JL Collins Simple Path to Wealth vs Stocks/Bonds 60/40 Portfolio Comparison

Last Update: 31 March 2024

The JL Collins Simple Path to Wealth Portfolio obtained a 9.27% compound annual return, with a 11.74% standard deviation, in the last 30 Years.

The Stocks/Bonds 60/40 Portfolio obtained a 8.42% compound annual return, with a 9.60% standard deviation, in the last 30 Years.

Summary

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JL Collins Simple Path to Wealth Portfolio Stocks/Bonds 60/40 Portfolio
Portfolio Risk High High
Asset Allocation Stocks 75% 60%
Fixed Income 25% 40%
Commodities 0% 0%
30 Years Stats Return +9.27% +8.42%
Std Dev 11.74% 9.60%
Max Drawdown -38.53% -30.55%
All time Stats
(Since Jan 1871)		 Return +8.31% +7.69%
Std Dev 12.51% 10.21%
Max Drawdown -72.36% -62.03%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1871

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1M 6M 1Y 5Y 10Y 30Y MAX
JL Collins Simple Path to Wealth Portfolio +2.42 +18.66 +21.87 +10.81 +9.64 +9.27 +8.31
Stocks/Bonds 60/40 Portfolio +2.12 +16.12 +17.74 +8.77 +8.05 +8.42 +7.69
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

JL Collins Simple Path to Wealth Portfolio: an investment of 1$, since April 1994, now would be worth 14.29$, with a total return of 1328.64% (9.27% annualized).

Stocks/Bonds 60/40 Portfolio: an investment of 1$, since April 1994, now would be worth 11.32$, with a total return of 1031.62% (8.42% annualized).

JL Collins Simple Path to Wealth Portfolio: an investment of 1$, since January 1871, now would be worth 204313.38$, with a total return of 20431237.69% (8.31% annualized).

Stocks/Bonds 60/40 Portfolio: an investment of 1$, since January 1871, now would be worth 85205.06$, with a total return of 8520406.05% (7.69% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

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JL Collins Simple Path to Wealth Portfolio
Stocks/Bonds 60/40 Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-38.53% Nov 2007 Feb 2009 (16) Dec 2010 (38) 17.91
-30.55% Nov 2007 Feb 2009 (16) Oct 2010 (36) 13.38
-30.50% Sep 2000 Sep 2002 (25) Dec 2004 (52) 16.46
-22.24% Jan 2022 Sep 2022 (9) Jan 2024 (25) 12.08
-21.56% Sep 2000 Sep 2002 (25) Jan 2004 (41) 11.96
-20.69% Jan 2022 Sep 2022 (9) Feb 2024 (26) 11.44
-15.46% Feb 2020 Mar 2020 (2) Jul 2020 (6) 6.88
-13.02% Jul 1998 Aug 1998 (2) Nov 1998 (5) 6.50
-12.29% Feb 2020 Mar 2020 (2) Jul 2020 (6) 5.29
-12.27% May 2011 Sep 2011 (5) Feb 2012 (10) 5.16
-10.58% Oct 2018 Dec 2018 (3) Apr 2019 (7) 4.89
-10.18% Jul 1998 Aug 1998 (2) Nov 1998 (5) 4.93
-9.00% May 2011 Sep 2011 (5) Jan 2012 (9) 3.76
-8.38% Sep 2018 Dec 2018 (4) Mar 2019 (7) 3.89
-6.60% Jun 2015 Sep 2015 (4) May 2016 (12) 3.45
-6.51% Apr 2000 May 2000 (2) Aug 2000 (5) 3.75
-5.35% Apr 2000 May 2000 (2) Aug 2000 (5) 2.94
-5.24% Jun 2015 Sep 2015 (4) Apr 2016 (11) 2.81
-4.80% Apr 2012 May 2012 (2) Aug 2012 (5) 2.14
-4.79% Jul 1999 Sep 1999 (3) Nov 1999 (5) 2.59

Drawdown comparison chart since January 1871.

