -19.30 -44.75 -0.68 0.27 0.27 0.17 -11.00 22.77 5.29 20.35 1.88 2.16 1.93 3.02
Margaritaville
Scott Burns
3 67 33 0 -16.10 4.04 5.89 7.34 -0.03 Jan 27 2023 6.21 -3.13 16.00 12.76 10.35 10.74 -1.01 0.32 0.57 0.68 -21.96 -21.96 -21.96 -38.70 -0.73 0.18 0.27 0.19 -16.10 13.33 14.40 20.39 3.25 3.04 1.73 2.62
Nano Portfolio
John Wasik
5 60 40 0 -17.26 3.43 5.28 7.32 0.20 Jan 27 2023 6.19 -2.90 15.35 11.74 9.48 9.49 -1.12 0.29 0.56 0.77 -22.12 -22.12 -22.12 -36.66 -0.78 0.16 0.24 0.20 -17.26 16.29 8.50 19.75 2.90 3.03 2.29 3.01
Simple Money Portfolio
Tim Maurer
7 60 40 0 -11.48 2.53 5.34 7.29 0.02 Jan 27 2023 5.31 -2.07 13.91 11.19 8.99 8.94 -0.83 0.23 0.59 0.82 -18.42 -18.44 -18.44 -32.39 -0.62 0.14 0.29 0.23 -11.48 10.46 6.87 16.14 1.76 1.99 1.57 2.95
Edge Select Moderate
Merrill Lynch
12 53 47 0 -16.06 3.65 5.76 7.27 0.04 Jan 27 2023 5.94 -3.00 14.16 10.92 8.73 8.77 -1.13 0.33 0.66 0.83 -20.56 -20.56 -20.56 -29.58 -0.78 0.18 0.28 0.25 -16.06 9.66 13.88 19.44 1.86 1.77 1.93 2.80
Sandwich Portfolio
Bob Clyatt
8 55 45 0 -14.72 2.88 5.16 7.27 0.06 Jan 27 2023 5.32 -2.50 12.51 9.88 7.94 8.17 -1.18 0.29 0.65 0.89 -19.10 -19.10 -19.10 -28.96 -0.77 0.15 0.27 0.25 -14.72 9.88 10.59 16.81 1.48 1.55 1.53 2.61
All Weather Portfolio
Ray Dalio
5 30 55 15 -18.03 3.06 4.27 7.26 -0.10 Jan 27 2023 5.58 -2.69 11.86 8.77 7.31 7.08 -1.52 0.35 0.58 1.03 -20.19 -20.19 -20.19 -20.19 -0.89 0.15 0.21 0.36 -18.03 8.08 14.68 18.22 1.31 1.13 1.40 2.03
Ultimate Buy&Hold
FundAdvice
12 60 40 0 -12.51 2.25 4.81 7.23 0.07 Jan 27 2023 5.61 -2.17 13.19 10.95 8.84 9.15 -0.95 0.21 0.54 0.79 -18.44 -18.44 -18.44 -34.23 -0.68 0.12 0.26 0.21 -12.51 11.49 5.84 16.24 2.37 2.22 1.73 2.84
Simple and Cheap
Time Inc
5 60 40 0 -16.81 3.47 5.76 7.22 0.12 Jan 27 2023 6.02 -3.17 14.50 11.44 9.15 9.22 -1.16 0.30 0.63 0.78 -21.27 -21.27 -21.27 -34.84 -0.79 0.16 0.27 0.21 -16.81 12.62 10.84 19.89 2.00 2.43 2.19 3.09
Coward's Portfolio
Bill Bernstein
9 60 40 0 -10.59 3.86 5.99 7.18 0.12 Jan 27 2023 4.83 -2.62 12.32 10.81 8.68 8.98 -0.86 0.36 0.69 0.80 -15.87 -15.87 -15.87 -32.68 -0.67 0.24 0.38 0.22 -10.59 13.60 7.17 16.66 1.61 1.49 1.58 2.56
Global Market Portfolio
Credit Suisse
8 45 55 0 -19.25 2.01 4.45 7.15 -0.10 Jan 27 2023 6.27 -3.08 14.41 10.13 8.25 8.04 -1.34 0.20 0.54 0.89 -23.10 -23.10 -23.10 -25.90 -0.83 0.09 0.19 0.28 -19.25 7.49 12.06 19.24 2.08 2.43 2.07 3.21
European Stocks
1 100 0 0 -16.00 2.05 4.72 7.14 -0.33 Jan 27 2023 9.45 -1.67 24.44 19.90 16.62 17.75 -0.65 0.10 0.28 0.40 -30.58 -30.98 -30.98 -59.77 -0.52 0.07 0.15 0.12 -16.00 16.88 6.11 24.86 2.67 3.49 2.85 3.99
