Betterment Robo Advisor 20 Portfolio: Rolling Returns

Last Update: 31 May 2023

Implementing the Betterment Robo Advisor 20 Portfolio, how long should you stay invested to have high probability to obtain a positive return?

Considering all 4 years rolling periods, you would have obtained a positive returns 100.00% of times

Considering all 1 year rolling periods, you would have obtained a positive returns 91.78% of times

All the returns are calculated over the available historical serie, starting from January 1985 until May 2023.

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 20 Portfolio: ETF allocation and returns page.

Rolling Returns

Betterment Robo Advisor 20 Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period		 Annualized Return (%) Negative
Periods
Average Latest Best Worst
1 Year
 6.65 -0.95 25.95
Apr 1985 - Mar 1986 		-11.04
Oct 2021 - Sep 2022 		8.22%
2 Years
 6.57 -3.30 19.59
Mar 1985 - Feb 1987 		-3.42
Jan 2021 - Dec 2022 		3.42%
3 Years
 6.55 0.54 14.58
Oct 1990 - Sep 1993 		-0.68
Oct 2019 - Sep 2022 		0.70%
4 Years
 6.56 1.57 12.71
Jan 1988 - Dec 1991 		0.81
Oct 2018 - Sep 2022 		0.00%
5 Years
 6.55 1.88 13.11
Jan 1985 - Dec 1989 		0.98
Oct 2017 - Sep 2022 		0.00%
6 Years
 6.55 1.99 12.01
Mar 1985 - Feb 1991 		1.47
Oct 2016 - Sep 2022 		0.00%
7 Years
 6.54 2.41 12.79
Jan 1985 - Dec 1991 		1.96
Nov 2015 - Oct 2022 		0.00%
8 Years
 6.51 2.11 12.14
Apr 1985 - Mar 1993 		1.75
Oct 2014 - Sep 2022 		0.00%
9 Years
 6.49 2.14 12.26
Jan 1985 - Dec 1993 		1.99
Nov 2013 - Oct 2022 		0.00%
10 Years
 6.48 2.42 10.73
Jan 1985 - Dec 1994 		2.12
Oct 2012 - Sep 2022 		0.00%
11 Years
 6.49 2.76 11.22
Jan 1985 - Dec 1995 		2.49
Nov 2011 - Oct 2022 		0.00%
12 Years
 6.48 2.57 10.99
Jan 1985 - Dec 1996 		2.45
Nov 2010 - Oct 2022 		0.00%
13 Years
 6.47 3.00 10.76
Mar 1985 - Feb 1998 		2.77
Oct 2009 - Sep 2022 		0.00%
14 Years
 6.47 3.41 10.53
Jan 1985 - Dec 1998 		3.12
Oct 2008 - Sep 2022 		0.00%
15 Years
 6.45 2.99 10.41
Jan 1985 - Dec 1999 		2.76
Nov 2007 - Oct 2022 		0.00%
20 Years
 6.46 3.95 9.47
Jan 1985 - Dec 2004 		3.95
Jun 2003 - May 2023 		0.00%
30 Years
 6.47 5.10 7.87
Jan 1985 - Dec 2014 		5.10
Jun 1993 - May 2023 		0.00%
Annualized rolling and average returns over full calendar month periods

Annualized Rolling Returns - 1 Year (12 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.65% +25.95%
Apr 1985 - Mar 1986 		-11.04%
Oct 2021 - Sep 2022 		8.22%
37 out of 450
1 Year Annualized Rolling Returns over time
1 Year Annualized Rolling Returns Histogram

Annualized Rolling Returns - 2 Years (24 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.57% +19.59%
Mar 1985 - Feb 1987 		-3.42%
Jan 2021 - Dec 2022 		3.42%
15 out of 438
2 Years Annualized Rolling Returns over time
2 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 3 Years (36 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.55% +14.58%
Oct 1990 - Sep 1993 		-0.68%
Oct 2019 - Sep 2022 		0.70%
3 out of 426
3 Years Annualized Rolling Returns over time
3 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 4 Years (48 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.56% +12.71%
Jan 1988 - Dec 1991 		+0.81%
Oct 2018 - Sep 2022 		0.00%
0 out of 414
4 Years Annualized Rolling Returns over time
4 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 5 Years (60 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.55% +13.11%
Jan 1985 - Dec 1989 		+0.98%
Oct 2017 - Sep 2022 		0.00%
0 out of 402
5 Years Annualized Rolling Returns over time
5 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 6 Years (72 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.55% +12.01%
Mar 1985 - Feb 1991 		+1.47%
Oct 2016 - Sep 2022 		0.00%
0 out of 390
6 Years Annualized Rolling Returns over time
6 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 7 Years (84 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.54% +12.79%
Jan 1985 - Dec 1991 		+1.96%
Nov 2015 - Oct 2022 		0.00%
0 out of 378
7 Years Annualized Rolling Returns over time
7 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 8 Years (96 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.51% +12.14%
Apr 1985 - Mar 1993 		+1.75%
Oct 2014 - Sep 2022 		0.00%
0 out of 366
8 Years Annualized Rolling Returns over time
8 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 9 Years (108 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.49% +12.26%
Jan 1985 - Dec 1993 		+1.99%
Nov 2013 - Oct 2022 		0.00%
0 out of 354
9 Years Annualized Rolling Returns over time
9 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 10 Years (120 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.48% +10.73%
Jan 1985 - Dec 1994 		+2.12%
Oct 2012 - Sep 2022 		0.00%
0 out of 342
10 Years Annualized Rolling Returns over time
10 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 11 Years (132 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.49% +11.22%
Jan 1985 - Dec 1995 		+2.49%
Nov 2011 - Oct 2022 		0.00%
0 out of 330
11 Years Annualized Rolling Returns over time
11 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 12 Years (144 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.48% +10.99%
Jan 1985 - Dec 1996 		+2.45%
Nov 2010 - Oct 2022 		0.00%
0 out of 318
12 Years Annualized Rolling Returns over time
12 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 13 Years (156 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.47% +10.76%
Mar 1985 - Feb 1998 		+2.77%
Oct 2009 - Sep 2022 		0.00%
0 out of 306
13 Years Annualized Rolling Returns over time
13 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 14 Years (168 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.47% +10.53%
Jan 1985 - Dec 1998 		+3.12%
Oct 2008 - Sep 2022 		0.00%
0 out of 294
14 Years Annualized Rolling Returns over time
14 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 15 Years (180 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.45% +10.41%
Jan 1985 - Dec 1999 		+2.76%
Nov 2007 - Oct 2022 		0.00%
0 out of 282
15 Years Annualized Rolling Returns over time
15 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 20 Years (240 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.46% +9.47%
Jan 1985 - Dec 2004 		+3.95%
Jun 2003 - May 2023 		0.00%
0 out of 222
20 Years Annualized Rolling Returns over time
20 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 30 Years (360 months)

Swipe left to see all data
Average
Return		 Best
Return		 Worst
Return		 Negative
Periods
+6.47% +7.87%
Jan 1985 - Dec 2014 		+5.10%
Jun 1993 - May 2023 		0.00%
0 out of 102
30 Years Annualized Rolling Returns over time
30 Years Annualized Rolling Returns Histogram

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 20 Portfolio: ETF allocation and returns page.