Data Source: from January 1972 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.18%
1 Day
Jul 05 2022, 02:00PM Eastern Time
0.72%
Current Month
July 2022
The Stocks/Bonds 40/60 Portfolio is a Medium Risk portfolio and can be implemented with 2 ETFs.
It's exposed for 40% on the Stock Market.
In the last 30 Years, the Stocks/Bonds 40/60 Portfolio obtained a 7.10% compound annual return, with a 6.51% standard deviation.
Asset Allocation and ETFs
The Stocks/Bonds 40/60 Portfolio has the following asset allocation:
The Stocks/Bonds 40/60 Portfolio can be implemented with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 40.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 60.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.
Portfolio and ETF Returns
The Stocks/Bonds 40/60 Portfolio guaranteed the following returns.
According to the available data source, let's assume we built the portfolio on January 1972.
Portfolio returns are calculated in USD, assuming:
Portfolio returns are calculated in USD, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
STOCKS/BONDS 40/60 PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
Swipe left to see all data
| Chg (%) | Return (%) | Return (%) as of Jun 30, 2022 |
|||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 Day | Time ET(*) | Jul 2022 | 1M | 6M | 1Y | 5Y(*) | 10Y(*) | 30Y(*) | |
| Stocks/Bonds 40/60 Portfolio | -0.18 | 0.72 | -4.19 | -14.74 | -11.38 | 4.99 | 6.06 | 7.10 | |
| US Inflation Adjusted return | -4.19 | -18.06 | -17.62 | 1.33 | 3.51 | 4.52 | |||
| Components | |||||||||
|
VTI Vanguard Total Stock Market |
-0.84 |
01:59PM Jul 05 2022 |
0.21 | -8.23 | -21.32 | -14.17 | 10.53 | 12.52 | 9.81 |
|
BND Vanguard Total Bond Market |
0.26 |
02:00PM Jul 05 2022 |
1.06 | -1.66 | -10.35 | -10.42 | 0.84 | 1.40 | 4.63 |
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)
US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%
Live update: World Markets and Indexes
Portfolio Dividends
In 2021, the Stocks/Bonds 40/60 Portfolio granted a 1.84% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 Portfolio: Dividend Yield page.
Readings that may interest you
Historical Returns as of Jun 30, 2022
Historical returns and stats of Stocks/Bonds 40/60 Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.
STOCKS/BONDS 40/60 PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1972 to June 2022
Swipe left to see all data
| Period | Return (%) as of Jun 2022 |
Return (%) Infl.Adj. |
Standard Deviation (%) |
Max Drawdown (%) |
Months Pos - Neg |
|---|---|---|---|---|---|
|
1M
Jun 2022
|
-4.19
|
-4.19
|
-4.19
Jun 2022 - Jun 2022
|
0 - 1
|
|
|
3M
|
-9.61
|
-10.78
|
-9.61
Apr 2022 - Jun 2022
|
1 - 2
|
|
|
6M
|
-14.74
|
-18.06
|
-14.74
Jan 2022 - Jun 2022
|
1 - 5
|
|
|
YTD
|
-14.74
|
-18.06
|
-14.74
Jan 2022 - Jun 2022
|
1 - 5
|
|
|
1Y
|
-11.38
|
-17.62
|
8.99
|
-14.74
Jan 2022 - Jun 2022
|
5 - 7
42% pos
|
|
3Y(*)
|
3.62
|
-0.85
|
9.04
|
-14.74
Jan 2022 - Jun 2022
|
24 - 12
67% pos
|
|
5Y(*)
|
4.99
|
1.33
|
8.00
|
-14.74
Jan 2022 - Jun 2022
|
41 - 19
68% pos
|
|
10Y(*)
|
6.06
|
3.51
|
6.43
|
-14.74
Jan 2022 - Jun 2022
|
85 - 35
71% pos
|
|
15Y(*)
|
5.71
|
3.33
|
7.05
|
-19.17
Nov 2007 - Feb 2009
|
122 - 58
68% pos
|
|
20Y(*)
|
6.17
|
3.63
|
6.51
|
-19.17
Nov 2007 - Feb 2009
|
168 - 72
70% pos
|
|
25Y(*)
|
6.20
|
3.69
|
6.69
|
-19.17
Nov 2007 - Feb 2009
|
202 - 98
67% pos
|
|
30Y(*)
|
7.10
|
4.52
|
6.51
|
-19.17
Nov 2007 - Feb 2009
|
248 - 112
69% pos
|
|
MAX(*)
01 Jan 1972
|
8.36
|
4.24
|
7.51
|
-19.17
Nov 2007 - Feb 2009
|
411 - 195
68% pos
|
(*) Returns over 1 year are annualized
Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?