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JL Collins Simple Path to Wealth Portfolio
Stocks/Bonds 60/40 Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-72.36% Sep 1929 May 1932 (33) Jan 1937 (89) 41.50
-62.03% Sep 1929 May 1932 (33) Jul 1936 (83) 33.36
-39.03% Mar 1937 Mar 1938 (13) Mar 1943 (73) 18.47
-38.53% Nov 2007 Feb 2009 (16) Dec 2010 (38) 17.91
-34.54% Jan 1973 Sep 1974 (21) Jan 1976 (37) 16.02
-31.73% Mar 1937 Mar 1938 (13) Jan 1943 (71) 13.31
-30.55% Nov 2007 Feb 2009 (16) Oct 2010 (36) 13.38
-30.50% Sep 2000 Sep 2002 (25) Dec 2004 (52) 16.46
-27.28% Jan 1973 Sep 1974 (21) Jan 1976 (37) 11.90
-24.84% Apr 1876 Jun 1877 (15) Jan 1879 (34) 12.08
-23.27% Sep 1987 Nov 1987 (3) Apr 1989 (20) 11.31
-23.08% Dec 1968 Jun 1970 (19) Feb 1971 (27) 11.21
-22.56% Oct 1906 Nov 1907 (14) Nov 1908 (26) 11.47
-22.24% Jan 2022 Sep 2022 (9) Jan 2024 (25) 12.08
-21.56% Sep 2000 Sep 2002 (25) Jan 2004 (41) 11.96
-20.69% Jan 2022 Sep 2022 (9) Feb 2024 (26) 11.44
-20.33% Feb 1893 Aug 1893 (7) Aug 1895 (31) 11.19
-20.28% Oct 1902 Oct 1903 (13) Nov 1904 (26) 12.53
-19.17% Sep 1987 Nov 1987 (3) Jan 1989 (17) 9.40
-18.96% Apr 1876 Jun 1877 (15) Jul 1878 (28) 9.71

