Tyler Pinwheel Portfolio vs Tyler Golden Butterfly Portfolio Portfolio Comparison

Simulation Settings

Period: January 1976 - March 2026 (~50 years)
Consolidated Returns as of 31 March 2026

Initial Amount: 1$

Rebalancing: at every Jan 1^st

Currency: USD

Inflation: US

(Change Settings)

The minimum date range must be at least 12 months. 'Date To' cannot be beyond March 2026.

Date From:

Date To:

Rebalancing:

Inflation:

Cashflows Reset

Initial Amount:

Contribution Amount:

Contribution Frequency:

Reset settings

Results

30 Years
(1996/04 - 2026/03)

All Data
(1976/01 - 2026/03)

Inflation Adjusted:

Tyler Pinwheel Portfolio

1.00$
Invested Capital
April 1996
9.37$
Final Capital
March 2026
7.74%
Yearly Return
10.61%
Std Deviation
-36.89%
Max Drawdown
36months
Recovery Period

1.00$
Invested Capital
April 1996
4.45$
Final Capital
March 2026
5.10%
Yearly Return
10.61%
Std Deviation
-37.93%
Max Drawdown
38months
Recovery Period

1.00$
Invested Capital
January 1976
126.78$
Final Capital
March 2026
10.12%
Yearly Return
10.34%
Std Deviation
-36.89%
Max Drawdown
36months
Recovery Period

1.00$
Invested Capital
January 1976
21.52$
Final Capital
March 2026
6.30%
Yearly Return
10.34%
Std Deviation
-37.93%
Max Drawdown
38months
Recovery Period

Tyler Golden Butterfly Portfolio

1.00$
Invested Capital
April 1996
9.93$
Final Capital
March 2026
7.95%
Yearly Return
7.95%
Std Deviation
-17.79%
Max Drawdown
30months
Recovery Period

1.00$
Invested Capital
April 1996
4.72$
Final Capital
March 2026
5.31%
Yearly Return
7.95%
Std Deviation
-23.47%
Max Drawdown
51months
Recovery Period

1.00$
Invested Capital
January 1976
116.94$
Final Capital
March 2026
9.94%
Yearly Return
8.42%
Std Deviation
-17.79%
Max Drawdown
30months
Recovery Period

1.00$
Invested Capital
January 1976
19.85$
Final Capital
March 2026
6.13%
Yearly Return
8.42%
Std Deviation
-23.47%
Max Drawdown
51months
Recovery Period

As of March 2026, in the previous 30 Years, the Tyler Pinwheel Portfolio obtained a 7.74% compound annual return, with a 10.61% standard deviation. It suffered a maximum drawdown of -36.89% that required 36 months to be recovered.

As of March 2026, in the previous 30 Years, the Tyler Golden Butterfly Portfolio obtained a 7.95% compound annual return, with a 7.95% standard deviation. It suffered a maximum drawdown of -17.79% that required 30 months to be recovered.

Mastering ETF Investing

A practical guide to build wealth with Lazy Portfolios and passive investing

Set your goal Evaluate with top metrics

Buy now 🇺🇸 English book

Buy now 🇮🇹 Italian book

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Resources & Extras

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Tyler Pinwheel Portfolio

Weight (%)	Ticker	Name
15.00	EFA	iShares MSCI EAFE
15.00	VTI	Vanguard Total Stock Market
15.00	VNQ	Vanguard Real Estate
10.00	EEM	iShares MSCI Emerging Markets
10.00	IJS	iShares S&P Small-Cap 600 Value
15.00	IEI	iShares 3-7 Year Treasury Bond
10.00	BIL	SPDR Blmbg Barclays 1-3 Mth T-Bill
10.00	GLD	SPDR Gold Trust

Tyler Golden Butterfly Portfolio

Weight (%)	Ticker	Name
20.00	IJS	iShares S&P Small-Cap 600 Value
20.00	VTI	Vanguard Total Stock Market
20.00	SHY	iShares 1-3 Year Treasury Bond
20.00	TLT	iShares 20+ Year Treasury Bond
20.00	GLD	SPDR Gold Trust

Test Your Asset Allocation

Evaluate your portfolio strategy in 7 different currencies

Try the Backtest Tool

Portfolio Returns as of Mar 31, 2026

Returns are calculated in USD, assuming:

no fees or capital gain taxes.
rebalancing: at every Jan 1^st.
dividend reinvestment, when applicable.