Capital Growth as of Jun 30, 2022
An investment of 1000$, since July 1992,
now would be worth 7830.16$, with a total return of 683.02% (7.10% annualized).
The Inflation Adjusted Capital now would be 3763.65$, with a net total return of 276.36% (4.52% annualized).
The Inflation Adjusted Capital now would be 3763.65$, with a net total return of 276.36% (4.52% annualized).
An investment of 1000$, since January 1972,
now would be worth 57784.43$, with a total return of 5678.44% (8.36% annualized).
The Inflation Adjusted Capital now would be 8148.03$, with a net total return of 714.80% (4.24% annualized).
The Inflation Adjusted Capital now would be 8148.03$, with a net total return of 714.80% (4.24% annualized).
Drawdowns
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Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -19.17% | Nov 2007 | Feb 2009 | 16 | Nov 2009 | 9 | 25 |
| -14.74% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
| -8.59% | Sep 2000 | Sep 2002 | 25 | May 2003 | 8 | 33 |
| -8.09% | Feb 2020 | Mar 2020 | 2 | May 2020 | 2 | 4 |
| -6.25% | Jul 1998 | Aug 1998 | 2 | Nov 1998 | 3 | 5 |
| -5.98% | Feb 1994 | Jun 1994 | 5 | Feb 1995 | 8 | 13 |
| -5.36% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
| -4.76% | Jun 2011 | Sep 2011 | 4 | Dec 2011 | 3 | 7 |
| -3.96% | May 2010 | Jun 2010 | 2 | Sep 2010 | 3 | 5 |
| -3.79% | Apr 2000 | May 2000 | 2 | Aug 2000 | 3 | 5 |
| -3.41% | Jun 2015 | Sep 2015 | 4 | Mar 2016 | 6 | 10 |
| -2.87% | Feb 2018 | Apr 2018 | 3 | Jul 2018 | 3 | 6 |
| -2.59% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
| -2.57% | Feb 1999 | Feb 1999 | 1 | Apr 1999 | 2 | 3 |
| -2.56% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
| -2.46% | Apr 2004 | Apr 2004 | 1 | Sep 2004 | 5 | 6 |
| -2.41% | Mar 1997 | Mar 1997 | 1 | Apr 1997 | 1 | 2 |
| -2.32% | Jul 1999 | Sep 1999 | 3 | Oct 1999 | 1 | 4 |
| -2.15% | Jul 1996 | Jul 1996 | 1 | Sep 1996 | 2 | 3 |
| -2.12% | Aug 1997 | Aug 1997 | 1 | Sep 1997 | 1 | 2 |
Swipe left to see all data
Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -19.17% | Nov 2007 | Feb 2009 | 16 | Nov 2009 | 9 | 25 |
| -17.04% | Jan 1973 | Sep 1974 | 21 | May 1975 | 8 | 29 |
| -14.74% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
| -13.08% | Sep 1987 | Nov 1987 | 3 | Oct 1988 | 11 | 14 |
| -8.59% | Sep 2000 | Sep 2002 | 25 | May 2003 | 8 | 33 |
| -8.39% | Feb 1980 | Mar 1980 | 2 | May 1980 | 2 | 4 |
| -8.09% | Feb 2020 | Mar 2020 | 2 | May 2020 | 2 | 4 |
| -6.81% | Jun 1981 | Sep 1981 | 4 | Nov 1981 | 2 | 6 |
