Technology Portfolio vs Paul Farrell Second Grader's Starter Portfolio Portfolio Comparison

Simulation Settings
Period: January 1971 - March 2025 (~54 years)
Consolidated Returns as of 31 March 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond March 2025.
Reset settings
Close
Results
30 Years
All (since January 1971)
Inflation Adjusted:
Technology Portfolio
1.00$
Initial Capital
April 1995
50.21$
Final Capital
March 2025
13.94%
Yearly Return
24.01%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Initial Capital
April 1995
23.75$
Final Capital
March 2025
11.14%
Yearly Return
24.01%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
1.00$
Initial Capital
January 1971
634.59$
Final Capital
March 2025
12.63%
Yearly Return
22.40%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Initial Capital
January 1971
79.00$
Final Capital
March 2025
8.39%
Yearly Return
22.40%
Std Deviation
-82.10%
Max Drawdown
206months
Recovery Period
Paul Farrell Second Grader's Starter Portfolio
1.00$
Initial Capital
April 1995
11.49$
Final Capital
March 2025
8.48%
Yearly Return
13.90%
Std Deviation
-48.52%
Max Drawdown
59months
Recovery Period
1.00$
Initial Capital
April 1995
5.44$
Final Capital
March 2025
5.81%
Yearly Return
13.90%
Std Deviation
-49.37%
Max Drawdown
66months
Recovery Period
1.00$
Initial Capital
January 1971
178.48$
Final Capital
March 2025
10.03%
Yearly Return
13.82%
Std Deviation
-48.52%
Max Drawdown
59months
Recovery Period
1.00$
Initial Capital
January 1971
22.22$
Final Capital
March 2025
5.88%
Yearly Return
13.82%
Std Deviation
-49.37%
Max Drawdown
66months
Recovery Period

As of March 2025, in the previous 30 Years, the Technology Portfolio obtained a 13.94% compound annual return, with a 24.01% standard deviation. It suffered a maximum drawdown of -81.08% that required 175 months to be recovered.

As of March 2025, in the previous 30 Years, the Paul Farrell Second Grader's Starter Portfolio obtained a 8.48% compound annual return, with a 13.90% standard deviation. It suffered a maximum drawdown of -48.52% that required 59 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Set your goal
Use top metrics to evaluate
Join the passive investing strategy
Exclusive new asset allocations in EUR and USD
Buy now
English book
Buy now
Italian book

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Technology Portfolio
Weight
(%)		 ETF
Ticker		 Name
100.00
QQQ
Invesco QQQ Trust
Paul Farrell Second Grader's Starter Portfolio
Weight
(%)		 ETF
Ticker		 Name
60.00
VTI
Vanguard Total Stock Market
30.00
VEU
Vanguard FTSE All-World ex-US
10.00
BND
Vanguard Total Bond Market
Test Your Asset Allocation
Evaluate your portfolio strategy in 7 different currencies
Try the Backtest Tool

Portfolio Returns as of Mar 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 January 1971 - 31 March 2025 (~54 years)
Swipe left to see all data
Return (%) as of Mar 31, 2025
YTD
(3M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~54Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Technology
-- Market Benchmark 		-8.14 -7.59 -3.63 6.26 20.47 16.97 13.94 12.63
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_paul_farrell.webp Second Grader's Starter
Paul Farrell 		-0.83 -3.33 -1.59 7.25 14.30 8.91 8.48 10.03
Return over 1 year are annualized.
Explore All Lazy Portfolios
Tailored Portfolios for every Investment Strategy

Capital Growth as of Mar 31, 2025

Technology Portfolio: an investment of 1$, since April 1995, now would be worth 50.21$, with a total return of 4920.89% (13.94% annualized).

Paul Farrell Second Grader's Starter Portfolio: an investment of 1$, since April 1995, now would be worth 11.49$, with a total return of 1049.31% (8.48% annualized).


Loading data
Please wait
Technology Portfolio: an investment of 1$, since January 1971, now would be worth 634.59$, with a total return of 63359.45% (12.63% annualized).

Paul Farrell Second Grader's Starter Portfolio: an investment of 1$, since January 1971, now would be worth 178.48$, with a total return of 17748.19% (10.03% annualized).


