UK Stocks Portfolio vs All Country World 80/20 To GBP Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - March 2026 (~41 years)
Consolidated Returns as of 31 March 2026
Initial Amount: 1£
Rebalancing: at every Jan 1st
Currency: GBP
Inflation: UK
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond March 2026.
Cashflows Reset
Reset settings
Close
Results
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
UK Stocks Portfolio
1.00£
Invested Capital
April 1996
8.28£
Final Capital
March 2026
7.30%
Yearly Return
14.08%
Std Deviation
-41.23%
Max Drawdown
60months
Recovery Period
1.00£
Invested Capital
April 1996
4.04£
Final Capital
March 2026
4.77%
Yearly Return
14.08%
Std Deviation
-43.52%
Max Drawdown
72months
Recovery Period
1.00£
Invested Capital
January 1985
20.44£
Final Capital
March 2026
7.59%
Yearly Return
15.61%
Std Deviation
-41.23%
Max Drawdown
60months
Recovery Period
1.00£
Invested Capital
January 1985
6.21£
Final Capital
March 2026
4.53%
Yearly Return
15.61%
Std Deviation
-43.52%
Max Drawdown
72months
Recovery Period
All Country World 80/20 To GBP Portfolio
1.00£
Invested Capital
April 1996
10.16£
Final Capital
March 2026
8.03%
Yearly Return
12.46%
Std Deviation
-40.41%
Max Drawdown
67months
Recovery Period
1.00£
Invested Capital
April 1996
4.96£
Final Capital
March 2026
5.48%
Yearly Return
12.46%
Std Deviation
-42.21%
Max Drawdown
115months
Recovery Period
1.00£
Invested Capital
January 1985
37.53£
Final Capital
March 2026
9.19%
Yearly Return
14.18%
Std Deviation
-40.41%
Max Drawdown
67months
Recovery Period
1.00£
Invested Capital
January 1985
11.41£
Final Capital
March 2026
6.08%
Yearly Return
14.18%
Std Deviation
-42.21%
Max Drawdown
115months
Recovery Period
This portfolio includes ETFs not denominated in GBP. Returns are calculated using exchange rates or, if applicable, interest rate differentials for currency hedging.

As of March 2026, in the previous 30 Years, the UK Stocks Portfolio obtained a 7.30% compound annual return, with a 14.08% standard deviation. It suffered a maximum drawdown of -41.23% that required 60 months to be recovered.

As of March 2026, in the previous 30 Years, the All Country World 80/20 To GBP Portfolio obtained a 8.03% compound annual return, with a 12.46% standard deviation. It suffered a maximum drawdown of -40.41% that required 67 months to be recovered.

Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book
Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

UK Stocks Portfolio
Weight
(%)		 Ticker Name
100.00
VUKG.L
Vanguard FTSE 100 UCITS Acc
All Country World 80/20 To GBP Portfolio
Weight
(%)		 Ticker Name
80.00
SSAC.L
iShares MSCI ACWI UCITS (Acc)
10.00
SUAG.L
iShares US Aggregate Bond UCITS (Dist)
7.00
BNDX
Vanguard Total International Bond
3.00
EMB
iShares JP Morgan USD Em Mkts Bd
• Not denominated in GBP.
Test Your Asset Allocation
Evaluate your portfolio strategy in 7 different currencies
Try the Backtest Tool

Portfolio Returns as of Mar 31, 2026

Returns are calculated in GBP, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
Swipe left to see all data
Initial Amount £ Final Amount £ Total Return (%) Annualized (%)
UK Stocks
 1 £ 8.28 £ 728.45% 7.30%
All Country World 80/20 To GBP
 1 £ 10.16 £ 915.93% 8.03%
Apr 1996 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount £ Final Amount £ Total Return (%) Annualized (%)
UK Stocks
 1 £ 4.04 £ 304.44% 4.77%
All Country World 80/20 To GBP
 1 £ 4.96 £ 395.96% 5.48%
Apr 1996 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount £ Final Amount £ Total Return (%) Annualized (%)
UK Stocks
 1 £ 20.44 £ 1 943.87% 7.59%
All Country World 80/20 To GBP
 1 £ 37.53 £ 3 653.41% 9.19%
Jan 1985 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount £ Final Amount £ Total Return (%) Annualized (%)
UK Stocks
 1 £ 6.21 £ 521.22% 4.53%
All Country World 80/20 To GBP
 1 £ 11.41 £ 1 040.82% 6.08%
Jan 1985 Mar 2026