| -6.34% | Oct 1979 | Oct 1979 | 1 | Dec 1979 | 2 | 3 |
| -6.25% | Jul 1998 | Aug 1998 | 2 | Nov 1998 | 3 | 5 |
| -5.98% | Feb 1994 | Jun 1994 | 5 | Feb 1995 | 8 | 13 |
| -5.93% | Jul 1975 | Sep 1975 | 3 | Dec 1975 | 3 | 6 |
| -5.90% | Sep 1978 | Oct 1978 | 2 | Mar 1979 | 5 | 7 |
| -5.84% | Feb 1984 | May 1984 | 4 | Aug 1984 | 3 | 7 |
| -5.70% | Aug 1990 | Sep 1990 | 2 | Dec 1990 | 3 | 5 |
| -5.36% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
| -5.08% | Dec 1981 | Mar 1982 | 4 | Aug 1982 | 5 | 9 |
| -4.76% | Jun 2011 | Sep 2011 | 4 | Dec 2011 | 3 | 7 |
| -4.37% | Sep 1986 | Sep 1986 | 1 | Jan 1987 | 4 | 5 |
| -3.96% | May 2010 | Jun 2010 | 2 | Sep 2010 | 3 | 5 |
Rolling Returns ( more details)
Stocks/Bonds 40/60 Portfolio: annualized rolling and average returns
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| Rolling Period |
Return (*) | Negative Periods |
||
|---|---|---|---|---|
| Average (%) | Best (%) | Worst (%) | ||
| 1 Year |
9.00 |
42.98 Jul 1982 - Jun 1983 |
-16.25 Mar 2008 - Feb 2009 |
12.61% |
| 2 Years |
8.95 |
27.88 Jul 1984 - Jun 1986 |
-7.31 Mar 2007 - Feb 2009 |
6.17% |
| 3 Years |
9.02 |
21.82 Aug 1984 - Jul 1987 |
-2.41 Mar 2006 - Feb 2009 |
1.40% |
| 5 Years |
9.07 |
20.32 Apr 1982 - Mar 1987 |
0.55 Mar 2004 - Feb 2009 |
0.00% |
| 7 Years |
9.14 |
17.94 Apr 1980 - Mar 1987 |
2.31 Mar 2002 - Feb 2009 |
0.00% |
| 10 Years |
9.27 |
14.86 Oct 1981 - Sep 1991 |
2.89 Mar 1999 - Feb 2009 |
0.00% |
| 15 Years |
9.24 |
13.88 Aug 1982 - Jul 1997 |
5.31 Sep 2000 - Aug 2015 |
0.00% |
| 20 Years |
9.22 |
13.30 Apr 1980 - Mar 2000 |
5.38 Apr 2000 - Mar 2020 |
0.00% |
(*) Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 40/60 Portfolio: Rolling Returns page.
Seasonality
Stocks/Bonds 40/60 Portfolio: in which months is it better to invest?
Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.81 67% |
0.30 61% |
0.42 65% |
0.92 75% |
0.82 67% |
0.62 67% |
0.60 62% |
0.59 68% |
0.24 56% |
0.62 68% |
1.34 78% |
1.07 82% |
| Best Year |
6.0 1975 |
4.8 1986 |
4.5 1986 |
8.4 1980 |
5.6 1985 |
3.7 2019 |
4.9 1997 |
7.5 1982 |
3.8 1973 |
7.6 1982 |
7.0 1981 |
6.2 1991 |
| Worst Year |
-4.5 2009 |
-4.4 2009 |
-6.1 2020 |
-6.0 2022 |
-4.0 1984 |
-4.2 2022 |
-3.2 1975 |
-5.5 1998 |
-4.4 1986 |
-8.9 1987 |
-4.1 1973 |
-3.0 1981 |
Statistics calculated for the period Jan 1972 - Jun 2022
Monthly/Yearly Returns
Stocks/Bonds 40/60 Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?
MONTHLY RETURNS HISTOGRAM
411 Positive Months (68%) - 195 Negative Months (32%)