Loading data
Please wait
Readings that may interest you

Portfolio Metrics as of Mar 31, 2025

The following metrics, updated as of 31 March 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 April 2024 - 31 March 2025 (1 year)
Period: 1 April 2020 - 31 March 2025 (5 years)
Period: 1 April 2015 - 31 March 2025 (10 years)
Period: 1 April 1995 - 31 March 2025 (30 years)
Period: 1 January 1971 - 31 March 2025 (~54 years)
Swipe left to see all data
Technology Second Grader's Starter
Author Paul Farrell
ASSET ALLOCATION
Stocks 100% 90%
Fixed Income 0% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 6.26 7.25
Infl. Adjusted Return (%) 3.77 4.74
DRAWDOWN
Deepest Drawdown Depth (%) -10.08 -3.63
Start to Recovery (months) 2* 2
Longest Drawdown Depth (%) -1.68 -3.62
Start to Recovery (months) 3 2*
Longest Negative Period (months) 9* 6*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 14.31 9.62
Sharpe Ratio 0.09 0.24
Sortino Ratio 0.13 0.32
Ulcer Index 3.19 1.72
Ratio: Return / Standard Deviation 0.44 0.75
Ratio: Return / Deepest Drawdown 0.62 2.00
Metrics calculated over the period 1 April 2024 - 31 March 2025
Swipe left to see all data
Technology Second Grader's Starter
Author Paul Farrell
ASSET ALLOCATION
Stocks 100% 90%
Fixed Income 0% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 20.47 14.30
Infl. Adjusted Return (%) 15.43 9.52
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -24.21
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -32.58 -24.21
Start to Recovery (months) 24 26
Longest Negative Period (months) 28 31
RISK INDICATORS
Standard Deviation (%) 21.19 14.74
Sharpe Ratio 0.85 0.80
Sortino Ratio 1.16 1.10
Ulcer Index 12.46 8.10
Ratio: Return / Standard Deviation 0.97 0.97
Ratio: Return / Deepest Drawdown 0.63 0.59
Metrics calculated over the period 1 April 2020 - 31 March 2025
Swipe left to see all data
Technology Second Grader's Starter
Author Paul Farrell
ASSET ALLOCATION
Stocks 100% 90%
Fixed Income 0% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 16.97 8.91
Infl. Adjusted Return (%) 13.47 5.66
DRAWDOWN
Deepest Drawdown Depth (%) -32.58 -24.21
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -32.58 -24.21
Start to Recovery (months) 24 26
Longest Negative Period (months) 28 31
RISK INDICATORS
Standard Deviation (%) 18.57 13.67
Sharpe Ratio 0.82 0.53
Sortino Ratio 1.12 0.70
Ulcer Index 9.45 6.75
Ratio: Return / Standard Deviation 0.91 0.65
Ratio: Return / Deepest Drawdown 0.52 0.37
Metrics calculated over the period 1 April 2015 - 31 March 2025
Swipe left to see all data
Technology Second Grader's Starter
Author Paul Farrell
ASSET ALLOCATION
Stocks 100% 90%
Fixed Income 0% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 13.94 8.48
Infl. Adjusted Return (%) 11.14 5.81
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -48.52
Start to Recovery (months) 175 59
Longest Drawdown Depth (%) -81.08 -39.03
Start to Recovery (months) 175 64
Longest Negative Period (months) 174 131
RISK INDICATORS
Standard Deviation (%) 24.01 13.90
Sharpe Ratio 0.49 0.45
Sortino Ratio 0.66 0.58
Ulcer Index 39.57 12.78
Ratio: Return / Standard Deviation 0.58 0.61
Ratio: Return / Deepest Drawdown 0.17 0.17
Metrics calculated over the period 1 April 1995 - 31 March 2025
Swipe left to see all data
Technology Second Grader's Starter
Author Paul Farrell
ASSET ALLOCATION
Stocks 100% 90%
Fixed Income 0% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 12.63 10.03
Infl. Adjusted Return (%) 8.39 5.88
DRAWDOWN
Deepest Drawdown Depth (%) -81.08 -48.52
Start to Recovery (months) 175 59
Longest Drawdown Depth (%) -81.08 -39.03
Start to Recovery (months) 175 64
Longest Negative Period (months) 174 131
RISK INDICATORS
Standard Deviation (%) 22.40 13.82
Sharpe Ratio 0.37 0.41
Sortino Ratio 0.50 0.55
Ulcer Index 31.92 10.88
Ratio: Return / Standard Deviation 0.56 0.73
Ratio: Return / Deepest Drawdown 0.16 0.21
Metrics calculated over the period 1 January 1971 - 31 March 2025
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 April 1995 - 31 March 2025 (30 years)
Period: 1 January 1971 - 31 March 2025 (~54 years)

