10-year Treasury Portfolio vs Fulvio Marchese In Saecula Saeculorum Portfolio Portfolio Comparison

Simulation Settings
Period: January 1871 - August 2025 (~155 years)
Consolidated Returns as of 31 August 2025
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond August 2025.
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Results
30 Years
(1995/09 - 2025/08)
All Data
(1871/01 - 2025/08)
Inflation Adjusted:
10-year Treasury Portfolio
1.00$
Invested Capital
September 1995
3.87$
Final Capital
August 2025
4.62%
Yearly Return
6.75%
Std Deviation
-23.19%
Max Drawdown
61months*
Recovery Period
* in progress
1.00$
Invested Capital
September 1995
1.83$
Final Capital
August 2025
2.04%
Yearly Return
6.75%
Std Deviation
-35.52%
Max Drawdown
63months*
Recovery Period
* in progress
1.00$
Invested Capital
January 1871
944.15$
Final Capital
August 2025
4.53%
Yearly Return
5.46%
Std Deviation
-23.19%
Max Drawdown
61months*
Recovery Period
* in progress
1.00$
Invested Capital
January 1871
36.43$
Final Capital
August 2025
2.35%
Yearly Return
5.46%
Std Deviation
-58.41%
Max Drawdown
543months
Recovery Period
Fulvio Marchese In Saecula Saeculorum Portfolio
1.00$
Invested Capital
September 1995
9.92$
Final Capital
August 2025
7.95%
Yearly Return
7.85%
Std Deviation
-20.39%
Max Drawdown
25months
Recovery Period
1.00$
Invested Capital
September 1995
4.69$
Final Capital
August 2025
5.28%
Yearly Return
7.85%
Std Deviation
-24.07%
Max Drawdown
39months
Recovery Period
1.00$
Invested Capital
January 1871
37.20 K$
Final Capital
August 2025
7.04%
Yearly Return
8.06%
Std Deviation
-50.22%
Max Drawdown
75months
Recovery Period
1.00$
Invested Capital
January 1871
1.44 K$
Final Capital
August 2025
4.81%
Yearly Return
8.06%
Std Deviation
-45.23%
Max Drawdown
108months
Recovery Period

As of August 2025, in the previous 30 Years, the 10-year Treasury Portfolio obtained a 4.62% compound annual return, with a 6.75% standard deviation. It suffered a maximum drawdown of -23.19% which has been ongoing for 61 months and is still in progress.

As of August 2025, in the previous 30 Years, the Fulvio Marchese In Saecula Saeculorum Portfolio obtained a 7.95% compound annual return, with a 7.85% standard deviation. It suffered a maximum drawdown of -20.39% that required 25 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

10-year Treasury Portfolio
Weight
(%)		 Ticker Name
100.00
IEF
iShares 7-10 Year Treasury Bond
Fulvio Marchese In Saecula Saeculorum Portfolio
Weight
(%)		 Ticker Name
45.00
VTI
Vanguard Total Stock Market
20.00
IEF
iShares 7-10 Year Treasury Bond
15.00
LQD
iShares Investment Grade Corporate Bond
10.00
SHY
iShares 1-3 Year Treasury Bond
10.00
GLD
SPDR Gold Trust
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Portfolio Returns as of Aug 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1995/09 - 2025/08)
All Data
(1871/01 - 2025/08)
Inflation Adjusted:
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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
10-year Treasury
 1 $ 3.87 $ 287.19% 4.62%
Fulvio Marchese In Saecula Saeculorum
Fulvio Marchese 		1 $ 9.92 $ 891.52% 7.95%
Sep 1995 Aug 2025

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
10-year Treasury
 1 $ 1.83 $ 83.03% 2.04%
Fulvio Marchese In Saecula Saeculorum
Fulvio Marchese 		1 $ 4.69 $ 368.71% 5.28%
Sep 1995 Aug 2025

