Vanguard Total International Bond (BNDX) to EUR: Rolling Returns

Simulation Settings

Category:

Period: January 1985 - March 2026 (~41 years)

Initial Amount: 1€

Currency: EUR

BNDX is not denominated in EUR. Returns are simulated using exchange rates or interest rate differentials in case of currency hedging.

Inflation: Eurozone

(Change Settings)

This asset allocation includes ETFs not denominated in EUR. Returns are calculated using exchange rates or, if applicable, interest rate differentials for currency hedging.

When holding the Vanguard Total International Bond (BNDX) to EUR ETF, how long should you stay invested to have high probability to achieve a positive return?

Over the selected period (~41 years), the longest duration with a negative return was 111 months (from February 2002 to April 2011).

This indicates that, within the same timeframe, any rolling period of 112 months or more has consistently resulted in a positive return.

Understanding this metric is crucial as it highlights the importance of a safe investment horizon. Knowing the minimum duration required to likely see positive returns helps investors set realistic expectations and reinforces the strategy of staying invested through market cycles. This approach can mitigate the emotional reactions to short-term market fluctuations and enhance the likelihood of achieving financial goals.

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Vanguard Total International Bond (BNDX) to EUR ETF: Historical Returns

Previous vs subsequent Returns

Is there a correlation between past and future returns over all 10-year rolling periods?

The following chart illustrates the relationship between past returns (x-axis) and subsequent returns (y-axis).

Data points are aggregated to show occurrences, and you can zoom in by clicking or drawing over the desired area.

VANGUARD TOTAL INTERNATIONAL BOND (BNDX) TO EUR ETF

Previous vs Next Returns - 10 Years annualized

Time Period: 1 April 1996 - 31 March 2026 (30 Years)

Time Period: 1 January 1985 - 31 March 2026 (~41 years)

30 Years
(1996/04 - 2026/03)

All Data
(1985/01 - 2026/03)

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As of Mar 31, 2026, the annualized return of the previous 10 years has been 1.84%.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

VANGUARD TOTAL INTERNATIONAL BOND (BNDX) TO EUR ETF

Annualized Rolling Returns

Annualized Rolling Returns - Inflation Adjusted

Time Period: 1 April 1996 - 31 March 2026 (30 Years)

Time Period: 1 January 1985 - 31 March 2026 (~41 years)

30 Years
(1996/04 - 2026/03)

All Data
(1985/01 - 2026/03)

Eurozone Inflation Adjusted:

Return Chart Capital Chart Table

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Rolling Period Analysis

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

VANGUARD TOTAL INTERNATIONAL BOND (BNDX) TO EUR ETF

Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 January 1985 - 31 March 2026 (~41 years)

Rolling Period:

Over Time

Histogram

Eurozone Inflation Adjusted:

