Stocks/Bonds 20/80 To EUR Portfolio: Rolling Returns

Simulation Settings
Period: August 1953 - June 2025 (~72 years)
Initial Amount: 1€
Rebalancing: at every Jan 1st
Currency: EUR
Inflation: Eurozone
(Change Settings)
The minimum date range must be at least 24 months. 'Date To' cannot be beyond June 2025.
Reset settings
Close

When holding the Stocks/Bonds 20/80 To EUR Portfolio, how long should you stay invested to have high probability to achieve a positive return?

Over the selected period (~72 years), the longest duration with a negative return was 121 months (from June 2001 to June 2011).

This indicates that, within the same timeframe, any rolling period of 122 months or more has consistently resulted in a positive return.

Understanding this metric is crucial as it highlights the importance of a safe investment horizon. Knowing the minimum duration required to likely see positive returns helps investors set realistic expectations and reinforces the strategy of staying invested through market cycles. This approach can mitigate the emotional reactions to short-term market fluctuations and enhance the likelihood of achieving financial goals.

Previous vs subsequent Returns

Is there a correlation between past and future returns over all 10-year rolling periods?

The following chart illustrates the relationship between past returns (x-axis) and subsequent returns (y-axis).

Data points are aggregated to show occurrences, and you can zoom in by clicking or drawing over the desired area.

STOCKS/BONDS 20/80 TO EUR PORTFOLIO
Previous vs Next Returns - 10 Years annualized
Time Period: 1 July 1995 - 30 June 2025 (30 Years)
Time Period: 1 August 1953 - 30 June 2025 (~72 years)
30 Years
(1995/07 - 2025/06)
All Data
(1953/08 - 2025/06)

Loading data
Please wait

Loading data
Please wait

As of Jun 30, 2025, the annualized return of the previous 10 years has been 3.34%.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

STOCKS/BONDS 20/80 TO EUR PORTFOLIO
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Time Period: 1 July 1995 - 30 June 2025 (30 Years)
Time Period: 1 August 1953 - 30 June 2025 (~72 years)
30 Years
(1995/07 - 2025/06)
All Data
(1953/08 - 2025/06)
Eurozone Inflation Adjusted:

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Loading data
Please wait

Rolling Period Analysis

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

STOCKS/BONDS 20/80 TO EUR PORTFOLIO
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 August 1953 - 30 June 2025 (~72 years)
Over Time
Histogram
Eurozone Inflation Adjusted:

Loading data
Please wait

Loading data
Please wait
Swipe left to see all data
Worst Median Best Negative Periods
-19.00%
Feb 2002 - Jan 2003
+6.10% +52.62%
Nov 1981 - Oct 1982
26.06%
222 out of 852
-23.14%
Aug 1972 - Jul 1973
+3.75% +46.29%
Jun 1982 - May 1983
36.15%
308 out of 852
-11.79%
Feb 2002 - Jan 2004
+5.93% +43.29%
Nov 1980 - Oct 1982
17.62%
148 out of 840
-13.54%
Feb 2002 - Jan 2004
+3.42% +35.01%
Nov 1980 - Oct 1982
29.29%
246 out of 840
-8.22%
Mar 2002 - Feb 2005
+5.68% +36.12%
Oct 1980 - Sep 1983
10.87%
90 out of 828
-10.19%
Apr 1971 - Mar 1974
+3.43% +31.52%
Feb 1982 - Jan 1985
26.33%
218 out of 828
-4.91%
Dec 2000 - Nov 2004
+5.76% +33.65%
Feb 1981 - Jan 1985
8.09%
66 out of 816
-8.59%
Feb 1971 - Jan 1975
+3.33% +28.67%
Feb 1981 - Jan 1985
23.04%
188 out of 816
-3.71%
Jun 2001 - May 2006
+5.88% +33.66%
Mar 1980 - Feb 1985
6.34%
51 out of 804
-6.17%
Aug 1968 - Jul 1973
+3.40% +28.39%
Mar 1980 - Feb 1985
19.40%
156 out of 804
-4.39%
Apr 2002 - Mar 2008
+6.04% +26.33%
Mar 1979 - Feb 1985
4.55%
36 out of 792
-6.56%
Apr 2002 - Mar 2008
+3.69% +21.25%
Apr 1980 - Mar 1986
17.05%
135 out of 792
-3.94%
Jul 2001 - Jun 2008
+6.12% +22.91%
Mar 1978 - Feb 1985
3.85%
30 out of 780
-6.16%
Jul 2001 - Jun 2008
+3.78% +17.98%
Mar 1978 - Feb 1985
16.28%
127 out of 780
-2.15%
Jun 2001 - May 2009
+6.08% +18.94%
Oct 1978 - Sep 1986
3.39%
26 out of 768
-4.11%
Jun 2001 - May 2009
+3.92% +14.88%
Oct 1978 - Sep 1986
17.19%
132 out of 768
-1.28%
Nov 2000 - Oct 2009
+6.20% +17.27%
Mar 1976 - Feb 1985
0.66%
5 out of 756
-3.35%
Apr 1971 - Mar 1980
+3.94% +14.23%
Sep 1980 - Aug 1989
17.06%
129 out of 756
-0.03%
Jul 2001 - Jun 2011
+6.38% +18.18%
Feb 1975 - Jan 1985
0.13%
1 out of 744
-2.57%
Oct 1968 - Sep 1978
+3.96% +13.49%
Feb 1975 - Jan 1985
14.92%
111 out of 744
+0.83%
Sep 2000 - Aug 2011
+6.37% +16.78%
Jun 1974 - May 1985
0.00%
0 out of 732
-2.07%
Mar 1969 - Feb 1980
+4.21% +12.10%
Jun 1974 - May 1985
11.48%
84 out of 732
+1.62%
Mar 2002 - Feb 2014
+6.32% +15.70%
Jul 1973 - Jun 1985
0.00%
0 out of 720
-1.87%
Mar 1968 - Feb 1980
+4.16% +11.40%
Mar 1980 - Feb 1992
10.83%
78 out of 720
+1.76%
Nov 2000 - Oct 2013
+6.27% +14.93%
Mar 1980 - Feb 1993
0.00%
0 out of 708
-1.30%
Mar 1967 - Feb 1980
+4.11% +11.62%
Mar 1980 - Feb 1993
9.18%
65 out of 708
+2.54%
May 2000 - Apr 2014
+6.33% +14.60%
Mar 1980 - Feb 1994
0.00%
0 out of 696
-1.02%
Oct 1964 - Sep 1978
+4.23% +11.29%
Mar 1980 - Feb 1994
7.18%
50 out of 696
+3.04%
Mar 1965 - Feb 1980
+6.47% +13.86%
Dec 1978 - Nov 1993
0.00%
0 out of 684
-1.11%
Mar 1965 - Feb 1980
+4.33% +10.32%
Dec 1978 - Nov 1993
5.41%
37 out of 684
+2.87%
Feb 2002 - Jan 2018
+6.45% +13.18%
Mar 1980 - Feb 1996
0.00%
0 out of 672
-0.76%
Mar 1964 - Feb 1980
+4.27% +9.98%
Mar 1980 - Feb 1996
3.42%
23 out of 672
+3.08%
Apr 2001 - Mar 2018
+6.54% +13.54%
Aug 1980 - Jul 1997
0.00%
0 out of 660
-0.48%
Mar 1963 - Feb 1980
+4.20% +10.48%
Aug 1980 - Jul 1997
1.97%
13 out of 660
+3.28%
Nov 2000 - Oct 2018
+6.63% +13.93%
Mar 1980 - Feb 1998
0.00%
0 out of 648
-0.51%
Mar 1962 - Feb 1980
+4.24% +10.87%
Mar 1980 - Feb 1998
1.39%
9 out of 648
+3.33%
Mar 1961 - Feb 1980
+6.76% +13.52%
Mar 1980 - Feb 1999
0.00%
0 out of 636
-0.52%
Mar 1961 - Feb 1980
+4.34% +10.59%
Mar 1980 - Feb 1999
0.47%
3 out of 636
+3.50%
Jun 2001 - May 2021
+6.96% +14.04%
Nov 1980 - Oct 2000
0.00%
0 out of 624
+0.00%
Mar 1960 - Feb 1980
+4.35% +11.17%
Nov 1980 - Oct 2000
0.00%
0 out of 624
Build wealth
with Lazy Portfolios and Passive Investing