Total Bond Developed World To EUR Portfolio vs Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged Portfolio Portfolio Comparison

Simulation Settings
Period: January 1972 - June 2025 (~54 years)
Consolidated Returns as of 30 June 2025
Initial Amount: 1€
Rebalancing: at every Jan 1st
Currency: EUR
Inflation: Eurozone
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Results
30 Years
(1995/07 - 2025/06)
All Data
(1972/01 - 2025/06)
Inflation Adjusted:
Total Bond Developed World To EUR Portfolio
1.00€
Invested Capital
July 1995
2.87€
Final Capital
June 2025
3.58%
Yearly Return
6.00%
Std Deviation
-20.34%
Max Drawdown
62months*
Recovery Period
* in progress
1.00€
Invested Capital
July 1995
1.57€
Final Capital
June 2025
1.51%
Yearly Return
6.00%
Std Deviation
-33.53%
Max Drawdown
62months*
Recovery Period
* in progress
1.00€
Invested Capital
January 1972
12.70€
Final Capital
June 2025
4.86%
Yearly Return
5.90%
Std Deviation
-20.34%
Max Drawdown
62months*
Recovery Period
* in progress
1.00€
Invested Capital
January 1972
2.95€
Final Capital
June 2025
2.04%
Yearly Return
5.90%
Std Deviation
-33.53%
Max Drawdown
62months*
Recovery Period
* in progress
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged Portfolio
1.00€
Invested Capital
July 1995
10.01€
Final Capital
June 2025
7.98%
Yearly Return
7.57%
Std Deviation
-16.77%
Max Drawdown
57months
Recovery Period
1.00€
Invested Capital
July 1995
5.47€
Final Capital
June 2025
5.83%
Yearly Return
7.57%
Std Deviation
-21.78%
Max Drawdown
114months
Recovery Period
1.00€
Invested Capital
January 1972
94.25€
Final Capital
June 2025
8.87%
Yearly Return
8.92%
Std Deviation
-18.53%
Max Drawdown
16months
Recovery Period
1.00€
Invested Capital
January 1972
21.87€
Final Capital
June 2025
5.94%
Yearly Return
8.92%
Std Deviation
-26.67%
Max Drawdown
47months
Recovery Period

As of June 2025, in the previous 30 Years, the Total Bond Developed World To EUR Portfolio obtained a 3.58% compound annual return, with a 6.00% standard deviation. It suffered a maximum drawdown of -20.34% which has been ongoing for 62 months and is still in progress.

As of June 2025, in the previous 30 Years, the Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged Portfolio obtained a 7.98% compound annual return, with a 7.57% standard deviation. It suffered a maximum drawdown of -16.77% that required 57 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Total Bond Developed World To EUR Portfolio
Weight
(%)		 Ticker Name
100.00
XG7S.DE
Xtrackers Global Government Bond
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged Portfolio
Weight
(%)		 Ticker Name
45.00
XD9U.DE
Xtrackers MSCI USA
20.00
IBB1.DE
iShares USD Treasury Bond 7-10yr Eur Hedged
15.00
VDCE.DE
Vanguard USD Corporate Bond EUR Hedged
10.00
2B7S.DE
iShares USD Treasury Bond 1-3yr EUR Hedged
10.00
PHAU
WisdomTree Physical Gold
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Portfolio Returns as of Jun 30, 2025

Returns are calculated in EUR, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1995/07 - 2025/06)
All Data
(1972/01 - 2025/06)
Inflation Adjusted:
Swipe left to see all data
Initial Amount € Final Amount € Total Return (%) Annualized (%)
Total Bond Developed World To EUR
 1 € 2.87 € 186.96% 3.58%
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged
Fulvio Marchese 		1 € 10.01 € 900.89% 7.98%
Jul 1995 Jun 2025

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Initial Amount € Final Amount € Total Return (%) Annualized (%)
Total Bond Developed World To EUR
 1 € 1.57 € 56.86% 1.51%
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged
Fulvio Marchese 		1 € 5.47 € 447.11% 5.83%
Jul 1995 Jun 2025

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Initial Amount € Final Amount € Total Return (%) Annualized (%)
Total Bond Developed World To EUR
 1 € 12.70 € 1 169.63% 4.86%
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged
Fulvio Marchese 		1 € 94.25 € 9 324.95% 8.87%
Jan 1972 Jun 2025

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Initial Amount € Final Amount € Total Return (%) Annualized (%)
Total Bond Developed World To EUR
 1 € 2.95 € 194.57% 2.04%
Fulvio Marchese In Saecula Saeculorum European ETF Bond Hedged
Fulvio Marchese 		1 € 21.87 € 2 086.69% 5.94%
Jan 1972 Jun 2025