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
10-year Treasury
 1 $ 944.15 $ 94 315.18% 4.53%
Fulvio Marchese In Saecula Saeculorum
Fulvio Marchese 		1 $ 37 201.71 $ 3 720 070.74% 7.04%
Jan 1871 Aug 2025

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
10-year Treasury
 1 $ 36.43 $ 3 542.51% 2.35%
Fulvio Marchese In Saecula Saeculorum
Fulvio Marchese 		1 $ 1 435.23 $ 143 423.11% 4.81%
Jan 1871 Aug 2025

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Return (%) as of Aug 31, 2025
YTD
(8M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~155Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp 10-year Treasury
-- Market Benchmark 		6.34 1.65 2.81 2.85 -2.32 1.11 4.62 4.53
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_fulvio_marchese2.webp In Saecula Saeculorum
Fulvio Marchese 		10.32 2.19 7.52 12.45 7.26 8.42 7.95 7.04
Returns over 1 year are annualized.
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Portfolio Metrics as of Aug 31, 2025

The following metrics, updated as of 31 August 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 September 2024 - 31 August 2025 (1 year)
Period: 1 September 2020 - 31 August 2025 (5 years)
Period: 1 September 2015 - 31 August 2025 (10 years)
Period: 1 September 1995 - 31 August 2025 (30 years)
Period: 1 January 1871 - 31 August 2025 (~155 years)
1 Year
5 Years
10 Years
30 Years
All (1871/01 - 2025/08)
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10-year Treasury In Saecula Saeculorum
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 2.85 12.45
Infl. Adjusted (%) -0.12 9.21
DRAWDOWN
Deepest Drawdown Depth (%) -4.61 -2.38
Start to Recovery (months) 7 3
Longest Drawdown Depth (%) -4.61 -2.38
Start to Recovery (months) 7 3
Longest Negative Period (months) 10 5
RISK INDICATORS
Standard Deviation (%) 5.95 6.16
Sharpe Ratio -0.27 1.30
Sortino Ratio -0.34 1.68
Ulcer Index 2.13 0.88
Ratio: Return / Standard Deviation 0.48 2.02
Ratio: Return / Deepest Drawdown 0.62 5.23
Metrics calculated over the period 1 September 2024 - 31 August 2025
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10-year Treasury In Saecula Saeculorum
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) -2.32 7.26
Infl. Adjusted (%) -6.54 2.63
DRAWDOWN
Deepest Drawdown Depth (%) -22.69 -18.89
Start to Recovery (months) 59* 26
Longest Drawdown Depth (%) -22.69 -18.89
Start to Recovery (months) 59* 26
Longest Negative Period (months) 60* 34
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 7.54 9.81
Sharpe Ratio -0.68 0.45
Sortino Ratio -0.97 0.60
Ulcer Index 13.76 6.82
Ratio: Return / Standard Deviation -0.31 0.74
Ratio: Return / Deepest Drawdown -0.10 0.38
Metrics calculated over the period 1 September 2020 - 31 August 2025
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10-year Treasury In Saecula Saeculorum
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 1.11 8.42
Infl. Adjusted (%) -1.94 5.15
DRAWDOWN
Deepest Drawdown Depth (%) -23.19 -18.89
Start to Recovery (months) 61* 26
Longest Drawdown Depth (%) -23.19 -18.89
Start to Recovery (months) 61* 26
Longest Negative Period (months) 103 34
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 6.59 8.61
Sharpe Ratio -0.12 0.76
Sortino Ratio -0.17 1.01
Ulcer Index 10.45 5.02
Ratio: Return / Standard Deviation 0.17 0.98
Ratio: Return / Deepest Drawdown 0.05 0.45
Metrics calculated over the period 1 September 2015 - 31 August 2025
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10-year Treasury In Saecula Saeculorum
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 4.62 7.95
Infl. Adjusted (%) 2.04 5.28
DRAWDOWN
Deepest Drawdown Depth (%) -23.19 -20.39
Start to Recovery (months) 61* 25
Longest Drawdown Depth (%) -23.19 -10.13
Start to Recovery (months) 61* 33
Longest Negative Period (months) 126 43
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 6.75 7.85
Sharpe Ratio 0.35 0.72
Sortino Ratio 0.50 0.96
Ulcer Index 6.56 4.44
Ratio: Return / Standard Deviation 0.68 1.01
Ratio: Return / Deepest Drawdown 0.20 0.39
Metrics calculated over the period 1 September 1995 - 31 August 2025
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10-year Treasury In Saecula Saeculorum
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 4.53 7.04
Infl. Adjusted (%) 2.35 4.81
DRAWDOWN
Deepest Drawdown Depth (%) -23.19 -50.22
Start to Recovery (months) 61* 75
Longest Drawdown Depth (%) -23.19 -50.22
Start to Recovery (months) 61* 75
Longest Negative Period (months) 126 105
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.46 8.06
Sharpe Ratio 0.10 0.38
Sortino Ratio 0.15 0.53
Ulcer Index 3.62 6.46
Ratio: Return / Standard Deviation 0.83 0.87
Ratio: Return / Deepest Drawdown 0.20 0.14
Metrics calculated over the period 1 January 1871 - 31 August 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 September 1995 - 31 August 2025 (30 years)
Period: 1 January 1871 - 31 August 2025 (~155 years)
30 Years
(1995/09 - 2025/08)

