Schwab Short-Term U.S. Treasury ETF (SCHO): Rolling Returns

Data Source: from September 2010 to January 2024 (~13 years)
Consolidated Returns as of 31 January 2024

Holding the Schwab Short-Term U.S. Treasury ETF (SCHO) ETF, how long should you stay invested to have high probability to obtain a positive return?

Considering all the available data source (~13 years), the longest period with a negative return lasted 46 months (from September 2019 to June 2023).

This means that every rolling period of 47 months or above has always granted a positive return.

To obtain comprehensive information, please consult the Schwab Short-Term U.S. Treasury ETF (SCHO) ETF: Historical Returns page.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

SCHWAB SHORT-TERM U.S. TREASURY ETF (SCHO) ETF
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Data Source: 1 February 2014 - 31 January 2024 (10 Years)
Data Source: 1 September 2010 - 31 January 2024 (~13 years)
Inflation Adjusted:
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -5.07 10/2021
09/2022
0.94$ -0.38 0.99$ 0.62 1.00$ 3.47 1.03$ 5.37 04/2019
03/2020
1.05$ 3.92 27.52%
2Y -2.61 11/2020
10/2022
0.94$ -1.50 0.97$ 0.61 1.01$ 2.72 1.05$ 4.15 05/2018
04/2020
1.08$ 0.61 25.77%
3Y -1.20 07/2020
06/2023
0.96$ -0.55 0.98$ 0.68 1.02$ 2.62 1.08$ 2.83 02/2018
01/2021
1.08$ -0.07 21.18%
4Y 0.10 07/2019
06/2023
1.00$ 0.41 1.01$ 1.17 1.04$ 2.00 1.08$ 2.11 01/2017
12/2020
1.08$ 0.58 0.00%
5Y 0.48 10/2017
09/2022
1.02$ 0.84 1.04$ 1.23 1.06$ 1.73 1.08$ 1.84 01/2016
12/2020
1.09$ 1.23 0.00%
6Y 0.43 10/2016
09/2022
1.02$ 0.67 1.04$ 1.26 1.07$ 1.60 1.09$ 1.65 08/2014
07/2020
1.10$ 1.37 0.00%
7Y 0.48 10/2015
09/2022
1.03$ 0.63 1.04$ 0.84 1.06$ 1.40 1.10$ 1.44 02/2014
01/2021
1.10$ 1.16 0.00%
8Y 0.51 11/2014
10/2022
1.04$ 0.57 1.04$ 0.75 1.06$ 0.92 1.07$ 1.08 02/2014
01/2022
1.08$ 1.05 0.00%
9Y 0.57 03/2014
02/2023
1.05$ 0.66 1.06$ 0.75 1.06$ 0.86 1.07$ 1.00 01/2015
12/2023
1.09$ 0.99 0.00%
10Y 0.99 02/2014
01/2024
1.10$ 0.99 1.10$ 0.99 1.10$ 0.99 1.10$ 0.99 02/2014
01/2024
