Developed World ex-US Stocks Portfolio vs Tyler Pinwheel Portfolio Portfolio Comparison

Simulation Settings

Period: January 1976 - March 2026 (~50 years)
Consolidated Returns as of 31 March 2026

Initial Amount: 1$

Rebalancing: at every Jan 1^st

Currency: USD

Inflation: US

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Results

30 Years
(1996/04 - 2026/03)

All Data
(1976/01 - 2026/03)

Inflation Adjusted:

Developed World ex-US Stocks Portfolio

1.00$
Invested Capital
April 1996
5.60$
Final Capital
March 2026
5.91%
Yearly Return
16.59%
Std Deviation
-57.00%
Max Drawdown
79months
Recovery Period

1.00$
Invested Capital
April 1996
2.66$
Final Capital
March 2026
3.31%
Yearly Return
16.59%
Std Deviation
-57.71%
Max Drawdown
123months
Recovery Period

1.00$
Invested Capital
January 1976
73.76$
Final Capital
March 2026
8.94%
Yearly Return
16.86%
Std Deviation
-57.00%
Max Drawdown
79months
Recovery Period

1.00$
Invested Capital
January 1976
12.52$
Final Capital
March 2026
5.16%
Yearly Return
16.86%
Std Deviation
-57.71%
Max Drawdown
123months
Recovery Period

Tyler Pinwheel Portfolio

1.00$
Invested Capital
April 1996
9.37$
Final Capital
March 2026
7.74%
Yearly Return
10.61%
Std Deviation
-36.89%
Max Drawdown
36months
Recovery Period

1.00$
Invested Capital
April 1996
4.45$
Final Capital
March 2026
5.10%
Yearly Return
10.61%
Std Deviation
-37.93%
Max Drawdown
38months
Recovery Period

1.00$
Invested Capital
January 1976
126.78$
Final Capital
March 2026
10.12%
Yearly Return
10.34%
Std Deviation
-36.89%
Max Drawdown
36months
Recovery Period

1.00$
Invested Capital
January 1976
21.52$
Final Capital
March 2026
6.30%
Yearly Return
10.34%
Std Deviation
-37.93%
Max Drawdown
38months
Recovery Period

As of March 2026, in the previous 30 Years, the Developed World ex-US Stocks Portfolio obtained a 5.91% compound annual return, with a 16.59% standard deviation. It suffered a maximum drawdown of -57.00% that required 79 months to be recovered.

As of March 2026, in the previous 30 Years, the Tyler Pinwheel Portfolio obtained a 7.74% compound annual return, with a 10.61% standard deviation. It suffered a maximum drawdown of -36.89% that required 36 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Resources & Extras

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Developed World ex-US Stocks Portfolio

Weight (%)	Ticker	Name
100.00	VEA	Vanguard FTSE Developed Markets

Tyler Pinwheel Portfolio

Weight (%)	Ticker	Name
15.00	EFA	iShares MSCI EAFE
15.00	VTI	Vanguard Total Stock Market
15.00	VNQ	Vanguard Real Estate
10.00	EEM	iShares MSCI Emerging Markets
10.00	IJS	iShares S&P Small-Cap 600 Value
15.00	IEI	iShares 3-7 Year Treasury Bond
10.00	BIL	SPDR Blmbg Barclays 1-3 Mth T-Bill
10.00	GLD	SPDR Gold Trust

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Portfolio Returns as of Mar 31, 2026

Returns are calculated in USD, assuming:

no fees or capital gain taxes.
rebalancing: at every Jan 1^st.
dividend reinvestment, when applicable.

Return Comparison

Capital Growth

30 Years
(1996/04 - 2026/03)

All Data
(1976/01 - 2026/03)

Inflation Adjusted:

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Developed World ex-US Stocks	1 $	5.60 $	460.21%	5.91%
Pinwheel Tyler	1 $	9.37 $	837.20%	7.74%
	Apr 1996	Mar 2026

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Developed World ex-US Stocks	1 $	2.66 $	165.96%	3.31%
Pinwheel Tyler	1 $	4.45 $	344.93%	5.10%
	Apr 1996	Mar 2026

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Developed World ex-US Stocks	1 $	73.76 $	7 276.39%	8.94%
Pinwheel Tyler	1 $	126.78 $	12 577.62%	10.12%
	Jan 1976	Mar 2026

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Developed World ex-US Stocks	1 $	12.52 $	1 152.13%	5.16%
Pinwheel Tyler	1 $	21.52 $	2 052.01%	6.30%
	Jan 1976	Mar 2026

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		Return (%) as of Mar 31, 2026
		YTD (3M)	1M	6M	1Y	5Y	10Y	30Y	MAX (~50Y)
	Developed World ex-US Stocks -- Market Benchmark	2.75	-8.61	8.94	30.06	8.85	9.25	5.91	8.94
	Pinwheel Tyler	1.52	-5.62	4.80	18.20	7.25	7.96	7.74	10.12
Returns over 1 year are annualized.

