Emerging Markets Stocks Portfolio vs Developed World ex-US 80/20 Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - March 2026 (~41 years)
Consolidated Returns as of 31 March 2026
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond March 2026.
Cashflows Reset
Reset settings
Close
Results
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
Emerging Markets Stocks Portfolio
1.00$
Invested Capital
April 1996
5.71$
Final Capital
March 2026
5.98%
Yearly Return
22.11%
Std Deviation
-60.44%
Max Drawdown
120months
Recovery Period
1.00$
Invested Capital
April 1996
2.71$
Final Capital
March 2026
3.38%
Yearly Return
22.11%
Std Deviation
-61.09%
Max Drawdown
159months
Recovery Period
1.00$
Invested Capital
January 1985
38.50$
Final Capital
March 2026
9.25%
Yearly Return
25.03%
Std Deviation
-60.44%
Max Drawdown
120months
Recovery Period
1.00$
Invested Capital
January 1985
12.40$
Final Capital
March 2026
6.29%
Yearly Return
25.03%
Std Deviation
-61.09%
Max Drawdown
159months
Recovery Period
Developed World ex-US 80/20 Portfolio
1.00$
Invested Capital
April 1996
5.67$
Final Capital
March 2026
5.95%
Yearly Return
13.34%
Std Deviation
-47.74%
Max Drawdown
71months
Recovery Period
1.00$
Invested Capital
April 1996
2.69$
Final Capital
March 2026
3.35%
Yearly Return
13.34%
Std Deviation
-48.61%
Max Drawdown
80months
Recovery Period
1.00$
Invested Capital
January 1985
27.55$
Final Capital
March 2026
8.37%
Yearly Return
14.01%
Std Deviation
-47.74%
Max Drawdown
71months
Recovery Period
1.00$
Invested Capital
January 1985
8.87$
Final Capital
March 2026
5.43%
Yearly Return
14.01%
Std Deviation
-48.61%
Max Drawdown
80months
Recovery Period

As of March 2026, in the previous 30 Years, the Emerging Markets Stocks Portfolio obtained a 5.98% compound annual return, with a 22.11% standard deviation. It suffered a maximum drawdown of -60.44% that required 120 months to be recovered.

As of March 2026, in the previous 30 Years, the Developed World ex-US 80/20 Portfolio obtained a 5.95% compound annual return, with a 13.34% standard deviation. It suffered a maximum drawdown of -47.74% that required 71 months to be recovered.

Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book
Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Emerging Markets Stocks Portfolio
Weight
(%)		 Ticker Name
100.00
EEM
iShares MSCI Emerging Markets
Developed World ex-US 80/20 Portfolio
Weight
(%)		 Ticker Name
80.00
VEA
Vanguard FTSE Developed Markets
20.00
BNDX
Vanguard Total International Bond
Test Your Asset Allocation
Evaluate your portfolio strategy in 7 different currencies
Try the Backtest Tool

Portfolio Returns as of Mar 31, 2026

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1996/04 - 2026/03)
All Data
(1985/01 - 2026/03)
Inflation Adjusted:
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Emerging Markets Stocks
 1 $ 5.71 $ 470.77% 5.98%
Developed World ex-US 80/20
 1 $ 5.67 $ 466.68% 5.95%
Apr 1996 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Emerging Markets Stocks
 1 $ 2.71 $ 170.97% 3.38%
Developed World ex-US 80/20
 1 $ 2.69 $ 169.03% 3.35%
Apr 1996 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Emerging Markets Stocks
 1 $ 38.50 $ 3 750.37% 9.25%
Developed World ex-US 80/20
 1 $ 27.55 $ 2 655.08% 8.37%
Jan 1985 Mar 2026

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Emerging Markets Stocks
 1 $ 12.40 $ 1 140.18% 6.29%
Developed World ex-US 80/20
 1 $ 8.87 $ 787.40% 5.43%
Jan 1985 Mar 2026

Loading data
Please wait
Swipe left to see all data
Return (%) as of Mar 31, 2026
YTD
(3M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~41Y)
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp Emerging Markets Stocks
-- Market Benchmark 		3.80 -9.25 7.87 33.09 3.66 7.55 5.98 9.25
https://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp Developed World ex-US 80/20
-- Market Benchmark 		2.18 -7.42 7.35 24.75 7.22 7.87 5.95 8.37
Returns over 1 year are annualized.
Explore All Lazy Portfolios
Tailored Portfolios for every Investment Strategy