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10-year Treasury In Saecula Saeculorum
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-23.19 61* Aug 2020
In progress
-20.39 25 Nov 2007
Nov 2009
-18.89 26 Jan 2022
Feb 2024
-10.13 33 Sep 2000
May 2003
-9.34 23 Oct 1998
Aug 2000
-8.50 4 Feb 2020
May 2020
-7.93 5 Jul 1998
Nov 1998
-7.60 19 May 2013
Nov 2014
-7.18 34 Aug 2016
May 2019
-6.90 10 Feb 1996
Nov 1996
-6.65 18 Jan 2009
Jun 2010
-6.60 9 Nov 2001
Jul 2002
-5.68 7 Jun 2003
Dec 2003
-5.64 6 Sep 2018
Feb 2019
-4.85 7 Apr 2004
Oct 2004

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10-year Treasury In Saecula Saeculorum
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-50.22 75 Sep 1929
Nov 1935
-24.35 71 Mar 1937
Jan 1943
-23.19 61* Aug 2020
In progress
-20.39 25 Nov 2007
Nov 2009
-18.89 26 Jan 2022
Feb 2024
-17.26 14 Mar 1974
Apr 1975
-15.82 33 Apr 1876
Dec 1878
-15.76 11 Jul 1979
May 1980
-15.41 26 Dec 1968
Jan 1971
-14.57 17 Jul 1980
Nov 1981
-13.99 23 Oct 1906
Aug 1908
-13.51 17 Sep 1987
Jan 1989
-12.36 27 Feb 1893
Apr 1895
-11.74 25 Oct 1902
Oct 1904
-11.22 21 Dec 1980
Aug 1982