Loading data
Please wait
Swipe left to see all data
Return (%) as of Mar 31, 2026
YTD
(3M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~41Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_uk_author.webp UK Stocks
-- Market Benchmark 		3.27 -6.24 10.49 22.72 12.71 9.14 7.30 7.59
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp All Country World 80/20
-- Market Benchmark 		-1.62 -4.75 1.86 14.50 8.60 10.34 8.03 9.19
Returns over 1 year are annualized.
Explore All Lazy Portfolios
Tailored Portfolios for every Investment Strategy

Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 April 2025 - 31 March 2026 (1 year)
Period: 1 April 2021 - 31 March 2026 (5 years)
Period: 1 April 2016 - 31 March 2026 (10 years)
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
1 Year
5 Years
10 Years
30 Years
All (1985/01 - 2026/03)
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 22.72 14.50
Infl. Adjusted (%) 19.57 11.57
DRAWDOWN
Deepest Drawdown Depth (%) -6.24 -4.75
Start to Recovery (months) 1* 1*
Longest Drawdown Depth (%) -0.86 -1.15
Start to Recovery (months) 2 4
Longest Negative Period (months) 1 5*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 11.10 10.23
Sharpe Ratio 1.69 1.03
Sortino Ratio 2.14 1.38
Ulcer Index 1.75 1.56
Ratio: Return / Standard Deviation 2.05 1.42
Ratio: Return / Deepest Drawdown 3.64 3.05
Metrics calculated over the period 1 April 2025 - 31 March 2026
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 12.71 8.60
Infl. Adjusted (%) 7.28 3.37
DRAWDOWN
Deepest Drawdown Depth (%) -7.79 -10.47
Start to Recovery (months) 6 6
Longest Drawdown Depth (%) -5.38 -9.41
Start to Recovery (months) 8 23
Longest Negative Period (months) 11 24
RISK INDICATORS
Standard Deviation (%) 9.97 9.30
Sharpe Ratio 0.95 0.57
Sortino Ratio 1.26 0.79
Ulcer Index 2.21 3.59
Ratio: Return / Standard Deviation 1.27 0.93
Ratio: Return / Deepest Drawdown 1.63 0.82
Metrics calculated over the period 1 April 2021 - 31 March 2026
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.14 10.34
Infl. Adjusted (%) 5.54 6.71
DRAWDOWN
Deepest Drawdown Depth (%) -24.06 -12.39
Start to Recovery (months) 22 11
Longest Drawdown Depth (%) -24.06 -9.41
Start to Recovery (months) 22 23
Longest Negative Period (months) 51 24
RISK INDICATORS
Standard Deviation (%) 12.00 9.84
Sharpe Ratio 0.58 0.84
Sortino Ratio 0.77 1.16
Ulcer Index 6.54 3.22
Ratio: Return / Standard Deviation 0.76 1.05
Ratio: Return / Deepest Drawdown 0.38 0.83
Metrics calculated over the period 1 April 2016 - 31 March 2026
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.30 8.03
Infl. Adjusted (%) 4.77 5.48
DRAWDOWN
Deepest Drawdown Depth (%) -41.23 -40.41
Start to Recovery (months) 60 67
Longest Drawdown Depth (%) -41.05 -40.41
Start to Recovery (months) 65 67
Longest Negative Period (months) 133 110
RISK INDICATORS
Standard Deviation (%) 14.08 12.46
Sharpe Ratio 0.36 0.47
Sortino Ratio 0.48 0.63
Ulcer Index 12.84 10.85
Ratio: Return / Standard Deviation 0.52 0.65
Ratio: Return / Deepest Drawdown 0.18 0.20
Metrics calculated over the period 1 April 1996 - 31 March 2026
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.59 9.19
Infl. Adjusted (%) 4.53 6.08
DRAWDOWN
Deepest Drawdown Depth (%) -41.23 -40.41
Start to Recovery (months) 60 67
Longest Drawdown Depth (%) -41.05 -40.41
Start to Recovery (months) 65 67
Longest Negative Period (months) 133 110
RISK INDICATORS
Standard Deviation (%) 15.61 14.18
Sharpe Ratio 0.28 0.42
Sortino Ratio 0.38 0.58
Ulcer Index 12.81 11.00
Ratio: Return / Standard Deviation 0.49 0.65
Ratio: Return / Deepest Drawdown 0.18 0.23
Metrics calculated over the period 1 January 1985 - 31 March 2026
Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
30 Years
(1996/04 - 2026/03)