Portfolio Metrics as of Mar 31, 2026

The following metrics, updated as of 31 March 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 April 2025 - 31 March 2026 (1 year)
Period: 1 April 2021 - 31 March 2026 (5 years)
Period: 1 April 2016 - 31 March 2026 (10 years)
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
1 Year
5 Years
10 Years
30 Years
All (1985/01 - 2026/03)
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 33.09 24.75
Infl. Adjusted (%) 29.90 21.76
DRAWDOWN
Deepest Drawdown Depth (%) -9.25 -7.42
Start to Recovery (months) 1* 1*
Longest Drawdown Depth (%) -1.77 -1.16
Start to Recovery (months) 2 2
Longest Negative Period (months) 2* 2*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 15.88 11.40
Sharpe Ratio 1.83 1.82
Sortino Ratio 2.26 2.10
Ulcer Index 2.61 2.08
Ratio: Return / Standard Deviation 2.08 2.17
Ratio: Return / Deepest Drawdown 3.58 3.34
Metrics calculated over the period 1 April 2025 - 31 March 2026
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 3.66 7.22
Infl. Adjusted (%) -0.65 2.76
DRAWDOWN
Deepest Drawdown Depth (%) -36.52 -25.24
Start to Recovery (months) 51 31
Longest Drawdown Depth (%) -36.52 -25.24
Start to Recovery (months) 51 31
Longest Negative Period (months) 51 32
RISK INDICATORS
Standard Deviation (%) 16.46 13.41
Sharpe Ratio 0.02 0.29
Sortino Ratio 0.03 0.40
Ulcer Index 18.56 8.00
Ratio: Return / Standard Deviation 0.22 0.54
Ratio: Return / Deepest Drawdown 0.10 0.29
Metrics calculated over the period 1 April 2021 - 31 March 2026
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.55 7.87
Infl. Adjusted (%) 4.17 4.48
DRAWDOWN
Deepest Drawdown Depth (%) -36.52 -25.24
Start to Recovery (months) 51 31
Longest Drawdown Depth (%) -36.52 -25.24
Start to Recovery (months) 51 31
Longest Negative Period (months) 85 60
RISK INDICATORS
Standard Deviation (%) 16.58 12.61
Sharpe Ratio 0.33 0.46
Sortino Ratio 0.45 0.60
Ulcer Index 15.52 6.94
Ratio: Return / Standard Deviation 0.46 0.62
Ratio: Return / Deepest Drawdown 0.21 0.31
Metrics calculated over the period 1 April 2016 - 31 March 2026
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 5.98 5.95
Infl. Adjusted (%) 3.38 3.35
DRAWDOWN
Deepest Drawdown Depth (%) -60.44 -47.74
Start to Recovery (months) 120 71
Longest Drawdown Depth (%) -60.44 -47.74
Start to Recovery (months) 120 71
Longest Negative Period (months) 195 113
RISK INDICATORS
Standard Deviation (%) 22.11 13.34
Sharpe Ratio 0.17 0.28
Sortino Ratio 0.23 0.37
Ulcer Index 21.50 13.10
Ratio: Return / Standard Deviation 0.27 0.45
Ratio: Return / Deepest Drawdown 0.10 0.12
Metrics calculated over the period 1 April 1996 - 31 March 2026
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.25 8.37
Infl. Adjusted (%) 6.29 5.43
DRAWDOWN
Deepest Drawdown Depth (%) -60.44 -47.74
Start to Recovery (months) 120 71
Longest Drawdown Depth (%) -54.22 -47.74
Start to Recovery (months) 120 71
Longest Negative Period (months) 195 113
RISK INDICATORS
Standard Deviation (%) 25.03 14.01
Sharpe Ratio 0.24 0.37
Sortino Ratio 0.34 0.51
Ulcer Index 21.52 12.00
Ratio: Return / Standard Deviation 0.37 0.60
Ratio: Return / Deepest Drawdown 0.15 0.18
Metrics calculated over the period 1 January 1985 - 31 March 2026
Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 April 1996 - 31 March 2026 (30 years)
Period: 1 January 1985 - 31 March 2026 (~41 years)
30 Years
(1996/04 - 2026/03)

