Aim Ways Ulcer Free Strategy Portfolio vs Stocks/Bonds 20/80 Portfolio Portfolio Comparison

Simulation Settings
Period: July 1985 - January 2025 (~40 years)
Consolidated Returns as of 31 January 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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Results
30 Years
All (since July 1985)
Inflation Adjusted:
Aim Ways Ulcer Free Strategy Portfolio
1.00$
Initial Capital
February 1995
9.20$
Final Capital
January 2025
7.68%
Yearly Return
6.06%
Std Deviation
-17.48%
Max Drawdown
35months
Recovery Period
1.00$
Initial Capital
February 1995
4.34$
Final Capital
January 2025
5.01%
Yearly Return
6.06%
Std Deviation
-25.86%
Max Drawdown
49months*
Recovery Period
* in progress
1.00$
Initial Capital
July 1985
22.95$
Final Capital
January 2025
8.24%
Yearly Return
6.09%
Std Deviation
-17.48%
Max Drawdown
35months
Recovery Period
1.00$
Initial Capital
July 1985
7.73$
Final Capital
January 2025
5.30%
Yearly Return
6.09%
Std Deviation
-25.86%
Max Drawdown
49months*
Recovery Period
* in progress
Stocks/Bonds 20/80 Portfolio
1.00$
Initial Capital
February 1995
5.58$
Final Capital
January 2025
5.90%
Yearly Return
4.96%
Std Deviation
-16.57%
Max Drawdown
33months
Recovery Period
1.00$
Initial Capital
February 1995
2.63$
Final Capital
January 2025
3.28%
Yearly Return
4.96%
Std Deviation
-24.58%
Max Drawdown
49months*
Recovery Period
* in progress
1.00$
Initial Capital
July 1985
13.52$
Final Capital
January 2025
6.80%
Yearly Return
5.18%
Std Deviation
-16.57%
Max Drawdown
33months
Recovery Period
1.00$
Initial Capital
July 1985
4.55$
Final Capital
January 2025
3.90%
Yearly Return
5.18%
Std Deviation
-24.58%
Max Drawdown
49months*
Recovery Period
* in progress

As of January 2025, in the previous 30 Years, the Aim Ways Ulcer Free Strategy Portfolio obtained a 7.68% compound annual return, with a 6.06% standard deviation. It suffered a maximum drawdown of -17.48% that required 35 months to be recovered.

As of January 2025, in the previous 30 Years, the Stocks/Bonds 20/80 Portfolio obtained a 5.90% compound annual return, with a 4.96% standard deviation. It suffered a maximum drawdown of -16.57% that required 33 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Aim Ways Ulcer Free Strategy Portfolio
Weight
(%)
ETF
Ticker
Name
11.00
QQQ
Invesco QQQ Trust
34.00
BNDX
Vanguard Total International Bond
28.00
IEF
iShares 7-10 Year Treasury Bond
15.00
CWB
SPDR Bloomberg Convertible Securities ETF
12.00
GLD
SPDR Gold Trust
Stocks/Bonds 20/80 Portfolio
Weight
(%)
ETF
Ticker
Name
20.00
VTI
Vanguard Total Stock Market
80.00
BND
Vanguard Total Bond Market
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Portfolio Returns as of Jan 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 July 1985 - 31 January 2025 (~40 years)
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Return (%) as of Jan 31, 2025
YTD
(1M)
1M 6M 1Y 5Y 10Y 30Y MAX
(~40Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_aim_ways2.webp Ulcer Free Strategy
Aim Ways
1.77 1.77 4.95 10.87 4.74 5.36 7.68 8.24
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Stocks/Bonds 20/80
-- Market Benchmark
1.08 1.08 2.36 6.92 2.48 3.62 5.90 6.80
Return over 1 year are annualized.
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Capital Growth as of Jan 31, 2025

Aim Ways Ulcer Free Strategy Portfolio: an investment of 1$, since February 1995, now would be worth 9.20$, with a total return of 820.05% (7.68% annualized).