Jan 1972 - Jun 2022
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Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2022 |
-14.74 | -18.06 | -3.7 | -1.7 | -0.4 | -6.0 | 0.4 | -4.2 | ||||||
| 2021 |
+9.15 | +1.92 | -0.7 | 0.3 | 0.8 | 2.6 | 0.3 | 1.6 | 1.4 | 1.2 | -2.6 | 3.0 | -0.6 | 1.5 |
| 2020 |
+13.04 | +11.61 | 1.2 | -2.2 | -6.1 | 6.3 | 2.4 | 1.3 | 3.1 | 2.2 | -1.5 | -1.1 | 5.4 | 2.0 |
| 2019 |
+17.57 | +14.97 | 4.1 | 1.4 | 1.7 | 1.7 | -1.8 | 3.7 | 0.7 | 0.7 | 0.4 | 1.1 | 1.6 | 1.2 |
| 2018 |
-2.15 | -3.99 | 1.3 | -2.2 | -0.4 | -0.3 | 1.5 | 0.3 | 1.3 | 1.8 | -0.2 | -3.7 | 1.2 | -2.7 |
| 2017 |
+10.63 | +8.32 | 0.9 | 1.9 | 0.0 | 0.9 | 0.8 | 0.4 | 1.0 | 0.6 | 0.7 | 0.9 | 1.2 | 0.8 |
| 2016 |
+6.64 | +4.50 | -1.6 | 0.5 | 3.3 | 0.5 | 0.7 | 1.3 | 1.9 | -0.1 | 0.2 | -1.4 | 0.3 | 1.0 |
| 2015 |
+0.48 | -0.16 | 0.3 | 1.4 | -0.1 | 0.1 | 0.2 | -1.3 | 1.2 | -2.6 | -0.7 | 3.1 | 0.0 | -1.0 |
| 2014 |
+8.51 | +7.81 | -0.3 | 2.2 | 0.1 | 0.5 | 1.5 | 1.1 | -1.0 | 2.4 | -1.2 | 1.5 | 1.5 | 0.0 |
| 2013 |
+12.12 | +10.45 | 1.8 | 0.8 | 1.7 | 1.3 | -0.1 | -1.6 | 2.7 | -1.8 | 2.4 | 2.4 | 1.1 | 0.9 |
| 2012 |
+8.47 | +6.60 | 2.4 | 1.8 | 1.0 | 0.4 | -2.1 | 1.7 | 1.1 | 1.2 | 1.2 | -0.8 | 0.5 | 0.0 |
| 2011 |
+5.14 | +2.02 | 0.9 | 1.7 | 0.1 | 2.1 | 0.2 | -1.0 | 0.0 | -1.4 | -2.5 | 4.2 | -0.2 | 1.1 |
| 2010 |
+10.69 | +9.12 | -0.7 | 1.5 | 2.4 | 1.5 | -2.6 | -1.4 | 3.2 | -0.9 | 3.5 | 1.8 | -0.2 | 2.2 |
| 2009 |
+13.74 | +10.63 | -4.5 | -4.4 | 3.7 | 4.4 | 2.6 | 0.5 | 3.9 | 2.2 | 2.4 | -1.0 | 3.2 | 0.5 |
| 2008 |
-10.67 | -10.65 | -1.7 | -0.9 | -0.1 | 1.6 | 0.2 | -3.2 | -0.2 | 1.1 | -3.8 | -8.0 | 0.2 | 4.2 |
| 2007 |
+6.30 | +2.11 | 0.7 | 0.2 | 0.5 | 1.9 | 1.1 | -1.0 | -1.0 | 1.4 | 2.0 | 1.3 | -0.8 | -0.1 |
| 2006 |
+8.84 | +6.16 | 1.2 | 0.3 | 0.2 | 0.3 | -1.4 | 0.1 | 0.7 | 1.9 | 1.4 | 1.9 | 1.6 | 0.2 |
| 2005 |
+3.96 | +0.60 | -0.6 | 0.4 | -1.0 | -0.1 | 2.1 | 0.6 | 1.1 | 0.4 | -0.3 | -1.4 | 2.1 | 0.6 |
| 2004 |
+7.66 | +4.17 | 1.6 | 1.2 | 0.1 | -2.5 | 0.3 | 1.2 | -0.9 | 1.2 | 0.8 | 1.2 | 1.4 | 2.0 |
| 2003 |
+14.68 | +12.40 | -1.1 | 0.2 | 0.2 | 3.9 | 3.5 | 0.6 | -1.0 | 1.4 | 1.1 | 2.0 | 0.8 | 2.3 |
| 2002 |
-3.23 | -5.58 | 0.1 | -0.2 | 0.5 | -0.8 | -0.1 | -2.5 | -2.7 | 1.4 | -2.4 | 1.9 | 2.0 | -0.4 |
| 2001 |
+0.67 | -0.92 | 2.6 | -3.3 | -2.2 | 2.7 | 0.8 | -0.3 | 0.7 | -1.5 | -2.6 | 2.1 | 1.6 | 0.2 |
| 2000 |
+2.61 | -0.80 | -1.8 | 1.7 | 3.1 | -2.4 | -1.4 | 3.0 | -0.2 | 3.6 | -1.4 | -0.4 | -2.7 | 1.8 |
| 1999 |
+9.07 | +6.23 | 1.9 | -2.6 | 1.9 | 2.2 | -1.3 | 1.8 | -1.6 | -0.4 | -0.3 | 2.8 | 1.5 | 3.0 |
