UK Stocks Portfolio vs All Country World 60/40 To GBP Bond Hedged Portfolio Portfolio Comparison

Simulation Settings

Period: January 1985 - March 2026 (~41 years)
Consolidated Returns as of 31 March 2026

Initial Amount: 1£

Rebalancing: at every Jan 1^st

Currency: GBP

Inflation: UK

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Results

30 Years
(1996/04 - 2026/03)

All Data
(1985/01 - 2026/03)

Inflation Adjusted:

UK Stocks Portfolio

1.00£
Invested Capital
April 1996
8.28£
Final Capital
March 2026
7.30%
Yearly Return
14.08%
Std Deviation
-41.23%
Max Drawdown
60months
Recovery Period

1.00£
Invested Capital
April 1996
4.04£
Final Capital
March 2026
4.77%
Yearly Return
14.08%
Std Deviation
-43.52%
Max Drawdown
72months
Recovery Period

1.00£
Invested Capital
January 1985
20.44£
Final Capital
March 2026
7.59%
Yearly Return
15.61%
Std Deviation
-41.23%
Max Drawdown
60months
Recovery Period

1.00£
Invested Capital
January 1985
6.21£
Final Capital
March 2026
4.53%
Yearly Return
15.61%
Std Deviation
-43.52%
Max Drawdown
72months
Recovery Period

All Country World 60/40 To GBP Bond Hedged Portfolio

1.00£
Invested Capital
April 1996
8.40£
Final Capital
March 2026
7.35%
Yearly Return
9.44%
Std Deviation
-25.81%
Max Drawdown
52months
Recovery Period

1.00£
Invested Capital
April 1996
4.10£
Final Capital
March 2026
4.82%
Yearly Return
9.44%
Std Deviation
-28.05%
Max Drawdown
58months
Recovery Period

1.00£
Invested Capital
January 1985
36.68£
Final Capital
March 2026
9.12%
Yearly Return
10.44%
Std Deviation
-25.81%
Max Drawdown
52months
Recovery Period

1.00£
Invested Capital
January 1985
11.15£
Final Capital
March 2026
6.02%
Yearly Return
10.44%
Std Deviation
-28.05%
Max Drawdown
58months
Recovery Period

This portfolio includes ETFs not denominated in GBP. Returns are calculated using exchange rates or, if applicable, interest rate differentials for currency hedging.

As of March 2026, in the previous 30 Years, the UK Stocks Portfolio obtained a 7.30% compound annual return, with a 14.08% standard deviation. It suffered a maximum drawdown of -41.23% that required 60 months to be recovered.

As of March 2026, in the previous 30 Years, the All Country World 60/40 To GBP Bond Hedged Portfolio obtained a 7.35% compound annual return, with a 9.44% standard deviation. It suffered a maximum drawdown of -25.81% that required 52 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Resources & Extras

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

UK Stocks Portfolio

Weight (%)	Ticker	Name
100.00	VUKG.L	Vanguard FTSE 100 UCITS Acc

All Country World 60/40 To GBP Bond Hedged Portfolio

Weight (%)	Ticker	Name
60.00	SSAC.L	iShares MSCI ACWI UCITS (Acc)
20.00	IUGA.L	iShares US Aggregate Bond UCITS GBP Hedged (Dist)
14.00	BNDX	Vanguard Total International Bond
6.00	EMB	iShares JP Morgan USD Em Mkts Bd
• Not denominated in GBP Hedged.

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Portfolio Returns as of Mar 31, 2026

Returns are calculated in GBP, assuming:

no fees or capital gain taxes.
rebalancing: at every Jan 1^st.
dividend reinvestment, when applicable.

