Betterment Robo Advisor 100 vs Stocks/Bonds 80/20 Portfolio Comparison

Last Update: 30 November 2023

The Betterment Robo Advisor 100 Portfolio obtained a 8.20% compound annual return, with a 15.84% standard deviation, in the last 30 Years.

The Stocks/Bonds 80/20 Portfolio obtained a 9.02% compound annual return, with a 12.49% standard deviation, in the last 30 Years.

Summary

Swipe left to see all data
Betterment Robo Advisor 100 Portfolio Stocks/Bonds 80/20 Portfolio
Risk Very High Very High
Asset Allocation Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
30 Years Stats Return +8.20% +9.02%
Std Dev 15.84% 12.49%
Max Drawdown -54.55% -41.09%

Last Update: 30 November 2023

Historical Returns as of Nov 30, 2023

Comparison period starts from January 1976

Swipe left to see all data
1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 100 Portfolio +8.54 +6.99 +7.21 +7.75 +7.22 +8.20 +11.02
Stocks/Bonds 80/20 Portfolio +8.53 +8.01 +10.54 +9.65 +9.29 +9.02 +10.68
(*) Returns over 1 year are annualized

Capital Growth as of Nov 30, 2023

Betterment Robo Advisor 100 Portfolio: an investment of 1$, since December 1993, now would be worth 10.64$, with a total return of 964.03% (8.20% annualized).

Stocks/Bonds 80/20 Portfolio: an investment of 1$, since December 1993, now would be worth 13.34$, with a total return of 1234.18% (9.02% annualized).

Stocks/Bonds 80/20 Portfolio: an investment of 1$, since January 1976, now would be worth 149.91$, with a total return of 14891.15% (11.02% annualized).

: an investment of 1$, since January 1976, now would be worth 129.15$, with a total return of 12815.04% (10.68% annualized).

Drawdowns

Drawdown comparison chart since December 1993.

Swipe left to see all data
Betterment Robo Advisor 100 Portfolio
Stocks/Bonds 80/20 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-54.55% Nov 2007 Feb 2009
-41.09% Nov 2007 Feb 2009
-37.03% Apr 2000 Sep 2002
-33.33% Sep 2000 Sep 2002
-24.17% Jan 2022 Sep 2022
-24.14% Jan 2020 Mar 2020
-22.75% Jan 2022 Sep 2022
-20.12% May 1998 Aug 1998
-16.53% Feb 2020 Mar 2020
-14.58% Feb 2018 Dec 2018
-13.95% Jul 1998 Aug 1998
-13.71% Jun 2015 Feb 2016
-13.35% May 2011 Sep 2011
-11.32% Oct 2018 Dec 2018
-8.30% Feb 1994 Mar 1994
-7.05% Jun 2015 Sep 2015
-6.95% Feb 1994 Jun 1994
-6.90% Apr 2000 May 2000
-6.42% Aug 1997 Oct 1997
-5.24% Jun 1996 Jul 1996

Drawdown comparison chart since January 1976.

Swipe left to see all data
Betterment Robo Advisor 100 Portfolio
Stocks/Bonds 80/20 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-54.55% Nov 2007 Feb 2009
-41.09% Nov 2007 Feb 2009
-37.03% Apr 2000 Sep 2002
-33.33% Sep 2000 Sep 2002
-25.46% Sep 1987 Nov 1987
-24.55% Sep 1987 Nov 1987
-24.17% Jan 2022 Sep 2022
-24.14% Jan 2020 Mar 2020
-23.14% Dec 1980 Jul 1982
-22.75% Jan 2022 Sep 2022
-20.93% Jan 1990 Sep 1990
-20.12% May 1998 Aug 1998
-16.53% Feb 2020 Mar 2020
-14.58% Feb 2018 Dec 2018
-13.95% Jul 1998 Aug 1998
-13.71% Jun 2015 Feb 2016
-13.35% May 2011 Sep 2011
-12.44% Feb 1980 Mar 1980
-12.23% Jun 1990 Oct 1990
-11.51% Dec 1980 Sep 1981

Yearly Returns

Yearly return comparison.

Swipe left to see all data
Year Betterment Robo Advisor 100 Portfolio Stocks/Bonds 80/20 Portfolio
2023
 +11.66% +16.13%
2022
 -15.26% -18.23%
2021
 +18.02% +20.16%
2020
 +12.47% +18.36%
2019
 +25.35% +26.30%
2018
 -10.13% -4.19%
2017
 +23.37% +17.68%
2016
 +11.17% +10.77%
2015
 -3.25% +0.40%
2014
 +4.80% +11.20%
2013
 +25.26% +26.34%
2012
 +17.46% +13.79%
2011
 -5.87% +2.36%
2010
 +15.28% +15.18%
2009
 +33.82% +23.84%
2008
 -39.26% -28.21%
2007
 +8.88% +5.68%
2006
 +21.56% +13.41%
2005
 +12.96% +5.53%
2004
 +18.09% +11.08%
2003
 +38.64% +25.40%
2002
 -16.20% -14.73%
2001
 -10.62% -7.09%
2000
 -8.25% -6.18%
1999
 +29.44% +18.90%
1998
 +11.29% +20.33%
1997
 +15.46% +26.68%
1996
 +15.79% +17.49%
1995
 +21.40% +32.26%
1994
 -0.71% -0.67%
1993
 +31.23% +10.44%
1992
 +2.17% +8.71%
1991
 +38.61% +28.96%
1990
 -12.28% -3.13%
1989
 +33.54% +25.22%
1988
 +24.10% +15.32%
1987
 +2.12% +2.40%
1986
 +28.15% +14.68%
1985
 +38.11% +29.47%
1984
 +6.89% +4.75%
1983
 +23.93% +19.17%
1982
 +8.68% +22.62%
1981
 -3.48% -1.44%
1980
 +24.52% +27.10%
1979
 +19.37% +20.47%
1978
 +16.43% +6.99%
1977
 +5.87% -2.48%
1976
 +20.93% +23.93%