| 1998 |
+14.45 | +12.64 | 1.0 | 2.9 | 2.3 | 0.8 | -0.6 | 2.0 | -0.8 | -5.5 | 3.7 | 2.5 | 2.8 | 2.9 |
| 1997 |
+18.06 | +16.09 | 2.3 | 0.0 | -2.4 | 2.7 | 3.4 | 2.5 | 4.9 | -2.1 | 3.3 | -0.7 | 1.6 | 1.3 |
| 1996 |
+10.53 | +6.92 | 1.4 | -0.4 | 0.0 | 0.7 | 1.0 | 0.4 | -2.1 | 1.2 | 3.2 | 1.9 | 3.9 | -1.0 |
| 1995 |
+25.22 | +22.13 | 2.0 | 2.9 | 1.5 | 1.8 | 3.8 | 1.6 | 1.5 | 1.1 | 2.1 | 0.3 | 2.6 | 1.5 |
| 1994 |
-1.66 | -4.15 | 2.1 | -2.0 | -3.2 | -0.1 | 0.4 | -1.2 | 2.3 | 1.8 | -1.6 | 0.6 | -1.6 | 1.0 |
| 1993 |
+10.06 | +7.05 | 1.5 | 1.4 | 1.2 | -0.7 | 1.3 | 1.3 | 0.3 | 2.6 | 0.2 | 0.8 | -1.2 | 1.0 |
| 1992 |
+7.93 | +4.82 | -0.8 | 0.9 | -1.3 | 1.0 | 1.3 | 0.1 | 2.7 | -0.2 | 1.2 | -0.3 | 1.6 | 1.6 |
| 1991 |
+22.10 | +18.57 | 2.7 | 3.3 | 1.6 | 0.7 | 2.1 | -2.0 | 2.8 | 2.3 | 0.6 | 1.3 | -1.2 | 6.2 |
| 1990 |
+2.76 | -3.29 | -3.9 | 1.1 | 1.0 | -1.7 | 5.2 | 0.7 | 0.3 | -4.3 | -1.5 | 0.5 | 3.7 | 2.0 |
| 1989 |
+19.43 | +14.14 | 3.2 | -1.1 | 1.0 | 3.2 | 3.1 | 1.6 | 4.5 | 0.1 | 0.2 | 0.1 | 1.1 | 1.2 |
| 1988 |
+11.34 | +6.63 | 3.6 | 2.8 | -1.3 | 0.1 | -0.6 | 3.6 | -0.5 | -1.1 | 2.8 | 1.5 | -1.2 | 1.1 |
| 1987 |
+1.97 | -2.27 | 5.9 | 2.4 | 0.6 | -2.4 | 0.0 | 2.7 | 2.0 | 1.4 | -2.2 | -8.9 | -2.5 | 3.8 |
| 1986 |
+14.89 | +13.54 | 0.7 | 4.8 | 4.5 | 0.1 | 0.8 | 2.3 | -1.6 | 4.5 | -4.4 | 2.8 | 1.2 | -1.2 |
| 1985 |
+25.86 | +21.26 | 4.9 | -0.4 | 0.9 | 1.3 | 5.6 | 1.2 | -0.3 | 0.7 | -1.2 | 2.9 | 4.2 | 3.5 |
| 1984 |
+9.88 | +5.61 | 0.5 | -1.9 | -0.1 | 0.1 | -4.0 | 1.7 | 1.8 | 5.0 | 1.3 | 2.7 | 0.9 | 1.8 |
| 1983 |
+12.20 | +8.10 | 1.7 | 2.8 | 0.9 | 4.5 | -0.4 | 1.7 | -2.6 | 0.3 | 2.5 | -1.1 | 1.9 | -0.4 |
| 1982 |
+26.88 | +22.20 | -0.9 | -1.0 | -0.2 | 3.5 | 0.0 | -2.1 | 2.1 | 7.5 | 3.5 | 7.6 | 3.0 | 1.8 |
| 1981 |
+3.99 | -4.52 | -1.4 | -0.8 | 3.3 | -2.0 | 2.2 | -0.3 | -1.4 | -3.3 | -2.0 | 6.3 | 7.0 | -3.0 |
| 1980 |
+14.99 | +2.35 | 1.5 | -4.3 | -4.3 | 8.4 | 5.1 | 2.9 | 1.8 | -1.9 | 1.4 | -0.3 | 4.6 | -0.1 |
| 1979 |
+12.91 | -0.30 | 3.3 | -1.4 | 3.3 | 0.4 | 0.6 | 3.0 | 0.4 | 2.3 | 0.2 | -6.3 | 4.9 | 1.8 |
| 1978 |
+4.07 | -4.51 | -2.3 | -0.3 | 1.4 | 3.4 | 0.9 | -0.6 | 2.9 | 2.3 | -0.1 | -5.8 | 2.4 | 0.3 |
| 1977 |
-0.72 | -6.94 | -2.9 | -0.7 | 0.1 | 0.6 | 0.0 | 2.8 | -1.0 | 0.0 | 0.0 | -2.0 | 2.3 | 0.2 |
| 1976 |
+18.84 | +13.14 | 5.6 | 0.5 | 1.7 | 0.0 | -1.1 | 2.8 | 0.3 | 1.0 | 1.7 | 0.1 | 2.3 | 2.6 |
| 1975 |
+19.54 | +11.59 | 6.0 | 3.4 | 0.8 | 1.1 | 4.1 | 2.4 | -3.2 | -0.9 | -2.0 | 4.7 | 1.3 | 0.7 |
| 1974 |
-7.71 | -17.67 | 0.2 | 0.3 | -2.2 | -2.8 | -0.8 | -1.1 | -2.6 | -3.1 | -1.7 | 5.9 | 0.1 | 0.1 |