Return Comparison

Capital Growth

30 Years
(1996/04 - 2026/03)

All Data
(1985/01 - 2026/03)

Inflation Adjusted:

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	Initial Amount £	Final Amount £	Total Return (%)	Annualized (%)
UK Stocks	1 £	8.28 £	728.45%	7.30%
All Country World 60/40 To GBP Bond Hedged	1 £	8.40 £	740.10%	7.35%
	Apr 1996	Mar 2026

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	Initial Amount £	Final Amount £	Total Return (%)	Annualized (%)
UK Stocks	1 £	4.04 £	304.44%	4.77%
All Country World 60/40 To GBP Bond Hedged	1 £	4.10 £	310.12%	4.82%
	Apr 1996	Mar 2026

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	Initial Amount £	Final Amount £	Total Return (%)	Annualized (%)
UK Stocks	1 £	20.44 £	1 943.87%	7.59%
All Country World 60/40 To GBP Bond Hedged	1 £	36.68 £	3 567.53%	9.12%
	Jan 1985	Mar 2026

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	Initial Amount £	Final Amount £	Total Return (%)	Annualized (%)
UK Stocks	1 £	6.21 £	521.22%	4.53%
All Country World 60/40 To GBP Bond Hedged	1 £	11.15 £	1 014.71%	6.02%
	Jan 1985	Mar 2026

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		Return (%) as of Mar 31, 2026
		YTD (3M)	1M	6M	1Y	5Y	10Y	30Y	MAX (~41Y)
	UK Stocks -- Market Benchmark	3.27	-6.24	10.49	22.72	12.71	9.14	7.30	7.59
	All Country World 60/40 • Bond Hedged -- Market Benchmark	-1.71	-4.48	1.19	11.93	6.19	7.76	7.35	9.12
Returns over 1 year are annualized.

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Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON

Period: 1 April 2025 - 31 March 2026 (1 year)

Period: 1 April 2021 - 31 March 2026 (5 years)

Period: 1 April 2016 - 31 March 2026 (10 years)

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1985 - 31 March 2026 (~41 years)

1 Year

5 Years

10 Years

30 Years

All (1985/01 - 2026/03)

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	UK Stocks	All Country World 60/40 To GBP Bond Hedged
Author
ASSET ALLOCATION
Stocks	100%	60%
Fixed Income	0%	40%
Commodities	0%	0%
PERFORMANCES
Annualized Return (%)	22.72	11.93
Infl. Adjusted (%)	19.57	9.07
DRAWDOWN
Deepest Drawdown Depth (%)	-6.24	-4.48
Start to Recovery (months)	1*	1*
Longest Drawdown Depth (%)	-0.86	-0.43
Start to Recovery (months)	2	4
Longest Negative Period (months)	1	5*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%)	11.10	7.77
Sharpe Ratio	1.69	1.02
Sortino Ratio	2.14	1.29
Ulcer Index	1.75	1.29
Ratio: Return / Standard Deviation	2.05	1.54
Ratio: Return / Deepest Drawdown	3.64	2.66
Metrics calculated over the period 1 April 2025 - 31 March 2026

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	UK Stocks	All Country World 60/40 To GBP Bond Hedged
Author
ASSET ALLOCATION
Stocks	100%	60%
Fixed Income	0%	40%
Commodities	0%	0%
PERFORMANCES
Annualized Return (%)	12.71	6.19
Infl. Adjusted (%)	7.28	1.07
DRAWDOWN
Deepest Drawdown Depth (%)	-7.79	-11.54
Start to Recovery (months)	6	25
Longest Drawdown Depth (%)	-5.38	-11.54
Start to Recovery (months)	8	25
Longest Negative Period (months)	11	30
RISK INDICATORS
Standard Deviation (%)	9.97	8.06
Sharpe Ratio	0.95	0.36
Sortino Ratio	1.26	0.49
Ulcer Index	2.21	4.96
Ratio: Return / Standard Deviation	1.27	0.77
Ratio: Return / Deepest Drawdown	1.63	0.54
Metrics calculated over the period 1 April 2021 - 31 March 2026