Loading data
Please wait
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-60.44 120 Nov 2007
Oct 2017
-53.99 78 Aug 1997
Jan 2004
-47.74 71 Nov 2007
Sep 2013
-36.52 51 Jul 2021
Sep 2025
-36.04 56 Apr 2000
Nov 2004
-29.69 34 Feb 2018
Nov 2020
-25.24 31 Sep 2021
Mar 2024
-19.27 11 Jan 2020
Nov 2020
-14.39 23 Feb 2018
Dec 2019
-13.21 23 May 2015
Mar 2017
-11.25 7 Apr 2004
Oct 2004
-11.14 7 May 2006
Nov 2006
-10.17 6 Jun 1998
Nov 1998
-9.25 1* Mar 2026
In progress
-9.06 5 Mar 2005
Jul 2005

Loading data
Please wait
Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-60.44 120 Nov 2007
Oct 2017
-55.33 31 Mar 1987
Sep 1989
-54.22 120 Feb 1994
Jan 2004
-47.74 71 Nov 2007
Sep 2013
-36.52 51 Jul 2021
Sep 2025
-36.04 56 Apr 2000
Nov 2004
-34.47 7 Aug 1990
Feb 1991
-29.69 34 Feb 2018
Nov 2020
-25.24 31 Sep 2021
Mar 2024
-24.86 40 Jan 1990
Apr 1993
-23.01 11 Jun 1992
Apr 1993
-19.27 11 Jan 2020
Nov 2020
-14.39 23 Feb 2018
Dec 2019
-13.21 23 May 2015
Mar 2017
-11.30 7 Sep 1987
Mar 1988

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 31 March 2026 (~41 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Emerging Markets Stocks Developed World ex-US 80/20
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 3.80 -9.25 2.18 -7.42
2025
 33.98 -1.77 28.71 -1.16
2024
 6.49 -7.27 3.23 -6.55
2023
 8.95 -12.51 16.11 -9.05
2022
 -20.56 -29.40 -14.84 -24.60
2021
 -3.61 -11.44 8.88 -4.09
2020
 17.03 -23.94 8.72 -19.27
2019
 18.20 -7.82 19.67 -4.01
2018
 -15.31 -22.75 -11.24 -14.39
2017
 37.28 -0.39 21.61 0.00
2016
 10.87 -5.81 3.06 -6.24
2015
 -16.18 -23.20 -0.06 -10.16
2014
 -3.93 -11.58 -3.03 -7.17
2013
 -3.69 -13.17 17.30 -5.38
2012
 19.10 -14.96 16.75 -10.50
2011
 -18.82 -29.09 -8.12 -18.69
2010
 16.51 -10.81 8.38 -11.60
2009
 68.93 -14.98 25.05 -18.06
2008
 -48.88 -53.98 -32.99 -37.70
2007
 33.31 -8.97 9.92 -4.83
2006
 31.19 -11.14 21.60 -3.01
2005
 32.62 -9.06 11.88 -3.26
2004
 24.63 -11.25 17.42 -2.80
2003
 57.65 -5.76 31.72 -6.16
2002
 -7.43 -24.27 -10.63 -17.69
2001
 -2.88 -30.79 -15.38 -19.79
2000
 -27.56 -31.63 -9.59 -12.40
1999
 61.57 -4.87 30.43 -3.75
1998
 -18.12 -40.98 16.63 -10.17
1997
 -16.82 -27.85 -2.08 -9.05
1996
 15.83 -6.73 4.67 -2.78
1995
 0.56 -11.22 7.43 -6.85
1994
 -20.17 -25.83 6.35 -4.29
1993
 100.42 -5.91 27.22 -8.74
1992
 -10.90 -23.01 -9.45 -11.62
1991
 111.70 -7.61 11.87 -7.63
1990
 -1.92 -34.47 -18.39 -24.86
1989
 98.20 -6.54 12.50 -5.01
1988
 36.81 -6.67 22.29 -7.44
1987
 -46.69 -55.33 25.08 -11.30
1986
 11.58 -9.07 53.97 -7.39
1985
 27.58 -4.87 49.82 -0.79
Mastering ETF Investing
Mastering ETF Investing
A practical guide to build wealth with Lazy Portfolios and passive investing
Set your goal Evaluate with top metrics
Buy now 🇺🇸 English book
Buy now 🇮🇹 Italian book