Vanguard LifeStrategy Moderate Growth Portfolio vs Aim Ways Ulcer Free Strategy Portfolio Portfolio Comparison

Simulation Settings
Period: July 1985 - May 2025 (~40 years)
Consolidated Returns as of 31 May 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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Results
30 Years
All (since July 1985)
Inflation Adjusted:
Vanguard LifeStrategy Moderate Growth Portfolio
1.00$
Initial Capital
June 1995
8.16$
Final Capital
May 2025
7.25%
Yearly Return
9.56%
Std Deviation
-33.52%
Max Drawdown
36months
Recovery Period
1.00$
Initial Capital
June 1995
3.87$
Final Capital
May 2025
4.62%
Yearly Return
9.56%
Std Deviation
-34.62%
Max Drawdown
40months
Recovery Period
1.00$
Initial Capital
July 1985
26.22$
Final Capital
May 2025
8.53%
Yearly Return
9.56%
Std Deviation
-33.52%
Max Drawdown
36months
Recovery Period
1.00$
Initial Capital
July 1985
8.79$
Final Capital
May 2025
5.60%
Yearly Return
9.56%
Std Deviation
-34.62%
Max Drawdown
40months
Recovery Period
Aim Ways Ulcer Free Strategy Portfolio
1.00$
Initial Capital
June 1995
8.64$
Final Capital
May 2025
7.45%
Yearly Return
6.02%
Std Deviation
-17.48%
Max Drawdown
35months
Recovery Period
1.00$
Initial Capital
June 1995
4.10$
Final Capital
May 2025
4.81%
Yearly Return
6.02%
Std Deviation
-25.86%
Max Drawdown
53months*
Recovery Period
* in progress
1.00$
Initial Capital
July 1985
23.73$
Final Capital
May 2025
8.26%
Yearly Return
6.07%
Std Deviation
-17.48%
Max Drawdown
35months
Recovery Period
1.00$
Initial Capital
July 1985
7.96$
Final Capital
May 2025
5.33%
Yearly Return
6.07%
Std Deviation
-25.86%
Max Drawdown
53months*
Recovery Period
* in progress

As of May 2025, in the previous 30 Years, the Vanguard LifeStrategy Moderate Growth Portfolio obtained a 7.25% compound annual return, with a 9.56% standard deviation. It suffered a maximum drawdown of -33.52% that required 36 months to be recovered.

As of May 2025, in the previous 30 Years, the Aim Ways Ulcer Free Strategy Portfolio obtained a 7.45% compound annual return, with a 6.02% standard deviation. It suffered a maximum drawdown of -17.48% that required 35 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Vanguard LifeStrategy Moderate Growth Portfolio
Weight
(%)		 Ticker Name
36.00
VTI
Vanguard Total Stock Market
24.00
VEU
Vanguard FTSE All-World ex-US
28.00
BND
Vanguard Total Bond Market
12.00
BNDX
Vanguard Total International Bond
Aim Ways Ulcer Free Strategy Portfolio
Weight
(%)		 Ticker Name
11.00
QQQ
Invesco QQQ Trust
34.00
BNDX
Vanguard Total International Bond
28.00
IEF
iShares 7-10 Year Treasury Bond
15.00
CWB
SPDR Bloomberg Convertible Securities ETF
12.00
GLD
SPDR Gold Trust
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Portfolio Returns as of May 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 July 1985 - 31 May 2025 (~40 years)
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Return (%) as of May 31, 2025
YTD
(5M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~40Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_vanguard.webp LifeStrategy Moderate Growth
Vanguard 		4.38 3.11 1.94 10.47 7.79 6.58 7.25 8.53
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_aim_ways2.webp Ulcer Free Strategy
Aim Ways 		5.26 0.99 3.52 12.58 4.63 5.74 7.45 8.26
Return over 1 year are annualized.
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Capital Growth as of May 31, 2025

Vanguard LifeStrategy Moderate Growth Portfolio: an investment of 1$, since June 1995, now would be worth 8.16$, with a total return of 716.41% (7.25% annualized).

Aim Ways Ulcer Free Strategy Portfolio: an investment of 1$, since June 1995, now would be worth 8.64$, with a total return of 764.10% (7.45% annualized).


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Vanguard LifeStrategy Moderate Growth Portfolio: an investment of 1$, since July 1985, now would be worth 26.22$, with a total return of 2521.51% (8.53% annualized).

Aim Ways Ulcer Free Strategy Portfolio: an investment of 1$, since July 1985, now would be worth 23.73$, with a total return of 2273.42% (8.26% annualized).


