Consolidated Returns as of 30 June 2024
Holding the Betterment Robo Advisor 50 Portfolio, how long should you stay invested to have high probability to obtain a positive return?
Considering all the available data source (~40 years), the longest period with a negative return lasted 51 months (from December 2004 to February 2009).
This means that every rolling period of 52 months or above has always granted a positive return.
To obtain comprehensive information, please consult the Betterment Robo Advisor 50 Portfolio: ETF allocation and returns page.
Previous vs subsequent Returns
Considering all 10-year rolling periods, is there a relationship between past and future returns, at a given date?
In the following chart, we show how past returns (x-axis) and subsequent returns (y-axis) are related.
Neighboring data is aggregated and occurrences are indicated. It is possible to zoom by clicking or drawing the desired area
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The annualized return of the last 10 years has been 4.74% (updated at Jun 30, 2024).
Rolling Returns
A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.
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Annualized Rolling Returns - 1 Year (12 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +9.98% |
+38.73%
Mar 2009 - Feb 2010 |
-26.75%
Mar 2008 - Feb 2009 |
16.20%
75 out of 463 |
US Inflation Adjusted | +7.30% |
+35.99%
May 1985 - Apr 1986 |
-28.11%
Nov 2007 - Oct 2008 |
23.11%
107 out of 463 |
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Annualized Rolling Returns - 2 Years (24 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +9.10% |
+28.67%
Mar 1985 - Feb 1987 |
-12.50%
Mar 2007 - Feb 2009 |
9.53%
43 out of 451 |
US Inflation Adjusted | +6.31% |
+25.47%
Mar 1985 - Feb 1987 |
-14.27%
Mar 2007 - Feb 2009 |
13.08%
59 out of 451 |
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Annualized Rolling Returns - 3 Years (36 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.79% |
+21.22%
Oct 1990 - Sep 1993 |
-5.43%
Mar 2006 - Feb 2009 |
2.28%
10 out of 439 |
US Inflation Adjusted | +6.13% |
+17.63%
Oct 1990 - Sep 1993 |
-7.45%
Mar 2006 - Feb 2009 |
11.62%
51 out of 439 |
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Annualized Rolling Returns - 4 Years (48 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.50% |
+17.81%
Oct 1985 - Sep 1989 |
-1.43%
Mar 2005 - Feb 2009 |
0.23%
1 out of 427 |
US Inflation Adjusted | +5.79% |
+13.66%
Oct 1985 - Sep 1989 |
-3.87%
Mar 2005 - Feb 2009 |
6.56%
28 out of 427 |
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Annualized Rolling Returns - 5 Years (60 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.35% |
+18.27%
Jan 1985 - Dec 1989 |
+0.88%
Mar 2004 - Feb 2009 |
0.00%
0 out of 415 |
US Inflation Adjusted | +5.85% |
+14.09%
Jan 1985 - Dec 1989 |
-2.06%
Oct 2017 - Sep 2022 |
4.82%
20 out of 415 |
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Annualized Rolling Returns - 6 Years (72 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.02% |
+15.86%
Jan 1988 - Dec 1993 |
+2.45%
Nov 2017 - Oct 2023 |
0.00%
0 out of 403 |
US Inflation Adjusted | +5.67% |
+12.03%
Oct 1990 - Sep 1996 |
-1.25%
Nov 2017 - Oct 2023 |
1.74%
7 out of 403 |
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Annualized Rolling Returns - 7 Years (84 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.32% |
+16.65%
Jan 1985 - Dec 1991 |
+3.86%
Mar 2002 - Feb 2009 |
0.00%
0 out of 391 |
US Inflation Adjusted | +5.73% |
+12.48%
Oct 1990 - Sep 1997 |
+0.36%
Nov 2016 - Oct 2023 |
0.00%
0 out of 391 |
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Annualized Rolling Returns - 8 Years (96 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.47% |
+15.61%
Oct 1985 - Sep 1993 |
+3.22%
Oct 2014 - Sep 2022 |
0.00%
0 out of 379 |
US Inflation Adjusted | +5.91% |
+11.45%
Oct 1985 - Sep 1993 |
+0.40%
Oct 2014 - Sep 2022 |
0.00%
0 out of 379 |
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Annualized Rolling Returns - 9 Years (108 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.45% |
+16.23%
Jan 1985 - Dec 1993 |
+3.52%
Mar 2000 - Feb 2009 |
0.00%
0 out of 367 |
