Betterment Robo Advisor 20 vs DFA Dimensional Retirement Income Fund Portfolio Comparison

Last Update: 31 May 2023

The Betterment Robo Advisor 20 Portfolio obtained a 5.10% compound annual return, with a 4.14% standard deviation, in the last 30 Years.

The DFA Dimensional Retirement Income Fund Portfolio obtained a 5.48% compound annual return, with a 4.78% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 20 Portfolio DFA Dimensional Retirement Income Fund Portfolio
Risk Low Low
Asset Allocation Stocks 19.9% 20.4%
Fixed Income 80.1% 79.6%
Commodities 0% 0%
30 Years Stats Return +5.10% +5.48%
Std Dev 4.14% 4.78%
Max Drawdown -12.16% -12.91%

Last Update: 31 May 2023

Historical Returns as of May 31, 2023

Comparison period starts from January 1985

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1M 6M 1Y 5Y(*) 10Y(*) 30Y(*) MAX(*)
Betterment Robo Advisor 20 Portfolio -0.90 +1.16 -0.95 +1.88 +2.42 +5.10 +6.61
DFA Dimensional Retirement Income Fund Portfolio -0.91 +1.89 -1.04 +3.32 +3.06 +5.48 +6.97
(*) Returns over 1 year are annualized

Capital Growth as of May 31, 2023

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since June 1993, now would be worth 4441.85$, with a total return of 344.18% (5.10% annualized).

DFA Dimensional Retirement Income Fund Portfolio: an investment of 1000$, since June 1993, now would be worth 4953.39$, with a total return of 395.34% (5.48% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since January 1985, now would be worth 11690.55$, with a total return of 1069.05% (6.61% annualized).

DFA Dimensional Retirement Income Fund Portfolio: an investment of 1000$, since January 1985, now would be worth 13290.86$, with a total return of 1229.09% (6.97% annualized).

Drawdowns

Drawdown comparison chart since May 1993.

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Betterment Robo Advisor 20 Portfolio
DFA Dimensional Retirement Income Fund Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-12.91% Jun 2008 Feb 2009
-12.16% Jan 2022 Sep 2022
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-6.09% Feb 1994 Jun 1994
-4.64% Feb 2020 Mar 2020
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.34% May 2013 Jun 2013
-4.07% May 1998 Aug 1998
-3.41% May 2015 Sep 2015
-3.26% Jun 2011 Sep 2011
-3.15% Sep 2018 Dec 2018
-3.06% Apr 2004 Apr 2004
-2.88% Aug 2011 Sep 2011
-2.69% May 2015 Sep 2015
-2.38% Jun 2002 Jul 2002
-2.28% Apr 2004 Apr 2004
-2.19% May 2013 Jun 2013
-2.14% Feb 2018 Oct 2018

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 20 Portfolio
DFA Dimensional Retirement Income Fund Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-12.91% Jun 2008 Feb 2009
-12.16% Jan 2022 Sep 2022
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-6.09% Feb 1994 Jun 1994
-4.85% Sep 1987 Nov 1987
-4.85% Sep 1987 Nov 1987
-4.64% Feb 2020 Mar 2020
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.34% May 2013 Jun 2013
-4.18% Aug 1990 Sep 1990
-4.07% May 1998 Aug 1998
-3.95% Aug 1990 Sep 1990
-3.41% May 2015 Sep 2015
-3.37% Jan 1990 Apr 1990
-3.26% Jun 2011 Sep 2011
-3.15% Sep 2018 Dec 2018
-3.06% Apr 2004 Apr 2004
-2.88% Aug 2011 Sep 2011

Yearly Returns

Yearly return comparison. Common historical serie start from January 1985.

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Year Betterment Robo Advisor 20 Portfolio DFA Dimensional Retirement Income Fund Portfolio
2023
 +2.30% +3.18%
2022
 -9.10% -9.39%
2021
 +2.61% +7.04%
2020
 +6.01% +8.69%
2019
 +9.57% +10.30%
2018
 -1.42% -1.96%
2017
 +6.24% +6.78%
2016
 +4.01% +4.66%
2015
 -0.31% -0.87%
2014
 +2.92% +2.89%
2013
 +3.86% +1.29%
2012
 +6.18% +7.36%
2011
 +1.94% +6.06%
2010
 +6.55% +6.92%
2009
 +10.31% +12.97%
2008
 -4.00% -7.45%
2007
 +7.51% +9.18%
2006
 +7.81% +5.72%
2005
 +5.11% +4.07%
2004
 +6.10% +7.31%
2003
 +12.15% +11.38%
2002
 +3.70% +5.44%
2001
 +5.73% +2.76%
2000
 +6.02% +7.94%
1999
 +8.74% +4.99%
1998
 +7.78% +10.20%
1997
 +7.86% +11.97%
1996
 +8.41% +5.90%
1995
 +16.25% +18.82%
1994
 -2.09% -2.17%
1993
 +14.56% +13.67%
1992
 +6.45% +5.89%
1991
 +19.85% +18.32%
1990
 +4.63% +4.76%
1989
 +16.78% +16.98%
1988
 +10.19% +9.77%
1987
 +2.79% +3.26%
1986
 +15.37% +17.53%
1985
 +21.34% +23.48%