US Stocks Portfolio vs Merrill Lynch Edge Select Aggressive Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - March 2025 (~40 years)
Consolidated Returns as of 31 March 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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Results
30 Years
All (since January 1985)
Inflation Adjusted:
US Stocks Portfolio
1.00$
Initial Capital
April 1995
18.95$
Final Capital
March 2025
10.30%
Yearly Return
15.62%
Std Deviation
-50.84%
Max Drawdown
53months
Recovery Period
1.00$
Initial Capital
April 1995
8.96$
Final Capital
March 2025
7.58%
Yearly Return
15.62%
Std Deviation
-51.65%
Max Drawdown
63months
Recovery Period
1.00$
Initial Capital
January 1985
71.91$
Final Capital
March 2025
11.21%
Yearly Return
15.43%
Std Deviation
-50.84%
Max Drawdown
53months
Recovery Period
1.00$
Initial Capital
January 1985
23.73$
Final Capital
March 2025
8.19%
Yearly Return
15.43%
Std Deviation
-51.65%
Max Drawdown
63months
Recovery Period
Merrill Lynch Edge Select Aggressive Portfolio
1.00$
Initial Capital
April 1995
11.96$
Final Capital
March 2025
8.62%
Yearly Return
13.26%
Std Deviation
-45.65%
Max Drawdown
41months
Recovery Period
1.00$
Initial Capital
April 1995
5.66$
Final Capital
March 2025
5.95%
Yearly Return
13.26%
Std Deviation
-46.54%
Max Drawdown
63months
Recovery Period
1.00$
Initial Capital
January 1985
54.57$
Final Capital
March 2025
10.45%
Yearly Return
13.28%
Std Deviation
-45.65%
Max Drawdown
41months
Recovery Period
1.00$
Initial Capital
January 1985
18.01$
Final Capital
March 2025
7.45%
Yearly Return
13.28%
Std Deviation
-46.54%
Max Drawdown
63months
Recovery Period

As of March 2025, in the previous 30 Years, the US Stocks Portfolio obtained a 10.30% compound annual return, with a 15.62% standard deviation. It suffered a maximum drawdown of -50.84% that required 53 months to be recovered.

As of March 2025, in the previous 30 Years, the Merrill Lynch Edge Select Aggressive Portfolio obtained a 8.62% compound annual return, with a 13.26% standard deviation. It suffered a maximum drawdown of -45.65% that required 41 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

US Stocks Portfolio
Weight
(%)		 ETF
Ticker		 Name
100.00
VTI
Vanguard Total Stock Market
Merrill Lynch Edge Select Aggressive Portfolio
Weight
(%)		 ETF
Ticker		 Name
29.00
VUG
Vanguard Growth
21.00
VEU
Vanguard FTSE All-World ex-US
19.00
VTV
Vanguard Value
9.00
EEM
iShares MSCI Emerging Markets
3.00
IJS
iShares S&P Small-Cap 600 Value
3.00
IJT
iShares S&P Small-Cap 600 Growth
5.00
IEI
iShares 3-7 Year Treasury Bond
4.00
LQD
iShares Investment Grade Corporate Bond
3.00
MBB
iShares MBS
2.00
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
1.00
BNDX
Vanguard Total International Bond
1.00
HYG
iShares iBoxx $ High Yield Corporate Bond
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Portfolio Returns as of Mar 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 January 1985 - 31 March 2025 (~40 years)
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Return (%) as of Mar 31, 2025
YTD
(3M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~40Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp US Stocks
-- Market Benchmark 		-4.83 -5.86 -2.28 7.17 18.10 11.76 10.30 11.21
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_merrill_lynch.webp Edge Select Aggressive
Merrill Lynch 		-0.78 -3.02 -1.59 7.51 13.51 8.74 8.62 10.45
Return over 1 year are annualized.
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Capital Growth as of Mar 31, 2025

US Stocks Portfolio: an investment of 1$, since April 1995, now would be worth 18.95$, with a total return of 1795.34% (10.30% annualized).

Merrill Lynch Edge Select Aggressive Portfolio: an investment of 1$, since April 1995, now would be worth 11.96$, with a total return of 1096.41% (8.62% annualized).


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US Stocks Portfolio: an investment of 1$, since January 1985, now would be worth 71.91$, with a total return of 7090.61% (11.21% annualized).

Merrill Lynch Edge Select Aggressive Portfolio: an investment of 1$, since January 1985, now would be worth 54.57$, with a total return of 5357.28% (10.45% annualized).


