Betterment Robo Advisor 20 vs Stocks/Bonds 20/80 Momentum Portfolio Comparison

Last Update: 31 May 2023

The Betterment Robo Advisor 20 Portfolio obtained a 5.10% compound annual return, with a 4.14% standard deviation, in the last 30 Years.

The Stocks/Bonds 20/80 Momentum Portfolio obtained a 6.10% compound annual return, with a 4.82% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 20 Portfolio Stocks/Bonds 20/80 Momentum Portfolio
Risk Low Low
Asset Allocation Stocks 19.9% 20%
Fixed Income 80.1% 80%
Commodities 0% 0%
30 Years Stats Return +5.10% +6.10%
Std Dev 4.14% 4.82%
Max Drawdown -12.16% -17.91%

Last Update: 31 May 2023

Historical Returns as of May 31, 2023

Comparison period starts from January 1985

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1M 6M 1Y 5Y(*) 10Y(*) 30Y(*) MAX(*)
Betterment Robo Advisor 20 Portfolio -0.90 +1.16 -0.95 +1.88 +2.42 +5.10 +6.61
Stocks/Bonds 20/80 Momentum Portfolio -1.86 -0.82 -2.98 +1.89 +3.50 +6.10 +7.49
(*) Returns over 1 year are annualized

Capital Growth as of May 31, 2023

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since June 1993, now would be worth 4441.85$, with a total return of 344.18% (5.10% annualized).

Stocks/Bonds 20/80 Momentum Portfolio: an investment of 1000$, since June 1993, now would be worth 5905.99$, with a total return of 490.60% (6.10% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since January 1985, now would be worth 11690.55$, with a total return of 1069.05% (6.61% annualized).

Stocks/Bonds 20/80 Momentum Portfolio: an investment of 1000$, since January 1985, now would be worth 16046.99$, with a total return of 1504.70% (7.49% annualized).

Drawdowns

Drawdown comparison chart since May 1993.

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Betterment Robo Advisor 20 Portfolio
Stocks/Bonds 20/80 Momentum Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-17.91% Nov 2021 Sep 2022
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-9.00% Jan 2008 Oct 2008
-5.46% Feb 1994 Jun 1994
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.07% May 1998 Aug 1998
-3.64% Aug 2016 Nov 2016
-3.46% Feb 2020 Mar 2020
-3.26% Jun 2011 Sep 2011
-3.12% Sep 2018 Oct 2018
-2.95% Jan 2021 Mar 2021
-2.69% May 2015 Sep 2015
-2.48% May 2013 Jun 2013
-2.38% Jun 2002 Jul 2002
-2.37% Apr 2004 Apr 2004
-2.29% Jul 2003 Jul 2003
-2.28% Apr 2004 Apr 2004
-2.26% Sep 2020 Oct 2020

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 20 Portfolio
Stocks/Bonds 20/80 Momentum Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-17.91% Nov 2021 Sep 2022
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-9.00% Jan 2008 Oct 2008
-6.53% Sep 1987 Nov 1987
-5.46% Feb 1994 Jun 1994
-4.85% Sep 1987 Nov 1987
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.18% Aug 1990 Sep 1990
-4.07% May 1998 Aug 1998
-3.64% Aug 2016 Nov 2016
-3.46% Feb 2020 Mar 2020
-3.26% Jun 2011 Sep 2011
-3.15% Sep 1986 Sep 1986
-3.12% Sep 2018 Oct 2018
-2.95% Jan 2021 Mar 2021
-2.90% Aug 1990 Sep 1990
-2.84% Jan 1990 Apr 1990
-2.82% Apr 1987 May 1987

Yearly Returns

Yearly return comparison. Common historical serie start from January 1985.

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Year Betterment Robo Advisor 20 Portfolio Stocks/Bonds 20/80 Momentum Portfolio
2023
 +2.30% +0.61%
2022
 -9.10% -14.14%
2021
 +2.61% +1.18%
2020
 +6.01% +12.14%
2019
 +9.57% +12.52%
2018
 -1.42% -0.42%
2017
 +6.24% +10.35%
2016
 +4.01% +3.02%
2015
 -0.31% +2.23%
2014
 +2.92% +7.58%
2013
 +3.86% +5.23%
2012
 +6.18% +5.51%
2011
 +1.94% +7.52%
2010
 +6.55% +8.56%
2009
 +10.31% +6.40%
2008
 -4.00% -2.70%
2007
 +7.51% +9.07%
2006
 +7.81% +5.53%
2005
 +5.11% +5.74%
2004
 +6.10% +6.73%
2003
 +12.15% +8.38%
2002
 +3.70% +4.15%
2001
 +5.73% +3.27%
2000
 +6.02% +7.19%
1999
 +8.74% +7.48%
1998
 +7.78% +16.62%
1997
 +7.86% +14.93%
1996
 +8.41% +8.83%
1995
 +16.25% +23.01%
1994
 -2.09% -2.34%
1993
 +14.56% +10.39%
1992
 +6.45% +6.58%
1991
 +19.85% +19.58%
1990
 +4.63% +7.22%
1989
 +16.78% +19.47%
1988
 +10.19% +7.30%
1987
 +2.79% +1.70%
1986
 +15.37% +16.62%
1985
 +21.34% +24.27%