The Stocks/Bonds 40/60 Portfolio is exposed for 40% on the Stock Market.

In the last 10 years, it obtained a 8.25% compound annual return, with a 5.31% standard deviation (*).

(*) Last Update: June 2019

The Stocks/Bonds 40/60 Portfolio has the following asset allocation:

40% Stocks
60% Fixed Income
0% Commodities

The Stocks/Bonds 40/60 Portfolio can be replicated with the following ETFs:

Weight ETF: Ticker - Name Investment Themes
40.00 % VTI -
Vanguard Total Stock Market
Equity, U.S., Large Cap
60.00 % BND -
Vanguard Total Bond Market
Bond, U.S., All-Term

Capital growth, returns, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at each January 1st).

Last Update: June 2019.

Capital Growth and Historical Returns

An investment of 1000$, since January 1987, now would be worth 12106.07$, with a total return of 1110.61% (7.97% annualized).

Capital Growth:

Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

Swipe left to see all data
Range Returns
Jun 2019
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+3.66%
0.00%
1 - 0
YTD
+11.15%
-1.77%
May 2019 - May 2019
5 - 1
1Y
+8.56%
7.89%
-5.37%
Sep 2018 - Dec 2018
8 - 4
3Y
+7.00%
annualized
5.27%
-5.37%
Sep 2018 - Dec 2018
27 - 9
5Y
+5.89%
annualized
5.15%
-5.37%
Sep 2018 - Dec 2018
43 - 17
10Y
+8.25%
annualized
5.31%
-5.37%
Sep 2018 - Dec 2018
87 - 33
MAX
Dec 1986
+7.97%
annualized
6.63%
-19.17%
Nov 2007 - Feb 2009
272 - 118

* Annualized St.Dev. of monthly returns

Drawdowns

Drawdonws Chart:

Rolling Returns

Stocks/Bonds 40/60 Portfolio: annualized rolling and average returns

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Return (*)
Rolling Period Average Best Worst
1 Year
+8.04% +25.63%
Mar 2009 - Feb 2010
-16.25%
Mar 2008 - Feb 2009
2 Years
+8.08% +18.91%
Mar 2009 - Feb 2011
-7.31%
Mar 2007 - Feb 2009
3 Years
+8.03% +17.79%
Jan 1995 - Dec 1997
-2.41%
Mar 2006 - Feb 2009
5 Years
+8.01% +15.33%
Jan 1995 - Dec 1999
+0.55%
Mar 2004 - Feb 2009
7 Years
+7.90% +13.48%
Oct 1990 - Sep 1997
+2.31%
Mar 2002 - Feb 2009
10 Years
+7.76% +12.59%
Jan 1989 - Dec 1998
+2.89%
Mar 1999 - Feb 2009
15 Years
+7.38% +10.02%
Jan 1987 - Dec 2001
+5.31%
Sep 2000 - Aug 2015

