Technology Portfolio vs US Stocks Portfolio Portfolio Comparison

Simulation Settings
Period: January 1971 - February 2026 (~55 years)
Consolidated Returns as of 28 February 2026
Initial Amount: 1$
Currency: USD
Inflation: US
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Results
30 Years
(1996/03 - 2026/02)
All Data
(1971/01 - 2026/02)
Inflation Adjusted:
Technology Portfolio
1.00$
Invested Capital
March 1996
46.85$
Final Capital
February 2026
13.68%
Yearly Return
23.99%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Invested Capital
March 1996
22.17$
Final Capital
February 2026
10.88%
Yearly Return
23.99%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
1.00$
Invested Capital
January 1971
824.79$
Final Capital
February 2026
12.94%
Yearly Return
22.27%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Invested Capital
January 1971
100.22$
Final Capital
February 2026
8.71%
Yearly Return
22.27%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
US Stocks Portfolio
1.00$
Invested Capital
March 1996
18.16$
Final Capital
February 2026
10.15%
Yearly Return
15.63%
Std Deviation
-50.84%
Max Drawdown
53months
Recovery Period
1.00$
Invested Capital
March 1996
8.59$
Final Capital
February 2026
7.43%
Yearly Return
15.63%
Std Deviation
-51.65%
Max Drawdown
63months
Recovery Period
1.00$
Invested Capital
January 1971
319.61$
Final Capital
February 2026
11.02%
Yearly Return
15.53%
Std Deviation
-50.84%
Max Drawdown
53months
Recovery Period
1.00$
Invested Capital
January 1971
38.84$
Final Capital
February 2026
6.86%
Yearly Return
15.53%
Std Deviation
-54.53%
Max Drawdown
124months
Recovery Period

As of February 2026, in the previous 30 Years, the Technology Portfolio obtained a 13.68% compound annual return, with a 23.99% standard deviation. It suffered a maximum drawdown of -81.08% that required 175 months to be recovered.

As of February 2026, in the previous 30 Years, the US Stocks Portfolio obtained a 10.15% compound annual return, with a 15.63% standard deviation. It suffered a maximum drawdown of -50.84% that required 53 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Technology Portfolio
Weight
(%)		 Ticker Name
100.00
QQQ
Invesco QQQ Trust
US Stocks Portfolio
Weight
(%)		 Ticker Name
100.00
VTI
Vanguard Total Stock Market
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Portfolio Returns as of Feb 28, 2026

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1996/03 - 2026/02)
All Data
(1971/01 - 2026/02)
Inflation Adjusted:
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Technology
 1 $ 46.85 $ 4 585.02% 13.68%
US Stocks
 1 $ 18.16 $ 1 715.80% 10.15%
Mar 1996 Feb 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Technology
 1 $ 22.17 $ 2 117.04% 10.88%
US Stocks
 1 $ 8.59 $ 759.27% 7.43%
Mar 1996 Feb 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Technology
 1 $ 824.79 $ 82 379.02% 12.94%
US Stocks
 1 $ 319.61 $ 31 860.90% 11.02%
Jan 1971 Feb 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Technology
 1 $ 100.22 $ 9 922.07% 8.71%
US Stocks
 1 $ 38.84 $ 3 783.59% 6.86%
Jan 1971 Feb 2026

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Return (%) as of Feb 28, 2026
YTD
(2M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~55Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Technology
-- Market Benchmark 		-1.14 -2.34 6.73 20.11 14.78 20.34 13.68 12.94
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp US Stocks
-- Market Benchmark 		1.04 -0.53 7.06 17.05 12.69 15.05 10.15 11.02
Returns over 1 year are annualized.
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Portfolio Metrics as of Feb 28, 2026

