Bill Bernstein Sheltered Sam 100/0 Portfolio: Dividend Yield

Last Update: 31 January 2024

The Bill Bernstein Sheltered Sam 100/0 Portfolio granted a 2.62% dividend yield in 2023.

It's a Very High Risk portfolio and it can be implemented with 10 ETFs.

Portfolio Dividend Yield

The Dividend Yield of Bill Bernstein Sheltered Sam 100/0 Portfolio is the result of the following asset allocation:

BILL BERNSTEIN SHELTERED SAM 100/0 PORTFOLIO
Dividend Yields (%)
Period: January 2023 - January 2024
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2024(*) 2023
Bill Bernstein Sheltered Sam 100/0 Portfolio 0.00% 2.62%
Weight Components Dividend Yield (%)
25.00% VTV - Vanguard Value 0.00% 2.64%
20.00% VV - Vanguard Large-Cap 0.00% 1.78%
15.00% IJS - iShares S&P Small-Cap 600 Value 0.00% 1.61%
10.00% VNQ - Vanguard Real Estate 0.00% 4.30%
7.00% EFV - iShares MSCI EAFE Value 0.00% 5.01%
5.00% EEM - iShares MSCI Emerging Markets 0.00% 2.81%
5.00% IJR - iShares Core S&P Small-Cap 0.00% 1.51%
5.00% VGK - Vanguard FTSE Europe 0.00% 3.70%
5.00% VPL - Vanguard FTSE Pacific 0.00% 3.52%
3.00% GLTR - Aberdeen Standard Physical Precious Metals Basket Shares 0.00% 0.00%
(*) Dividend Yield is calculated only for a portion of the year

Capital Growth and Dividends

In the following table, Capital Growth details (with and without dividend reinvestment) are represented.

If you are not interested in a periodic income and you need a strategy with a dividend reinvestment, please refer to the Bill Bernstein Sheltered Sam 100/0 Portfolio: ETF allocation and returns page.

BILL BERNSTEIN SHELTERED SAM 100/0 PORTFOLIO
Capital Growth with or without dividend reinvestment
1000$ invested from January 2010 to January 2024
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Year
Dividend
Cumulative
Dividend
Cashflow
Portfolio
Value
EOY Capital
Amount Yield Effective
Ptf + Cashflow
Total Return
Div. reinvestment
1000.00
2010 25.46 2.55% 25.46 1154.84 1180.30 1180.30
2011 27.86 2.36% 53.32 1105.20 1158.52 1157.42
2012 33.05 2.86% 86.37 1258.46 1344.83 1350.97
2013 35.23 2.61% 121.60 1547.82 1669.42 1696.84
2014 42.58 2.51% 164.17 1647.14 1811.31 1848.30
2015 42.85 2.32% 207.02 1566.50 1773.52 1800.65
2016 46.94 2.61% 253.97 1760.04 2014.01 2070.07
2017 53.18 2.57% 307.15 2032.87 2340.02 2444.14
2018 58.87 2.41% 366.02 1810.26 2176.28 2235.37
2019 65.96 2.95% 431.98 2211.29 2643.27 2796.53
2020 57.73 2.06% 489.70 2340.79 2830.49 3018.03
2021 73.40 2.43% 563.11 2828.36 3391.47 3720.06
2022 75.02 2.02% 638.13 2415.32 3053.45 3251.82
2023 85.04 2.62% 723.17 2728.38 3451.55 3758.35
Jan 2024(*) 0.00 0.00% 723.17 2688.96 3412.13 3704.05
(*) Dividend Yield is calculated only for a portion of the year WITHOUT
dividend
reinvestment
WITH
dividend
reinvestment

Column meaning:

  • Dividend -> Amount: Income returned over the year (or portion of the year)
  • Dividend -> Yield: Dividend Yield calculated on the starting price of the year
  • Cumulative Dividend Cashflow: Sum of all the dividends received
  • Portfolio Value: Investment Value, excluding dividends, at the end of year
  • EOY Capital -> Effective: Investment Value plus cumulative dividends
  • EOY Capital -> Total Return: Investment Value, with dividend reinvestment

Which are the global returns of the last periods? In the following table, the Effective Return considers the received (and not reinvested) dividends. Total Return is calculated assuming dividend reinvestment.