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1871 - 31 August 2025 (~155 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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10-year Treasury In Saecula Saeculorum
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 6.34 -1.24 10.32 -1.55
2024
 -0.63 -4.61 13.77 -2.83
2023
 3.65 -8.82 15.53 -6.33
2022
 -15.19 -16.91 -14.97 -18.89
2021
 -3.33 -5.73 10.12 -3.03
2020
 10.01 -2.02 15.89 -8.50
2019
 8.03 -2.59 20.14 -2.10
2018
 0.99 -3.19 -2.76 -5.64
2017
 2.55 -1.90 12.42 -0.04
2016
 1.00 -6.50 7.79 -2.43
2015
 1.51 -4.25 -0.75 -4.59
2014
 9.07 -1.05 8.52 -2.04
2013
 -6.09 -7.60 10.73 -2.94
2012
 3.66 -2.67 10.41 -2.92
2011
 15.64 -1.29 6.12 -4.77
2010
 9.37 -4.30 14.27 -4.00
2009
 -6.59 -6.65 15.39 -9.28
2008
 17.91 -4.15 -11.54 -16.70
2007
 10.37 -1.85 8.83 -2.17
2006
 2.52 -2.87 10.84 -2.11
2005
 2.64 -3.19 5.47 -1.69
2004
 4.12 -4.85 7.97 -3.39
2003
 5.29 -5.68 18.47 -1.50
2002
 15.45 -4.13 -1.22 -5.96
2001
 5.40 -5.21 -1.59 -6.44
2000
 17.28 -1.12 0.64 -5.96
1999
 -7.83 -8.11 9.19 -2.99
1998
 14.64 -1.61 15.29 -7.93
1997
 11.97 -2.02 16.19 -2.95
1996
 0.00 -6.90 9.83 -2.50
1995
 25.55 -1.23 25.73 0.00
1994
 -7.19 -9.56 -2.41 -5.96
1993
 12.97 -2.55 11.66 -1.36
1992
 7.23 -4.02 6.70 -2.12
1991
 18.91 -0.54 21.54 -2.17
1990
 7.70 -4.48 0.53 -6.19
1989
 17.84 -2.30 19.19 -1.49
1988
 6.90 -4.60 9.59 -2.18
1987
 -2.64 -10.87 3.95 -13.51
1986
 21.35 -3.93 16.23 -3.74
1985
 29.85 -3.33 25.62 -1.83
1984
 14.87 -7.99 5.90 -6.01
1983
 2.30 -6.29 11.20 -2.65
1982
 39.57 -2.66 26.71 -4.74
1981
 5.28 -7.42 -2.21 -10.07
1980
 -1.29 -11.52 17.01 -10.74
1979
 1.83 -8.62 24.41 -6.29
1978
 -0.74 -2.31 7.74 -5.17
1977
 0.53 -3.55 1.62 -3.17
1976
 15.29 -1.33 18.26 -1.55
1975
 5.52 -4.42 19.02 -7.62
1974
 4.05 -3.79 -5.29 -17.26
1973
 3.29 -3.40 0.44 -4.10
1972
 2.35 -2.01 14.16 -1.01
1971
 11.24 -7.34 14.07 -4.23
1970
 18.93 -5.54 10.50 -9.03
1969
 -5.63 -7.29 -7.43 -9.03
1968
 6.26 -3.63 9.94 -2.28
1967
 -3.08 -5.97 11.89 -2.17
1966
 5.46 -3.03 -1.61 -7.68
1965
 0.72 -1.64 6.90 -1.85
1964
 3.65 -0.06 9.09 -0.57
1963
 1.64 -0.38 10.30 -1.37
1962
 5.83 -0.48 -1.91 -9.28
1961
 2.10 -1.70 12.66 -1.73
1960
 11.66 -0.41 6.02 -2.66
1959
 -1.12 -3.37 5.32 -3.19
1958
 -2.10 -5.86 19.37 -0.45
1957
 5.92 -3.36 -1.36 -5.77
1956
 -2.68 -3.65 3.14 -4.11
1955
 -1.13 -2.16 11.22 -1.18
1954
 3.13 -0.84 23.99 -1.72
1953
 2.19 -3.70 0.77 -4.90
1952