Big Rocks Portfolio
Larry Swedroe
11 60 40 0 -10.13 3.34 5.67 7.10 0.13 Jan 27 2023 4.88 -2.39 12.25 10.99 8.82 9.01 -0.83 0.30 0.64 0.79 -15.71 -15.71 -15.71 -33.80 -0.64 0.21 0.36 0.21 -10.13 13.59 5.25 15.98 1.75 1.65 1.57 2.72
LifeStrategy Moderate Growth
Vanguard
4 60 40 0 -15.97 3.58 5.95 7.07 0.02 Jan 27 2023 5.84 -3.17 14.53 11.49 9.21 9.37 -1.10 0.31 0.65 0.75 -20.84 -20.84 -20.84 -33.52 -0.77 0.17 0.29 0.21 -15.97 10.43 12.96 19.70 1.88 2.33 1.99 2.96
GAA Global Asset Allocation
Mebane Faber
10 40.5 49.5 10 -16.44 2.67 4.17 7.04 -0.13 Jan 27 2023 5.94 -2.65 13.48 9.91 8.02 7.83 -1.22 0.27 0.52 0.90 -20.65 -20.65 -20.65 -24.91 -0.80 0.13 0.20 0.28 -16.44 8.69 11.18 19.10 1.84 2.20 1.86 2.90
Sheltered Sam 50/50
Bill Bernstein
12 48.5 50 1.5 -10.08 3.66 5.10 7.02 0.03 Jan 27 2023 4.12 -2.19 11.62 9.39 7.50 7.71 -0.87 0.39 0.68 0.91 -15.17 -15.17 -15.17 -28.23 -0.66 0.24 0.34 0.25 -10.08 12.55 7.04 15.24 2.56 2.18 1.58 2.50
Dynamic 60/40 Income
5 60 40 0 -15.89 3.39 5.25 7.02 0.27 Jan 27 2023 5.94 -3.10 13.17 10.91 8.60 9.15 -1.21 0.31 0.61 0.77 -18.21 -18.21 -18.21 -41.44 -0.87 0.19 0.29 0.17 -15.89 15.27 6.26 18.59 2.82 2.81 3.17 4.05
Dynamic 40/60 Income
5 40 60 0 -14.37 2.12 4.03 6.99 0.01 Jan 27 2023 4.98 -2.43 12.08 9.51 7.35 7.96 -1.19 0.22 0.55 0.88 -17.33 -17.33 -17.33 -29.84 -0.83 0.12 0.23 0.23 -14.37 6.72 8.28 15.91 3.06 2.85 3.24 4.21
Ivy Portfolio
Mebane Faber
5 60 20 20 -10.08 4.64 4.64 6.98 -0.04 Jan 27 2023 5.72 -2.94 14.49 13.97 11.10 11.46 -0.70 0.33 0.42 0.61 -16.46 -21.77 -21.77 -47.39 -0.61 0.21 0.21 0.15 -10.08 22.27 2.25 21.16 1.79 2.07 2.02 2.63
Ideal Index
Frank Armstrong
7 70 30 0 -11.91 3.40 5.72 6.98 0.06 Jan 27 2023 5.80 -2.68 13.89 12.30 9.94 10.56 -0.86 0.28 0.58 0.66 -18.25 -18.25 -18.25 -40.11 -0.65 0.19 0.31 0.17 -11.91 13.98 6.95 17.96 1.88 1.94 1.75 2.83
One-Decision Portfolio
Marvin Appel
5 50 50 0 -13.18 4.00 5.74 6.97 0.28 Jan 27 2023 5.17 -2.85 12.34 10.39 8.31 8.19 -1.07 0.39 0.69 0.85 -16.74 -16.74 -16.74 -31.96 -0.79 0.24 0.34 0.22 -13.18 16.51 5.32 18.51 1.90 1.66 1.86 2.89
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -7.91 3.96 4.07 6.90 -0.11 Jan 27 2023 4.82 -2.52 12.02 11.56 9.23 9.70 -0.66 0.34 0.44 0.71 -13.28 -17.90 -17.90 -37.96 -0.60 0.22 0.23 0.18 -7.91 16.41 3.64 17.04 1.32 1.33 1.34 2.13
Simplified Permanent Portfolio
3 25 50 25 -12.67 3.88 3.79 6.86 -0.01 Jan 27 2023 4.77 -1.34 10.35 7.56 6.72 6.67 -1.22 0.51 0.56 1.03 -16.43 -16.43 -16.43 -16.43 -0.77 0.24 0.23 0.42 -12.67 3.72 16.46 16.15 1.14 0.78 1.02 1.68
Four Square
Scott Burns