Return Comparison

Capital Growth

30 Years
(1996/04 - 2026/03)

All Data
(1976/01 - 2026/03)

Inflation Adjusted:

Swipe left to see all data

	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Pinwheel Tyler	1 $	9.37 $	837.20%	7.74%
Golden Butterfly Tyler	1 $	9.93 $	893.25%	7.95%
	Apr 1996	Mar 2026

Loading data
Please wait

Swipe left to see all data

	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Pinwheel Tyler	1 $	4.45 $	344.93%	5.10%
Golden Butterfly Tyler	1 $	4.72 $	371.54%	5.31%
	Apr 1996	Mar 2026

Loading data
Please wait

Swipe left to see all data

	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Pinwheel Tyler	1 $	126.78 $	12 577.62%	10.12%
Golden Butterfly Tyler	1 $	116.94 $	11 594.38%	9.94%
	Jan 1976	Mar 2026

Loading data
Please wait

Swipe left to see all data

	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Pinwheel Tyler	1 $	21.52 $	2 052.01%	6.30%
Golden Butterfly Tyler	1 $	19.85 $	1 885.10%	6.13%
	Jan 1976	Mar 2026

Loading data
Please wait

Swipe left to see all data

		Return (%) as of Mar 31, 2026
		YTD (3M)	1M	6M	1Y	5Y	10Y	30Y	MAX (~50Y)
	Pinwheel Tyler	1.52	-5.62	4.80	18.20	7.25	7.96	7.74	10.12
	Golden Butterfly Tyler	1.87	-5.05	5.97	18.97	7.10	7.86	7.95	9.94
Returns over 1 year are annualized.

Explore All Lazy Portfolios

Tailored Portfolios for every Investment Strategy

USD

CAD

EUR

Readings that may interest you

Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON

Period: 1 April 2025 - 31 March 2026 (1 year)

Period: 1 April 2021 - 31 March 2026 (5 years)

Period: 1 April 2016 - 31 March 2026 (10 years)

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1976 - 31 March 2026 (~50 years)

1 Year

5 Years

10 Years

30 Years

All (1976/01 - 2026/03)

Swipe left to see all data

	Pinwheel	Golden Butterfly
Author	Tyler	Tyler
ASSET ALLOCATION
Stocks	65%	40%
Fixed Income	25%	40%
Commodities	10%	20%
PERFORMANCES
Annualized Return (%)	18.20	18.97
Infl. Adjusted (%)	15.37	16.12
DRAWDOWN
Deepest Drawdown Depth (%)	-5.62	-5.05
Start to Recovery (months)	1*	1*
Longest Drawdown Depth (%)	-5.62	-0.02
Start to Recovery (months)	1*	2
Longest Negative Period (months)	2*	2*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%)	8.54	8.43
Sharpe Ratio	1.66	1.78
Sortino Ratio	1.95	2.16
Ulcer Index	1.56	1.40
Ratio: Return / Standard Deviation	2.13	2.25
Ratio: Return / Deepest Drawdown	3.24	3.76
Metrics calculated over the period 1 April 2025 - 31 March 2026

Swipe left to see all data

	Pinwheel	Golden Butterfly
Author	Tyler	Tyler
ASSET ALLOCATION
Stocks	65%	40%
Fixed Income	25%	40%
Commodities	10%	20%
PERFORMANCES
Annualized Return (%)	7.25	7.10
Infl. Adjusted (%)	2.79	2.65
DRAWDOWN
Deepest Drawdown Depth (%)	-19.49	-17.79
Start to Recovery (months)	27	30
Longest Drawdown Depth (%)	-19.49	-17.79
Start to Recovery (months)	27	30
Longest Negative Period (months)	32	35
RISK INDICATORS
Standard Deviation (%)	10.96	10.19
Sharpe Ratio	0.36	0.38
Sortino Ratio	0.48	0.51
Ulcer Index	6.61	6.44
Ratio: Return / Standard Deviation	0.66	0.70
Ratio: Return / Deepest Drawdown	0.37	0.40
Metrics calculated over the period 1 April 2021 - 31 March 2026