1.10$ 0.99 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -12.27 10/2021
09/2022
0.87$ -6.77 0.93$ -1.25 0.98$ 1.79 1.01$ 4.93 05/2019
04/2020
1.04$ 0.79 62.39%
2Y -8.97 11/2020
10/2022
0.82$ -7.33 0.85$ -1.13 0.97$ 0.47 1.00$ 2.97 06/2018
05/2020
1.06$ -3.93 70.10%
3Y -6.58 07/2020
06/2023
0.81$ -5.42 0.84$ -1.09 0.96$ 0.62 1.01$ 1.01 05/2017
04/2020
1.03$ -5.42 78.82%
4Y -4.31 10/2019
09/2023
0.83$ -3.70 0.85$ -0.98 0.96$ -0.03 0.99$ 0.41 06/2016
05/2020
1.01$ -3.82 84.93%
5Y -3.23 11/2017
10/2022
0.84$ -2.94 0.86$ -0.91 0.95$ -0.12 0.99$ 0.24 06/2015
05/2020
1.01$ -2.82 91.80%
6Y -3.00 11/2016
10/2022
0.83$ -2.88 0.83$ -1.67 0.90$ 0.03 1.00$ 0.32 06/2014
05/2020
1.01$ -2.26 83.67%
7Y -2.85 03/2016
02/2023
0.81$ -2.69 0.82$ -2.25 0.85$ -0.52 0.96$ -0.13 02/2014
01/2021
0.99$ -2.25 100.00%
8Y -2.50 03/2015
02/2023
0.81$ -2.42 0.82$ -2.30 0.83$ -1.74 0.86$ -1.20 02/2014
01/2022
0.90$ -2.24 100.00%
9Y -2.15 03/2014
02/2023
0.82$ -2.11 0.82$ -2.04 0.83$ -1.96 0.83$ -1.95 04/2014
03/2023
0.83$ -2.07 100.00%
10Y -1.75 02/2014
01/2024
0.83$ -1.75 0.83$ -1.75 0.83$ -1.75 0.83$ -1.75 02/2014
01/2024
0.83$ -1.75 100.00%
Annualized rolling and percentiles/median returns over full calendar month periods
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -5.07 10/2021
09/2022
0.94$ -0.14 0.99$ 0.53 1.00$ 3.11 1.03$ 5.37 04/2019
03/2020
1.05$ 3.92 20.00%
2Y -2.61 11/2020
10/2022
0.94$ -0.63 0.98$ 0.57 1.01$ 2.09 1.04$ 4.15 05/2018
04/2020
1.08$ 0.61 18.12%
3Y -1.20 07/2020
06/2023
0.96$ 0.13 1.00$ 0.61 1.01$ 2.48 1.07$ 2.83 02/2018
01/2021
1.08$ -0.07 14.29%
4Y 0.10 07/2019
06/2023
1.00$ 0.44 1.01$ 0.64 1.02$ 1.92 1.07$ 2.11 01/2017
12/2020
1.08$ 0.58 0.00%
5Y 0.37 05/2013
04/2018
1.01$ 0.49 1.02$ 0.85 1.04$ 1.61 1.08$ 1.84 01/2016
12/2020
1.09$ 1.23 0.00%
6Y 0.38 05/2012
04/2018
1.02$ 0.46 1.02$ 0.77 1.04$ 1.52 1.09$ 1.65 08/2014
07/2020
1.10$ 1.37 0.00%
7Y 0.42 10/2011
09/2018
1.03$ 0.53 1.03$ 0.81 1.05$ 1.42 1.10$ 1.49 09/2013
08/2020
1.10$ 1.16 0.00%
8Y 0.50 11/2010
10/2018
1.04$ 0.63 1.05$ 0.91 1.07$ 1.31 1.10$ 1.33 07/2012
06/2020