4 50 50 0 -15.24 3.02 4.80 6.85 -0.08 Jan 27 2023 5.28 -3.01 13.46 10.15 8.21 8.35 -1.13 0.30 0.59 0.82 -19.67 -19.67 -19.67 -29.95 -0.77 0.15 0.24 0.23 -15.24 9.33 11.91 17.18 2.78 3.18 1.59 2.86
Stocks/Bonds 40/60
2 40 60 0 -15.67 3.66 5.61 6.83 0.10 Jan 27 2023 4.55 -2.79 12.32 9.20 7.18 6.76 -1.27 0.40 0.78 1.01 -18.63 -18.63 -18.63 -19.17 -0.84 0.20 0.30 0.36 -15.67 9.15 13.04 17.57 1.87 1.84 2.20 2.66
High Yield Bonds Income
4 0 100 0 -16.88 0.05 2.19 6.74 -0.34 Jan 27 2023 4.74 -1.82 14.31 10.34 8.35 8.65 -1.18 0.01 0.26 0.78 -21.38 -21.84 -21.84 -23.97 -0.79 0.00 0.10 0.28 -16.88 0.88 7.08 16.98 4.25 3.76 4.38 5.32
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 -14.81 2.70 3.48 6.71 -0.15 Jan 27 2023 5.00 -2.81 11.92 8.78 7.15 7.03 -1.24 0.31 0.49 0.95 -17.86 -17.86 -17.86 -24.27 -0.83 0.15 0.20 0.28 -14.81 11.04 7.98 16.67 2.31 2.57 1.88 3.13
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 -14.91 2.71 4.52 6.59 -0.01 Jan 27 2023 5.02 -2.52 12.16 8.64 6.87 6.65 -1.23 0.31 0.66 0.99 -18.53 -18.53 -18.53 -20.48 -0.80 0.15 0.24 0.32 -14.91 6.44 11.65 16.41 1.88 1.84 1.95 2.92
Paul Boyer Portfolio
Paul Boyer
5 25 50 25 -13.57 1.91 2.30 6.55 -0.11 Jan 27 2023 5.83 -0.86 9.89 7.58 7.00 7.32 -1.37 0.25 0.33 0.89 -17.86 -18.04 -18.04 -18.04 -0.76 0.11 0.13 0.36 -13.57 0.51 15.04 13.97 1.15 0.90 1.04 1.80
Desert Portfolio
Gyroscopic Investing
3 30 60 10 -11.64 3.65 4.34 6.55 0.06 Jan 27 2023 3.74 -1.70 9.13 6.57 5.33 5.34 -1.28 0.56 0.81 1.23 -14.72 -14.72 -14.72 -14.72 -0.79 0.25 0.29 0.44 -11.64 5.76 12.96 14.41 1.14 0.88 1.23 1.95
All Country World 80/20
4 80 20 0 -17.17 4.27 6.84 6.53 0.02 Jan 27 2023 6.81 -3.85 17.79 14.82 11.97 12.65 -0.97 0.29 0.57 0.52 -23.52 -23.52 -23.52 -47.32 -0.73 0.18 0.29 0.14 -17.17 14.21 14.55 23.35 1.86 2.27 1.98 3.01
Lifepath Fund
iShares
6 40.4 59.6 0 -15.14 2.77 4.54 6.51 -0.03 Jan 27 2023 4.87 -2.40 12.27 8.93 7.06 6.82 -1.23 0.31 0.64 0.95 -18.92 -18.92 -18.92 -21.23 -0.80 0.15 0.24 0.31 -15.14 8.05 11.47 16.20 2.36 2.31 2.15 2.76
Andrew Tobias Portfolio
Andrew Tobias
3 66.7 33.3 0 -12.58 3.90 5.92 6.49 0.07 Jan 27 2023 5.48 -2.41 14.03 11.60 9.45 9.88 -0.90 0.34 0.63 0.66 -18.85 -18.85 -18.85 -36.42 -0.67 0.21 0.31 0.18 -12.58 12.14 10.55 18.69 1.61 1.80 1.64 2.72
Sheltered Sam 40/60
Bill Bernstein
12 38.8 60 1.2 -9.58 3.18 4.25 6.48 0.00 Jan 27 2023 3.58 -1.83 10.10 7.80 6.24 6.38 -0.95 0.41 0.68 1.02 -13.86 -13.86 -13.86 -22.05 -0.69 0.23 0.31 0.29 -9.58 10.41 6.86 13.26 2.67 2.12 1.48 2.41
All Country World Stocks
