With the current simulation settings, as of June 2026, in the previous 30 Years:

  • the 10-year Treasury Portfolio obtained a 4.61% compound annual return, with a 6.70% standard deviation. It suffered a maximum drawdown of -23.19% which has been ongoing for 71 months and is still in progress.
  • the Stocks/Bonds 20/80 Momentum Portfolio obtained a 6.29% compound annual return, with a 5.04% standard deviation. It suffered a maximum drawdown of -17.91% that required 40 months to be recovered.
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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Table of contents

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

10-year Treasury Portfolio
1YOnly 1 Asset
Rebalance has no effect
Weight
(%)		 Ticker Name
100.00
IEF
iShares 7-10 Year Treasury Bond
Stocks/Bonds 20/80 Momentum Portfolio
1YRebalanced: every 12M
at every Jan 1st
Weight
(%)		 Ticker Name
20.00
MTUM
iShares Edge MSCI USA Momentum Fctr
80.00
BND
Vanguard Total Bond Market

Portfolio Returns as of Jun 30, 2026

Return Comparison
Capital Growth
Inflation Adj:
Swipe left to see all data
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Portfolio Metrics as of Jun 30, 2026

The following metrics, updated as of 30 June 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: ()
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Your practical guide to Building Wealth.
Master ETF Investing & maximize profits with Lazy Portfolios & Passive Strategies.
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Inflation Adj:

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart

Time to Target

What it shows: Months to reach your target capital from each historical entry point, accounting for your initial investment and periodic contributions.

Time to Target Comparison
Time to reach your Target Capital

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Book Cover: Mastering ETF Investing
LazyPortfolioETF.com Logo
Your practical guide to Building Wealth.
Master ETF Investing & maximize profits with Lazy Portfolios & Passive Strategies.
English Book Italian Book