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Portfolio Metrics as of May 31, 2025

The following metrics, updated as of 31 May 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 June 2024 - 31 May 2025 (1 year)
Period: 1 June 2020 - 31 May 2025 (5 years)
Period: 1 June 2015 - 31 May 2025 (10 years)
Period: 1 June 1995 - 31 May 2025 (30 years)
Period: 1 July 1985 - 31 May 2025 (~40 years)
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LifeStrategy Moderate Growth Ulcer Free Strategy
Author Vanguard Aim Ways
ASSET ALLOCATION
Stocks 60% 11%
Fixed Income 40% 77%
Commodities 0% 12%
PERFORMANCES
Annualized Return (%) 10.47 12.58
Infl. Adjusted Return (%) 7.90 9.97
DRAWDOWN
Deepest Drawdown Depth (%) -2.34 -1.65
Start to Recovery (months) 3 2
Longest Drawdown Depth (%) -2.34 -0.59
Start to Recovery (months) 3 2
Longest Negative Period (months) 7 3
RISK INDICATORS
Standard Deviation (%) 6.58 4.17
Sharpe Ratio 0.88 1.89
Sortino Ratio 1.09 2.33
Ulcer Index 1.12 0.50
Ratio: Return / Standard Deviation 1.59 3.02
Ratio: Return / Deepest Drawdown 4.47 7.63
Metrics calculated over the period 1 June 2024 - 31 May 2025
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LifeStrategy Moderate Growth Ulcer Free Strategy
Author Vanguard Aim Ways
ASSET ALLOCATION
Stocks 60% 11%
Fixed Income 40% 77%
Commodities 0% 12%
PERFORMANCES
Annualized Return (%) 7.79 4.63
Infl. Adjusted Return (%) 3.03 0.01
DRAWDOWN
Deepest Drawdown Depth (%) -20.84 -17.48
Start to Recovery (months) 27 35
Longest Drawdown Depth (%) -20.84 -17.48
Start to Recovery (months) 27 35
Longest Negative Period (months) 35 41
RISK INDICATORS
Standard Deviation (%) 10.84 7.75
Sharpe Ratio 0.48 0.26
Sortino Ratio 0.65 0.36
Ulcer Index 7.46 7.26
Ratio: Return / Standard Deviation 0.72 0.60
Ratio: Return / Deepest Drawdown 0.37 0.27
Metrics calculated over the period 1 June 2020 - 31 May 2025
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LifeStrategy Moderate Growth Ulcer Free Strategy
Author Vanguard Aim Ways
ASSET ALLOCATION
Stocks 60% 11%
Fixed Income 40% 77%
Commodities 0% 12%
PERFORMANCES
Annualized Return (%) 6.58 5.74
Infl. Adjusted Return (%) 3.40 2.59
DRAWDOWN
Deepest Drawdown Depth (%) -20.84 -17.48
Start to Recovery (months) 27 35
Longest Drawdown Depth (%) -20.84 -17.48
Start to Recovery (months) 27 35
Longest Negative Period (months) 35 41
RISK INDICATORS
Standard Deviation (%) 9.91 6.49
Sharpe Ratio 0.48 0.61
Sortino Ratio 0.64 0.84
Ulcer Index 5.76 5.23
Ratio: Return / Standard Deviation 0.66 0.88
Ratio: Return / Deepest Drawdown 0.32 0.33
Metrics calculated over the period 1 June 2015 - 31 May 2025
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LifeStrategy Moderate Growth Ulcer Free Strategy
Author Vanguard Aim Ways
ASSET ALLOCATION
Stocks 60% 11%
Fixed Income 40% 77%
Commodities 0% 12%
PERFORMANCES
Annualized Return (%) 7.25 7.45
Infl. Adjusted Return (%) 4.62 4.81
DRAWDOWN
Deepest Drawdown Depth (%) -33.52 -17.48
Start to Recovery (months) 36 35
Longest Drawdown Depth (%) -20.87 -17.48
Start to Recovery (months) 45 35
Longest Negative Period (months) 61 41
RISK INDICATORS
Standard Deviation (%) 9.56 6.02
Sharpe Ratio 0.52 0.86
Sortino Ratio 0.68 1.19
Ulcer Index 7.17 3.46
Ratio: Return / Standard Deviation 0.76 1.24
Ratio: Return / Deepest Drawdown 0.22 0.43
Metrics calculated over the period 1 June 1995 - 31 May 2025
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LifeStrategy Moderate Growth Ulcer Free Strategy
Author Vanguard Aim Ways
ASSET ALLOCATION
Stocks 60% 11%
Fixed Income 40% 77%
Commodities 0% 12%
PERFORMANCES
Annualized Return (%) 8.53 8.26
Infl. Adjusted Return (%) 5.60 5.33
DRAWDOWN
Deepest Drawdown Depth (%) -33.52 -17.48
Start to Recovery (months) 36 35
Longest Drawdown Depth (%) -20.87 -17.48
Start to Recovery (months) 45 35
Longest Negative Period (months) 61 41
RISK INDICATORS
Standard Deviation (%) 9.56 6.07
Sharpe Ratio 0.57 0.85
Sortino Ratio 0.75 1.18
Ulcer Index 6.45 3.19
Ratio: Return / Standard Deviation 0.89 1.36
Ratio: Return / Deepest Drawdown 0.25 0.47
Metrics calculated over the period 1 July 1985 - 31 May 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 June 1995 - 31 May 2025 (30 years)
Period: 1 July 1985 - 31 May 2025 (~40 years)