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since February 1995, now would be worth 5.58$, with a total return of 457.68% (5.90% annualized).


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Aim Ways Ulcer Free Strategy Portfolio: an investment of 1$, since July 1985, now would be worth 22.95$, with a total return of 2194.69% (8.24% annualized).

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since July 1985, now would be worth 13.52$, with a total return of 1251.77% (6.80% annualized).


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Portfolio Metrics as of Jan 31, 2025

The following metrics, updated as of 31 January 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 February 2024 - 31 January 2025 (1 year)
Period: 1 February 2020 - 31 January 2025 (5 years)
Period: 1 February 2015 - 31 January 2025 (10 years)
Period: 1 February 1995 - 31 January 2025 (30 years)
Period: 1 July 1985 - 31 January 2025 (~40 years)
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 10.87 6.92
Infl. Adjusted Return (%) 7.58 3.74
DRAWDOWN
Deepest Drawdown Depth (%) -2.00 -2.83
Start to Recovery (months) 3 3
Longest Drawdown Depth (%) -2.00 -2.83
Start to Recovery (months) 3 3
Longest Negative Period (months) 3 4
RISK INDICATORS
Standard Deviation (%) 5.12 6.17
Sharpe Ratio 1.12 0.29
Sortino Ratio 1.37 0.36
Ulcer Index 0.74 1.16
Ratio: Return / Standard Deviation 2.12 1.12
Ratio: Return / Deepest Drawdown 5.43 2.45
Metrics calculated over the period 1 February 2024 - 31 January 2025
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 4.74 2.48
Infl. Adjusted Return (%) 0.45 -1.72
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 45
RISK INDICATORS
Standard Deviation (%) 8.09 7.96
Sharpe Ratio 0.29 0.01
Sortino Ratio 0.40 0.02
Ulcer Index 7.27 7.34
Ratio: Return / Standard Deviation 0.59 0.31
Ratio: Return / Deepest Drawdown 0.27 0.15
Metrics calculated over the period 1 February 2020 - 31 January 2025
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 5.36 3.62
Infl. Adjusted Return (%) 2.18 0.48
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.47 6.09
Sharpe Ratio 0.57 0.32
Sortino Ratio 0.80 0.44
Ulcer Index 5.23 5.25
Ratio: Return / Standard Deviation 0.83 0.59
Ratio: Return / Deepest Drawdown 0.31 0.22
Metrics calculated over the period 1 February 2015 - 31 January 2025
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 7.68 5.90
Infl. Adjusted Return (%) 5.01 3.28
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.06 4.96
Sharpe Ratio 0.89 0.73
Sortino Ratio 1.23 0.97
Ulcer Index 3.46 3.21
Ratio: Return / Standard Deviation 1.27 1.19
Ratio: Return / Deepest Drawdown 0.44 0.36
Metrics calculated over the period 1 February 1995 - 31 January 2025
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 8.24 6.80
Infl. Adjusted Return (%) 5.30 3.90
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.09 5.18
Sharpe Ratio 0.85 0.72
Sortino Ratio 1.18 0.97
Ulcer Index 3.21 2.93
Ratio: Return / Standard Deviation 1.35 1.31
Ratio: Return / Deepest Drawdown 0.47 0.41
Metrics calculated over the period 1 July 1985 - 31 January 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 February 1995 - 31 January 2025 (30 years)
Period: 1 July 1985 - 31 January 2025 (~40 years)