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	UK Stocks	All Country World 60/40 To GBP Bond Hedged
Author
ASSET ALLOCATION
Stocks	100%	60%
Fixed Income	0%	40%
Commodities	0%	0%
PERFORMANCES
Annualized Return (%)	9.14	7.76
Infl. Adjusted (%)	5.54	4.20
DRAWDOWN
Deepest Drawdown Depth (%)	-24.06	-11.54
Start to Recovery (months)	22	25
Longest Drawdown Depth (%)	-24.06	-11.54
Start to Recovery (months)	22	25
Longest Negative Period (months)	51	30
RISK INDICATORS
Standard Deviation (%)	12.00	7.97
Sharpe Ratio	0.58	0.71
Sortino Ratio	0.77	0.96
Ulcer Index	6.54	3.81
Ratio: Return / Standard Deviation	0.76	0.97
Ratio: Return / Deepest Drawdown	0.38	0.67
Metrics calculated over the period 1 April 2016 - 31 March 2026

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	UK Stocks	All Country World 60/40 To GBP Bond Hedged
Author
ASSET ALLOCATION
Stocks	100%	60%
Fixed Income	0%	40%
Commodities	0%	0%
PERFORMANCES
Annualized Return (%)	7.30	7.35
Infl. Adjusted (%)	4.77	4.82
DRAWDOWN
Deepest Drawdown Depth (%)	-41.23	-25.81
Start to Recovery (months)	60	52
Longest Drawdown Depth (%)	-41.05	-25.81
Start to Recovery (months)	65	52
Longest Negative Period (months)	133	51
RISK INDICATORS
Standard Deviation (%)	14.08	9.44
Sharpe Ratio	0.36	0.54
Sortino Ratio	0.48	0.73
Ulcer Index	12.84	6.18
Ratio: Return / Standard Deviation	0.52	0.78
Ratio: Return / Deepest Drawdown	0.18	0.28
Metrics calculated over the period 1 April 1996 - 31 March 2026

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	UK Stocks	All Country World 60/40 To GBP Bond Hedged
Author
ASSET ALLOCATION
Stocks	100%	60%
Fixed Income	0%	40%
Commodities	0%	0%
PERFORMANCES
Annualized Return (%)	7.59	9.12
Infl. Adjusted (%)	4.53	6.02
DRAWDOWN
Deepest Drawdown Depth (%)	-41.23	-25.81
Start to Recovery (months)	60	52
Longest Drawdown Depth (%)	-41.05	-25.81
Start to Recovery (months)	65	52
Longest Negative Period (months)	133	51
RISK INDICATORS
Standard Deviation (%)	15.61	10.44
Sharpe Ratio	0.28	0.57
Sortino Ratio	0.38	0.77
Ulcer Index	12.81	6.09
Ratio: Return / Standard Deviation	0.49	0.87
Ratio: Return / Deepest Drawdown	0.18	0.35
Metrics calculated over the period 1 January 1985 - 31 March 2026

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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON

Period: 1 April 1996 - 31 March 2026 (30 years)

Period: 1 January 1985 - 31 March 2026 (~41 years)

30 Years
(1996/04 - 2026/03)

Chart Table

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UK Stocks			All Country World 60/40 To GBP Bond Hedged
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-41.23	60	Nov 2007 Oct 2012
-41.05	65	Sep 2000 Jan 2006
			-25.81	52	Sep 2000 Dec 2004
-24.06	22	Jan 2020 Oct 2021
			-21.51	21	Jan 2008 Sep 2009
-16.77	10	Apr 1998 Jan 1999
-11.90	12	Aug 2018 Jul 2019
-11.88	14	Jun 2015 Jul 2016
			-11.59	4	Aug 1998 Nov 1998
			-11.54	25	Jan 2022 Jan 2024
			-9.68	5	Feb 2020 Jun 2020
-8.91	5	Jan 2000 May 2000
			-8.77	8	Jul 2011 Feb 2012
-7.83	4	Oct 1997 Jan 1998
-7.79	6	Jun 2022 Nov 2022

