Developed World ex-US 60/40 Portfolio vs Vanguard LifeStrategy Income Fund Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - March 2026 (~41 years)
Consolidated Returns as of 31 March 2026
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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The minimum date range must be at least 12 months. 'Date To' cannot be beyond March 2026.
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Results
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
Developed World ex-US 60/40 Portfolio
1.00$
Invested Capital
April 1996
5.47$
Final Capital
March 2026
5.83%
Yearly Return
10.27%
Std Deviation
-37.49%
Max Drawdown
42months
Recovery Period
1.00$
Invested Capital
April 1996
2.58$
Final Capital
March 2026
3.21%
Yearly Return
10.27%
Std Deviation
-38.52%
Max Drawdown
66months
Recovery Period
1.00$
Invested Capital
January 1985
25.11$
Final Capital
March 2026
8.13%
Yearly Return
10.88%
Std Deviation
-37.49%
Max Drawdown
42months
Recovery Period
1.00$
Invested Capital
January 1985
8.02$
Final Capital
March 2026
5.18%
Yearly Return
10.88%
Std Deviation
-38.52%
Max Drawdown
66months
Recovery Period
Vanguard Vanguard LifeStrategy Income Fund Portfolio
1.00$
Invested Capital
April 1996
4.78$
Final Capital
March 2026
5.35%
Yearly Return
4.82%
Std Deviation
-16.61%
Max Drawdown
37months
Recovery Period
1.00$
Invested Capital
April 1996
2.25$
Final Capital
March 2026
2.74%
Yearly Return
4.82%
Std Deviation
-24.95%
Max Drawdown
63months*
Recovery Period
* in progress
1.00$
Invested Capital
January 1985
16.38$
Final Capital
March 2026
7.01%
Yearly Return
5.12%
Std Deviation
-16.61%
Max Drawdown
37months
Recovery Period
1.00$
Invested Capital
January 1985
5.23$
Final Capital
March 2026
4.09%
Yearly Return
5.12%
Std Deviation
-24.95%
Max Drawdown
63months*
Recovery Period
* in progress

As of March 2026, in the previous 30 Years, the Developed World ex-US 60/40 Portfolio obtained a 5.83% compound annual return, with a 10.27% standard deviation. It suffered a maximum drawdown of -37.49% that required 42 months to be recovered.

As of March 2026, in the previous 30 Years, the Vanguard LifeStrategy Income Fund Portfolio obtained a 5.35% compound annual return, with a 4.82% standard deviation. It suffered a maximum drawdown of -16.61% that required 37 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Developed World ex-US 60/40 Portfolio
Weight
(%)		 Ticker Name
60.00
VEA
Vanguard FTSE Developed Markets
40.00
BNDX
Vanguard Total International Bond
Vanguard
Vanguard LifeStrategy Income Fund Portfolio
Weight
(%)		 Ticker Name
12.00
VTI
Vanguard Total Stock Market
8.00
VEU
Vanguard FTSE All-World ex-US
56.00
BND
Vanguard Total Bond Market
24.00
BNDX
Vanguard Total International Bond
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Portfolio Returns as of Mar 31, 2026

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Developed World ex-US 60/40
 1 $ 5.47 $ 447.48% 5.83%
Vanguard LifeStrategy Income Fund
Vanguard 		1 $ 4.78 $ 377.55% 5.35%
Apr 1996 Mar 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Developed World ex-US 60/40
 1 $ 2.58 $ 157.68% 3.21%
Vanguard LifeStrategy Income Fund
Vanguard 		1 $ 2.25 $ 124.77% 2.74%
Apr 1996 Mar 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Developed World ex-US 60/40
 1 $ 25.11 $ 2 411.40% 8.13%
Vanguard LifeStrategy Income Fund
Vanguard 		1 $ 16.38 $ 1 537.99% 7.01%
Jan 1985 Mar 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Developed World ex-US 60/40
 1 $ 8.02 $ 701.97% 5.18%
Vanguard LifeStrategy Income Fund
Vanguard 		1 $ 5.23 $ 423.06% 4.09%
Jan 1985 Mar 2026

