All Country World Stocks Portfolio vs Stocks/Bonds 60/40 Portfolio Portfolio Comparison

Simulation Settings
Period: January 1970 - April 2025 (~55 years)
Consolidated Returns as of 30 April 2025
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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Results
30 Years
All (since January 1970)
Inflation Adjusted:
All Country World Stocks Portfolio
1.00$
Initial Capital
May 1995
9.54$
Final Capital
April 2025
7.81%
Yearly Return
15.72%
Std Deviation
-55.18%
Max Drawdown
69months
Recovery Period
1.00$
Initial Capital
May 1995
4.53$
Final Capital
April 2025
5.16%
Yearly Return
15.72%
Std Deviation
-55.93%
Max Drawdown
79months
Recovery Period
1.00$
Initial Capital
January 1970
153.61$
Final Capital
April 2025
9.53%
Yearly Return
15.64%
Std Deviation
-55.18%
Max Drawdown
69months
Recovery Period
1.00$
Initial Capital
January 1970
18.11$
Final Capital
April 2025
5.37%
Yearly Return
15.64%
Std Deviation
-55.93%
Max Drawdown
79months
Recovery Period
Stocks/Bonds 60/40 Portfolio
1.00$
Initial Capital
May 1995
10.77$
Final Capital
April 2025
8.25%
Yearly Return
9.68%
Std Deviation
-30.55%
Max Drawdown
36months
Recovery Period
1.00$
Initial Capital
May 1995
5.12$
Final Capital
April 2025
5.59%
Yearly Return
9.68%
Std Deviation
-31.69%
Max Drawdown
38months
Recovery Period
1.00$
Initial Capital
January 1970
138.70$
Final Capital
April 2025
9.32%
Yearly Return
10.14%
Std Deviation
-30.55%
Max Drawdown
36months
Recovery Period
1.00$
Initial Capital
January 1970
16.36$
Final Capital
April 2025
5.18%
Yearly Return
10.14%
Std Deviation
-38.92%
Max Drawdown
122months
Recovery Period

As of April 2025, in the previous 30 Years, the All Country World Stocks Portfolio obtained a 7.81% compound annual return, with a 15.72% standard deviation. It suffered a maximum drawdown of -55.18% that required 69 months to be recovered.

As of April 2025, in the previous 30 Years, the Stocks/Bonds 60/40 Portfolio obtained a 8.25% compound annual return, with a 9.68% standard deviation. It suffered a maximum drawdown of -30.55% that required 36 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

All Country World Stocks Portfolio
Weight
(%)		 Ticker Name
100.00
VT
Vanguard Total World Stock
Stocks/Bonds 60/40 Portfolio
Weight
(%)		 Ticker Name
60.00
VTI
Vanguard Total Stock Market
40.00
BND
Vanguard Total Bond Market
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Portfolio Returns as of Apr 30, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
RETURN COMPARISON
Period: 1 January 1970 - 30 April 2025 (~55 years)
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Return (%) as of Apr 30, 2025
YTD
(4M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~55Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_world.webp All Country World Stocks
-- Market Benchmark 		-0.42 0.56 0.65 11.58 13.25 8.68 7.81 9.53
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Stocks/Bonds 60/40
-- Market Benchmark 		-2.04 -0.26 -0.11 10.43 8.80 7.74 8.25 9.32
Return over 1 year are annualized.
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Capital Growth as of Apr 30, 2025

All Country World Stocks Portfolio: an investment of 1$, since May 1995, now would be worth 9.54$, with a total return of 853.78% (7.81% annualized).

Stocks/Bonds 60/40 Portfolio: an investment of 1$, since May 1995, now would be worth 10.77$, with a total return of 977.34% (8.25% annualized).


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All Country World Stocks Portfolio: an investment of 1$, since January 1970, now would be worth 153.61$, with a total return of 15260.84% (9.53% annualized).

Stocks/Bonds 60/40 Portfolio: an investment of 1$, since January 1970, now would be worth 138.70$, with a total return of 13769.92% (9.32% annualized).