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Period Portfolio
Return
Effective
Return
Total
Return
Jan 2023 - Jan 2024 +11.33% +11.75% +13.91%
Jan 2021 - Jan 2024 +14.87% +20.55% +22.73%
Jan 2019 - Jan 2024 +48.54% +56.79% +65.70%
Jan 2017 - Jan 2024 +52.78% +69.42% +78.93%
Jan 2014 - Jan 2024 +73.73% +104.39% +118.29%
WITHOUT
dividend
reinvestment
WITH
dividend
reinvestment

Yearly Returns and Dividend Yield

Dividends are essential for the investor who needs additional periodic income. When dividends are not reinvested, how much is the real portfolio return over the years?

BILL BERNSTEIN SHELTERED SAM 100/0 PORTFOLIO
HISTORICAL RETURNS AND DIVIDEND YIELDS
Period: January 2010 - January 2024
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Year Total Return Dividend Yield Return
Without Dividends
2010 +18.03% 2.55% +15.48%
2011 -1.94% 2.36% -4.30%
2012 +16.72% 2.86% +13.87%
2013 +25.60% 2.61% +22.99%
2014 +8.93% 2.51% +6.42%
2015 -2.58% 2.32% -4.90%
2016 +14.96% 2.61% +12.36%
2017 +18.07% 2.57% +15.50%
2018 -8.54% 2.41% -10.95%
2019 +25.10% 2.95% +22.15%
2020 +7.92% 2.06% +5.86%
2021 +23.26% 2.43% +20.83%
2022 -12.59% 2.02% -14.60%
2023 +15.58% 2.62% +12.96%
Jan 2024(*) -1.44% 0.00% -1.44%
(*) Dividend Yield is calculated only for a portion of the year

Actual Dividend Yield for long term investors

What would have been the annual Dividend Yield received by investors if they had implemented the Bill Bernstein Sheltered Sam 100/0 Portfolio allocation over the past years?

E.g. If you had implemented it 3 years ago, how much would be your actual dividend yield today?

BILL BERNSTEIN SHELTERED SAM 100/0 PORTFOLIO
ACTUAL DIVIDEND YIELD for long-term investors
Period: January 2010 - January 2024
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Starting Period
of the
Investment
Actual Dividend Yield over years
2018 2019 2020 2021 2022 2023 2024(*)
Jan 2010 5.89% 6.60% 5.77% 7.34% 7.50% 8.50% 0.00%
Jan 2011 4.99% 5.59% 4.89% 6.22% 6.36% 7.20% 0.00%
Jan 2012 5.09% 5.70% 4.99% 6.34% 6.48% 7.35% 0.00%
Jan 2013 4.36% 4.88% 4.27% 5.43% 5.55% 6.29% 0.00%
Jan 2014 3.47% 3.89% 3.40% 4.33% 4.42% 5.01% 0.00%
Jan 2015 3.19% 3.57% 3.12% 3.97% 4.06% 4.60% 0.00%
Jan 2016 3.27% 3.66% 3.21% 4.08% 4.17% 4.72% 0.00%
Jan 2017 2.84% 3.19% 2.79% 3.55% 3.62% 4.11% 0.00%
Jan 2018 2.41% 2.70% 2.36% 3.00% 3.07% 3.48% 0.00%
Jan 2019 2.95% 2.58% 3.28% 3.36% 3.80% 0.00%
Jan 2020 2.06% 2.62% 2.68% 3.04% 0.00%
Jan 2021 2.43% 2.49% 2.82% 0.00%
Jan 2022 2.02% 2.29% 0.00%
Jan 2023 2.62% 0.00%
(*) Dividend Yield is calculated only for a portion of the year

Collecting dividends is useful to obtain an additional income. Obtaining a large amount of income is the first step to financial freedom. However, if your need is to increase your capital as much as possible with dividend reinvestment, please refer to the Bill Bernstein Sheltered Sam 100/0 Portfolio: ETF allocation and returns page.