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Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON

Period: 1 April 2025 - 31 March 2026 (1 year)

Period: 1 April 2021 - 31 March 2026 (5 years)

Period: 1 April 2016 - 31 March 2026 (10 years)

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1976 - 31 March 2026 (~50 years)

1 Year

5 Years

10 Years

30 Years

All (1976/01 - 2026/03)

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	Developed World ex-US Stocks	Pinwheel
Author		Tyler
ASSET ALLOCATION
Stocks	100%	65%
Fixed Income	0%	25%
Commodities	0%	10%
PERFORMANCES
Annualized Return (%)	30.06	18.20
Infl. Adjusted (%)	26.94	15.37
DRAWDOWN
Deepest Drawdown Depth (%)	-8.61	-5.62
Start to Recovery (months)	1*	1*
Longest Drawdown Depth (%)	-1.39	-5.62
Start to Recovery (months)	2	1*
Longest Negative Period (months)	2*	2*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%)	13.42	8.54
Sharpe Ratio	1.94	1.66
Sortino Ratio	2.25	1.95
Ulcer Index	2.42	1.56
Ratio: Return / Standard Deviation	2.24	2.13
Ratio: Return / Deepest Drawdown	3.49	3.24
Metrics calculated over the period 1 April 2025 - 31 March 2026

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	Developed World ex-US Stocks	Pinwheel
Author		Tyler
ASSET ALLOCATION
Stocks	100%	65%
Fixed Income	0%	25%
Commodities	0%	10%
PERFORMANCES
Annualized Return (%)	8.85	7.25
Infl. Adjusted (%)	4.33	2.79
DRAWDOWN
Deepest Drawdown Depth (%)	-28.08	-19.49
Start to Recovery (months)	30	27
Longest Drawdown Depth (%)	-28.08	-19.49
Start to Recovery (months)	30	27
Longest Negative Period (months)	32	32
RISK INDICATORS
Standard Deviation (%)	15.79	10.96
Sharpe Ratio	0.35	0.36
Sortino Ratio	0.48	0.48
Ulcer Index	8.50	6.61
Ratio: Return / Standard Deviation	0.56	0.66
Ratio: Return / Deepest Drawdown	0.32	0.37
Metrics calculated over the period 1 April 2021 - 31 March 2026

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	Developed World ex-US Stocks	Pinwheel
Author		Tyler
ASSET ALLOCATION
Stocks	100%	65%
Fixed Income	0%	25%
Commodities	0%	10%
PERFORMANCES
Annualized Return (%)	9.25	7.96
Infl. Adjusted (%)	5.82	4.57
DRAWDOWN
Deepest Drawdown Depth (%)	-28.08	-19.49
Start to Recovery (months)	30	27
Longest Drawdown Depth (%)	-24.14	-19.49
Start to Recovery (months)	34	27
Longest Negative Period (months)	62	34
RISK INDICATORS
Standard Deviation (%)	15.30	10.24
Sharpe Ratio	0.47	0.57
Sortino Ratio	0.62	0.75
Ulcer Index	8.11	5.22
Ratio: Return / Standard Deviation	0.60	0.78
Ratio: Return / Deepest Drawdown	0.33	0.41
Metrics calculated over the period 1 April 2016 - 31 March 2026

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	Developed World ex-US Stocks	Pinwheel
Author		Tyler
ASSET ALLOCATION
Stocks	100%	65%
Fixed Income	0%	25%
Commodities	0%	10%
PERFORMANCES
Annualized Return (%)	5.91	7.74
Infl. Adjusted (%)	3.31	5.10
DRAWDOWN
Deepest Drawdown Depth (%)	-57.00	-36.89
Start to Recovery (months)	79	36
Longest Drawdown Depth (%)	-57.00	-36.89
Start to Recovery (months)	79	36
Longest Negative Period (months)	150	51
RISK INDICATORS
Standard Deviation (%)	16.59	10.61
Sharpe Ratio	0.22	0.52
Sortino Ratio	0.29	0.68
Ulcer Index	18.39	6.56
Ratio: Return / Standard Deviation	0.36	0.73
Ratio: Return / Deepest Drawdown	0.10	0.21
Metrics calculated over the period 1 April 1996 - 31 March 2026

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	Developed World ex-US Stocks	Pinwheel
Author		Tyler
ASSET ALLOCATION
Stocks	100%	65%
Fixed Income	0%	25%
Commodities	0%	10%
PERFORMANCES
Annualized Return (%)	8.94	10.12
Infl. Adjusted (%)	5.16	6.30
DRAWDOWN
Deepest Drawdown Depth (%)	-57.00	-36.89
Start to Recovery (months)	79	36
Longest Drawdown Depth (%)	-57.00	-36.89
Start to Recovery (months)	79	36
Longest Negative Period (months)	170	51
RISK INDICATORS
Standard Deviation (%)	16.86	10.34
Sharpe Ratio	0.28	0.57
Sortino Ratio	0.38	0.75
Ulcer Index	15.76	5.56
Ratio: Return / Standard Deviation	0.53	0.98
Ratio: Return / Deepest Drawdown	0.16	0.27
Metrics calculated over the period 1 January 1976 - 31 March 2026

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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1976 - 31 March 2026 (~50 years)