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Portfolio Metrics as of Apr 30, 2025

The following metrics, updated as of 30 April 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 May 2024 - 30 April 2025 (1 year)
Period: 1 May 2020 - 30 April 2025 (5 years)
Period: 1 May 2015 - 30 April 2025 (10 years)
Period: 1 May 1995 - 30 April 2025 (30 years)
Period: 1 January 1970 - 30 April 2025 (~55 years)
Swipe left to see all data
All Country World Stocks Stocks/Bonds 60/40
Author
ASSET ALLOCATION
Stocks 100% 60%
Fixed Income 0% 40%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 11.58 10.43
Infl. Adjusted Return (%) 9.32 8.18
DRAWDOWN
Deepest Drawdown Depth (%) -3.92 -4.56
Start to Recovery (months) 3* 5*
Longest Drawdown Depth (%) -3.92 -4.56
Start to Recovery (months) 3* 5*
Longest Negative Period (months) 7* 7*
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 8.93 8.17
Sharpe Ratio 0.76 0.69
Sortino Ratio 0.99 0.91
Ulcer Index 1.76 1.94
Ratio: Return / Standard Deviation 1.30 1.28
Ratio: Return / Deepest Drawdown 2.96 2.29
Metrics calculated over the period 1 May 2024 - 30 April 2025
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All Country World Stocks Stocks/Bonds 60/40
Author
ASSET ALLOCATION
Stocks 100% 60%
Fixed Income 0% 40%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 13.25 8.80
Infl. Adjusted Return (%) 8.34 4.08
DRAWDOWN
Deepest Drawdown Depth (%) -25.52 -20.69
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -25.52 -20.69
Start to Recovery (months) 24 26
Longest Negative Period (months) 31 34
RISK INDICATORS
Standard Deviation (%) 15.31 11.58
Sharpe Ratio 0.70 0.54
Sortino Ratio 0.96 0.73
Ulcer Index 8.30 7.71
Ratio: Return / Standard Deviation 0.87 0.76
Ratio: Return / Deepest Drawdown 0.52 0.43
Metrics calculated over the period 1 May 2020 - 30 April 2025
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All Country World Stocks Stocks/Bonds 60/40
Author
ASSET ALLOCATION
Stocks 100% 60%
Fixed Income 0% 40%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.68 7.74
Infl. Adjusted Return (%) 5.44 4.53
DRAWDOWN
Deepest Drawdown Depth (%) -25.52 -20.69
Start to Recovery (months) 24 26
Longest Drawdown Depth (%) -25.52 -20.69
Start to Recovery (months) 24 26
Longest Negative Period (months) 34 34
RISK INDICATORS
Standard Deviation (%) 14.92 10.45
Sharpe Ratio 0.46 0.57
Sortino Ratio 0.62 0.76
Ulcer Index 7.38 5.81
Ratio: Return / Standard Deviation 0.58 0.74
Ratio: Return / Deepest Drawdown 0.34 0.37
Metrics calculated over the period 1 May 2015 - 30 April 2025
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All Country World Stocks Stocks/Bonds 60/40
Author
ASSET ALLOCATION
Stocks 100% 60%
Fixed Income 0% 40%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.81 8.25
Infl. Adjusted Return (%) 5.16 5.59
DRAWDOWN
Deepest Drawdown Depth (%) -55.18 -30.55
Start to Recovery (months) 69 36
Longest Drawdown Depth (%) -55.18 -21.56
Start to Recovery (months) 69 41
Longest Negative Period (months) 132 110
RISK INDICATORS
Standard Deviation (%) 15.72 9.68
Sharpe Ratio 0.35 0.62
Sortino Ratio 0.47 0.81
Ulcer Index 15.84 6.91
Ratio: Return / Standard Deviation 0.50 0.85
Ratio: Return / Deepest Drawdown 0.14 0.27
Metrics calculated over the period 1 May 1995 - 30 April 2025
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All Country World Stocks Stocks/Bonds 60/40
Author
ASSET ALLOCATION
Stocks 100% 60%
Fixed Income 0% 40%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.53 9.32
Infl. Adjusted Return (%) 5.37 5.18
DRAWDOWN
Deepest Drawdown Depth (%) -55.18 -30.55
Start to Recovery (months) 69 36
Longest Drawdown Depth (%) -55.18 -21.56
Start to Recovery (months) 69 41
Longest Negative Period (months) 132 110
RISK INDICATORS
Standard Deviation (%) 15.64 10.14
Sharpe Ratio 0.33 0.48
Sortino Ratio 0.44 0.65
Ulcer Index 13.30 6.28
Ratio: Return / Standard Deviation 0.61 0.92
Ratio: Return / Deepest Drawdown 0.17 0.31
Metrics calculated over the period 1 January 1970 - 30 April 2025
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 May 1995 - 30 April 2025 (30 years)
Period: 1 January 1970 - 30 April 2025 (~55 years)

