Data Source: from January 1992 to June 2026
Consolidated Returns as of 30 June 2026

Managing the The Lazy Team Dynamic 40/60 Income Portfolio with a yearly rebalancing, you would have obtained a 7.64% compound annual return in the last 30 Years.

With a quarterly rebalancing, over the same period, the return would have been 6.77%.

How do returns and drawdowns change, implementing different rebalancing strategies?

Rebalancing Strategies

In order to keep risk under control, you should rebalance assets quotes from time to time, so to keep them at the original percentage of the asset allocation.

Portfolio Returns as of Jun 30, 2026

Implementing different rebalancing strategies, the The Lazy Team Dynamic 40/60 Income Portfolio guaranteed the following returns.

THE LAZY TEAM DYNAMIC 40/60 INCOME PORTFOLIO RETURNS
Period: January 1992 - June 2026
Annualized Returns
Swipe left to see all data
Return (%) and number of rebalances as of Jun 30, 2026
Rebalancing Strategy 1Y 5Y 10Y 30Y MAX
(~35Y)
No Rebalancing 13.98 (0) 5.89 (0) 7.00 (0) 7.64 (0) 8.13 (0)
Yearly Rebalancing 9.05 (1) 4.11 (5) 5.56 (10) 6.87 (30) 7.45 (35)
Half Yearly Rebalancing 9.02 (2) 4.05 (10) 5.53 (20) 6.77 (60) 7.36 (69)
Quarterly Rebalancing 9.09 (4) 4.06 (20) 5.57 (40) 6.86 (120) 7.45 (138)
5% Tolerance per asset 9.16 (0) 4.16 (1) 5.68 (3) 6.97 (12) 7.54 (12)
10% Tolerance per asset 9.90 (0) 4.37 (1) 5.97 (2) 7.20 (4) 7.75 (4)

In order to have complete information about the portfolio, please refer to the The Lazy Team Dynamic 40/60 Income Portfolio: ETF allocation and returns page.

Performances as of Jun 30, 2026

Historical returns and stats of The Lazy Team Dynamic 40/60 Income Portfolio, after implementing different rebalancing strategies.

THE LAZY TEAM DYNAMIC 40/60 INCOME PORTFOLIO PERFORMANCES
Period: January 1992 - June 2026
Swipe left to see all data
Standard Deviation
Max Drawdown (%)
Rebalancing Strategy Return % Std Dev(%) Ret. / Std Dev MaxDD(%) Ret. / MaxDD
No Rebalancing 8.13 (0) 8.96 0.91 -29.05 0.28
Yearly Rebalancing 7.45 (35) 7.76 0.96 -29.84 0.25
Half Yearly Rebalancing 7.36 (69) 7.76 0.95 -30.23 0.24
Quarterly Rebalancing 7.45 (138) 7.81 0.95 -30.15 0.25
5% Tolerance per asset 7.54 (12) 7.83 0.96 -29.70 0.25
10% Tolerance per asset 7.75 (4) 8.02 0.97 -30.12 0.26
(*) Since Jan 1992 (~35 yrs) | Annualized Returns (and number of rebalances)

Drawdowns as of Jun 30, 2026

Historical Drawdowns of The Lazy Team Dynamic 40/60 Income Portfolio, after implementing different rebalancing strategies.

THE LAZY TEAM DYNAMIC 40/60 INCOME PORTFOLIO DRAWDOWNS
Period: January 1992 - June 2026
Swipe left to see all data
Rebalancing
Tolerance per asset
No Rebalancing Yearly Half Yearly Quarterly 5% 10%
-29.05
Nov 2007 - Dec 2009
-29.84
Nov 2007 - Dec 2009
-30.23
Nov 2007 - Dec 2009
-30.15
Nov 2007 - Dec 2009
-29.70
Nov 2007 - Dec 2009
-30.12
Nov 2007 - Mar 2010
-21.64
Jan 2022 - Mar 2024
-17.33
Jan 2022 - Jun 2024
-17.42
Jan 2022 - Jun 2024
-17.48
Jan 2022 - Jun 2024
-17.53
Jan 2022 - Jun 2024
-17.37
Jan 2022 - Jun 2024
-15.78
Feb 2020 - Jul 2020
-12.42
Feb 2020 - Jul 2020
-12.42
Feb 2020 - Jul 2020
-12.42
Feb 2020 - Jul 2020
-12.67
Feb 2020 - Jul 2020
-13.02
Feb 2020 - Jul 2020
-11.39
May 1998 - Jan 1999
-9.38
May 1998 - Dec 1998
-9.35
May 1998 - Jan 1999
-9.33
May 1998 - Dec 1998
-9.91
May 1998 - Dec 1998
-11.39
May 1998 - Jan 1999
-8.44
Apr 2002 - Jan 2003
-7.19
Jun 2011 - Jan 2012
-7.11
Jun 2011 - Jan 2012
-7.09
Jun 2011 - Jan 2012
-7.65
Jun 2011 - Jan 2012
-7.22
Jun 2011 - Jan 2012
5 Worst Drawdowns - Average
-17.26 -15.23 -15.31 -15.30 -15.49 -15.82
10 Worst Drawdowns - Average
-11.54 -10.15 -10.20 -10.18 -10.32 -10.59

For a deeper insight, please refer to the The Lazy Team Dynamic 40/60 Income Portfolio: ETF allocation and returns page.