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Portfolio Metrics as of Mar 31, 2025

The following metrics, updated as of 31 March 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 April 2024 - 31 March 2025 (1 year)
Period: 1 April 2020 - 31 March 2025 (5 years)
Period: 1 April 2015 - 31 March 2025 (10 years)
Period: 1 April 1995 - 31 March 2025 (30 years)
Period: 1 January 1985 - 31 March 2025 (~40 years)
Swipe left to see all data
US Stocks Edge Select Aggressive
Author Merrill Lynch
ASSET ALLOCATION
Stocks 100% 84%
Fixed Income 0% 16%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.17 7.51
Infl. Adjusted Return (%) 4.67 5.00
DRAWDOWN
Deepest Drawdown Depth (%) -7.73 -3.25
Start to Recovery (months) 4* 2*
Longest Drawdown Depth (%) -7.73 -3.25
Start to Recovery (months) 4* 2*
Longest Negative Period (months) 7* 6*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 12.65 8.83
Sharpe Ratio 0.18 0.30
Sortino Ratio 0.24 0.39
Ulcer Index 2.66 1.54
Ratio: Return / Standard Deviation 0.57 0.85
Ratio: Return / Deepest Drawdown 0.93 2.31
Metrics calculated over the period 1 April 2024 - 31 March 2025
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US Stocks Edge Select Aggressive
Author Merrill Lynch
ASSET ALLOCATION
Stocks 100% 84%
Fixed Income 0% 16%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 18.10 13.51
Infl. Adjusted Return (%) 13.15 8.76
DRAWDOWN
Deepest Drawdown Depth (%) -24.81 -23.81
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -24.81 -23.81
Start to Recovery (months) 24 26
Longest Negative Period (months) 30 32
RISK INDICATORS
Standard Deviation (%) 17.16 13.97
Sharpe Ratio 0.91 0.79
Sortino Ratio 1.25 1.09
Ulcer Index 8.57 8.01
Ratio: Return / Standard Deviation 1.05 0.97
Ratio: Return / Deepest Drawdown 0.73 0.57
Metrics calculated over the period 1 April 2020 - 31 March 2025
Swipe left to see all data
US Stocks Edge Select Aggressive
Author Merrill Lynch
ASSET ALLOCATION
Stocks 100% 84%
Fixed Income 0% 16%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 11.76 8.74
Infl. Adjusted Return (%) 8.42 5.49
DRAWDOWN
Deepest Drawdown Depth (%) -24.81 -23.81
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -24.81 -23.81
Start to Recovery (months) 24 26
Longest Negative Period (months) 30 32
RISK INDICATORS
Standard Deviation (%) 15.77 12.95
Sharpe Ratio 0.64 0.54
Sortino Ratio 0.85 0.73
Ulcer Index 6.99 6.58
Ratio: Return / Standard Deviation 0.75 0.67
Ratio: Return / Deepest Drawdown 0.47 0.37
Metrics calculated over the period 1 April 2015 - 31 March 2025
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US Stocks Edge Select Aggressive
Author Merrill Lynch
ASSET ALLOCATION
Stocks 100% 84%
Fixed Income 0% 16%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 10.30 8.62
Infl. Adjusted Return (%) 7.58 5.95
DRAWDOWN
Deepest Drawdown Depth (%) -50.84 -45.65
Start to Recovery (months) 53 41
Longest Drawdown Depth (%) -43.94 -33.96
Start to Recovery (months) 67 56
Longest Negative Period (months) 139 118
RISK INDICATORS
Standard Deviation (%) 15.62 13.26
Sharpe Ratio 0.51 0.48
Sortino Ratio 0.67 0.63
Ulcer Index 14.31 11.10
Ratio: Return / Standard Deviation 0.66 0.65
Ratio: Return / Deepest Drawdown 0.20 0.19
Metrics calculated over the period 1 April 1995 - 31 March 2025
Swipe left to see all data
US Stocks Edge Select Aggressive
Author Merrill Lynch
ASSET ALLOCATION
Stocks 100% 84%
Fixed Income 0% 16%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 11.21 10.45
Infl. Adjusted Return (%) 8.19 7.45
DRAWDOWN
Deepest Drawdown Depth (%) -50.84 -45.65
Start to Recovery (months) 53 41
Longest Drawdown Depth (%) -43.94 -33.96
Start to Recovery (months) 67 56
Longest Negative Period (months) 139 118
RISK INDICATORS
Standard Deviation (%) 15.43 13.28
Sharpe Ratio 0.52 0.55
Sortino Ratio 0.68 0.72
Ulcer Index 12.87 9.98
Ratio: Return / Standard Deviation 0.73 0.79
Ratio: Return / Deepest Drawdown 0.22 0.23
Metrics calculated over the period 1 January 1985 - 31 March 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 April 1995 - 31 March 2025 (30 years)
Period: 1 January 1985 - 31 March 2025 (~40 years)