The following metrics, updated as of 28 February 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 March 2025 - 28 February 2026 (1 year)
Period: 1 March 2021 - 28 February 2026 (5 years)
Period: 1 March 2016 - 28 February 2026 (10 years)
Period: 1 March 1996 - 28 February 2026 (30 years)
Period: 1 January 1971 - 28 February 2026 (~55 years)
1 Year
5 Years
10 Years
30 Years
All (1971/01 - 2026/02)
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Technology US Stocks
Author
ASSET ALLOCATION
Stocks 100% 100%
Fixed Income 0% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 20.11 17.05
Infl. Adjusted (%) 17.29 14.30
DRAWDOWN
Deepest Drawdown Depth (%) -7.59 -6.55
Start to Recovery (months) 3 4
Longest Drawdown Depth (%) -3.34 -6.55
Start to Recovery (months) 4* 4
Longest Negative Period (months) 4* 3
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 14.87 10.41
Sharpe Ratio 1.08 1.25
Sortino Ratio 1.49 1.64
Ulcer Index 3.00 2.45
Ratio: Return / Standard Deviation 1.35 1.64
Ratio: Return / Deepest Drawdown 2.65 2.60
Metrics calculated over the period 1 March 2025 - 28 February 2026
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Technology US Stocks
Author
ASSET ALLOCATION
Stocks 100% 100%
Fixed Income 0% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 14.78 12.69
Infl. Adjusted (%) 9.90 7.89
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -24.81
Start to Recovery (months) 24 24
Longest Drawdown Depth (%) -32.58 -24.81
Start to Recovery (months) 24 24
Longest Negative Period (months) 27 30
RISK INDICATORS
Standard Deviation (%) 19.22 15.21
Sharpe Ratio 0.60 0.62
Sortino Ratio 0.80 0.82
Ulcer Index 12.46 8.60
Ratio: Return / Standard Deviation 0.77 0.83
Ratio: Return / Deepest Drawdown 0.45 0.51
Metrics calculated over the period 1 March 2021 - 28 February 2026
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Technology US Stocks
Author
ASSET ALLOCATION
Stocks 100% 100%
Fixed Income 0% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 20.34 15.05
Infl. Adjusted (%) 16.53 11.40
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -24.81
Start to Recovery (months) 24 24
Longest Drawdown Depth (%) -32.58 -24.81
Start to Recovery (months) 24 24
Longest Negative Period (months) 28 30
RISK INDICATORS
Standard Deviation (%) 18.13 15.37
Sharpe Ratio 1.01 0.84
Sortino Ratio 1.35 1.11
Ulcer Index 9.33 6.86
Ratio: Return / Standard Deviation 1.12 0.98
Ratio: Return / Deepest Drawdown 0.62 0.61
Metrics calculated over the period 1 March 2016 - 28 February 2026
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Technology US Stocks
Author
ASSET ALLOCATION
Stocks 100% 100%
Fixed Income 0% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 13.68 10.15
Infl. Adjusted (%) 10.88 7.43
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -50.84
Start to Recovery (months) 175 53
Longest Drawdown Depth (%) -81.08 -43.94
Start to Recovery (months) 175 67
Longest Negative Period (months) 174 139
RISK INDICATORS
Standard Deviation (%) 23.99 15.63
Sharpe Ratio 0.48 0.51
Sortino Ratio 0.65 0.66
Ulcer Index 39.57 14.32
Ratio: Return / Standard Deviation 0.57 0.65
Ratio: Return / Deepest Drawdown 0.17 0.20
Metrics calculated over the period 1 March 1996 - 28 February 2026
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Technology US Stocks
Author
ASSET ALLOCATION
Stocks 100% 100%
Fixed Income 0% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 12.94 11.02
Infl. Adjusted (%) 8.71 6.86
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -50.84
Start to Recovery (months) 175 53
Longest Drawdown Depth (%) -81.08 -43.94
Start to Recovery (months) 175 67
Longest Negative Period (months) 174 139
RISK INDICATORS
Standard Deviation (%) 22.27 15.53
Sharpe Ratio 0.39 0.43
Sortino Ratio 0.53 0.57
Ulcer Index 31.66 12.57
Ratio: Return / Standard Deviation 0.58 0.71
Ratio: Return / Deepest Drawdown 0.16 0.22
Metrics calculated over the period 1 January 1971 - 28 February 2026
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 March 1996 - 28 February 2026 (30 years)
Period: 1 January 1971 - 28 February 2026 (~55 years)
30 Years
(1996/03 - 2026/02)

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Technology US Stocks
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-50.84 53 Nov 2007
Mar 2012
-43.94 67 Sep 2000
Mar 2006
-32.58 24 Jan 2022
Dec 2023
-24.81 24 Jan 2022
Dec 2023
-20.84 7 Jan 2020
Jul 2020
-17.57 5 Jul 1998
Nov 1998
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019
-14.20 7 Oct 2018
Apr 2019
-13.51 4 Feb 1997
May 1997
-12.90 3 Feb 2020
Apr 2020
-10.50 7 Aug 1997
Feb 1998
-10.08 5 Feb 2025
Jun 2025
-9.82 8 Dec 2015
Jul 2016

