Data Source: from January 1800 to June 2026
Consolidated Returns as of 30 June 2026

Managing the Stocks/Bonds 80/20 Portfolio with a yearly rebalancing, you would have obtained a 10.30% compound annual return in the last 30 Years.

With a quarterly rebalancing, over the same period, the return would have been 9.26%.

How do returns and drawdowns change, implementing different rebalancing strategies?

Rebalancing Strategies

In order to keep risk under control, you should rebalance assets quotes from time to time, so to keep them at the original percentage of the asset allocation.

Portfolio Returns as of Jun 30, 2026

Implementing different rebalancing strategies, the Stocks/Bonds 80/20 Portfolio guaranteed the following returns.

STOCKS/BONDS 80/20 PORTFOLIO RETURNS
Period: January 1800 - June 2026
Annualized Returns
Swipe left to see all data
Return (%) and number of rebalances as of Jun 30, 2026
Rebalancing Strategy 1Y 5Y 10Y 30Y MAX
(~227Y)
No Rebalancing 23.17 (0) 12.24 (0) 15.03 (0) 10.30 (0) 8.41 (0)
Yearly Rebalancing 19.16 (1) 9.90 (5) 12.40 (10) 9.34 (30) 8.02 (227)
Half Yearly Rebalancing 19.14 (2) 9.83 (10) 12.38 (20) 9.26 (60) 8.03 (453)
Quarterly Rebalancing 19.23 (4) 9.85 (20) 12.45 (40) 9.33 (120) 8.04 (906)
5% Tolerance per asset 19.68 (0) 10.05 (1) 12.58 (3) 9.48 (12) 8.08 (56)
10% Tolerance per asset 19.28 (0) 10.45 (1) 12.99 (2) 9.62 (4) 8.15 (16)

In order to have complete information about the portfolio, please refer to the Stocks/Bonds 80/20 Portfolio: ETF allocation and returns page.

Performances as of Jun 30, 2026

Historical returns and stats of Stocks/Bonds 80/20 Portfolio, after implementing different rebalancing strategies.

STOCKS/BONDS 80/20 PORTFOLIO PERFORMANCES
Period: January 1800 - June 2026
Swipe left to see all data
Standard Deviation
Max Drawdown (%)
Rebalancing Strategy Return % Std Dev(%) Ret. / Std Dev MaxDD(%) Ret. / MaxDD
No Rebalancing 8.41 (0) 14.18 0.59 -83.63 0.10
Yearly Rebalancing 8.02 (227) 12.02 0.67 -75.27 0.11
Half Yearly Rebalancing 8.03 (453) 12.10 0.66 -75.24 0.11
Quarterly Rebalancing 8.04 (906) 12.13 0.66 -75.49 0.11
5% Tolerance per asset 8.08 (56) 12.18 0.66 -75.46 0.11
10% Tolerance per asset 8.15 (16) 12.48 0.65 -74.80 0.11
(*) Since Jan 1800 (~227 yrs) | Annualized Returns (and number of rebalances)

Drawdowns as of Jun 30, 2026

Historical Drawdowns of Stocks/Bonds 80/20 Portfolio, after implementing different rebalancing strategies.

STOCKS/BONDS 80/20 PORTFOLIO DRAWDOWNS
Period: January 1800 - June 2026
Swipe left to see all data
Rebalancing
Tolerance per asset
No Rebalancing Yearly Half Yearly Quarterly 5% 10%
-83.63
Sep 1929 - Dec 1944
-75.27
Sep 1929 - Mar 1943
-75.24
Sep 1929 - Jan 1937
-75.49
Sep 1929 - Nov 1936
-75.46
Sep 1929 - Jan 1937
-74.80
Sep 1929 - Oct 1936
-50.81
Nov 2007 - Feb 2012
-41.09
Nov 2007 - Jan 2011
-41.68
Mar 1937 - Mar 1943
-41.90
Nov 2007 - Feb 2011
-41.54
Nov 2007 - Jan 2011
-43.69
Mar 1937 - May 1943
-45.79
Jan 1973 - Dec 1976
-36.88
Jan 1973 - Mar 1976
-41.58
Nov 2007 - Feb 2011
-41.88
Mar 1937 - Mar 1943
-41.47
Mar 1937 - Mar 1943
-42.94
Nov 2007 - Apr 2011
-43.92
Sep 2000 - Mar 2006
-33.33
Sep 2000 - Jul 2005
-37.40
Jan 1973 - Mar 1976
-37.40
Jan 1973 - Mar 1976
-37.39
Jan 1973 - Mar 1976
-39.66
Jan 1973 - Jun 1976
-30.53
May 1839 - May 1843
-31.20
May 1839 - Apr 1843
-33.94
Sep 2000 - Jul 2005
-33.58
Sep 2000 - Jul 2005
-33.23
Sep 2000 - Jul 2005
-32.53
Sep 2000 - Dec 2004
5 Worst Drawdowns - Average
-50.93 -43.55 -45.97 -46.05 -45.82 -46.72
10 Worst Drawdowns - Average
-39.78 -34.28 -36.22 -36.33 -36.31 -37.39

For a deeper insight, please refer to the Stocks/Bonds 80/20 Portfolio: ETF allocation and returns page.