SPDR Blmbg Barclays 1-3 Mth T-Bill (BIL) to EUR: Rolling Returns

Simulation Settings

Category:

Period: August 1953 - March 2026 (~73 years)

Initial Amount: 1€

Currency: EUR

BIL is not denominated in EUR. Returns are simulated using exchange rates or interest rate differentials in case of currency hedging.

Inflation: Eurozone

(Change Settings)

This asset allocation includes ETFs not denominated in EUR. Returns are calculated using exchange rates or, if applicable, interest rate differentials for currency hedging.

When holding the SPDR Blmbg Barclays 1-3 Mth T-Bill (BIL) to EUR ETF, how long should you stay invested to have high probability to achieve a positive return?

Over the selected period (~73 years), the longest duration with a negative return was 256 months (from November 2000 to February 2022).

This indicates that, within the same timeframe, any rolling period of 257 months or more has consistently resulted in a positive return.

Understanding this metric is crucial as it highlights the importance of a safe investment horizon. Knowing the minimum duration required to likely see positive returns helps investors set realistic expectations and reinforces the strategy of staying invested through market cycles. This approach can mitigate the emotional reactions to short-term market fluctuations and enhance the likelihood of achieving financial goals.

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SPDR Blmbg Barclays 1-3 Mth T-Bill (BIL) to EUR ETF: Historical Returns

Previous vs subsequent Returns

Is there a correlation between past and future returns over all 10-year rolling periods?

The following chart illustrates the relationship between past returns (x-axis) and subsequent returns (y-axis).

Data points are aggregated to show occurrences, and you can zoom in by clicking or drawing over the desired area.

SPDR BLMBG BARCLAYS 1-3 MTH T-BILL (BIL) TO EUR ETF

Previous vs Next Returns - 10 Years annualized

Time Period: 1 April 1996 - 31 March 2026 (30 Years)

Time Period: 1 August 1953 - 31 March 2026 (~73 years)

30 Years
(1996/04 - 2026/03)

All Data
(1953/08 - 2026/03)

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As of Mar 31, 2026, the annualized return of the previous 10 years has been 2.24%.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

SPDR BLMBG BARCLAYS 1-3 MTH T-BILL (BIL) TO EUR ETF

Annualized Rolling Returns

Annualized Rolling Returns - Inflation Adjusted

Time Period: 1 April 1996 - 31 March 2026 (30 Years)

Time Period: 1 August 1953 - 31 March 2026 (~73 years)

30 Years
(1996/04 - 2026/03)

All Data
(1953/08 - 2026/03)

Eurozone Inflation Adjusted:

Return Chart Capital Chart Table

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Rolling Period Analysis

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

SPDR BLMBG BARCLAYS 1-3 MTH T-BILL (BIL) TO EUR ETF

Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 August 1953 - 31 March 2026 (~73 years)

Rolling Period:

Over Time

Histogram

Eurozone Inflation Adjusted:

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Swipe left to see all data

Worst	Median	Best	Negative Periods
-26.17% Mar 1985 - Feb 1986	+3.57%	+60.26% Sep 1980 - Aug 1981	30.43% 262 out of 861
-26.74% Mar 1985 - Feb 1986	+0.63%	+50.43% Sep 1980 - Aug 1981	43.79% 377 out of 861
-17.91% Mar 1985 - Feb 1987	+3.58%	+39.25% Oct 1980 - Sep 1982	25.68% 218 out of 849
-18.00% Mar 1985 - Feb 1987	+0.59%	+31.43% Oct 1980 - Sep 1982	42.76% 363 out of 849
-13.18% Jan 1985 - Dec 1987	+3.47%	+32.94% Sep 1980 - Aug 1983	19.59% 164 out of 837
-13.84% Jan 2002 - Dec 2004	+0.73%	+26.66% Sep 1980 - Aug 1983	41.22% 345 out of 837
-8.20% Dec 2000 - Nov 2004	+3.57%	+31.19% Oct 1980 - Sep 1984	17.58% 145 out of 825
-10.14% Dec 2000 - Nov 2004	+0.77%	+25.94% Oct 1980 - Sep 1984	40.61% 335 out of 825
-6.05% Jun 2001 - May 2006	+3.65%	+29.12% Mar 1980 - Feb 1985	13.65% 111 out of 813
-8.03% Jun 2001 - May 2006	+0.71%	+24.02% Mar 1980 - Feb 1985	37.88% 308 out of 813
-6.90% Apr 2002 - Mar 2008	+3.47%	+24.60% Mar 1979 - Feb 1985	10.61% 85 out of 801
-9.01% Apr 2002 - Mar 2008	+0.92%	+19.34% Mar 1979 - Feb 1985	36.83% 295 out of 801
-5.99% Jul 2001 - Jun 2008	+3.45%	+20.59% Mar 1978 - Feb 1985	8.37% 66 out of 789
-8.16% Jul 2001 - Jun 2008	+1.08%	+15.76% Mar 1978 - Feb 1985	36.63% 289 out of 789
-4.11% Dec 2001 - Nov 2009	+3.59%	+16.96% Mar 1977 - Feb 1985	8.49% 66 out of 777
-6.04% Dec 2001 - Nov 2009	+1.11%	+12.44% Mar 1977 - Feb 1985	34.49% 268 out of 777
-3.54% May 2002 - Apr 2011	+3.68%	+15.70% Mar 1976 - Feb 1985	6.41% 49 out of 765
-5.52% May 2002 - Apr 2011	+1.28%	+11.26% Mar 1976 - Feb 1985	35.03% 268 out of 765
-3.36% Jul 2001 - Jun 2011	+3.71%	+16.04% Mar 1975 - Feb 1985	8.10% 61 out of 753
-5.31% Jul 2001 - Jun 2011	+1.32%	+11.44% Mar 1975 - Feb 1985	28.82% 217 out of 753
-2.54% Feb 2002 - Jan 2013	+3.77%	+14.15% Oct 1973 - Sep 1984	6.07% 45 out of 741
-4.48% Feb 2002 - Jan 2013	+1.29%	+9.25% Mar 1974 - Feb 1985	27.53% 204 out of 741
-2.38% Mar 2002 - Feb 2014	+3.64%	+13.41% Mar 1973 - Feb 1985	5.62% 41 out of 729
-4.24% Mar 2002 - Feb 2014	+1.17%	+8.62% Jul 1973 - Jun 1985	26.20% 191 out of 729
-2.18% Jul 2001 - Jun 2014	+3.66%	+12.13% Mar 1972 - Feb 1985	3.91% 28 out of 717
-4.02% Jul 2001 - Jun 2014	+1.04%	+7.10% Mar 1972 - Feb 1985	25.52% 183 out of 717
-1.17% May 2000 - Apr 2014	+3.82%	+10.77% Mar 1971 - Feb 1985	3.97% 28 out of 705
-3.14% May 2000 - Apr 2014	+1.28%	+6.45% Jan 1980 - Dec 1993	26.10% 184 out of 705
-0.55% Jun 2001 - May 2016	+3.83%	+10.40% Mar 1970 - Feb 1985	2.74% 19 out of 693
-2.19% Jun 2001 - May 2016	+1.23%	+6.26% Nov 1978 - Oct 1993	25.40% 176 out of 693
-1.16% Feb 2002 - Jan 2018	+3.97%	+10.23% Mar 1969 - Feb 1985	2.35% 16 out of 681
-2.74% Feb 2002 - Jan 2018	+1.30%	+5.44% Jul 1975 - Jun 1991	22.32% 152 out of 681
-0.76% Apr 2001 - Mar 2018	+3.88%	+9.99% Mar 1968 - Feb 1985	3.29% 22 out of 669
-2.41% Apr 2001 - Mar 2018	+1.25%	+5.98% Aug 1980 - Jul 1997	21.67% 145 out of 669
-0.36% Jul 2001 - Jun 2019	+3.76%	+9.76% Mar 1967 - Feb 1985	2.13% 14 out of 657
-1.99% Jul 2001 - Jun 2019	+0.94%	+5.88% Feb 1980 - Jan 1998	17.96% 118 out of 657
-0.65% Feb 2002 - Jan 2021	+3.73%	+9.50% Mar 1966 - Feb 1985	2.17% 14 out of 645
-2.16% Feb 2002 - Jan 2021	+1.04%	+5.88% Jul 1980 - Jun 1999	22.02% 142 out of 645
-0.64% Jun 2001 - May 2021	+3.70%	+9.32% Nov 1980 - Oct 2000	3.00% 19 out of 633
-2.20% Jun 2001 - May 2021	+1.11%	+6.57% Nov 1980 - Oct 2000	21.80% 138 out of 633
+0.47% Nov 2000 - Oct 2025	+5.56%	+8.21% Nov 1975 - Oct 2000	0.00% 0 out of 573
-1.62% Nov 2000 - Oct 2025	+1.95%	+5.21% Nov 1975 - Oct 2000	9.42% 54 out of 573
+1.83% Dec 1984 - Nov 2014	+5.61%	+7.37% Mar 1955 - Feb 1985	0.00% 0 out of 513
-0.21% Dec 1984 - Nov 2014	+2.31%	+3.99% Feb 1972 - Jan 2002	1.56% 8 out of 513

For full details, click here
SPDR Blmbg Barclays 1-3 Mth T-Bill (BIL) to EUR ETF: Historical Returns

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