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Return (%) as of Mar 31, 2026
YTD
(3M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~41Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp Developed World ex-US 60/40
-- Market Benchmark 		1.60 -6.17 5.69 19.37 5.54 6.43 5.83 8.13
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_vanguard.webp LifeStrategy Income Fund
Vanguard 		-0.30 -2.77 1.02 7.42 2.23 3.80 5.35 7.01
Returns over 1 year are annualized.
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Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 April 2025 - 31 March 2026 (1 year)
Period: 1 April 2021 - 31 March 2026 (5 years)
Period: 1 April 2016 - 31 March 2026 (10 years)
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
1 Year
5 Years
10 Years
30 Years
All (1985/01 - 2026/03)
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Developed World ex-US 60/40 LifeStrategy Income Fund
Author Vanguard
ASSET ALLOCATION
Stocks 60% 20%
Fixed Income 40% 80%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 19.37 7.42
Infl. Adjusted (%) 15.52 3.94
DRAWDOWN
Deepest Drawdown Depth (%) -6.17 -2.77
Start to Recovery (months) 1* 1*
Longest Drawdown Depth (%) -0.93 -0.04
Start to Recovery (months) 2 2
Longest Negative Period (months) 2* 4*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 9.33 4.05
Sharpe Ratio 1.65 0.85
Sortino Ratio 1.89 0.98
Ulcer Index 1.73 0.77
Ratio: Return / Standard Deviation 2.08 1.83
Ratio: Return / Deepest Drawdown 3.14 2.68
Metrics calculated over the period 1 April 2025 - 31 March 2026
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Developed World ex-US 60/40 LifeStrategy Income Fund
Author Vanguard
ASSET ALLOCATION
Stocks 60% 20%
Fixed Income 40% 80%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 5.54 2.23
Infl. Adjusted (%) 0.98 -2.19
DRAWDOWN
Deepest Drawdown Depth (%) -22.40 -16.61
Start to Recovery (months) 31 37
Longest Drawdown Depth (%) -22.40 -16.61
Start to Recovery (months) 31 37
Longest Negative Period (months) 35 43
RISK INDICATORS
Standard Deviation (%) 11.08 7.15
Sharpe Ratio 0.20 -0.15
Sortino Ratio 0.28 -0.20
Ulcer Index 7.56 7.29
Ratio: Return / Standard Deviation 0.50 0.31
Ratio: Return / Deepest Drawdown 0.25 0.13
Metrics calculated over the period 1 April 2021 - 31 March 2026
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Developed World ex-US 60/40 LifeStrategy Income Fund
Author Vanguard
ASSET ALLOCATION
Stocks 60% 20%
Fixed Income 40% 80%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 6.43 3.80
Infl. Adjusted (%) 3.00 0.46
DRAWDOWN
Deepest Drawdown Depth (%) -22.40 -16.61
Start to Recovery (months) 31 37
Longest Drawdown Depth (%) -22.40 -16.61
Start to Recovery (months) 31 37
Longest Negative Period (months) 60 52
RISK INDICATORS
Standard Deviation (%) 10.05 5.84
Sharpe Ratio 0.43 0.29
Sortino Ratio 0.57 0.38
Ulcer Index 6.01 5.22
Ratio: Return / Standard Deviation 0.64 0.65
Ratio: Return / Deepest Drawdown 0.29 0.23
Metrics calculated over the period 1 April 2016 - 31 March 2026
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Developed World ex-US 60/40 LifeStrategy Income Fund
Author Vanguard
ASSET ALLOCATION
Stocks 60% 20%
Fixed Income 40% 80%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 5.83 5.35
Infl. Adjusted (%) 3.21 2.74
DRAWDOWN
Deepest Drawdown Depth (%) -37.49 -16.61
Start to Recovery (months) 42 37
Longest Drawdown Depth (%) -22.54 -16.61
Start to Recovery (months) 45 37
Longest Negative Period (months) 62 52
RISK INDICATORS
Standard Deviation (%) 10.27 4.82
Sharpe Ratio 0.35 0.65
Sortino Ratio 0.47 0.86
Ulcer Index 8.52 3.31
Ratio: Return / Standard Deviation 0.57 1.11
Ratio: Return / Deepest Drawdown 0.16 0.32
Metrics calculated over the period 1 April 1996 - 31 March 2026
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Developed World ex-US 60/40 LifeStrategy Income Fund
Author Vanguard
ASSET ALLOCATION
Stocks 60% 20%
Fixed Income 40% 80%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.13 7.01
Infl. Adjusted (%) 5.18 4.09
DRAWDOWN
Deepest Drawdown Depth (%) -37.49 -16.61
Start to Recovery (months) 42 37
Longest Drawdown Depth (%) -22.54 -16.61
Start to Recovery (months) 45 37
Longest Negative Period (months) 62 52
RISK INDICATORS
Standard Deviation (%) 10.88 5.12
Sharpe Ratio 0.45 0.75
Sortino Ratio 0.62 1.03
Ulcer Index 7.65 2.96
Ratio: Return / Standard Deviation 0.75 1.37
Ratio: Return / Deepest Drawdown 0.22 0.42
Metrics calculated over the period 1 January 1985 - 31 March 2026
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
30 Years
(1996/04 - 2026/03)