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
+11.15% 4.1 1.4 1.7 1.7 -1.8 3.7
2018
-2.15% 1.4 -2.2 -0.4 -0.3 1.5 0.3 1.4 1.8 -0.2 -3.7 1.2 -2.7
2017
+10.63% 0.9 1.9 0.0 0.9 0.8 0.4 1.0 0.6 0.7 0.9 1.2 0.8
2016
+6.64% -1.6 0.5 3.3 0.5 0.7 1.3 1.9 -0.1 0.2 -1.5 0.3 1.0
2015
+0.48% 0.4 1.4 -0.1 0.1 0.2 -1.3 1.2 -2.6 -0.7 3.1 0.0 -1.0
2014
+8.51% -0.3 2.2 0.1 0.5 1.5 1.1 -1.0 2.4 -1.2 1.5 1.5 0.0
2013
+12.12% 1.8 0.9 1.7 1.3 -0.1 -1.6 2.7 -1.8 2.4 2.4 1.1 0.9
2012
+8.47% 2.4 1.8 1.0 0.4 -2.1 1.7 1.1 1.2 1.2 -0.8 0.5 0.0
2011
+5.14% 0.9 1.7 0.1 2.1 0.2 -1.0 0.0 -1.4 -2.5 4.2 -0.2 1.1
2010
+10.69% -0.7 1.5 2.4 1.5 -2.6 -1.4 3.2 -0.9 3.5 1.8 -0.2 2.2
2009
+13.74% -4.5 -4.4 3.7 4.4 2.6 0.5 4.0 2.2 2.4 -1.0 3.2 0.5
2008
-10.67% -1.7 -0.9 -0.1 1.6 0.2 -3.2 -0.2 1.1 -3.8 -8.0 0.2 4.2
2007
+6.30% 0.7 0.2 0.5 1.9 1.1 -1.0 -1.0 1.4 2.0 1.3 -0.8 -0.2
2006
+8.84% 1.2 0.3 0.2 0.3 -1.4 0.1 0.8 1.9 1.4 1.9 1.6 0.2
2005
+3.96% -0.6 0.4 -1.0 -0.1 2.2 0.6 1.1 0.4 -0.3 -1.4 2.1 0.6
2004
+7.66% 1.6 1.2 0.1 -2.5 0.3 1.2 -0.9 1.2 0.8 1.2 1.4 2.0
2003
+14.68% -1.1 0.2 0.2 3.9 3.5 0.6 -1.0 1.4 1.1 2.1 0.8 2.3
2002
-3.23% 0.1 -0.2 0.5 -0.8 -0.1 -2.5 -2.7 1.4 -2.5 1.9 2.0 -0.4
2001
+0.67% 2.6 -3.3 -2.2 2.7 0.8 -0.3 0.7 -1.5 -2.6 2.1 1.6 0.2
2000
+2.61% -1.8 1.7 3.1 -2.4 -1.4 3.0 -0.2 3.7 -1.4 -0.4 -2.7 1.8
1999
+9.07% 1.9 -2.6 1.9 2.2 -1.3 1.8 -1.6 -0.4 -0.3 2.8 1.5 3.0
1998
+14.45% 1.0 2.9 2.3 0.8 -0.6 2.0 -0.8 -5.5 3.7 2.6 2.8 2.9
1997
+18.06% 2.3 0.0 -2.4 2.7 3.4 2.5 5.0 -2.1 3.3 -0.7 1.6 1.3
1996
+10.53% 1.4 -0.4 0.0 0.7 1.0 0.4 -2.2 1.2 3.3 1.9 3.9 -1.0
1995
+25.22% 2.0 2.9 1.5 1.8 3.8 1.6 1.5 1.1 2.1 0.3 2.6 1.5
1994
-1.66% 2.1 -2.0 -3.2 -0.2 0.4 -1.2 2.3 1.9 -1.6 0.6 -1.6 1.0
1993
+10.06% 1.5 1.4 1.2 -0.7 1.3 1.3 0.3 2.6 0.2 0.8 -1.2 1.1
1992
+7.93% -0.8 0.9 -1.3 1.0 1.3 0.1 2.7 -0.2 1.2 -0.3 1.6 1.6
1991
+22.10% 2.7 3.3 1.6 0.7 2.1 -2.0 2.8 2.3 0.6 1.3 -1.2 6.2
1990
+2.76% -3.9 1.1 1.0 -1.7 5.2 0.7 0.3 -4.3 -1.5 0.5 3.7 2.0
1989
+19.43% 3.2 -1.1 1.0 3.2 3.1 1.6 4.5 0.1 0.2 0.2 1.1 1.2
1988
+11.34% 3.6 2.8 -1.3 0.1 -0.6 3.6 -0.6 -1.1 2.8 1.5 -1.2 1.1
1987
+1.97% 5.9 2.4 0.6 -2.4 -0.0 2.7 2.0 1.4 -2.2 -8.9 -2.5 3.8