Swipe left to see all data

	Pinwheel	Golden Butterfly
Author	Tyler	Tyler
ASSET ALLOCATION
Stocks	65%	40%
Fixed Income	25%	40%
Commodities	10%	20%
PERFORMANCES
Annualized Return (%)	7.96	7.86
Infl. Adjusted (%)	4.57	4.47
DRAWDOWN
Deepest Drawdown Depth (%)	-19.49	-17.79
Start to Recovery (months)	27	30
Longest Drawdown Depth (%)	-19.49	-17.79
Start to Recovery (months)	27	30
Longest Negative Period (months)	34	39
RISK INDICATORS
Standard Deviation (%)	10.24	8.80
Sharpe Ratio	0.57	0.65
Sortino Ratio	0.75	0.89
Ulcer Index	5.22	4.76
Ratio: Return / Standard Deviation	0.78	0.89
Ratio: Return / Deepest Drawdown	0.41	0.44
Metrics calculated over the period 1 April 2016 - 31 March 2026

Swipe left to see all data

	Pinwheel	Golden Butterfly
Author	Tyler	Tyler
ASSET ALLOCATION
Stocks	65%	40%
Fixed Income	25%	40%
Commodities	10%	20%
PERFORMANCES
Annualized Return (%)	7.74	7.95
Infl. Adjusted (%)	5.10	5.31
DRAWDOWN
Deepest Drawdown Depth (%)	-36.89	-17.79
Start to Recovery (months)	36	30
Longest Drawdown Depth (%)	-36.89	-17.79
Start to Recovery (months)	36	30
Longest Negative Period (months)	51	39
RISK INDICATORS
Standard Deviation (%)	10.61	7.95
Sharpe Ratio	0.52	0.72
Sortino Ratio	0.68	0.96
Ulcer Index	6.56	3.59
Ratio: Return / Standard Deviation	0.73	1.00
Ratio: Return / Deepest Drawdown	0.21	0.45
Metrics calculated over the period 1 April 1996 - 31 March 2026

Swipe left to see all data

	Pinwheel	Golden Butterfly
Author	Tyler	Tyler
ASSET ALLOCATION
Stocks	65%	40%
Fixed Income	25%	40%
Commodities	10%	20%
PERFORMANCES
Annualized Return (%)	10.12	9.94
Infl. Adjusted (%)	6.30	6.13
DRAWDOWN
Deepest Drawdown Depth (%)	-36.89	-17.79
Start to Recovery (months)	36	30
Longest Drawdown Depth (%)	-36.89	-17.79
Start to Recovery (months)	36	30
Longest Negative Period (months)	51	39
RISK INDICATORS
Standard Deviation (%)	10.34	8.42
Sharpe Ratio	0.57	0.68
Sortino Ratio	0.75	0.93
Ulcer Index	5.56	3.27
Ratio: Return / Standard Deviation	0.98	1.18
Ratio: Return / Deepest Drawdown	0.27	0.56
Metrics calculated over the period 1 January 1976 - 31 March 2026

Mastering ETF Investing

A practical guide to build wealth with Lazy Portfolios and passive investing

Set your goal Evaluate with top metrics

Buy now 🇺🇸 English book

Buy now 🇮🇹 Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1976 - 31 March 2026 (~50 years)

30 Years
(1996/04 - 2026/03)

Chart Table

Loading data
Please wait

Swipe left to see all data

Pinwheel			Golden Butterfly
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-36.89	36	Nov 2007 Oct 2010
-19.49	27	Jan 2022 Mar 2024
			-17.79	30	Jan 2022 Jun 2024
-14.99	8	Jan 2020 Aug 2020
			-14.81	19	Mar 2008 Sep 2009
-14.05	12	May 1998 Apr 1999
-12.72	11	May 2011 Mar 2012
-11.06	13	Jun 2002 Jun 2003
			-9.44	8	May 1998 Dec 1998
-8.88	14	Feb 2001 Mar 2002
-8.24	15	Feb 2018 Apr 2019
-7.70	16	Mar 2015 Jun 2016
			-7.16	5	Feb 2020 Jun 2020
			-6.86	12	Jun 2002 May 2003
			-6.37	8	Sep 2018 Apr 2019