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UK Stocks			All Country World 60/40 To GBP Bond Hedged
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-41.23	60	Nov 2007 Oct 2012
-41.05	65	Sep 2000 Jan 2006
-32.15	22	Oct 1987 Jul 1989
			-25.81	52	Sep 2000 Dec 2004
-24.66	33	Sep 1989 May 1992
-24.06	22	Jan 2020 Oct 2021
			-22.20	17	Sep 1987 Jan 1989
-22.11	27	Feb 1994 Apr 1996
-21.73	14	Jun 1992 Jul 1993
			-21.51	21	Jan 2008 Sep 2009
			-19.31	19	Sep 1989 Mar 1991
-16.77	10	Apr 1998 Jan 1999
-16.31	8	Jul 1986 Feb 1987
-11.90	12	Aug 2018 Jul 2019
-11.88	14	Jun 2015 Jul 2016

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison

Annualized Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 January 1985 - 31 March 2026 (~41 years)

Rolling Period:

UK Stocks
All Country World 60/40 To GBP Bond Hedged

Head To Head (Ptf 1 vs Ptf 2):

UK Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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	UK Stocks		All Country World 60/40 To GBP Bond Hedged
Year	Return (%)	Drawdown (%)	Return (%)	Drawdown (%)
2026	3.27	-6.24	-1.71	-4.48
2025	27.30	-1.89	10.87	-6.47
2024	9.40	-2.85	12.71	-2.00
2023	7.20	-5.38	12.15	-4.31
2022	5.51	-7.79	-10.93	-11.54
2021	17.39	-1.85	11.26	-1.48
2020	-11.57	-24.06	9.15	-9.68
2019	16.81	-4.84	16.29	-2.07
2018	-9.05	-11.90	-3.54	-6.53
2017	12.45	-2.84	9.19	-1.50
2016	18.76	-2.70	19.31	-1.73
2015	-1.77	-11.88	1.29	-7.67
2014	0.69	-3.82	9.51	-1.67
2013	18.53	-5.53	11.72	-3.07
2012	9.04	-8.35	8.56	-3.87
2011	-2.91	-14.81	-1.32	-8.77
2010	12.62	-12.62	13.35	-5.77
2009	27.33	-12.89	15.90	-11.68
2008	-28.33	-29.08	-11.13	-16.19
2007	4.48	-5.86	8.99	-3.47
2006	13.10	-4.62	6.09	-4.95
2005	20.25	-7.06	17.13	-1.64
2004	8.99	-5.68	8.87	-1.13
2003	16.70	-9.40	17.95	-2.53
2002	-19.28	-25.65	-11.49	-18.10
2001	-14.01	-20.44	-2.89	-13.17
2000	-0.30	-8.91	1.71	-9.03
1999	14.38	-6.62	18.97	-5.06
1998	18.94	-16.77	17.31	-11.59
1997	22.91	-7.83	14.39	-5.79
1996	36.22	-6.13	5.14	-3.15
1995	10.96	-6.27	20.67	-0.72
1994	-12.10	-19.09	-1.97	-6.71
1993	33.02	-3.39	23.29	-4.18
1992	2.99	-21.73	16.93	-5.42
1991	10.65	-9.92	24.38	-5.43
1990	-9.98	-16.91	-12.90	-18.37
1989	7.35	-16.17	26.01	-2.72
1988	15.55	-6.19	21.58	-5.46
1987	17.44	-32.15	-3.58	-22.20
1986	2.69	-16.31	30.78	-2.67
1985	17.94	-6.10	19.32	-6.59

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Table of contents

Resources & Extras

Asset Allocations and ETFs

Portfolio Returns as of Mar 31, 2026

Portfolio Metrics as of Mar 31, 2026

Drawdowns

Rolling Returns

Yearly Returns