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Developed World ex-US 60/40 LifeStrategy Income Fund
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-37.49 42 Nov 2007
Apr 2011
-22.54 45 Apr 2000
Dec 2003
-22.40 31 Sep 2021
Mar 2024
-16.61 37 Sep 2021
Sep 2024
-14.56 11 Jan 2020
Nov 2020
-13.28 19 May 2011
Nov 2012
-10.54 15 May 2008
Jul 2009
-10.09 20 Feb 2018
Sep 2019
-9.44 22 May 2015
Feb 2017
-7.06 9 Jul 1997
Mar 1998
-6.93 5 Jun 1998
Oct 1998
-6.17 1* Mar 2026
In progress
-5.78 7 Dec 1996
Jun 1997
-5.09 5 May 2013
Sep 2013
-4.95 7 Oct 2024
Apr 2025

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Developed World ex-US 60/40 LifeStrategy Income Fund
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-37.49 42 Nov 2007
Apr 2011
-22.54 45 Apr 2000
Dec 2003
-22.40 31 Sep 2021
Mar 2024
-18.51 24 Jan 1990
Dec 1991
-16.61 37 Sep 2021
Sep 2024
-14.56 11 Jan 2020
Nov 2020
-13.28 19 May 2011
Nov 2012
-10.54 15 May 2008
Jul 2009
-10.09 20 Feb 2018
Sep 2019
-9.44 22 May 2015
Feb 2017
-8.82 6 Sep 1987
Feb 1988
-8.78 15 Jan 1992
Mar 1993
-7.55 18 Feb 1994
Jul 1995
-7.06 9 Jul 1997
Mar 1998
-6.93 5 Jun 1998
Oct 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 31 March 2026 (~41 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Developed World ex-US 60/40 LifeStrategy Income Fund
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 1.60 -6.17 -0.30 -2.77
2025
 22.25 -0.93 9.29 -0.93
2024
 3.31 -4.95 4.93 -2.43
2023
 14.28 -7.32 9.53 -5.05
2022
 -14.32 -21.67 -14.00 -16.30
2021
 6.09 -3.26 2.15 -1.71
2020
 7.71 -14.56 8.85 -4.47
2019
 16.72 -2.77 12.26 -0.05
2018
 -7.73 -10.09 -1.15 -2.37
2017
 16.81 0.00 7.31 0.00
2016
 3.45 -4.03 4.45 -2.58
2015
 0.25 -7.87 0.26 -2.43
2014
 -0.09 -4.31 6.50 -0.99
2013
 12.77 -5.09 3.78 -3.36
2012
 14.95 -7.61 7.54 -1.14
2011
 -3.94 -13.28 5.49 -1.55
2010
 8.42 -7.69 8.55 -1.00
2009
 22.61 -13.44 12.18 -5.19
2008
 -25.33 -29.87 -4.64 -10.54
2007
 8.69 -3.28 6.96 -0.49
2006
 16.94 -2.26 7.11 -0.79
2005
 10.15 -2.01 4.54 -1.40
2004
 14.59 -2.01 7.04 -2.22
2003
 24.77 -4.07 10.09 -1.74
2002
 -5.65 -12.16 3.19 -1.88
2001
 -8.83 -13.08 4.39 -1.61
2000
 -4.89 -7.85 6.07 -1.88
1999
 22.89 -3.20 4.89 -1.98
1998
 16.75 -6.93 12.95 -1.57
1997
 -2.77 -7.06 7.78 -1.74
1996
 4.67 -1.39 6.01 -0.91
1995
 10.88 -4.80 19.89 0.00
1994
 2.94 -3.27 -2.48 -5.45
1993
 24.52 -6.35 13.03 -1.55
1992
 -4.11 -8.78 6.76 -2.36
1991
 14.26 -5.21 18.32 -1.28
1990
 -11.99 -18.51 3.86 -4.35
1989
 12.15 -3.14 14.71 -1.34
1988
 18.91 -5.35 10.36 -1.32
1987
 19.68 -8.82 4.45 -4.47
1986
 44.57 -5.90 19.21 -2.56
1985
 43.60 -0.36 26.25 -1.52
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