Technology Portfolio vs Stocks/Bonds 80/20 Momentum Portfolio Portfolio Comparison

Simulation Settings
Period: January 1982 - April 2025 (~43 years)
Consolidated Returns as of 30 April 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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Results
30 Years
All (since January 1982)
Inflation Adjusted:
Technology Portfolio
1.00$
Initial Capital
May 1995
48.48$
Final Capital
April 2025
13.81%
Yearly Return
24.00%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Initial Capital
May 1995
23.02$
Final Capital
April 2025
11.02%
Yearly Return
24.00%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
1.00$
Initial Capital
January 1982
294.43$
Final Capital
April 2025
14.02%
Yearly Return
23.04%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Initial Capital
January 1982
86.66$
Final Capital
April 2025
10.85%
Yearly Return
23.04%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
Stocks/Bonds 80/20 Momentum Portfolio
1.00$
Initial Capital
May 1995
25.50$
Final Capital
April 2025
11.40%
Yearly Return
12.55%
Std Deviation
-43.61%
Max Drawdown
52months
Recovery Period
1.00$
Initial Capital
May 1995
12.11$
Final Capital
April 2025
8.67%
Yearly Return
12.55%
Std Deviation
-44.54%
Max Drawdown
63months
Recovery Period
1.00$
Initial Capital
January 1982
166.55$
Final Capital
April 2025
12.53%
Yearly Return
12.59%
Std Deviation
-43.61%
Max Drawdown
52months
Recovery Period
1.00$
Initial Capital
January 1982
49.02$
Final Capital
April 2025
9.40%
Yearly Return
12.59%
Std Deviation
-44.54%
Max Drawdown
63months
Recovery Period

As of April 2025, in the previous 30 Years, the Technology Portfolio obtained a 13.81% compound annual return, with a 24.00% standard deviation. It suffered a maximum drawdown of -81.08% that required 175 months to be recovered.

As of April 2025, in the previous 30 Years, the Stocks/Bonds 80/20 Momentum Portfolio obtained a 11.40% compound annual return, with a 12.55% standard deviation. It suffered a maximum drawdown of -43.61% that required 52 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Technology Portfolio
Weight
(%)		 Ticker Name
100.00
QQQ
Invesco QQQ Trust
Stocks/Bonds 80/20 Momentum Portfolio
Weight
(%)		 Ticker Name
80.00
MTUM
iShares Edge MSCI USA Momentum Fctr
20.00
BND
Vanguard Total Bond Market
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Portfolio Returns as of Apr 30, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 January 1982 - 30 April 2025 (~43 years)
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Return (%) as of Apr 30, 2025
YTD
(4M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~43Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Technology
-- Market Benchmark 		-6.86 1.40 -1.43 12.67 17.48 16.91 13.81 14.02
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Stocks/Bonds 80/20 Momentum
-- Market Benchmark 		1.69 3.02 3.77 17.26 10.47 10.81 11.40 12.53
Return over 1 year are annualized.
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Capital Growth as of Apr 30, 2025

Technology Portfolio: an investment of 1$, since May 1995, now would be worth 48.48$, with a total return of 4748.05% (13.81% annualized).

Stocks/Bonds 80/20 Momentum Portfolio: an investment of 1$, since May 1995, now would be worth 25.50$, with a total return of 2449.78% (11.40% annualized).


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Technology Portfolio: an investment of 1$, since January 1982, now would be worth 294.43$, with a total return of 29342.58% (14.02% annualized).

Stocks/Bonds 80/20 Momentum Portfolio: an investment of 1$, since January 1982, now would be worth 166.55$, with a total return of 16554.69% (12.53% annualized).