1 100 0 0 -18.01 5.29 8.14 6.45 0.06 Jan 27 2023 7.73 -4.43 20.58 17.79 14.43 15.53 -0.88 0.30 0.56 0.42 -25.52 -25.52 -25.52 -57.06 -0.71 0.21 0.32 0.11 -18.01 18.27 16.61 26.82 1.78 2.13 1.91 2.90
All Country World 60/40
4 60 40 0 -16.34 3.20 5.50 6.45 -0.02 Jan 27 2023 5.90 -3.28 15.14 11.97 9.61 9.94 -1.08 0.27 0.57 0.65 -21.52 -21.52 -21.52 -36.70 -0.76 0.15 0.26 0.18 -16.34 10.14 12.48 19.89 1.94 2.41 2.05 3.13
Permanent Portfolio
Harry Browne
4 25 50 25 -12.53 3.85 3.92 6.44 0.01 Jan 27 2023 4.94 -1.04 9.29 7.51 6.73 6.35 -1.35 0.51 0.58 1.01 -15.92 -15.92 -15.92 -15.92 -0.79 0.24 0.25 0.40 -12.53 4.21 16.10 16.17 1.13 0.73 0.94 1.73
LifeStrategy Conservative Growth
Vanguard
4 40 60 0 -14.98 2.42 4.40 6.36 -0.03 Jan 27 2023 4.87 -2.57 11.89 8.66 6.89 6.72 -1.26 0.28 0.64 0.95 -18.57 -18.57 -18.57 -21.90 -0.81 0.13 0.24 0.29 -14.98 6.29 10.90 15.98 1.90 2.39 2.03 3.01
Emerging Markets Stocks
1 100 0 0 -20.56 -2.15 0.57 6.31 -0.47 Jan 27 2023 11.61 -2.65 21.17 18.90 16.83 23.16 -0.97 -0.11 0.03 0.27 -29.40 -36.52 -36.52 -60.44 -0.70 -0.06 0.02 0.10 -20.56 -3.61 17.03 18.20 1.95 1.89 1.68 3.19
Larry Portfolio
Larry Swedroe
4 30 70 0 -11.20 0.85 2.66 6.28 0.02 Jan 27 2023 4.38 -1.63 9.07 6.21 5.08 5.46 -1.23 0.14 0.52 1.15 -14.55 -15.96 -15.96 -15.96 -0.77 0.05 0.17 0.39 -11.20 3.41 6.44 10.64 1.50 1.20 1.29 2.32
Stocks/Bonds 20/80 Momentum
2 20 80 0 -14.14 1.77 3.69 6.26 -0.32 Jan 27 2023 2.32 -1.42 9.44 6.67 5.30 4.74 -1.50 0.26 0.70 1.32 -17.00 -17.91 -17.91 -17.91 -0.83 0.10 0.21 0.35 -14.14 1.18 12.14 12.52 2.07 1.77 2.24 2.70
All Country World 40/60
4 40 60 0 -15.50 2.07 4.11 6.22 -0.07 Jan 27 2023 4.98 -2.71 12.65 9.33 7.43 7.48 -1.22 0.22 0.55 0.83 -19.52 -19.52 -19.52 -25.16 -0.79 0.11 0.21 0.25 -15.50 6.07 10.42 16.42 2.02 2.55 2.13 3.24
Sheltered Sam 30/70
Bill Bernstein
12 29.1 70 0.9 -9.07 2.68 3.39 5.91 -0.02 Jan 27 2023 3.04 -1.48 8.64 6.27 5.03 5.14 -1.05 0.43 0.67 1.15 -12.55 -12.55 -12.55 -16.58 -0.72 0.21 0.27 0.36 -9.07 8.27 6.68 11.29 2.77 2.07 1.38 2.32
All Country World 20/80
4 20 80 0 -14.66 0.90 2.66 5.86 -0.11 Jan 27 2023 4.07 -2.14 10.36 7.04 5.61 5.47 -1.41 0.13 0.47 1.07 -17.51 -17.97 -17.97 -17.97 -0.84 0.05 0.15 0.33 -14.66 2.00 8.36 12.96 2.09 2.69 2.20 3.36
Eliminate Fat Tails
Larry Swedroe
4 30 70 0 -9.61 1.78 2.53 5.80 -0.08 Jan 27 2023 3.93 -1.63 8.25 6.73 5.57 6.35 -1.16 0.26 0.45 0.91 -12.62 -12.62 -12.62 -18.42 -0.76 0.14 0.20 0.31 -9.61 5.40 8.18 9.79 3.01 2.12 0.99 2.12
Developed World ex-US 60/40
2 60 40 0 -14.32 1.07 3.71 5.76 -0.15 Jan 27 2023 6.56 -2.41 15.45 11.49 9.52 10.25 -0.93 0.09 0.39 0.56 -21.67 -22.40 -22.40 -37.49 -0.66 0.05 0.17 0.15 -14.32 6.09 7.71 16.72 1.98 3.50 1.79 3.62