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All Country World Stocks Stocks/Bonds 60/40
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-55.18 69 Nov 2007
Jul 2013
-46.45 61 Sep 2000
Sep 2005
-30.55 36 Nov 2007
Oct 2010
-25.52 24 Jan 2022
Dec 2023
-22.15 8 Jan 2020
Aug 2020
-21.56 41 Sep 2000
Jan 2004
-20.69 26 Jan 2022
Feb 2024
-16.58 5 Jul 1998
Nov 1998
-14.45 21 Feb 2018
Oct 2019
-13.76 19 Jun 2015
Dec 2016
-12.29 6 Feb 2020
Jul 2020
-10.18 5 Jul 1998
Nov 1998
-9.00 9 May 2011
Jan 2012
-8.38 7 Sep 2018
Mar 2019
-7.16 7 Aug 1997
Feb 1998

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All Country World Stocks Stocks/Bonds 60/40
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-55.18 69 Nov 2007
Jul 2013
-46.45 61 Sep 2000
Sep 2005
-42.30 60 Jan 1973
Dec 1977
-30.55 36 Nov 2007
Oct 2010
-27.28 37 Jan 1973
Jan 1976
-26.12 17 Sep 1987
Jan 1989
-25.52 24 Jan 2022
Dec 2023
-24.26 43 Sep 1989
Mar 1993
-22.50 13 Jan 1970
Jan 1971
-22.15 8 Jan 2020
Aug 2020
-21.56 41 Sep 2000
Jan 2004
-21.07 24 Dec 1980
Nov 1982
-20.69 26 Jan 2022
Feb 2024
-19.17 17 Sep 1987
Jan 1989
-16.58 5 Jul 1998
Nov 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1970 - 30 April 2025 (~55 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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All Country World Stocks Stocks/Bonds 60/40
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 -0.42 -3.92 -2.04 -4.02
2024
 16.49 -3.58 14.84 -3.62
2023
 22.03 -9.69 17.79 -7.48
2022
 -18.01 -25.52 -16.95 -20.69
2021
 18.27 -4.10 14.66 -3.24
2020
 16.61 -22.15 15.70 -12.29
2019
 26.82 -5.97 21.94 -3.41
2018
 -9.76 -14.45 -3.17 -8.38
2017
 24.49 0.00 14.15 0.00
2016
 8.51 -6.91 8.71 -2.95
2015
 -1.86 -11.65 0.44 -5.24
2014
 3.67 -4.44 9.85 -1.50
2013
 22.95 -3.20 19.23 -2.27
2012
 17.12 -10.01 11.13 -3.54
2011
 -7.50 -21.87 3.75 -9.00
2010
 13.08 -12.80 12.93 -7.13
2009
 32.65 -19.35 18.79 -11.70
2008
 -42.31 -42.46 -19.44 -22.19
2007
 12.23 -3.69 5.99 -3.07
2006
 22.32 -2.45 11.12 -2.03
2005
 11.83 -2.46 4.74 -2.34
2004
 16.95 -2.64 9.37 -2.68
2003
 36.08 -2.46 20.04 -1.99
2002
 -18.93 -26.51 -8.98 -13.74
2001
 -16.14 -25.94 -3.21 -11.68
2000
 -11.41 -14.09 -1.79 -8.27
1999
 26.30 -4.32 13.98 -3.76
1998
 22.57 -16.58 17.39 -10.18
1997
 15.14 -7.16 22.37 -3.12
1996
 13.05 -5.44 14.01 -3.33
1995
 19.28 -1.67 28.74 -0.20
1994
 5.70 -6.11 -1.16 -6.47
1993
 24.75 -1.19 10.25 -1.36
1992
 -4.32 -7.14 8.32 -1.65
1991
 19.77 -6.88 25.53 -2.86
1990
 -16.58 -22.62 -0.19 -8.52
1989
 17.52 -4.87 22.33 -1.36
1988
 23.86 -2.72 13.33 -2.24
1987
 16.65 -26.12 2.18 -19.17
1986
 42.65 -5.84 14.79 -5.58
1985
 41.65 -2.26 27.66 -2.15
1984
 5.68 -7.06 7.32 -6.58
1983
 23.14 -3.10 15.69 -2.85
1982
 11.14 -15.33 24.75 -4.29
1981
 -3.39 -11.40 1.27 -8.82
1980
 27.59 -10.22 21.05 -9.57
1979
 12.57 -7.36 16.69 -6.65
1978
 18.11 -7.38 5.53 -7.92
1977
 1.91 -5.11 -1.60 -4.89
1976
 14.60 -3.44 21.38 -1.34
1975
 34.35 -12.40 25.64 -8.13
1974
 -24.56 -32.45 -14.41 -20.38
1973
 -14.59 -15.92 -9.12 -9.87
1972
 23.43 -1.54 11.66 -1.45
1971
 19.46 -6.12 14.37 -5.73
1970
 -2.07 -22.50 9.77 -11.52
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