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Portfolio Metrics as of Apr 30, 2025

The following metrics, updated as of 30 April 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 May 2024 - 30 April 2025 (1 year)
Period: 1 May 2020 - 30 April 2025 (5 years)
Period: 1 May 2015 - 30 April 2025 (10 years)
Period: 1 May 1995 - 30 April 2025 (30 years)
Period: 1 January 1982 - 30 April 2025 (~43 years)
Swipe left to see all data
Technology Stocks/Bonds 80/20 Momentum
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 12.67 17.26
Infl. Adjusted Return (%) 10.38 14.88
DRAWDOWN
Deepest Drawdown Depth (%) -10.08 -6.00
Start to Recovery (months) 3* 2*
Longest Drawdown Depth (%) -10.08 -6.00
Start to Recovery (months) 3* 2*
Longest Negative Period (months) 10* 5*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 13.34 12.27
Sharpe Ratio 0.59 1.01
Sortino Ratio 0.78 1.29
Ulcer Index 3.83 2.18
Ratio: Return / Standard Deviation 0.95 1.41
Ratio: Return / Deepest Drawdown 1.26 2.88
Metrics calculated over the period 1 May 2024 - 30 April 2025
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Technology Stocks/Bonds 80/20 Momentum
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 17.48 10.47
Infl. Adjusted Return (%) 12.39 5.68
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -27.23
Start to Recovery (months) 24 32
Longest Drawdown Depth (%) -32.58 -27.23
Start to Recovery (months) 24 32
Longest Negative Period (months) 28 39
RISK INDICATORS
Standard Deviation (%) 20.33 15.21
Sharpe Ratio 0.74 0.52
Sortino Ratio 0.99 0.72
Ulcer Index 12.52 12.86
Ratio: Return / Standard Deviation 0.86 0.69
Ratio: Return / Deepest Drawdown 0.54 0.38
Metrics calculated over the period 1 May 2020 - 30 April 2025
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Technology Stocks/Bonds 80/20 Momentum
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 16.91 10.81
Infl. Adjusted Return (%) 13.43 7.50
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -27.23
Start to Recovery (months) 24 32
Longest Drawdown Depth (%) -32.58 -27.23
Start to Recovery (months) 24 32
Longest Negative Period (months) 28 39
RISK INDICATORS
Standard Deviation (%) 18.57 13.45
Sharpe Ratio 0.82 0.67
Sortino Ratio 1.11 0.91
Ulcer Index 9.48 9.49
Ratio: Return / Standard Deviation 0.91 0.80
Ratio: Return / Deepest Drawdown 0.52 0.40
Metrics calculated over the period 1 May 2015 - 30 April 2025
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Technology Stocks/Bonds 80/20 Momentum
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 13.81 11.40
Infl. Adjusted Return (%) 11.02 8.67
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -43.61
Start to Recovery (months) 175 52
Longest Drawdown Depth (%) -81.08 -32.75
Start to Recovery (months) 175 52
Longest Negative Period (months) 174 112
RISK INDICATORS
Standard Deviation (%) 24.00 12.55
Sharpe Ratio 0.48 0.73
Sortino Ratio 0.65 0.96
Ulcer Index 39.57 11.97
Ratio: Return / Standard Deviation 0.58 0.91
Ratio: Return / Deepest Drawdown 0.17 0.26
Metrics calculated over the period 1 May 1995 - 30 April 2025
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Technology Stocks/Bonds 80/20 Momentum
Author
ASSET ALLOCATION
Stocks 100% 80%
Fixed Income 0% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 14.02 12.53
Infl. Adjusted Return (%) 10.85 9.40
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -43.61
Start to Recovery (months) 175 52
Longest Drawdown Depth (%) -81.08 -32.75
Start to Recovery (months) 175 52
Longest Negative Period (months) 174 112
RISK INDICATORS
Standard Deviation (%) 23.04 12.59
Sharpe Ratio 0.45 0.71
Sortino Ratio 0.62 0.95
Ulcer Index 33.53 10.55
Ratio: Return / Standard Deviation 0.61 1.00
Ratio: Return / Deepest Drawdown 0.17 0.29
Metrics calculated over the period 1 January 1982 - 30 April 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 May 1995 - 30 April 2025 (30 years)
Period: 1 January 1982 - 30 April 2025 (~43 years)