 1.89 -1.78 6.71 -2.09
1951
 -0.56 -2.77 9.25 -3.07
1950
 -1.39 -1.65 13.32 -2.70
1949
 4.92 -0.12 10.51 -1.77
1948
 2.72 -0.72 1.92 -4.92
1947
 -1.38 -2.99 2.67 -2.57
1946
 0.36 -1.88 -2.29 -10.24
1945
 5.77 -0.94 19.66 -1.67
1944
 2.27 0.00 10.43 -0.68
1943
 1.98 -0.10 13.75 -4.10
1942
 1.78 -0.45 8.20 -5.59
1941
 2.73 -1.73 -3.22 -6.58
1940
 6.10 -1.80 -1.26 -11.21
1939
 4.02 -4.74 2.50 -6.08
1938
 4.38 -0.49 14.56 -11.71
1937
 1.27 -2.41 -15.01 -17.65
1936
 5.37 -0.04 17.15 -3.37
1935
 4.30 -1.07 22.48 -3.47
1934
 7.94 -1.90 4.95 -6.58
1933
 1.81 -2.00 32.40 -9.78
1932
 8.90 -2.36 0.55 -18.83
1931
 -2.56 -4.95 -20.68 -26.59
1930
 4.57 -0.39 -10.04 -17.27
1929
 4.44 -1.50 -3.05 -16.18
1928
 0.97 -1.23 17.59 -2.07
1927
 6.82 0.00 17.62 -2.04
1926
 5.82 0.00 7.46 -3.71
1925
 5.31 -0.17 13.45 -2.93
1924
 7.49 -0.16 15.46 -1.25
1923
 4.19 -0.04 4.23 -5.53
1922
 5.64 -0.73 15.52 -2.17
1921
 13.13 0.00 10.22 -3.79
1920
 1.43 -3.24 -5.69 -6.27
1919
 2.57 -0.68 10.04 -3.76
1918
 4.60 -1.27 10.29 -1.52
1917
 -2.28 -4.06 -9.01 -9.01
1916
 3.78 -0.86 5.26 -1.40
1915
 4.51 -0.88 16.37 -1.01
1914
 1.79 -0.80 -0.54 -8.56
1913
 1.68 -2.83 -0.73 -2.93
1912
 4.01 -0.15 4.50 -1.77
1911
 1.86 -1.26 2.95 -4.49
1910
 2.84 -0.36 0.12 -4.40
1909
 -0.85 -2.48 7.50 -1.06
1908
 5.53 -0.75 21.48 -1.23
1907
 -6.38 -7.33 -11.96 -13.07
1906
 3.21 -1.01 1.32 -4.26
1905
 2.69 -2.49 10.38 -2.58
1904
 0.53 -0.68 15.97 -1.21
1903
 2.04 -1.21 -6.58 -10.69
1902
 -0.08 -4.81 4.08 -3.62
1901
 4.10 -0.79 10.12 -3.73
1900
 6.14 -1.37 11.57 -2.06
1899
 7.64 -0.37 3.21 -3.17
1898
 2.65 -6.31 14.81 -4.52
1897
 11.31 -0.69 12.78 -1.82
1896
 2.95 -4.43 3.13 -7.00
1895
 7.80 -4.07 3.89 -5.27
1894
 4.33 -0.91 3.88 -2.19
1893
 3.79 -2.27 -6.37 -12.36
1892
 0.66 -1.54 3.46 -1.29
1891
 -0.82 -3.77 9.72 -2.91
1890
 -0.41 -2.94 -2.35 -5.71
1889
 2.36 -0.75 4.33 -1.14
1888
 5.24 -1.11 3.91 -1.97
1887
 0.62 -2.47 0.40 -4.90
1886
 7.20 -0.14 7.13 -1.95
1885
 4.15 -0.70 15.62 -0.95
1884
 2.46 -2.98 -4.01 -7.52
1883
 6.44 -0.71 -0.02 -2.63
1882
 5.46 -0.63 3.59 -2.72
1881
 8.87 -1.40 2.79 -4.40
1880
 12.45 -0.82 15.74 -3.63
1879
 7.32 -0.63 24.42 -0.59
1878
 2.37 -1.30 9.10 -0.26
1877
 -2.01 -3.27 -0.42 -8.81
1876
 -2.30 -4.98 -5.65 -7.85
1875
 4.92 -3.56 5.11 -1.67
1874
 6.58 -3.03 6.85 -2.27
1873
 5.59 -5.41 1.15 -8.87
1872
 6.04 -2.60 7.22 -2.35
1871
 10.11 -1.22 9.73 -2.34
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