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Return (%) as of Jun 30, 2025
YTD
(6M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~54Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp Total Bond Developed World
-- Market Benchmark 		-4.65 -1.64 -4.65 -1.35 -3.75 -0.21 3.58 4.86
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_fulvio_marchese2.webp In Saecula Saeculorum European ETF Bond Hedged
Fulvio Marchese 		-0.32 0.72 -0.32 7.10 7.21 7.07 7.98 8.87
Returns over 1 year are annualized.
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Portfolio Metrics as of Jun 30, 2025

The following metrics, updated as of 30 June 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 July 2024 - 30 June 2025 (1 year)
Period: 1 July 2020 - 30 June 2025 (5 years)
Period: 1 July 2015 - 30 June 2025 (10 years)
Period: 1 July 1995 - 30 June 2025 (30 years)
Period: 1 January 1972 - 30 June 2025 (~54 years)
1 Year
5 Years
10 Years
30 Years
All (1972/01 - 2025/06)
Swipe left to see all data
Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) -1.35 7.10
Infl. Adjusted (%) -2.99 5.33
DRAWDOWN
Deepest Drawdown Depth (%) -6.76 -6.08
Start to Recovery (months) 4* 5*
Longest Drawdown Depth (%) -6.76 -6.08
Start to Recovery (months) 4* 5*
Longest Negative Period (months) 12* 7*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.86 7.31
Sharpe Ratio -1.02 0.34
Sortino Ratio -1.51 0.47
Ulcer Index 2.83 2.51
Ratio: Return / Standard Deviation -0.23 0.97
Ratio: Return / Deepest Drawdown -0.20 1.17
Metrics calculated over the period 1 July 2024 - 30 June 2025
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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) -3.75 7.21
Infl. Adjusted (%) -7.47 3.07
DRAWDOWN
Deepest Drawdown Depth (%) -18.92 -12.57
Start to Recovery (months) 60* 26
Longest Drawdown Depth (%) -18.92 -12.57
Start to Recovery (months) 60* 26
Longest Negative Period (months) 60* 28
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.68 7.69
Sharpe Ratio -1.13 0.59
Sortino Ratio -1.78 0.81
Ulcer Index 12.06 5.17
Ratio: Return / Standard Deviation -0.66 0.94
Ratio: Return / Deepest Drawdown -0.20 0.57
Metrics calculated over the period 1 July 2020 - 30 June 2025
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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) -0.21 7.07
Infl. Adjusted (%) -2.64 4.46
DRAWDOWN
Deepest Drawdown Depth (%) -20.34 -12.57
Start to Recovery (months) 62* 26
Longest Drawdown Depth (%) -20.34 -12.57
Start to Recovery (months) 62* 26
Longest Negative Period (months) 120* 28
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.56 7.32
Sharpe Ratio -0.37 0.72
Sortino Ratio -0.56 0.99
Ulcer Index 10.24 3.90
Ratio: Return / Standard Deviation -0.04 0.97
Ratio: Return / Deepest Drawdown -0.01 0.56
Metrics calculated over the period 1 July 2015 - 30 June 2025
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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 3.58 7.98
Infl. Adjusted (%) 1.51 5.83
DRAWDOWN
Deepest Drawdown Depth (%) -20.34 -16.77
Start to Recovery (months) 62* 57
Longest Drawdown Depth (%) -20.34 -16.77
Start to Recovery (months) 62* 57
Longest Negative Period (months) 125* 56
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 6.00 7.57
Sharpe Ratio 0.22 0.75
Sortino Ratio 0.34 1.03
Ulcer Index 6.57 4.70
Ratio: Return / Standard Deviation 0.60 1.05
Ratio: Return / Deepest Drawdown 0.18 0.48
Metrics calculated over the period 1 July 1995 - 30 June 2025
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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Author Fulvio Marchese
ASSET ALLOCATION
Stocks 0% 45%
Fixed Income 100% 45%
Commodities 0% 10%
PERFORMANCES
Annualized Return (%) 4.86 8.87
Infl. Adjusted (%) 2.04 5.94
DRAWDOWN
Deepest Drawdown Depth (%) -20.34 -18.53
Start to Recovery (months) 62* 16
Longest Drawdown Depth (%) -20.34 -16.77
Start to Recovery (months) 62* 57
Longest Negative Period (months) 125* 56
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.90 8.92
Sharpe Ratio 0.08 0.50
Sortino Ratio 0.12 0.71
Ulcer Index 5.80 4.80
Ratio: Return / Standard Deviation 0.83 0.99
Ratio: Return / Deepest Drawdown 0.24 0.48
Metrics calculated over the period 1 January 1972 - 30 June 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 July 1995 - 30 June 2025 (30 years)
Period: 1 January 1972 - 30 June 2025 (~54 years)
30 Years
(1995/07 - 2025/06)

