Betterment Robo Advisor 20 vs All Country World 20/80 Portfolio Comparison

Last Update: 31 May 2023

The Betterment Robo Advisor 20 Portfolio obtained a 5.10% compound annual return, with a 4.14% standard deviation, in the last 30 Years.

The All Country World 20/80 Portfolio obtained a 5.75% compound annual return, with a 5.54% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 20 Portfolio All Country World 20/80 Portfolio
Risk Low Low
Asset Allocation Stocks 19.9% 20%
Fixed Income 80.1% 80%
Commodities 0% 0%
30 Years Stats Return +5.10% +5.75%
Std Dev 4.14% 5.54%
Max Drawdown -12.16% -17.97%

Last Update: 31 May 2023

Historical Returns as of May 31, 2023

Comparison period starts from January 1985

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1M 6M 1Y 5Y(*) 10Y(*) 30Y(*) MAX(*)
Betterment Robo Advisor 20 Portfolio -0.90 +1.16 -0.95 +1.88 +2.42 +5.10 +6.61
All Country World 20/80 Portfolio -0.81 +1.46 -1.47 +1.85 +2.97 +5.75 +7.24
(*) Returns over 1 year are annualized

Capital Growth as of May 31, 2023

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since June 1993, now would be worth 4441.85$, with a total return of 344.18% (5.10% annualized).

All Country World 20/80 Portfolio: an investment of 1000$, since June 1993, now would be worth 5349.48$, with a total return of 434.95% (5.75% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since January 1985, now would be worth 11690.55$, with a total return of 1069.05% (6.61% annualized).

All Country World 20/80 Portfolio: an investment of 1000$, since January 1985, now would be worth 14657.23$, with a total return of 1365.72% (7.24% annualized).

Drawdowns

Drawdown comparison chart since May 1993.

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Betterment Robo Advisor 20 Portfolio
All Country World 20/80 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-17.97% Sep 2021 Sep 2022
-14.04% May 2008 Oct 2008
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-6.55% Feb 2020 Mar 2020
-6.27% Feb 1994 Jun 1994
-4.73% Aug 1998 Aug 1998
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.30% May 2013 Jun 2013
-4.07% May 1998 Aug 1998
-3.57% Jun 2002 Jul 2002
-3.26% Jun 2011 Sep 2011
-3.05% May 2015 Sep 2015
-2.99% Oct 2016 Nov 2016
-2.82% Apr 2004 May 2004
-2.77% Feb 2018 Oct 2018
-2.69% May 2015 Sep 2015
-2.61% Aug 2011 Sep 2011
-2.38% Jun 2002 Jul 2002

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 20 Portfolio
All Country World 20/80 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-17.97% Sep 2021 Sep 2022
-14.04% May 2008 Oct 2008
-12.16% Sep 2021 Sep 2022
-9.97% May 2008 Feb 2009
-6.55% Feb 2020 Mar 2020
-6.27% Feb 1994 Jun 1994
-6.26% Sep 1987 Nov 1987
-5.58% Jan 1990 Apr 1990
-5.31% Aug 1990 Sep 1990
-4.85% Sep 1987 Nov 1987
-4.73% Aug 1998 Aug 1998
-4.47% Feb 1994 Jun 1994
-4.38% Feb 2020 Mar 2020
-4.30% May 2013 Jun 2013
-4.18% Aug 1990 Sep 1990
-4.07% May 1998 Aug 1998
-3.57% Jun 2002 Jul 2002
-3.26% Jun 2011 Sep 2011
-3.05% May 2015 Sep 2015
-2.99% Oct 2016 Nov 2016

Yearly Returns

Yearly return comparison. Common historical serie start from January 1985.

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Year Betterment Robo Advisor 20 Portfolio All Country World 20/80 Portfolio
2023
 +2.30% +3.68%
2022
 -9.10% -14.66%
2021
 +2.61% +2.00%
2020
 +6.01% +8.36%
2019
 +9.57% +12.96%
2018
 -1.42% -1.87%
2017
 +6.24% +8.23%
2016
 +4.01% +5.12%
2015
 -0.31% +0.31%
2014
 +2.92% +6.24%
2013
 +3.86% +2.59%
2012
 +6.18% +9.39%
2011
 +1.94% +4.99%
2010
 +6.55% +8.78%
2009
 +10.31% +14.11%
2008
 -4.00% -6.88%
2007
 +7.51% +6.77%
2006
 +7.81% +7.46%
2005
 +5.11% +5.53%
2004
 +6.10% +7.53%
2003
 +12.15% +12.92%
2002
 +3.70% +3.34%
2001
 +5.73% +6.33%
2000
 +6.02% +5.87%
1999
 +8.74% +7.97%
1998
 +7.78% +10.80%
1997
 +7.86% +7.03%
1996
 +8.41% +9.34%
1995
 +16.25% +19.70%
1994
 -2.09% -3.54%
1993
 +14.56% +15.69%
1992
 +6.45% +6.02%
1991
 +19.85% +18.43%
1990
 +4.63% +2.13%
1989
 +16.78% +13.30%
1988
 +10.19% +10.56%
1987
 +2.79% +4.29%
1986
 +15.37% +20.59%
1985
 +21.34% +26.72%