1.11$ 1.05 0.00%
9Y 0.53 11/2013
10/2022
1.04$ 0.70 1.06$ 0.99 1.09$ 1.20 1.11$ 1.33 04/2011
03/2020
1.12$ 0.99 0.00%
10Y 0.51 11/2012
10/2022
1.05$ 0.63 1.06$ 0.83 1.08$ 1.19 1.12$ 1.22 04/2011
03/2021
1.12$ 0.99 0.00%
11Y 0.50 10/2011
09/2022
1.05$ 0.55 1.06$ 0.71 1.08$ 1.04 1.12$ 1.10 09/2010
08/2021
1.12$ 0.93 0.00%
12Y 0.53 11/2010
10/2022
1.06$ 0.59 1.07$ 0.65 1.08$ 0.75 1.09$ 0.87 02/2012
01/2024
1.11$ 0.87 0.00%
13Y 0.68 10/2010
09/2023
1.09$ 0.68 1.09$ 0.70 1.09$ 0.89 1.12$ 0.91 02/2011
01/2024
1.12$ 0.91 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -12.27 10/2021
09/2022
0.87$ -4.50 0.95$ -1.35 0.98$ 1.07 1.01$ 4.93 05/2019
04/2020
1.04$ 0.79 72.67%
2Y -8.97 11/2020
10/2022
0.82$ -5.46 0.89$ -1.12 0.97$ 0.27 1.00$ 2.97 06/2018
05/2020
1.06$ -3.93 78.99%
3Y -6.58 07/2020
06/2023
0.81$ -4.59 0.86$ -0.91 0.97$ -0.11 0.99$ 1.01 05/2017
04/2020
1.03$ -5.42 84.92%
4Y -4.31 10/2019
09/2023
0.83$ -3.34 0.87$ -0.77 0.96$ -0.43 0.98$ 0.41 06/2016
05/2020
1.01$ -3.82 90.35%
5Y -3.23 11/2017
10/2022
0.84$ -2.82 0.86$ -0.85 0.95$ -0.36 0.98$ 0.24 06/2015
05/2020
1.01$ -2.82 95.10%
6Y -3.00 11/2016
10/2022
0.83$ -2.72 0.84$ -0.97 0.94$ -0.35 0.97$ 0.32 06/2014
05/2020
1.01$ -2.26 91.11%
7Y -2.85 03/2016
02/2023
0.81$ -2.61 0.83$ -1.08 0.92$ -0.23 0.98$ 0.05 06/2013
05/2020
1.00$ -2.25 97.44%
8Y -2.50 03/2015
02/2023
0.81$ -2.31 0.82$ -0.95 0.92$ -0.26 0.97$ -0.09 05/2012
04/2020
0.99$ -2.24 100.00%
9Y -2.15 03/2014
02/2023
0.82$ -2.07 0.82$ -0.96 0.91$ -0.36 0.96$ -0.20 06/2011
05/2020
0.98$ -2.07 100.00%
10Y -2.01 10/2013
09/2023
0.81$ -1.98 0.81$ -1.66 0.84$ -0.56 0.94$ -0.50 04/2011
03/2021
0.95$ -1.75 100.00%
11Y -1.96 03/2012
02/2023
0.80$ -1.94 0.80$ -1.80 0.81$ -1.15 0.88$ -0.94 09/2010
08/2021
0.90$ -1.69 100.00%
12Y -2.01 11/2010
10/2022
0.78$ -1.96 0.78$ -1.86 0.79$ -1.76 0.80$ -1.67 02/2012
01/2024
0.81$ -1.67 100.00%
13Y -1.93 10/2010
09/2023
0.77$ -1.93 0.77$ -1.90 0.77$ -1.69 0.80$ -1.67 02/2011
01/2024
0.80$ -1.67 100.00%
Annualized rolling and percentiles/median returns over full calendar month periods