Developed World ex-US 80/20
2 80 20 0 -14.84 1.38 4.31 5.73 -0.13 Jan 27 2023 7.91 -2.30 18.78 14.68 12.21 13.37 -0.79 0.09 0.35 0.43 -24.60 -25.24 -25.24 -47.74 -0.60 0.05 0.17 0.12 -14.84 8.88 8.72 19.67 2.20 3.48 2.00 3.64
Stocks/Bonds 20/80
2 20 80 0 -14.39 1.85 3.34 5.66 -0.01 Jan 27 2023 3.84 -1.80 9.78 6.61 5.16 4.67 -1.47 0.28 0.65 1.21 -16.57 -16.57 -16.57 -16.57 -0.87 0.11 0.20 0.34 -14.39 3.64 10.38 13.20 2.05 1.95 2.37 2.79
Developed World ex-US 40/60
2 40 60 0 -13.80 0.70 3.03 5.63 -0.17 Jan 27 2023 5.20 -2.53 12.35 8.55 7.03 7.41 -1.12 0.08 0.43 0.76 -18.75 -19.57 -19.57 -26.17 -0.74 0.04 0.15 0.22 -13.80 3.30 6.69 13.77 1.75 3.51 1.58 3.61
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 -9.39 2.66 2.79 5.58 -0.07 Jan 27 2023 2.93 -1.25 8.60 5.75 4.71 4.75 -1.09 0.46 0.59 1.18 -12.16 -12.16 -12.16 -12.91 -0.77 0.22 0.23 0.43 -9.39 7.04 8.69 10.30 4.29 3.41 1.56 2.41
Gold
1 0 0 100 -0.77 6.53 0.46 5.56 -0.14 Jan 27 2023 5.65 2.93 12.92 13.43 14.82 15.47 -0.06 0.49 0.03 0.36 -15.91 -18.08 -37.38 -42.91 -0.05 0.36 0.01 0.13 -0.77 -4.15 24.81 17.86 0.00 0.00 0.00 0.00
Developed World ex-US Stocks
1 100 0 0 -15.36 1.63 4.85 5.55 -0.11 Jan 27 2023 9.27 -2.18 22.30 18.05 15.04 16.68 -0.69 0.09 0.32 0.33 -27.52 -28.08 -28.08 -57.00 -0.56 0.06 0.17 0.10 -15.36 11.67 9.74 22.62 2.42 3.46 2.21 3.65
LifeStrategy Income Fund
Vanguard
4 20 80 0 -14.00 1.20 2.80 5.52 -0.08 Jan 27 2023 3.90 -1.98 9.51 6.28 4.98 4.58 -1.47 0.19 0.56 1.20 -16.30 -16.61 -16.61 -16.61 -0.86 0.07 0.17 0.33 -14.00 2.15 8.85 12.26 1.93 2.45 2.08 3.06
All Country World Bonds
3 0 100 0 -13.82 -0.34 1.16 5.38 -0.15 Jan 27 2023 3.15 -1.58 8.38 5.56 4.57 4.48 -1.65 -0.06 0.25 1.20 -15.86 -17.60 -17.60 -17.60 -0.87 -0.02 0.07 0.31 -13.82 -2.06 6.30 9.49 2.17 2.83 2.27 3.47
US Inflation Protection
1 0 100 0 -13.10 1.68 0.87 5.37 -0.22 Jan 27 2023 2.54 -1.32 9.64 5.93 5.29 6.07 -1.36 0.28 0.16 0.89 -14.74 -14.74 -14.74 -14.74 -0.89 0.11 0.06 0.36 -13.10 5.67 10.84 8.35 5.89 4.41 1.29 1.88
Developed World ex-US 20/80
2 20 80 0 -13.28 0.27 2.28 5.36 -0.19 Jan 27 2023 3.84 -2.64 9.54 6.09 4.97 5.20 -1.39 0.04 0.46 1.03 -15.82 -16.80 -16.80 -16.80 -0.84 0.02 0.14 0.32 -13.28 0.51 5.67 10.82 1.53 3.53 1.37 3.59
Sheltered Sam 20/80
Bill Bernstein
12 19.4 80 0.6 -8.57 2.17 2.51 5.31 -0.04 Jan 27 2023 2.50 -1.13 7.24 4.87 3.93 4.09 -1.18 0.45 0.64 1.30 -11.24 -11.24 -11.24 -11.24 -0.76 0.19 0.22 0.47 -8.57 6.12 6.51 9.31 2.88 2.02 1.29 2.23
Edge Select Conservative
Merrill Lynch