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Technology US Stocks
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-58.37 68 Jan 1973
Aug 1978
-50.84 53 Nov 2007
Mar 2012
-45.86 48 Jan 1973
Dec 1976
-43.94 67 Sep 2000
Mar 2006
-34.57 21 Sep 1987
May 1989
-32.58 24 Jan 2022
Dec 2023
-29.34 21 Sep 1987
May 1989
-27.93 29 Jul 1983
Nov 1985
-27.64 8 Jul 1990
Feb 1991
-25.11 18 Jun 1981
Nov 1982
-24.81 24 Jan 2022
Dec 2023
-20.84 7 Jan 2020
Jul 2020
-19.01 6 Feb 1980
Jul 1980
-17.85 23 Dec 1980
Oct 1982

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1971 - 28 February 2026 (~55 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Technology US Stocks
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 -1.14 -2.34 1.04 -0.53
2025
 20.77 -10.08 17.10 -8.31
2024
 25.58 -4.37 23.81 -4.34
2023
 54.86 -8.42 26.05 -9.11
2022
 -32.58 -32.58 -19.51 -24.81
2021
 27.42 -5.68 25.67 -4.46
2020
 48.40 -12.90 21.03 -20.84
2019
 38.96 -8.23 30.67 -6.45
2018
 -0.12 -16.96 -5.21 -14.20
2017
 32.66 -2.32 21.21 0.00
2016
 7.10 -8.37 12.83 -5.73
2015
 9.45 -8.88 0.36 -8.84
2014
 19.18 -3.04 12.54 -3.17
2013
 36.63 -2.39 33.45 -3.03
2012
 18.12 -8.13 16.45 -6.82
2011
 3.47 -10.79 0.97 -17.58
2010
 20.14 -12.93 17.42 -13.26
2009
 54.68 -7.43 28.89 -17.72
2008
 -41.73 -43.03 -36.98 -38.08
2007
 19.02 -6.83 5.37 -5.23
2006
 7.14 -11.54 15.69 -3.22
2005
 1.57 -12.37 6.31 -4.48
2004
 10.54 -9.86 12.79 -3.56
2003
 49.67 -2.90 30.75 -4.27
2002
 -37.37 -46.75 -20.47 -27.18
2001
 -33.34 -54.93 -10.97 -23.65
2000
 -36.11 -46.69 -10.57 -15.87
1999
 101.95 -9.49 23.81 -6.42
1998
 85.30 -17.20 23.26 -17.57
1997
 20.63 -13.51 30.99 -4.56
1996
 42.54 -8.14 20.96 -6.17
1995
 42.54 -3.77 35.79 -1.17
1994
 1.50 -12.97 -0.17 -7.43
1993
 10.58 -8.26 10.62 -2.77
1992
 8.86 -13.48 9.11 -2.40
1991
 64.99 -8.89 32.39 -4.47
1990
 -10.41 -27.64 -6.08 -16.20
1989
 26.17 -4.64 28.12 -3.05
1988
 13.54 -10.50 17.32 -3.42
1987
 10.50 -34.57 2.61 -29.34
1986
 6.89 -15.73 14.57 -7.92
1985
 35.61 -6.97 31.27 -4.77
1984
 -11.31 -17.55 2.19 -9.02
1983
 19.87 -13.85 22.66 -4.00
1982
 18.67 -14.55 20.50 -11.21
1981
 -3.21 -19.44 -4.15 -12.79
1980
 33.88 -19.01 33.15 -11.98
1979
 28.11 -9.91 24.25 -7.22
1978
 12.31 -17.69 8.45 -11.64
1977
 7.33 -3.83 -3.36 -8.29
1976
 26.10 -2.85 26.47 -2.10
1975
 29.76 -14.58 37.82 -11.74
1974
 -35.11 -41.36 -27.81 -34.15
1973
 -31.06 -31.06 -18.18 -19.22
1972
 17.18 -3.61 17.62 -2.45
1971
 27.35 -7.42 17.63 -6.54
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