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Technology Stocks/Bonds 80/20 Momentum
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-43.61 52 Nov 2007
Feb 2012
-32.75 52 Sep 2000
Dec 2004
-32.58 24 Jan 2022
Dec 2023
-27.23 32 Nov 2021
Jun 2024
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019
-14.33 5 Feb 2020
Jun 2020
-13.51 4 Feb 1997
May 1997
-12.90 3 Feb 2020
Apr 2020
-12.46 9 Oct 2018
Jun 2019
-10.50 7 Aug 1997
Feb 1998
-10.08 3* Feb 2025
In progress
-9.82 8 Dec 2015
Jul 2016
-9.49 3 Feb 1999
Apr 1999

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Technology Stocks/Bonds 80/20 Momentum
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-43.61 52 Nov 2007
Feb 2012
-34.57 21 Sep 1987
May 1989
-32.75 52 Sep 2000
Dec 2004
-32.58 24 Jan 2022
Dec 2023
-27.93 29 Jul 1983
Nov 1985
-27.64 8 Jul 1990
Feb 1991
-27.23 32 Nov 2021
Jun 2024
-25.63 21 Sep 1987
May 1989
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019
-15.73 8 Jun 1986
Jan 1987
-14.55 10 Jan 1982
Oct 1982
-14.33 5 Feb 2020
Jun 2020
-13.51 4 Feb 1997
May 1997

Rolling Returns

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You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1982 - 30 April 2025 (~43 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Technology Stocks/Bonds 80/20 Momentum
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 -6.86 -10.08 1.69 -6.00
2024
 25.58 -4.37 26.59 -4.94
2023
 54.86 -8.42 8.40 -5.89
2022
 -32.58 -32.58 -17.23 -24.45
2021
 27.42 -5.68 10.32 -3.67
2020
 48.40 -12.90 25.42 -14.33
2019
 38.96 -8.23 23.57 -1.46
2018
 -0.12 -16.96 -1.35 -12.46
2017
 32.66 -2.32 30.71 0.00
2016
 7.10 -8.37 4.51 -3.62
2015
 9.45 -8.88 7.25 -6.22
2014
 19.18 -3.04 12.86 -3.39
2013
 36.63 -2.39 27.24 -2.48
2012
 18.12 -8.13 12.58 -5.19
2011
 3.47 -10.79 6.33 -10.88
2010
 20.14 -12.93 15.66 -9.31
2009
 54.68 -7.43 14.68 -16.18
2008
 -41.73 -43.03 -31.40 -32.66
2007
 19.02 -6.83 15.50 -1.97
2006
 7.14 -11.54 9.30 -2.94
2005
 1.57 -12.37 15.79 -1.04
2004
 10.54 -9.86 14.21 -2.13
2003
 49.67 -2.90 21.59 -3.04
2002
 -37.37 -46.75 -8.17 -17.08
2001
 -33.34 -54.93 -12.19 -20.18
2000
 -36.11 -46.69 -5.41 -9.70
1999
 101.95 -9.49 32.18 -1.61
1998
 85.30 -17.20 40.72 -9.24
1997
 20.63 -13.51 31.37 -4.22
1996
 42.54 -8.14 24.58 -3.09
1995
 42.54 -3.77 37.49 0.00
1994
 1.50 -12.97 -1.40 -6.80
1993
 10.58 -8.26 12.52 -1.57
1992
 8.86 -13.48 4.88 -2.94
1991
 64.99 -8.89 32.57 -3.31
1990
 -10.41 -27.64 2.93 -10.02
1989
 26.17 -4.64 36.94 -1.39
1988
 13.54 -10.50 7.13 -4.35
1987
 10.50 -34.57 2.18 -25.63
1986
 6.89 -15.73 21.18 -6.69
1985
 35.61 -6.97 30.36 -2.61
1984
 -11.31 -17.55 2.34 -8.41
1983
 19.87 -13.85 14.60 -3.36
1982
 18.67 -14.55 30.58 -3.58
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