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Swipe left to see all data

Worst	Median	Best	Negative Periods
-17.08% Sep 1989 - Aug 1990	+5.41%	+48.45% Sep 1992 - Aug 1993	37.60% 182 out of 484
-19.97% Sep 1989 - Aug 1990	+3.22%	+43.51% Sep 1992 - Aug 1993	43.80% 212 out of 484
-11.58% Feb 2002 - Jan 2004	+4.95%	+25.09% Jan 1992 - Dec 1993	26.27% 124 out of 472
-13.33% Feb 2002 - Jan 2004	+2.79%	+23.64% Jul 2008 - Jun 2010	37.71% 178 out of 472
-7.73% Mar 2002 - Feb 2005	+5.06%	+24.98% Nov 1990 - Oct 1993	16.96% 78 out of 460
-9.55% Mar 2002 - Feb 2005	+3.30%	+20.74% Nov 1990 - Oct 1993	32.61% 150 out of 460
-3.34% Apr 2001 - Mar 2005	+5.85%	+16.91% Feb 1990 - Jan 1994	16.29% 73 out of 448
-5.96% Sep 2019 - Aug 2023	+3.63%	+14.12% Apr 1997 - Mar 2001	28.35% 127 out of 448
-3.16% Feb 2002 - Jan 2007	+6.09%	+15.21% May 1995 - Apr 2000	9.40% 41 out of 436
-5.15% Dec 2002 - Nov 2007	+4.08%	+13.41% May 1995 - Apr 2000	27.06% 118 out of 436
-4.10% Apr 2002 - Mar 2008	+6.34%	+15.91% Apr 1995 - Mar 2001	8.25% 35 out of 424
-6.27% Apr 2002 - Mar 2008	+4.52%	+13.97% Apr 1995 - Mar 2001	21.93% 93 out of 424
-3.37% Jul 2001 - Jun 2008	+6.33%	+14.53% Apr 1995 - Mar 2002	6.80% 28 out of 412
-5.60% Jul 2001 - Jun 2008	+4.57%	+12.49% Apr 1995 - Mar 2002	18.45% 76 out of 412
-1.57% Jun 2001 - May 2009	+6.35%	+13.48% Sep 1992 - Aug 2000	5.25% 21 out of 400
-3.53% Jun 2001 - May 2009	+4.40%	+11.15% Sep 1992 - Aug 2000	18.50% 74 out of 400
+0.05% Nov 2000 - Oct 2009	+6.22%	+13.04% Sep 1992 - Aug 2001	0.00% 0 out of 388
-2.06% Jan 2017 - Dec 2025	+4.25%	+10.70% Sep 1992 - Aug 2001	16.49% 64 out of 388
+0.65% Jul 2001 - Jun 2011	+6.33%	+14.13% Nov 1990 - Oct 2000	0.00% 0 out of 376
-1.48% Feb 2016 - Jan 2026	+4.46%	+11.47% Nov 1990 - Oct 2000	7.45% 28 out of 376
+1.36% Apr 2015 - Mar 2026	+6.19%	+13.60% Nov 1990 - Oct 2001	0.00% 0 out of 364
-1.11% Apr 2015 - Mar 2026	+4.37%	+10.96% Nov 1990 - Oct 2001	2.20% 8 out of 364
+1.89% Mar 2002 - Feb 2014	+6.04%	+12.00% Feb 1990 - Jan 2002	0.00% 0 out of 352
-0.05% Mar 2002 - Feb 2014	+4.06%	+9.38% Nov 1990 - Oct 2002	0.28% 1 out of 352
+2.31% Jun 2001 - May 2014	+5.62%	+11.76% Dec 1987 - Nov 2000	0.00% 0 out of 340
+0.37% Jun 2001 - May 2014	+3.90%	+8.98% Dec 1987 - Nov 2000	0.00% 0 out of 340
+3.31% May 2000 - Apr 2014	+5.77%	+11.85% Jan 1988 - Dec 2001	0.00% 0 out of 328
+1.26% May 2000 - Apr 2014	+3.84%	+9.09% Jan 1988 - Dec 2001	0.00% 0 out of 328
+3.41% Aug 1993 - Jul 2008	+5.75%	+10.49% Dec 1987 - Nov 2002	0.00% 0 out of 316
+1.22% Aug 1993 - Jul 2008	+3.85%	+7.81% Dec 1987 - Nov 2002	0.00% 0 out of 316
+2.94% Feb 2002 - Jan 2018	+5.80%	+9.46% Mar 1986 - Feb 2002	0.00% 0 out of 304
+1.29% Feb 2002 - Jan 2018	+3.81%	+7.09% Mar 1986 - Feb 2002	0.00% 0 out of 304
+3.41% Apr 2001 - Mar 2018	+5.78%	+8.40% Feb 1985 - Jan 2002	0.00% 0 out of 292
+1.68% Apr 2001 - Mar 2018	+3.77%	+6.13% Feb 1985 - Jan 2002	0.00% 0 out of 292
+3.93% Nov 2000 - Oct 2018	+5.90%	+8.81% Jan 1988 - Dec 2005	0.00% 0 out of 280
+2.08% Dec 2005 - Nov 2023	+3.65%	+6.19% Jan 1988 - Dec 2005	0.00% 0 out of 280
+3.37% Mar 2002 - Feb 2021	+6.08%	+7.87% Jan 1988 - Dec 2006	0.00% 0 out of 268
+1.80% Mar 2002 - Feb 2021	+3.90%	+5.31% Jan 1988 - Dec 2006	0.00% 0 out of 268
+3.34% Jun 2001 - May 2021	+5.92%	+8.10% Sep 1990 - Aug 2010	0.00% 0 out of 256
+1.59% Apr 2002 - Mar 2022	+3.88%	+6.01% Apr 1995 - Mar 2015	0.00% 0 out of 256
+3.20% Apr 2001 - Mar 2026	+6.10%	+8.23% Dec 1990 - Nov 2015	0.00% 0 out of 196
+1.04% Apr 2001 - Mar 2026	+4.04%	+6.07% Dec 1990 - Nov 2015	0.00% 0 out of 196
+4.76% Jan 1994 - Dec 2023	+6.49%	+7.31% Nov 1990 - Oct 2020	0.00% 0 out of 136
+2.65% Jan 1994 - Dec 2023	+4.43%	+5.36% Nov 1990 - Oct 2020	0.00% 0 out of 136

For full details, click here
Vanguard Total International Bond (BNDX) to EUR ETF: Historical Returns

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