12 21 79 0 -9.59 1.88 3.03 5.26 -0.06 Jan 27 2023 3.19 -1.51 8.00 5.37 4.27 4.12 -1.20 0.35 0.71 1.28 -12.44 -12.44 -12.44 -12.44 -0.77 0.15 0.24 0.42 -9.59 3.46 6.74 11.07 1.77 1.51 1.56 2.79
Robo Advisor 20
Betterment
12 19.9 80.1 0 -9.10 1.32 2.32 5.24 -0.05 Jan 27 2023 2.87 -1.12 6.90 4.80 3.86 4.11 -1.32 0.28 0.60 1.28 -11.83 -12.16 -12.16 -12.16 -0.77 0.11 0.19 0.43 -9.10 2.61 6.01 9.57 1.78 1.60 1.58 2.70
10-year Treasury
1 0 100 0 -15.19 -0.32 0.58 5.01 -0.15 Jan 27 2023 3.38 -1.49 9.09 6.70 6.04 6.71 -1.67 -0.05 0.10 0.75 -16.91 -21.22 -21.22 -21.22 -0.90 -0.02 0.03 0.24 -15.19 -3.33 10.01 8.03 1.61 0.80 1.18 2.22
Total Bond Developed World ex-US
1 0 100 0 -12.76 -0.21 1.47 4.95 -0.21 Jan 27 2023 2.49 -2.75 7.18 4.76 3.98 4.53 -1.78 -0.04 0.37 1.09 -12.90 -14.88 -14.88 -14.88 -0.99 -0.01 0.10 0.33 -12.76 -2.28 4.65 7.87 1.31 3.55 1.16 3.58
Sheltered Sam 10/90
Bill Bernstein
12 9.7 90 0.3 -8.07 1.64 1.61 4.69 -0.07 Jan 27 2023 1.97 -0.78 5.94 3.69 3.05 3.37 -1.36 0.44 0.53 1.39 -9.93 -9.93 -9.93 -9.93 -0.81 0.17 0.16 0.47 -8.07 3.98 6.33 7.34 2.99 1.97 1.19 2.14
Conservative Income
Charles Schwab
6 5 95 0 -9.97 1.02 1.41 4.49 -0.06 Jan 27 2023 2.62 -0.91 6.47 4.31 3.63 3.52 -1.54 0.24 0.39 1.27 -11.50 -11.50 -11.50 -11.50 -0.87 0.09 0.12 0.39 -9.97 2.43 5.45 8.37 2.82 2.26 1.91 2.80
Total Bond US
1 0 100 0 -13.11 -0.03 1.00 4.37 -0.11 Jan 27 2023 3.13 -0.81 7.95 5.24 4.30 4.02 -1.65 -0.01 0.23 1.09 -15.51 -17.28 -17.28 -17.28 -0.85 0.00 0.06 0.25 -13.11 -1.86 7.71 8.83 2.23 2.06 2.53 2.91
Robo Advisor 10
Betterment
12 9.9 90.1 0 -6.66 1.01 1.46 4.24 -0.03 Jan 27 2023 1.82 -0.49 4.46 2.82 2.26 2.51 -1.49 0.36 0.65 1.69 -8.39 -8.91 -8.91 -8.91 -0.79 0.11 0.16 0.48 -6.66 0.88 4.71 6.61 1.52 1.05 1.36 2.45
Sheltered Sam 0/100
Bill Bernstein
2 0 100 0 -7.57 1.10 0.71 4.05 -0.09 Jan 27 2023 1.43 -0.43 4.80 2.99 2.60 3.21 -1.58 0.37 0.27 1.26 -8.61 -8.61 -8.61 -8.61 -0.88 0.13 0.08 0.47 -7.57 1.84 6.16 5.37 3.10 1.92 1.09 2.05
Robo Advisor 0
Betterment
2 0 100 0 -4.20 0.66 0.60 3.20 -0.01 Jan 27 2023 0.78 0.10 2.51 1.68 1.32 1.81 -1.67 0.39 0.46 1.77 -5.09 -5.86 -5.86 -5.86 -0.83 0.11 0.10 0.55 -4.20 -0.79 3.37 3.70 1.27 0.49 1.14 2.21
Short Term Treasury
1 0 100 0 -3.88 0.62 0.53 3.10 0.00 Jan 27 2023 0.69 0.12 2.25 1.57 1.22 1.80 -1.73 0.39 0.43 1.72 -4.65 -5.36 -5.36 -5.36 -0.83 0.12 0.10 0.58 -3.88 -0.72 3.03 3.38 1.24 0.26 0.96 2.17
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Dec 2022. Current inflation (annualized) is 1Y: 6.45% , 5Y: 3.78% , 10Y: 2.60% , 30Y: 2.49%
Portfolio returns are updated to 31 December 2022.