30 Years
(1996/04 - 2026/03)

Chart Table

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Developed World ex-US Stocks			Pinwheel
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-57.00	79	Nov 2007 May 2014
-48.19	69	Jan 2000 Sep 2005
			-36.89	36	Nov 2007 Oct 2010
-28.08	30	Sep 2021 Feb 2024
-24.14	34	Feb 2018 Nov 2020
			-19.49	27	Jan 2022 Mar 2024
-17.94	34	Jul 2014 Apr 2017
			-14.99	8	Jan 2020 Aug 2020
-14.47	7	Jun 1998 Dec 1998
			-14.05	12	May 1998 Apr 1999
			-12.72	11	May 2011 Mar 2012
-11.23	8	Aug 1997 Mar 1998
			-11.06	13	Jun 2002 Jun 2003
			-8.88	14	Feb 2001 Mar 2002
-8.61	1*	Mar 2026 In progress

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Developed World ex-US Stocks			Pinwheel
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-57.00	79	Nov 2007 May 2014
-48.19	69	Jan 2000 Sep 2005
			-36.89	36	Nov 2007 Oct 2010
-31.21	49	Jan 1990 Jan 1994
-28.08	30	Sep 2021 Feb 2024
-27.77	28	Dec 1980 Mar 1983
-24.14	34	Feb 2018 Nov 2020
			-19.49	27	Jan 2022 Mar 2024
-17.94	34	Jul 2014 Apr 2017
			-14.99	8	Jan 2020 Aug 2020
			-14.91	16	Sep 1987 Dec 1988
-14.47	7	Jun 1998 Dec 1998
			-14.05	12	May 1998 Apr 1999
-13.46	7	Sep 1987 Mar 1988
-13.15	19	Sep 1994 Mar 1996

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison

Annualized Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 January 1976 - 31 March 2026 (~50 years)

Rolling Period:

Developed World ex-US Stocks
Pinwheel

Head To Head (Ptf 1 vs Ptf 2):

US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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	Developed World ex-US Stocks		Pinwheel
Year	Return (%)	Drawdown (%)	Return (%)	Drawdown (%)
2026	2.75	-8.61	1.52	-5.62
2025	35.17	-1.39	19.66	-0.60
2024	3.15	-8.09	9.66	-3.29
2023	17.94	-10.71	13.20	-8.07
2022	-15.36	-27.52	-13.57	-19.49
2021	11.67	-4.89	13.53	-3.10
2020	9.74	-23.99	9.12	-14.99
2019	22.62	-5.21	19.31	-3.16
2018	-14.75	-18.62	-6.39	-8.24
2017	26.42	0.00	14.08	0.00
2016	2.67	-8.44	8.63	-2.93
2015	-0.38	-12.39	-2.88	-7.37
2014	-5.98	-10.04	6.12	-3.95
2013	21.83	-5.66	9.02	-4.25
2012	18.56	-13.28	12.60	-5.90
2011	-12.30	-23.95	-0.25	-12.72
2010	8.35	-15.54	16.08	-7.26
2009	27.49	-22.68	24.19	-14.81
2008	-40.65	-45.54	-22.51	-27.78
2007	11.15	-6.29	7.60	-4.41
2006	26.27	-3.73	19.78	-3.25
2005	13.60	-4.72	11.02	-2.58
2004	20.25	-3.59	15.19	-5.84
2003	38.67	-8.24	28.19	-3.19
2002	-15.62	-23.19	-2.13	-11.06
2001	-21.94	-26.63	-0.61	-8.88
2000	-14.29	-17.14	1.80	-5.84
1999	37.96	-4.28	15.18	-2.13
1998	16.51	-14.47	3.43	-14.05
1997	-1.39	-11.23	8.85	-4.25
1996	4.68	-4.13	13.00	-2.47
1995	3.98	-8.89	14.60	-1.63
1994	9.76	-5.55	-2.32	-6.30
1993	29.92	-10.94	24.96	-3.33
1992	-14.79	-15.85	4.01	-2.90
1991	9.48	-9.97	29.20	-3.25
1990	-24.79	-31.21	-7.14	-12.51
1989	12.85	-7.94	21.94	-1.96
1988	25.66	-9.43	14.95	-2.14
1987	30.48	-13.46	2.63	-14.91
1986	63.38	-8.70	21.90	-2.21
1985	56.04	-1.19	27.17	-1.91
1984	7.32	-6.40	8.12	-3.20
1983	23.61	-3.06	17.25	-1.79
1982	-1.94	-22.97	13.76	-9.40
1981	-2.36	-10.87	-0.90	-8.40
1980	22.48	-11.03	18.33	-11.81
1979	4.69	-8.91	29.93	-6.94
1978	32.52	-5.86	15.63	-5.44
1977	17.99	-2.80	10.76	-0.79
1976	2.46	-11.28	19.79	-2.33

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Table of contents

Resources & Extras

Asset Allocations and ETFs

Portfolio Returns as of Mar 31, 2026

Portfolio Metrics as of Mar 31, 2026

Drawdowns

Rolling Returns

Yearly Returns