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LifeStrategy Moderate Growth Ulcer Free Strategy
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-33.52 36 Nov 2007
Oct 2010
-20.87 45 Apr 2000
Dec 2003
-20.84 27 Jan 2022
Mar 2024
-17.48 35 Sep 2021
Jul 2024
-13.81 17 Mar 2008
Jul 2009
-12.56 7 Jan 2020
Jul 2020
-11.06 10 May 2011
Feb 2012
-8.89 5 Jul 1998
Nov 1998
-7.60 14 Feb 2018
Mar 2019
-7.06 14 Jun 2015
Jul 2016
-5.08 5 Apr 2012
Aug 2012
-4.73 26 Sep 2000
Oct 2002
-4.61 6 May 2013
Oct 2013
-4.30 7 Dec 1996
Jun 1997
-4.08 7 Oct 2016
Apr 2017

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LifeStrategy Moderate Growth Ulcer Free Strategy
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-33.52 36 Nov 2007
Oct 2010
-20.87 45 Apr 2000
Dec 2003
-20.84 27 Jan 2022
Mar 2024
-17.48 35 Sep 2021
Jul 2024
-14.69 14 Sep 1987
Oct 1988
-13.81 17 Mar 2008
Jul 2009
-12.56 7 Jan 2020
Jul 2020
-11.27 14 Jan 1990
Feb 1991
-11.06 10 May 2011
Feb 2012
-8.89 5 Jul 1998
Nov 1998
-7.60 14 Feb 2018
Mar 2019
-7.24 15 Feb 1994
Apr 1995
-7.06 14 Jun 2015
Jul 2016
-5.36 6 Sep 1987
Feb 1988
-5.08 5 Apr 2012
Aug 2012

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 July 1985 - 31 May 2025 (~40 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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LifeStrategy Moderate Growth Ulcer Free Strategy
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 4.38 -2.11 5.26 -0.35
2024
 10.72 -3.05 8.55 -2.00
2023
 15.75 -7.49 13.74 -4.59
2022
 -15.97 -20.84 -15.39 -16.93
2021
 10.43 -2.95 1.14 -3.29
2020
 12.96 -12.56 20.69 -2.80
2019
 19.70 -3.22 14.71 -0.83
2018
 -4.98 -7.60 0.69 -2.59
2017
 15.50 0.00 9.01 -0.91
2016
 7.06 -3.07 5.21 -4.08
2015
 -0.72 -6.65 0.46 -2.56
2014
 6.10 -2.10 8.51 -1.57
2013
 14.76 -2.66 1.73 -4.61
2012
 12.49 -5.08 9.44 -1.48
2011
 0.23 -11.06 7.68 -1.94
2010
 11.87 -6.75 13.35 -0.33
2009
 22.28 -12.11 19.29 -1.70
2008
 -22.10 -25.50 -5.09 -13.81
2007
 8.20 -2.89 10.42 -0.94
2006
 13.59 -2.35 7.02 -1.81
2005
 7.28 -2.18 5.78 -1.51
2004
 11.52 -2.39 7.35 -2.86
2003
 22.34 -2.55 15.98 -1.15
2002
 -7.56 -12.50 4.11 -2.74
2001
 -5.13 -12.36 1.74 -4.71
2000
 -3.26 -7.36 5.64 -4.73
1999
 15.58 -2.55 12.39 -3.53
1998
 16.58 -8.89 18.15 -2.77
1997
 13.04 -3.76 4.45 -3.38
1996
 10.23 -2.46 8.16 -0.95
1995
 21.48 -0.41 22.80 0.00
1994
 0.66 -4.62 -4.83 -7.24
1993
 15.69 -3.38 15.58 -0.99
1992
 3.16 -4.08 8.79 -2.57
1991
 20.78 -3.35 23.75 -1.85
1990
 -4.85 -11.27 2.22 -5.01
1989
 18.36 -1.05 13.13 -0.77
1988
 15.51 -2.43 6.27 -2.13
1987
 9.10 -14.69 4.63 -5.36
1986
 26.65 -3.93 17.00 -1.71
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