Loading data
Please wait

Swipe left to see all data

Pinwheel			Golden Butterfly
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-36.89	36	Nov 2007 Oct 2010
-19.49	27	Jan 2022 Mar 2024
			-17.79	30	Jan 2022 Jun 2024
-14.99	8	Jan 2020 Aug 2020
-14.91	16	Sep 1987 Dec 1988
			-14.81	19	Mar 2008 Sep 2009
-14.05	12	May 1998 Apr 1999
			-13.73	5	Feb 1980 Jun 1980
-12.72	11	May 2011 Mar 2012
-12.51	14	Jan 1990 Feb 1991
-12.10	23	Dec 1980 Oct 1982
-11.81	5	Feb 1980 Jun 1980
-11.06	13	Jun 2002 Jun 2003
			-10.93	17	Sep 1987 Jan 1989
			-9.44	8	May 1998 Dec 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison

Annualized Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 January 1976 - 31 March 2026 (~50 years)

Rolling Period:

Pinwheel
Golden Butterfly

Head To Head (Ptf 1 vs Ptf 2):

US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data

	Pinwheel		Golden Butterfly
Year	Return (%)	Drawdown (%)	Return (%)	Drawdown (%)
2026	1.52	-5.62	1.87	-5.05
2025	19.66	-0.60	19.30	-0.53
2024	9.66	-3.29	10.73	-3.42
2023	13.20	-8.07	11.98	-8.08
2022	-13.57	-19.49	-13.35	-17.79
2021	13.53	-3.10	9.35	-2.45
2020	9.12	-14.99	13.93	-7.16
2019	19.31	-3.16	18.03	-1.83
2018	-6.39	-8.24	-4.03	-6.37
2017	14.08	0.00	10.96	-0.32
2016	8.63	-2.93	10.82	-3.36
2015	-2.88	-7.37	-3.71	-6.25
2014	6.12	-3.95	9.13	-3.27
2013	9.02	-4.25	6.26	-3.84
2012	12.60	-5.90	8.84	-2.43
2011	-0.25	-12.72	8.86	-3.00
2010	16.08	-7.26	16.54	-2.77
2009	24.19	-14.81	10.77	-10.16
2008	-22.51	-27.78	-4.18	-13.53
2007	7.60	-4.41	9.58	-2.06
2006	19.78	-3.25	12.44	-2.71
2005	11.02	-2.58	8.04	-1.76
2004	15.19	-5.84	9.88	-4.36
2003	28.19	-3.19	18.85	-2.72
2002	-2.13	-11.06	3.15	-6.86
2001	-0.61	-8.88	2.71	-4.99
2000	1.80	-5.84	6.88	-3.64
1999	15.18	-2.13	4.24	-3.38
1998	3.43	-14.05	8.03	-9.44
1997	8.85	-4.25	13.09	-2.50
1996	13.00	-2.47	8.18	-2.60
1995	14.60	-1.63	21.86	-0.40
1994	-2.32	-6.30	-1.98	-4.64
1993	24.96	-3.33	14.50	-1.37
1992	4.01	-2.90	9.15	-1.58
1991	29.20	-3.25	19.14	-1.63
1990	-7.14	-12.51	-2.51	-7.94
1989	21.94	-1.96	14.78	-0.89
1988	14.95	-2.14	9.18	-1.64
1987	2.63	-14.91	5.10	-10.93
1986	21.90	-2.21	17.75	-2.42
1985	27.17	-1.91	25.09	-1.93
1984	8.12	-3.20	3.75	-4.68
1983	17.25	-1.79	11.13	-2.46
1982	13.76	-9.40	28.31	-5.34
1981	-0.90	-8.40	-1.23	-8.50
1980	18.33	-11.81	15.59	-13.73
1979	29.93	-6.94	38.92	-6.53
1978	15.63	-5.44	13.30	-7.41
1977	10.76	-0.79	7.87	-1.53
1976	19.79	-2.33	20.55	-2.29

Mastering ETF Investing

A practical guide to build wealth with Lazy Portfolios and passive investing

Set your goal Evaluate with top metrics

Buy now 🇺🇸 English book

Buy now 🇮🇹 Italian book

Table of contents

Resources & Extras

Asset Allocations and ETFs

Portfolio Returns as of Mar 31, 2026

Portfolio Metrics as of Mar 31, 2026

Drawdowns

Rolling Returns

Yearly Returns