Annualized Rolling Returns - 1 Year (12 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.53% +5.37%
Apr 2019 - Mar 2020
-5.07%
Oct 2021 - Sep 2022
20.00%
30 out of 150
US Inflation Adjusted -1.35% +4.93%
May 2019 - Apr 2020
-12.27%
Oct 2021 - Sep 2022
72.67%
109 out of 150
1 Year Annualized Rolling Returns
Timeframes ending in every month
1 Year Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 2 Years (24 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.57% +4.15%
May 2018 - Apr 2020
-2.61%
Nov 2020 - Oct 2022
18.12%
25 out of 138
US Inflation Adjusted -1.12% +2.97%
Jun 2018 - May 2020
-8.97%
Nov 2020 - Oct 2022
78.99%
109 out of 138
2 Years Annualized Rolling Returns
Timeframes ending in every month
2 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 3 Years (36 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.61% +2.83%
Feb 2018 - Jan 2021
-1.20%
Jul 2020 - Jun 2023
14.29%
18 out of 126
US Inflation Adjusted -0.91% +1.01%
May 2017 - Apr 2020
-6.58%
Jul 2020 - Jun 2023
84.92%
107 out of 126
3 Years Annualized Rolling Returns
Timeframes ending in every month
3 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 4 Years (48 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.64% +2.11%
Jan 2017 - Dec 2020
+0.10%
Jul 2019 - Jun 2023
0.00%
0 out of 114
US Inflation Adjusted -0.77% +0.41%
Jun 2016 - May 2020
-4.31%
Oct 2019 - Sep 2023
90.35%
103 out of 114
4 Years Annualized Rolling Returns
Timeframes ending in every month
4 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 5 Years (60 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.85% +1.84%
Jan 2016 - Dec 2020
+0.37%
May 2013 - Apr 2018
0.00%
0 out of 102
US Inflation Adjusted -0.85% +0.24%
Jun 2015 - May 2020
-3.23%
Nov 2017 - Oct 2022
95.10%
97 out of 102
5 Years Annualized Rolling Returns
Timeframes ending in every month
5 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 6 Years (72 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.77% +1.65%
Aug 2014 - Jul 2020
+0.38%
May 2012 - Apr 2018
0.00%
0 out of 90
US Inflation Adjusted -0.97% +0.32%
Jun 2014 - May 2020
-3.00%
Nov 2016 - Oct 2022
91.11%
82 out of 90
6 Years Annualized Rolling Returns
Timeframes ending in every month
6 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 7 Years (84 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.81% +1.49%
Sep 2013 - Aug 2020
+0.42%
Oct 2011 - Sep 2018
0.00%
0 out of 78
US Inflation Adjusted -1.08% +0.05%
Jun 2013 - May 2020
-2.85%
Mar 2016 - Feb 2023
97.44%
76 out of 78
7 Years Annualized Rolling Returns
Timeframes ending in every month
7 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 8 Years (96 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.91% +1.33%
Jul 2012 - Jun 2020
+0.50%
Nov 2010 - Oct 2018
0.00%
0 out of 66
US Inflation Adjusted -0.95% -0.09%
May 2012 - Apr 2020
-2.50%
Mar 2015 - Feb 2023
100.00%
66 out of 66
8 Years Annualized Rolling Returns
Timeframes ending in every month
8 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 9 Years (108 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.99% +1.33%
Apr 2011 - Mar 2020
+0.53%
Nov 2013 - Oct 2022
0.00%
0 out of 54
US Inflation Adjusted -0.96% -0.20%
Jun 2011 - May 2020
-2.15%
Mar 2014 - Feb 2023
100.00%
54 out of 54
9 Years Annualized Rolling Returns
Timeframes ending in every month
9 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 10 Years (120 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.83% +1.22%
Apr 2011 - Mar 2021
+0.51%
Nov 2012 - Oct 2022
0.00%
0 out of 42
US Inflation Adjusted -1.66% -0.50%
Apr 2011 - Mar 2021
-2.01%
Oct 2013 - Sep 2023
100.00%
42 out of 42
10 Years Annualized Rolling Returns
Timeframes ending in every month
10 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 11 Years (132 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.71% +1.10%
Sep 2010 - Aug 2021
+0.50%
Oct 2011 - Sep 2022
0.00%
0 out of 30
US Inflation Adjusted -1.80% -0.94%
Sep 2010 - Aug 2021
-1.96%
Mar 2012 - Feb 2023
100.00%
30 out of 30
11 Years Annualized Rolling Returns
Timeframes ending in every month
11 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 12 Years (144 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.65% +0.87%
Feb 2012 - Jan 2024
+0.53%
Nov 2010 - Oct 2022
0.00%
0 out of 18
US Inflation Adjusted -1.86% -1.67%
Feb 2012 - Jan 2024
-2.01%
Nov 2010 - Oct 2022
100.00%
18 out of 18
12 Years Annualized Rolling Returns
Timeframes ending in every month
12 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

Annualized Rolling Returns - 13 Years (156 months)

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Median Best Worst Negative Periods
Annualized Rolling Return +0.70% +0.91%
Feb 2011 - Jan 2024
+0.68%
Oct 2010 - Sep 2023
0.00%
0 out of 6
US Inflation Adjusted -1.90% -1.67%
Feb 2011 - Jan 2024
-1.93%
Oct 2010 - Sep 2023
100.00%
6 out of 6
13 Years Annualized Rolling Returns
Timeframes ending in every month
13 Years Annualized Rolling Returns
Annualized Rolling Return Distribution

To obtain comprehensive information, please consult the Schwab Short-Term U.S. Treasury ETF (SCHO) ETF: Historical Returns page.