Live Jan 2023 Returns are calculated on the hypothesis of a newly built portfolio, with the starting asset allocation. Once consolidated, the returns will be calculated on the actual asset weights. Portfolio Update time is Eastern Time (ET - America/New York).
Click here for short term returns
Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Data are updated to 31 December 2022.

The maximum Drawdown is calculated considering the end of month prices.
Low Risk Portfolios usually grant less severe drawdowns.
Data are updated to 31 December 2022.

Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Dec 2022. 2022: 6.45%, 2021: 7.04%, 2020: 1.36%, 2019: 2.29%
For further details about Dividends, click here.
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% Allocation
Ann. Return (%) - Dec 31, 2022
Chg (%)
Return (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm 1Y 3Y 5Y Daily Time(ET) Jan 2023 Dec 2022 1Y 3Y 5Y 1Y 3Y 5Y 1Y 3Y 5Y 1Y 3Y 5Y 2022 2021 2020 2019 2022 2021 2020 2019
Cape US Sector Value
Robert Shiller
1 100 0 0 -15.62 8.81 10.51 0.88 Jan 27 2023 9.47 -7.28 23.25 21.37 19.03 -0.67 0.41 0.55 -20.07 -21.00 -21.00 -0.78 0.42 0.50 -15.62 27.80 19.47 32.61 0.44 0.00 0.00 0.00
US Stocks Equal Weight
1 100 0 0 -11.62 8.83 8.90 0.19 Jan 27 2023 6.76 -4.69 21.92 22.82 20.12 -0.53 0.39 0.44 -20.69 -26.65 -26.65 -0.56 0.33 0.33 -11.62 29.41 12.71 28.91 1.59 1.64 1.83 2.16
Stocks/Bonds 60/40 with Bitcoin
3 59 39 2 -17.90 4.87 6.32 0.24 09:57AM
Jan 29 2023
5.99 -3.81 15.58 15.00 12.89 -1.15 0.32 0.49 -21.45 -21.45 -21.45 -0.83 0.23 0.29 -17.90 15.60 21.52 23.43 1.65 1.69 2.00 2.49
US Stocks ESG
1 100 0 0 -24.04 6.40 6.26 0.50 Jan 27 2023 7.62 -6.46 22.29 21.57 19.07 -1.08 0.30 0.33 -27.79 -27.79 -27.79 -0.87 0.23 0.23 -24.04 26.20 25.67 33.37 1.07 0.85 1.38 1.68
Stocks/Bonds 60/40 2x Leveraged
2 60 40 0 -35.46 1.15 6.15 0.05 Jan 27 2023 9.56 -8.36 30.05 25.58 22.57 -1.18 0.04 0.27 -39.53 -39.53 -39.53 -0.90 0.03 0.16 -35.46 33.12 20.45 43.41 0.31 0.18 0.40 1.13
Golden Butterfly with Bitcoin
6 40 40 20 -14.60 4.13 5.01 0.18 09:57AM
Jan 29 2023
6.76 -2.39 12.18 11.42 9.89 -1.20 0.36 0.51 -18.74 -18.74 -18.74 -0.78 0.22 0.27 -14.60 10.61 19.54 19.56 1.13 1.03 1.09 1.81
Permanent Portfolio with Bitcoin
Harry Browne
5 25 50 25 -13.79 3.44 4.76 0.05 09:57AM
Jan 29 2023
5.66 -1.14 9.58 9.40 8.14 -1.44 0.37 0.58 -16.88 -16.88 -16.88 -0.82 0.20 0.28 -13.79 5.47 21.71 17.70 1.13 0.73 0.94 1.73
Stocks/Bonds 40/60 with Bitcoin
3 39 59 2 -16.62 2.95 4.62 0.14 09:57AM
Jan 29 2023
5.28 -2.79 12.54 11.69 9.88 -1.33 0.25 0.47 -19.39 -19.39 -19.39 -0.86 0.15 0.24 -16.62 10.09 18.86 19.07 1.83 1.80 2.16 2.61
Desert Portfolio with Bitcoin
Gyroscopic Investing
4 30 60 10 -12.90 3.40 4.59 0.10 09:57AM
Jan 29 2023
4.46 -1.81 9.49 8.67 7.40 -1.36 0.39 0.62 -15.68 -15.73 -15.73 -0.82 0.22 0.29 -12.90 7.03 18.57 15.94 1.14 0.88 1.23 1.95