US Inflation Adjusted | +5.89% |
+12.09%
Jan 1985 - Dec 1993 |
+0.64%
Nov 2014 - Oct 2023 |
0.00%
0 out of 367 |
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Annualized Rolling Returns - 10 Years (120 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.25% |
+14.07%
Jan 1985 - Dec 1994 |
+3.95%
Nov 2013 - Oct 2023 |
0.00%
0 out of 355 |
US Inflation Adjusted | +5.78% |
+10.43%
Oct 1990 - Sep 2000 |
+1.14%
Nov 2013 - Oct 2023 |
0.00%
0 out of 355 |
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Annualized Rolling Returns - 11 Years (132 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.27% |
+14.68%
Jan 1985 - Dec 1995 |
+4.60%
Nov 2012 - Oct 2023 |
0.00%
0 out of 343 |
US Inflation Adjusted | +5.89% |
+10.81%
Jan 1985 - Dec 1995 |
+1.94%
Nov 2012 - Oct 2023 |
0.00%
0 out of 343 |
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Annualized Rolling Returns - 12 Years (144 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.32% |
+14.56%
Jan 1985 - Dec 1996 |
+4.82%
Oct 2010 - Sep 2022 |
0.00%
0 out of 331 |
US Inflation Adjusted | +5.85% |
+10.70%
Jan 1985 - Dec 1996 |
+2.18%
Oct 2010 - Sep 2022 |
0.00%
0 out of 331 |
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Annualized Rolling Returns - 13 Years (156 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +7.98% |
+14.20%
Jan 1985 - Dec 1997 |
+4.74%
Apr 2007 - Mar 2020 |
0.00%
0 out of 319 |
US Inflation Adjusted | +5.64% |
+10.60%
May 1985 - Apr 1998 |
+2.18%
Nov 2010 - Oct 2023 |
0.00%
0 out of 319 |
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Annualized Rolling Returns - 14 Years (168 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +7.91% |
+13.81%
Jan 1985 - Dec 1998 |
+5.18%
Apr 2006 - Mar 2020 |
0.00%
0 out of 307 |
US Inflation Adjusted | +5.51% |
+10.29%
May 1985 - Apr 1999 |
+2.95%
Nov 2009 - Oct 2023 |
0.00%
0 out of 307 |
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Annualized Rolling Returns - 15 Years (180 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.03% |
+14.08%
Jan 1985 - Dec 1999 |
+4.27%
Oct 2007 - Sep 2022 |
0.00%
0 out of 295 |
US Inflation Adjusted | +5.53% |
+10.56%
Jan 1985 - Dec 1999 |
+1.85%
Oct 2007 - Sep 2022 |
0.00%
0 out of 295 |
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Annualized Rolling Returns - 16 Years (192 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +7.99% |
+13.25%
Jan 1985 - Dec 2000 |
+4.32%
Nov 2007 - Oct 2023 |
0.00%
0 out of 283 |
US Inflation Adjusted | +5.51% |
+9.74%
Jan 1985 - Dec 2000 |
+1.84%
Nov 2007 - Oct 2023 |
0.00%
0 out of 283 |
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Annualized Rolling Returns - 17 Years (204 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.18% |
+12.52%
Jan 1985 - Dec 2001 |
+4.92%
Nov 2006 - Oct 2023 |
0.00%
0 out of 271 |
US Inflation Adjusted | +5.69% |
+9.13%
Jan 1985 - Dec 2001 |
+2.36%
Nov 2006 - Oct 2023 |
0.00%
0 out of 271 |
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Annualized Rolling Returns - 18 Years (216 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.30% |
+11.62%
Jan 1985 - Dec 2002 |
+5.41%
Oct 2005 - Sep 2023 |
0.00%
0 out of 259 |
US Inflation Adjusted | +5.85% |
+8.31%
Nov 1985 - Oct 2003 |
+2.89%
Oct 2005 - Sep 2023 |
0.00%
0 out of 259 |
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Annualized Rolling Returns - 19 Years (228 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.33% |
+12.29%
Jan 1985 - Dec 2003 |
+5.73%
Nov 2004 - Oct 2023 |
0.00%
0 out of 247 |
US Inflation Adjusted | +5.80% |
+9.00%
Jan 1985 - Dec 2003 |
+3.11%
Nov 2004 - Oct 2023 |
0.00%
0 out of 247 |
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Annualized Rolling Returns - 20 Years (240 months)
Median | Best | Worst | Negative Periods | |
---|---|---|---|---|
Annualized Rolling Return | +8.42% |
+12.31%
Jan 1985 - Dec 2004 |
+5.98%
Apr 2000 - Mar 2020 |
0.00%
0 out of 235 |
US Inflation Adjusted | +5.87% |
+9.01%
Jan 1985 - Dec 2004 |
+3.37%
Nov 2003 - Oct 2023 |
0.00%
0 out of 235 |
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To obtain comprehensive information, please consult the Betterment Robo Advisor 50 Portfolio: ETF allocation and returns page.