Loading data
Please wait
Swipe left to see all data
Technology Second Grader's Starter
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-48.52 59 Nov 2007
Sep 2012
-39.03 64 Apr 2000
Jul 2005
-32.58 24 Jan 2022
Dec 2023
-24.21 26 Jan 2022
Feb 2024
-19.32 8 Jan 2020
Aug 2020
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019
-14.32 5 Jul 1998
Nov 1998
-13.51 4 Feb 1997
May 1997
-12.90 3 Feb 2020
Apr 2020
-11.99 7 Oct 2018
Apr 2019
-10.88 14 Jun 2015
Jul 2016
-10.50 7 Aug 1997
Feb 1998
-10.08 2* Feb 2025
In progress

Loading data
Please wait
Swipe left to see all data
Technology Second Grader's Starter
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-58.37 68 Jan 1973
Aug 1978
-48.52 59 Nov 2007
Sep 2012
-39.03 64 Apr 2000
Jul 2005
-38.74 39 Jan 1973
Mar 1976
-34.57 21 Sep 1987
May 1989
-32.58 24 Jan 2022
Dec 2023
-27.93 29 Jul 1983
Nov 1985
-27.64 8 Jul 1990
Feb 1991
-25.11 18 Jun 1981
Nov 1982
-24.21 26 Jan 2022
Feb 2024
-21.75 17 Sep 1987
Jan 1989
-19.32 8 Jan 2020
Aug 2020
-19.01 6 Feb 1980
Jul 1980
-17.69 10 Sep 1978
Jun 1979

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1971 - 31 March 2025 (~54 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Technology Second Grader's Starter
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 -8.14 -10.08 -0.83 -3.62
2024
 25.58 -4.37 16.09 -3.63
2023
 54.86 -8.42 20.93 -9.14
2022
 -32.58 -32.58 -17.70 -24.21
2021
 27.42 -5.68 17.70 -3.84
2020
 48.40 -12.90 16.72 -19.32
2019
 38.96 -8.23 25.83 -5.44
2018
 -0.12 -16.96 -7.40 -11.99
2017
 32.66 -2.32 21.30 0.00
2016
 7.10 -8.37 9.42 -5.60
2015
 9.45 -8.88 -1.16 -9.62
2014
 19.18 -3.04 6.75 -3.49
2013
 36.63 -2.39 24.11 -2.56
2012
 18.12 -8.13 15.86 -7.88
2011
 3.47 -10.79 -2.83 -17.88
2010
 20.14 -12.93 14.62 -11.38
2009
 54.68 -7.43 28.98 -17.20
2008
 -41.73 -43.03 -34.54 -37.04
2007
 19.02 -6.83 8.57 -5.03
2006
 7.14 -11.54 17.83 -3.36
2005
 1.57 -12.37 8.70 -3.82
2004
 10.54 -9.86 14.35 -3.09
2003
 49.67 -2.90 30.95 -4.37
2002
 -37.37 -46.75 -15.98 -22.25
2001
 -33.34 -54.93 -11.78 -21.62
2000
 -36.11 -46.69 -9.89 -14.07
1999
 101.95 -9.49 23.19 -3.08
1998
 85.30 -17.20 19.50 -14.32
1997
 20.63 -13.51 19.31 -4.84
1996
 42.54 -8.14 14.34 -4.50
1995
 42.54 -3.77 24.48 -1.28
1994
 1.50 -12.97 2.56 -5.09
1993
 10.58 -8.26 16.32 -4.22
1992
 8.86 -13.48 1.74 -4.65
1991
 64.99 -8.89 23.80 -4.67
1990
 -10.41 -27.64 -10.22 -16.95
1989
 26.17 -4.64 22.09 -2.57
1988
 13.54 -10.50 18.82 -3.47
1987
 10.50 -34.57 10.87 -21.75
1986
 6.89 -15.73 29.27 -5.18
1985
 35.61 -6.97 36.18 -2.85
1984
 -11.31 -17.55 3.66 -8.18
1983
 19.87 -13.85 21.23 -3.07
1982
 18.67 -14.55 14.99 -12.58
1981
 -3.21 -19.44 -2.74 -11.40
1980
 33.88 -19.01 27.18 -10.99
1979
 28.11 -9.91 17.88 -7.18
1978
 12.31 -17.69 14.57 -8.59
1977
 7.33 -3.83 2.89 -4.35
1976
 26.10 -2.85 17.93 -2.79
1975
 29.76 -14.58 32.69 -11.35
1974
 -35.11 -41.36 -22.01 -29.06
1973
 -31.06 -31.06 -13.91 -15.04
1972
 17.18 -3.61 22.52 -1.37
1971
 27.35 -7.42 21.01 -5.36
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book