As of June 2026, in the previous 30 Years, the Aim Ways Ulcer Free Strategy Portfolio obtained a 7.56% compound annual return, with a 6.14% standard deviation. It suffered a maximum drawdown of -17.48% that required 35 months to be recovered.

As of June 2026, in the previous 30 Years, the Stocks/Bonds 20/80 Portfolio obtained a 5.60% compound annual return, with a 4.95% standard deviation. It suffered a maximum drawdown of -16.57% that required 33 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Table of contents

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Aim Ways
Aim Ways Ulcer Free Strategy Portfolio
Weight
(%)		 Ticker Name
11.00
QQQ
Invesco QQQ Trust
34.00
BNDX
Vanguard Total International Bond
28.00
IEF
iShares 7-10 Year Treasury Bond
15.00
CWB
SPDR Bloomberg Convertible Securities ETF
12.00
GLD
SPDR Gold Trust
Stocks/Bonds 20/80 Portfolio
Weight
(%)		 Ticker Name
20.00
VTI
Vanguard Total Stock Market
80.00
BND
Vanguard Total Bond Market

Portfolio Returns as of Jun 30, 2026

Return Comparison
Capital Growth
Inflation Adj:
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Return (%) as of Jun 30, 2026
YTD
(6M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~42Y)
https://www.lazyportfolioetf.com/wp-content/lzp-assets/img/author/avatar_aim_ways2.webp Ulcer Free Strategy
Aim Ways 		5.07 -1.22 5.07 13.33 5.18 6.71 7.56 8.61
https://www.lazyportfolioetf.com/wp-content/lzp-assets/img/author/avatar_us_author.webp Stocks/Bonds 20/80
-- Market Benchmark 		2.81 0.13 2.81 7.47 2.57 4.27 5.60 7.05
Returns over 1 year are annualized.

Portfolio Metrics as of Jun 30, 2026

The following metrics, updated as of 30 June 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
1Y
5Y
10Y
30Y
MAX
Period: ()
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 13.33 7.47
Infl. Adjusted (%) 9.10 3.46
DRAWDOWN
Deepest Drawdown Depth (%) -3.83 -2.39
Start to Recovery (months) 3 3
Longest Drawdown Depth (%) -3.83 -2.39
Start to Recovery (months) 3 3
Longest Negative Period (months) 2 5
RISK INDICATORS
Standard Deviation (%) 6.91 3.86
Sharpe Ratio 1.38 0.94
Sortino Ratio 1.69 1.15
Ulcer Index 1.14 0.67
Ratio: Return / Standard Deviation 1.93 1.94
Ratio: Return / Deepest Drawdown 3.48 3.13
Metrics calculated over the period 1 July 2025 - 30 June 2026
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 5.18 2.57
Infl. Adjusted (%) 0.85 -1.65
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 35 41
RISK INDICATORS
Standard Deviation (%) 7.87 7.53
Sharpe Ratio 0.22 -0.12
Sortino Ratio 0.29 -0.16
Ulcer Index 7.25 7.32
Ratio: Return / Standard Deviation 0.66 0.34
Ratio: Return / Deepest Drawdown 0.30 0.16
Metrics calculated over the period 1 July 2021 - 30 June 2026
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 6.71 4.27
Infl. Adjusted (%) 3.25 0.89
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.72 6.16
Sharpe Ratio 0.67 0.33
Sortino Ratio 0.91 0.45
Ulcer Index 5.22 5.25
Ratio: Return / Standard Deviation 1.00 0.69
Ratio: Return / Deepest Drawdown 0.38 0.26
Metrics calculated over the period 1 July 2016 - 30 June 2026
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 7.56 5.60
Infl. Adjusted (%) 4.88 2.97
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.14 4.95
Sharpe Ratio 0.87 0.68
Sortino Ratio 1.20 0.91
Ulcer Index 3.46 3.21
Ratio: Return / Standard Deviation 1.23 1.13
Ratio: Return / Deepest Drawdown 0.43 0.34
Metrics calculated over the period 1 July 1996 - 30 June 2026
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Ulcer Free Strategy Stocks/Bonds 20/80
Author Aim Ways
ASSET ALLOCATION
Stocks 11% 20%
Fixed Income 77% 80%
Commodities 12% 0%
PERFORMANCES
Annualized Return (%) 8.61 7.05
Infl. Adjusted (%) 5.64 4.12
DRAWDOWN
Deepest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Drawdown Depth (%) -17.48 -16.57
Start to Recovery (months) 35 33
Longest Negative Period (months) 41 50
RISK INDICATORS
Standard Deviation (%) 6.15 5.20
Sharpe Ratio 0.88 0.74
Sortino Ratio 1.23 1.02
Ulcer Index 3.14 2.86
Ratio: Return / Standard Deviation 1.40 1.36
Ratio: Return / Deepest Drawdown 0.49 0.43
Metrics calculated over the period 1 January 1985 - 30 June 2026
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Inflation Adj:

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart

Time to Target

What it shows: Months to reach your target capital from each historical entry point, accounting for your initial investment and periodic contributions.

Time to Target Comparison
Time to reach your Target Capital

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Ulcer Free Strategy Stocks/Bonds 20/80
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 5.07 -3.83 2.81 -2.39
2025
 15.64 -0.35 9.09 -1.15
2024
 8.55 -2.00 5.87 -2.83
2023
 13.74 -4.59 9.53 -5.62
2022
 -15.39 -16.93 -14.39 -16.57
2021
 1.14 -3.29 3.64 -1.82
2020
 20.69 -2.80 10.38 -3.92
2019
 14.71 -0.83 13.20 -0.07
2018
 0.69 -2.59 -1.13 -2.67
2017
 9.01 -0.91 7.10 -0.02
2016
 5.21 -4.08 4.58 -2.40
2015
 0.46 -2.56 0.52 -1.90
2014
 8.51 -1.57 7.16 -0.89
2013
 1.73 -4.61 5.01 -2.56
2012
 9.44 -1.48 5.82 -0.62
2011
 7.68 -1.94 6.53 -0.88
2010
 13.35 -0.33 8.44 -0.76
2009
 19.29 -1.70 8.69 -5.67
2008
 -5.09 -13.81 -1.91 -8.42
2007
 10.42 -0.94 6.61 -0.76
2006
 7.02 -1.81 6.55 -1.09
2005
 5.78 -1.51 3.18 -1.84
2004
 7.35 -2.86 5.95 -2.58
2003
 15.98 -1.15 9.33 -2.13
2002
 4.11 -2.74 2.51 -2.13
2001
 1.74 -4.71 4.55 -1.99
2000
 5.64 -4.73 7.00 -2.23
1999
 12.39 -3.53 4.16 -2.17
1998
 18.15 -2.77 11.52 -2.15
1997
 4.45 -3.38 13.75 -1.70
1996
 8.16 -0.95 7.06 -1.44
1995
 22.80 0.00 21.70 0.00
1994
 -4.83 -7.24 -2.16 -5.50
1993
 15.58 -0.99 9.87 -1.10
1992
 8.79 -2.57 7.53 -1.25
1991
 23.75 -1.85 18.68 -1.05
1990
 2.22 -5.01 5.70 -3.09
1989
 13.13 -0.77 16.54 -0.87
1988
 6.27 -2.13 9.35 -2.17
1987
 4.63 -5.36 1.75 -6.14
1986
 17.00 -1.71 15.00 -3.14
1985
 25.19 -2.47 24.05 -1.20
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