Stocks/Bonds 60/40 ESG
2 60 40 0 -19.58 2.99 4.09 0.26 Jan 27 2023 5.76 -4.03 15.36 13.92 12.13 -1.27 0.21 0.34 -22.44 -22.44 -22.44 -0.87 0.13 0.18 -19.58 14.84 18.27 23.31 1.62 1.30 1.76 2.14
All Weather Portfolio with Bitcoin
Ray Dalio
6 30 55 15 -19.54 1.91 3.90 -0.04 09:57AM
Jan 29 2023
6.36 -2.77 12.23 10.93 9.44 -1.60 0.17 0.41 -21.44 -21.57 -21.57 -0.91 0.09 0.18 -19.54 8.91 20.78 19.77 1.31 1.13 1.40 2.03
All Weather Portfolio 2x Leveraged
Ray Dalio
5 37.5 55 7.5 -29.60 0.29 3.83 -0.46 Jan 27 2023 11.49 -6.84 29.37 21.79 18.97 -1.01 0.01 0.20 -36.33 -36.33 -36.33 -0.81 0.01 0.11 -29.60 19.72 19.68 34.09 0.42 0.32 0.37 1.45
Simplified Permanent Portfolio 2x Leveraged
3 25 50 25 -26.74 -0.45 3.81 -0.26 Jan 27 2023 8.76 -2.86 20.17 17.07 14.78 -1.33 -0.03 0.26 -31.96 -31.96 -31.96 -0.84 -0.01 0.12 -26.74 8.10 24.56 30.31 0.24 0.14 0.38 1.00
Talmud Portfolio 2x Leveraged
Roger Gibson
3 66.7 33.3 0 -39.60 -2.66 3.79 0.63 Jan 27 2023 12.06 -8.25 31.26 28.49 24.56 -1.27 -0.09 0.15 -42.70 -42.70 -42.70 -0.93 -0.06 0.09 -39.60 46.68 4.10 44.89 0.42 0.24 0.51 1.38
Golden Butterfly 2x Leveraged
4 40 40 20 -28.62 -0.17 3.61 -0.05 Jan 27 2023 10.13 -4.98 23.84 19.62 17.55 -1.20 -0.01 0.21 -34.50 -34.50 -34.50 -0.83 0.00 0.10 -28.62 16.84 19.29 32.73 0.25 0.11 0.31 0.90
Stocks/Bonds 40/60 2x Leveraged
2 40 60 0 -33.70 -1.71 3.44 -0.14 Jan 27 2023 8.41 -6.66 24.66 19.32 16.71 -1.37 -0.09 0.21 -36.46 -36.46 -36.46 -0.92 -0.05 0.09 -33.70 19.46 19.91 33.39 0.32 0.18 0.47 1.28
Desert Portfolio 2x Leveraged
Gyroscopic Investing
3 30 60 10 -30.56 -1.77 3.04 -0.23 Jan 27 2023 8.32 -4.76 21.57 17.00 14.62 -1.42 -0.10 0.21 -34.04 -34.04 -34.04 -0.90 -0.05 0.09 -30.56 12.18 21.66 30.15 0.29 0.17 0.45 1.20
Developed World ex-US Stocks Momentum
1 100 0 0 -16.80 2.71 2.94 -0.28 Jan 27 2023 5.32 -1.56 20.80 18.09 16.14 -0.81 0.15 0.18 -28.32 -28.57 -28.57 -0.59 0.09 0.10 -16.80 6.60 22.16 24.51 2.19 5.51 1.17 2.61
Stocks/Bonds 40/60 ESG
2 40 60 0 -17.35 1.11 2.80 0.15 Jan 27 2023 4.83 -2.87 12.36 10.48 8.99 -1.40 0.11 0.31 -19.76 -19.76 -19.76 -0.88 0.06 0.14 -17.35 9.16 14.57 18.28 1.89 1.53 1.96 2.38
Ark Tech Portfolio
Cathie Wood
4 100 0 0 -58.78 -5.54 2.63 4.15 Jan 27 2023 24.69 -13.36 32.08 38.37 34.53 -1.83 -0.14 0.08 -58.78 -69.47 -69.47 -1.00 -0.08 0.04 -58.78 -18.06 149.52 35.21 0.00 1.03 2.88 1.23
Developed World ex-US 60/40 Momentum
2 60 40 0 -15.18 0.22 1.88 -0.25 Jan 27 2023 4.19 -2.05 14.37 12.12 10.56 -1.06 0.02 0.18 -22.15 -22.23 -22.23 -0.69 0.01 0.08 -15.18 3.05 15.15 17.85 1.84 4.73 1.17 3.00
Developed World ex-US 40/60 Momentum
2 40 60 0 -14.37 -1.07 1.25 -0.23 Jan 27 2023 3.62 -2.29 11.53 9.40 8.03 -1.25 -0.11 0.16 -19.07 -19.40 -19.40 -0.75 -0.06 0.06 -14.37 1.27 11.65 14.52 1.66 4.33 1.16 3.19
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
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