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US Stocks Edge Select Aggressive
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-50.84 53 Nov 2007
Mar 2012
-45.65 41 Nov 2007
Mar 2011
-43.94 67 Sep 2000
Mar 2006
-33.96 56 Apr 2000
Nov 2004
-24.81 24 Jan 2022
Dec 2023
-23.81 26 Jan 2022
Feb 2024
-20.84 7 Jan 2020
Jul 2020
-17.64 7 Jan 2020
Jul 2020
-17.57 5 Jul 1998
Nov 1998
-16.85 11 May 2011
Mar 2012
-14.20 7 Oct 2018
Apr 2019
-13.97 7 May 1998
Nov 1998
-11.27 7 Oct 2018
Apr 2019
-10.51 14 Jun 2015
Jul 2016
-8.84 12 Jun 2015
May 2016

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US Stocks Edge Select Aggressive
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-50.84 53 Nov 2007
Mar 2012
-45.65 41 Nov 2007
Mar 2011
-43.94 67 Sep 2000
Mar 2006
-33.96 56 Apr 2000
Nov 2004
-29.34 21 Sep 1987
May 1989
-24.81 24 Jan 2022
Dec 2023
-23.81 26 Jan 2022
Feb 2024
-22.86 17 Sep 1987
Jan 1989
-20.84 7 Jan 2020
Jul 2020
-17.64 7 Jan 2020
Jul 2020
-17.57 5 Jul 1998
Nov 1998
-16.85 11 May 2011
Mar 2012
-16.20 9 Jun 1990
Feb 1991
-15.96 7 Aug 1990
Feb 1991
-14.20 7 Oct 2018
Apr 2019

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 31 March 2025 (~40 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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US Stocks Edge Select Aggressive
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 -4.83 -7.63 -0.78 -3.25
2024
 23.81 -4.34 15.15 -3.19
2023
 26.05 -9.11 21.47 -8.85
2022
 -19.51 -24.81 -17.87 -23.81
2021
 25.67 -4.46 15.74 -3.70
2020
 21.03 -20.84 17.62 -17.64
2019
 30.67 -6.45 24.61 -5.32
2018
 -5.21 -14.20 -6.88 -11.27
2017
 21.21 0.00 21.70 0.00
2016
 12.83 -5.73 9.21 -4.97
2015
 0.36 -8.84 -1.81 -9.34
2014
 12.54 -3.17 6.27 -3.59
2013
 33.45 -3.03 20.62 -2.29
2012
 16.45 -6.82 15.28 -7.41
2011
 0.97 -17.58 -2.72 -16.85
2010
 17.42 -13.26 14.37 -10.38
2009
 28.89 -17.72 30.72 -15.46
2008
 -36.98 -38.08 -32.45 -35.23
2007
 5.37 -5.23 10.67 -4.82
2006
 15.69 -3.22 16.89 -3.81
2005
 6.31 -4.48 9.86 -4.16
2004
 12.79 -3.56 13.59 -3.69
2003
 30.75 -4.27 30.43 -3.69
2002
 -20.47 -27.18 -14.01 -20.65
2001
 -10.97 -23.65 -9.00 -19.93
2000
 -10.57 -15.87 -8.67 -12.07
1999
 23.81 -6.42 23.19 -2.88
1998
 23.26 -17.57 18.05 -13.97
1997
 30.99 -4.56 17.27 -6.20
1996
 20.96 -6.17 15.00 -3.98
1995
 35.79 -1.17 23.68 -0.91
1994
 -0.17 -7.43 0.50 -7.08
1993
 10.62 -2.77 21.88 -3.14
1992
 9.11 -2.40 3.09 -3.48
1991
 32.39 -4.47 34.86 -4.62
1990
 -6.08 -16.20 -6.03 -15.96
1989
 28.12 -3.05 30.19 -2.36
1988
 17.32 -3.42 18.97 -3.56
1987
 2.61 -29.34 4.52 -22.86
1986
 14.57 -7.92 25.81 -5.82
1985
 31.27 -4.77 34.45 -2.58
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book