| 1973 |
-4.59 | -12.42 | -1.2 | -2.1 | -0.1 | -1.4 | -0.6 | -0.2 | -0.1 | 0.8 | 3.8 | 0.1 | -4.1 | 0.6 |
| 1972 |
+8.68 | +5.10 | 0.7 | 1.7 | -0.4 | 1.0 | 1.2 | -1.1 | 0.2 | 1.2 | 0.1 | 0.6 | 2.6 | 0.4 |
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
- BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
Portfolio efficiency
Is the Stocks/Bonds 40/60 Portfolio actually efficient, compared to other Lazy Portfolios?
Overall Ratings
The Stocks/Bonds 40/60 Portfolio is classified as Medium Risk.
Bond weight:
Less than 25%
Less than 25%
Bond weight:
25% - 49.99%
25% - 49.99%
Bond weight:
50% - 74.99%
50% - 74.99%
Bond weight:
At least 75%
At least 75%
| Medium Risk Portfolios |
All Portfolios |
||
|---|---|---|---|
| 25 Years Ann. Return (Inflation Adjusted) |
+6.20%
(+3.69%) |
Poor : 1 / 5
|
Average : 2.3 / 5
|
| Standard Deviation over 25 Years |
6.69% |
Good : 3.6 / 5
|
Excellent : 4.1 / 5
|
| Maximum Drawdown over 25 Years |
-19.17% |
Good : 3.9 / 5
|
Good : 4 / 5
|
| Easy to manage | 2 ETFs |
Excellent : 4.5 / 5
|
Excellent : 4.5 / 5
|
| Rating assigned considering all the Medium Risk Portfolios | Rating assigned considering all the Portfolios in the database |
Similar portfolios
These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns (click on ), you can get an idea of the risk you are facing implementing one of them.
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5 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
|
Stocks/Bonds 40/60 with Bitcoin |
+0.75 | +9.75 | -15.61 | 39 | 59 | 2 | ||
|
Stocks/Bonds 40/60 2x Leveraged |
+2.05 | +7.14 | -27.71 | 40 | 60 | 0 | ||
|
Stocks/Bonds 40/60 |
+0.72 | +4.99 | -14.74 | 40 | 60 | 0 | ||
|
Stocks/Bonds 40/60 ESG |
+0.93 | +4.12 | -15.70 | 40 | 60 | 0 | ||
|
Stocks/Bonds 40/60 Momentum |
+0.06 | +4.08 | -18.59 | 40 | 60 | 0 | ||
Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Best Classic Portfolios, with Medium Risk
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30 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
|
Couch Potato Scott Burns |
+0.85 | +8.25 | -27.04 | 50 | 50 | 0 | ||
|
Robo Advisor 50 Betterment |
-0.26 | +7.71 | -30.72 | 49.9 | 50.1 | 0 | ||
|
All Weather Portfolio Ray Dalio |
+0.64 | +7.67 | -13.67 | 30 | 55 | 15 | ||
|
Dynamic 40/60 Income |
+0.29 | +7.21 | -29.84 | 40 | 60 | 0 | ||
|
Simplified Permanent Portfolio |
+0.31 | +7.11 | -13.28 | 25 | 50 | 25 | ||
Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Last update: Jul 05 2022, 02:00PM Eastern Time.