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Ulcer Free Strategy Stocks/Bonds 20/80
Drawdown
(%)
Recovery
(#Months)
From
To
Drawdown
(%)
Recovery
(#Months)
From
To
-17.48 35 Sep 2021
Jul 2024
-16.57 33 Jan 2022
Sep 2024
-13.81 17 Mar 2008
Jul 2009
-8.42 15 May 2008
Jul 2009
-4.73 26 Sep 2000
Oct 2002
-4.61 6 May 2013
Oct 2013
-4.30 7 Dec 1996
Jun 1997
-4.08 7 Oct 2016
Apr 2017
-3.92 3 Feb 2020
Apr 2020
-3.77 5 Apr 2000
Aug 2000
-3.53 8 Feb 1999
Sep 1999
-3.29 7 Jan 2021
Jul 2021
-2.86 6 Apr 2004
Sep 2004
-2.80 3 Feb 2020
Apr 2020
-2.77 3 Jul 1998
Sep 1998

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Ulcer Free Strategy Stocks/Bonds 20/80
Drawdown
(%)
Recovery
(#Months)
From
To
Drawdown
(%)
Recovery
(#Months)
From
To
-17.48 35 Sep 2021
Jul 2024
-16.57 33 Jan 2022
Sep 2024
-13.81 17 Mar 2008
Jul 2009
-8.42 15 May 2008
Jul 2009
-7.24 15 Feb 1994
Apr 1995
-6.14 6 Sep 1987
Feb 1988
-5.50 13 Feb 1994
Feb 1995
-5.36 6 Sep 1987
Feb 1988
-5.01 5 Aug 1990
Dec 1990
-4.74 7 Dec 1989
Jun 1990
-4.73 26 Sep 2000
Oct 2002
-4.61 6 May 2013
Oct 2013
-4.30 7 Dec 1996
Jun 1997
-4.08 7 Oct 2016
Apr 2017
-3.92 3 Feb 2020
Apr 2020

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 July 1985 - 31 January 2025 (~40 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Ulcer Free Strategy Stocks/Bonds 20/80
Year Return
(%)
Drawdown
(%)
Return
(%)
Drawdown
(%)
2025
1.77 0.00 1.08 0.00
2024
8.55 -2.00 5.87 -2.83
2023
13.74 -4.59 9.53 -5.62
2022
-15.39 -16.93 -14.39 -16.57
2021
1.14 -3.29 3.64 -1.82
2020
20.69 -2.80 10.38 -3.92
2019
14.71 -0.83 13.20 -0.07
2018
0.69 -2.59 -1.13 -2.67
2017
9.01 -0.91 7.10 -0.02
2016
5.21 -4.08 4.58 -2.40
2015
0.46 -2.56 0.52 -1.90
2014
8.51 -1.57 7.16 -0.89
2013
1.73 -4.61 5.01 -2.56
2012
9.44 -1.48 5.82 -0.62
2011
7.68 -1.94 6.53 -0.88
2010
13.35 -0.33 8.44 -0.76
2009
19.29 -1.70 8.69 -5.67
2008
-5.09 -13.81 -1.91 -8.42
2007
10.42 -0.94 6.61 -0.76
2006
7.02 -1.81 6.55 -1.09
2005
5.78 -1.51 3.18 -1.84
2004
7.35 -2.86 5.95 -2.58
2003
15.98 -1.15 9.33 -2.13
2002
4.11 -2.74 2.51 -2.13
2001
1.74 -4.71 4.55 -1.99
2000
5.64 -4.73 7.00 -2.23
1999
12.39 -3.53 4.16 -2.17
1998
18.15 -2.77 11.52 -2.15
1997
4.45 -3.38 13.75 -1.70
1996
8.16 -0.95 7.06 -1.44
1995
22.80 0.00 21.70 0.00
1994
-4.83 -7.24 -2.16 -5.50
1993
15.58 -0.99 9.87 -1.10
1992
8.79 -2.57 7.53 -1.25
1991
23.75 -1.85 18.68 -1.05
1990
2.22 -5.01 5.70 -3.09
1989
13.13 -0.77 16.54 -0.87
1988
6.27 -2.13 9.35 -2.17
1987
4.63 -5.36 1.75 -6.14
1986
17.00 -1.71 15.00 -3.14
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