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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-20.34 62* May 2020
In progress
-16.77 57 Sep 2000
May 2005
-13.76 25 Nov 2007
Nov 2009
-12.57 26 Jan 2022
Feb 2024
-11.64 37 Jul 2016
Jul 2019
-10.74 29 Aug 2012
Dec 2014
-10.20 34 Jan 2006
Oct 2008
-9.55 6 Jul 1998
Dec 1998
-8.65 16 Sep 2010
Dec 2011
-7.14 5 Feb 2020
Jun 2020
-6.60 14 Apr 2015
May 2016
-6.08 5* Feb 2025
In progress
-5.23 11 Apr 2015
Feb 2016
-5.09 6 Sep 2018
Feb 2019
-5.01 38 Mar 2002
Apr 2005

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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-20.34 62* May 2020
In progress
-18.53 16 Mar 1974
Jun 1975
-18.06 32 Feb 1994
Sep 1996
-17.93 18 Aug 1987
Jan 1989
-16.77 57 Sep 2000
May 2005
-15.62 19 Sep 1989
Mar 1991
-13.76 25 Nov 2007
Nov 2009
-12.57 26 Jan 2022
Feb 2024
-11.86 32 Oct 1972
May 1975
-11.64 37 Jul 2016
Jul 2019
-10.74 29 Aug 2012
Dec 2014
-10.20 34 Jan 2006
Oct 2008
-9.55 6 Jul 1998
Dec 1998
-9.19 16 Feb 1994
May 1995
-8.69 13 Jan 1973
Jan 1974

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1972 - 30 June 2025 (~54 years)


Head To Head (Ptf 1 vs Ptf 2):
Eurozone Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Total Bond Developed World To EUR In Saecula Saeculorum European ETF Bond Hedged
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 -4.65 -6.76 -0.32 -6.08
2024
 1.84 -2.88 17.84 -1.56
2023
 1.36 -4.66 12.24 -3.67
2022
 -13.47 -13.47 -12.57 -12.57
2021
 0.52 -3.47 16.23 -1.74
2020
 0.55 -5.21 9.06 -7.14
2019
 7.95 -3.78 20.95 -1.59
2018
 3.22 -2.53 -1.54 -5.09
2017
 -5.40 -6.14 3.88 -2.72
2016
 4.56 -4.17 8.61 -1.76
2015
 8.18 -5.23 5.27 -6.60
2014
 13.82 -1.10 17.36 -0.10
2013
 -7.85 -8.60 8.11 -3.20
2012
 5.84 -3.14 9.22 -2.03
2011
 6.06 -5.11 8.48 -1.60
2010
 13.05 -4.70 19.13 -1.76
2009
 5.74 -4.91 14.16 -4.75
2008
 8.03 -5.45 -9.15 -10.34
2007
 -2.13 -2.69 2.42 -3.13
2006
 -4.70 -5.41 3.12 -3.93
2005
 8.37 -1.13 13.44 -1.51
2004
 1.71 -2.36 3.75 -2.18
2003
 -3.75 -3.91 7.14 -3.43
2002
 0.55 -3.30 -7.92 -11.02
2001
 5.70 -1.52 1.42 -7.57
2000
 7.90 -3.19 2.89 -7.71
1999
 7.56 -3.03 18.87 -3.96
1998
 4.61 -1.93 10.70 -9.55
1997
 15.49 -2.65 25.02 -4.21
1996
 14.50 -1.67 10.66 -4.27
1995
 9.61 -4.20 22.73 -0.64
1994
 -13.01 -15.66 -6.81 -9.19
1993
 22.27 -0.82 18.98 -1.47
1992
 7.54 -5.48 15.79 -3.83
1991
 13.39 -1.82 24.71 -2.89
1990
 3.54 -1.32 -6.20 -11.80
1989
 0.20 -6.70 16.93 -4.33
1988
 12.71 -1.08 15.40 -4.09
1987
 1.44 -3.82 -7.53 -17.93
1986
 3.53 -4.89 4.73 -4.65
1985
 6.59 -2.15 10.31 -6.90
1984
 12.90 -4.11 12.00 -7.99
1983
 12.88 -1.18 21.27 -2.16
1982
 20.45 -0.58 31.67 -1.64
1981
 14.32 -3.59 4.19 -8.24
1980
 11.46 -2.19 22.59 -8.05
1979
 -0.52 -3.90 21.06 -6.26
1978
 2.09 -2.24 0.10 -7.84
1977
 6.99 -1.08 -2.89 -3.39
1976
 6.80 -0.03 19.21 -1.82
1975
 17.59 0.00 25.87 -7.91
1974
 -3.78 -7.01 -9.94 -18.53
1973
 -2.09 -10.38 -3.25 -8.69
1972
 2.95 -1.86 12.85 -0.99
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