Loading data
Please wait
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-41.23 60 Nov 2007
Oct 2012
-41.05 65 Sep 2000
Jan 2006
-40.41 67 Sep 2000
Mar 2006
-24.06 22 Jan 2020
Oct 2021
-22.46 21 Jan 2008
Sep 2009
-16.77 10 Apr 1998
Jan 1999
-15.13 4 Aug 1998
Nov 1998
-12.39 11 Aug 2019
Jun 2020
-12.14 15 Jul 2011
Sep 2012
-11.90 12 Aug 2018
Jul 2019
-11.88 14 Jun 2015
Jul 2016
-10.47 6 Feb 2025
Jul 2025
-10.13 15 Apr 2015
Jun 2016
-9.41 23 Jan 2022
Nov 2023
-8.91 5 Jan 2000
May 2000

Loading data
Please wait
Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-41.23 60 Nov 2007
Oct 2012
-41.05 65 Sep 2000
Jan 2006
-40.41 67 Sep 2000
Mar 2006
-34.09 38 Sep 1989
Oct 1992
-32.15 22 Oct 1987
Jul 1989
-30.64 20 Sep 1987
Apr 1989
-24.66 33 Sep 1989
May 1992
-24.06 22 Jan 2020
Oct 2021
-22.46 21 Jan 2008
Sep 2009
-22.11 27 Feb 1994
Apr 1996
-21.73 14 Jun 1992
Jul 1993
-16.77 10 Apr 1998
Jan 1999
-16.31 8 Jul 1986
Feb 1987
-16.18 12 Mar 1985
Feb 1986
-15.13 4 Aug 1998
Nov 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 31 March 2026 (~41 years)


Head To Head (Ptf 1 vs Ptf 2):
UK Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
UK Stocks All Country World 80/20 To GBP
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 3.27 -6.24 -1.62 -4.75
2025
 27.30 -1.89 10.99 -10.47
2024
 9.40 -2.85 16.54 -1.86
2023
 7.20 -5.38 13.32 -3.43
2022
 5.51 -7.79 -7.54 -9.41
2021
 17.39 -1.85 16.06 -1.15
2020
 -11.57 -24.06 9.98 -11.14
2019
 16.81 -4.84 18.77 -4.08
2018
 -9.05 -11.90 -2.65 -8.16
2017
 12.45 -2.84 9.58 -2.49
2016
 18.76 -2.70 28.66 -1.99
2015
 -1.77 -11.88 2.51 -10.13
2014
 0.69 -3.82 11.71 -2.48
2013
 18.53 -5.53 16.03 -4.07
2012
 9.04 -8.35 8.08 -4.92
2011
 -2.91 -14.81 -4.34 -12.14
2010
 12.62 -12.62 15.99 -8.17
2009
 27.33 -12.89 15.90 -14.21
2008
 -28.33 -29.08 -9.61 -15.88
2007
 4.48 -5.86 9.54 -5.04
2006
 13.10 -4.62 4.37 -7.68
2005
 20.25 -7.06 23.06 -2.60
2004
 8.99 -5.68 6.83 -1.98
2003
 16.70 -9.40 17.77 -5.01
2002
 -19.28 -25.65 -21.72 -27.68
2001
 -14.01 -20.44 -7.92 -20.04
2000
 -0.30 -8.91 0.70 -13.27
1999
 14.38 -6.62 24.50 -7.48
1998
 18.94 -16.77 19.27 -15.13
1997
 22.91 -7.83 17.73 -7.55
1996
 36.22 -6.13 1.60 -5.65
1995
 10.96 -6.27 20.71 -1.37
1994
 -12.10 -19.09 -2.38 -7.33
1993
 33.02 -3.39 25.40 -7.84
1992
 2.99 -21.73 21.64 -13.33
1991
 10.65 -9.92 23.81 -9.48
1990
 -9.98 -16.91 -26.49 -31.58
1989
 7.35 -16.17 30.86 -4.28
1988
 15.55 -6.19 25.86 -7.93
1987
 17.44 -32.15 -10.80 -30.64
1986
 2.69 -16.31 33.16 -3.93
1985
 17.94 -6.10 10.99 -16.18
Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book