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+7.00%
 0.00%
+5.46%
 0.00%
2023
+20.89%
 -8.11%
+17.79%
 -7.47%
2022
-17.91%
 -22.24%
-16.95%
 -20.69%
2021
+18.79%
 -3.72%
+14.66%
 -3.24%
2020
+17.70%
 -15.46%
+15.70%
 -12.29%
2019
+25.21%
 -4.59%
+21.94%
 -3.41%
2018
-3.94%
 -10.58%
-3.17%
 -8.38%
2017
+16.80%
 0.00%
+14.15%
 0.00%
2016
+10.25%
 -3.99%
+8.71%
 -2.95%
2015
+0.41%
 -6.60%
+0.44%
 -5.24%
2014
+10.86%
 -1.99%
+9.85%
 -1.50%
2013
+24.56%
 -2.57%
+19.23%
 -2.27%
2012
+13.13%
 -4.80%
+11.13%
 -3.54%
2011
+2.71%
 -12.27%
+3.75%
 -9.00%
2010
+14.62%
 -9.46%
+12.93%
 -7.13%
2009
+22.58%
 -13.96%
+18.79%
 -11.70%
2008
-26.02%
 -28.15%
-19.44%
 -22.19%
2007
+5.76%
 -3.89%
+5.99%
 -3.07%
2006
+12.84%
 -2.48%
+11.12%
 -2.03%
2005
+5.33%
 -3.14%
+4.74%
 -2.34%
2004
+10.65%
 -2.89%
+9.37%
 -2.68%
2003
+24.06%
 -2.85%
+20.04%
 -1.99%
2002
-13.29%
 -18.79%
-8.98%
 -13.74%
2001
-6.12%
 -16.19%
-3.21%
 -11.68%
2000
-5.08%
 -11.10%
-1.79%
 -8.27%
1999
+17.67%
 -4.79%
+13.98%
 -3.76%
1998
+19.59%
 -13.02%
+17.39%
 -10.18%
1997
+25.61%
 -3.67%
+22.37%
 -3.12%
1996
+16.62%
 -4.42%
+14.01%
 -3.33%
1995
+31.38%
 -0.57%
+28.74%
 -0.20%
1994
-0.79%
 -6.83%
-1.16%
 -6.47%
1993
+10.39%
 -1.89%
+10.25%
 -1.36%
1992
+8.62%
 -1.93%
+8.32%
 -1.65%
1991
+28.11%
 -3.49%
+25.53%
 -2.86%
1990
-2.40%
 -11.23%
-0.19%
 -8.52%
1989
+24.50%
 -1.72%
+22.33%
 -1.36%
1988
+14.83%
 -2.69%
+13.33%
 -2.24%
1987
+2.34%
 -23.27%
+2.18%
 -19.17%
1986
+14.71%
 -6.46%
+14.79%
 -5.58%
1985
+29.02%
 -3.12%
+27.66%
 -2.15%
1984
+5.39%
 -7.49%
+7.32%
 -6.58%
1983
+18.30%
 -2.99%
+15.69%
 -2.85%
1982
+23.16%
 -6.05%
+24.75%
 -4.29%
1981
-0.76%
 -10.31%
+1.27%
 -8.82%
1980
+25.59%
 -10.43%
+21.05%
 -9.57%
1979
+19.52%
 -6.87%
+16.69%
 -6.65%
1978
+6.63%
 -9.36%
+5.53%
 -7.92%
1977
-2.26%
 -6.16%
-1.60%
 -4.89%
1976
+23.29%
 -1.55%
+21.38%
 -1.34%
1975
+30.20%
 -9.59%
+25.64%
 -8.13%
1974
-19.44%
 -25.55%
-14.41%
 -20.38%
1973
-12.52%
 -13.38%
-9.12%
 -9.87%
1972
+13.90%
 -1.83%
+11.66%
 -1.45%
1971
+15.59%
 -6.04%
+14.37%
 -5.73%
1970
+7.90%
 -13.78%
+9.77%
 -11.52%
1969
-8.24%
 -9.08%
-7.02%
 -8.24%
1968
+10.76%
 -3.48%
+9.19%
 -3.30%
1967
+20.41%
 -3.58%
+16.22%
 -2.87%
1966
-5.30%
 -11.58%
-3.25%
 -9.79%
1965
+10.83%
 -3.46%
+8.81%
 -2.63%
1964
+13.27%
 -1.00%
+11.40%
 -0.78%
1963
+16.27%
 -2.14%
+13.34%
 -1.77%
1962
-5.79%
 -16.39%
-3.49%
 -12.63%
1961
+20.54%
 -2.28%
+16.69%
 -2.07%
1960
+3.95%
 -5.07%
+5.77%
 -4.00%
1959
+9.16%
 -4.50%
+6.99%
 -3.96%
1958
+32.90%
 -1.07%
+25.76%
 -0.76%
1957
-5.31%
 -9.67%
-2.53%
 -7.55%
1956
+5.99%
 -5.92%
+4.48%
 -5.10%
1955
+19.10%
 -2.31%
+15.12%
 -1.72%
1954
+38.65%
 -2.55%
+31.48%
 -2.16%
1953
+1.41%
 -5.97%
+1.85%
 -4.96%
1952
+10.77%
 -2.90%
+9.07%
 -2.48%
1951
+15.57%
 -4.75%
+12.47%
 -3.94%
1950
+22.71%
 -4.16%
+18.15%
 -3.45%
1949
+16.07%
 -3.13%
+13.74%
 -2.42%
1948
+2.42%
 -8.23%
+2.46%
 -6.51%
1947
+2.77%
 -4.75%
+2.12%
 -3.61%
1946
-4.52%
 -16.21%
-3.48%
 -13.30%
1945
+29.94%
 -2.98%
+24.98%
 -2.30%
1944
+16.49%
 -1.16%
+13.65%
 -0.91%
1943
+21.54%
 -6.35%
+17.73%
 -5.22%
1942
+12.87%
 -9.29%
+10.55%
 -7.45%
1941
-7.01%
 -10.12%
-5.16%
 -8.44%
1940
-4.30%
 -17.69%
-2.58%
 -14.56%
1939
+2.53%
 -10.97%
+2.64%
 -8.45%
1938
+22.38%
 -19.10%
+18.78%
 -15.43%
1937
-25.67%
 -29.12%
-20.16%
 -23.31%
1936
+26.37%
 -5.59%
+22.00%
 -4.48%
1935
+35.70%
 -6.99%
+29.34%
 -5.09%
1934
+3.55%
 -13.03%
+4.30%
 -9.46%
1933
+43.64%
 -14.92%
+35.51%
 -12.66%
1932
-3.42%
 -32.87%
-0.28%
 -25.51%
1931
-33.61%
 -41.46%
-27.30%
 -34.34%
1930
-19.33%
 -29.09%
-13.91%
 -22.76%
1929
-7.41%
 -26.56%
-5.08%
 -21.42%
1928
+28.78%
 -3.26%
+22.84%
 -2.72%
1927
+26.32%
 -3.33%
+22.12%
 -2.70%
1926
+9.77%
 -6.71%
+8.76%
 -5.17%
1925
+20.13%
 -4.94%
+16.74%
 -3.95%
1924
+22.24%
 -2.46%
+19.37%
 -1.79%
1923
+4.96%
 -9.69%
+4.71%
 -7.60%
1922
+23.16%
 -3.41%
+19.63%
 -2.80%
1921
+10.85%
 -6.53%
+11.31%
 -5.11%
1920
-10.45%
 -11.42%
-8.32%
 -9.02%
1919
+15.27%
 -5.90%
+12.66%
 -4.87%
1918
+14.77%
 -2.74%
+12.74%
 -2.11%
1917
-14.41%
 -14.41%
-11.87%
 -11.87%
1916
+6.95%
 -2.62%
+6.29%
 -1.98%
1915
+24.93%
 -1.68%
+21.19%
 -1.32%
1914
-2.47%
 -14.54%
-0.68%
 -11.08%
1913
-2.61%
 -5.89%
-1.31%
 -4.21%
1912
+5.73%
 -3.09%
+4.90%
 -2.48%
1911
+3.63%
 -7.33%
+3.72%
 -5.85%
1910
-1.54%
 -8.01%
-0.39%
 -6.05%
1909
+12.43%
 -1.94%
+10.23%
 -1.46%
1908
+32.43%
 -2.43%
+28.22%
 -1.72%
1907
-18.25%
 -21.02%
-14.66%
 -16.56%
1906
+0.63%
 -7.39%
+0.65%
 -6.03%
1905
+16.09%
 -4.13%
+13.00%
 -3.42%
1904
+25.55%
 -1.74%
+21.60%
 -1.44%
1903
-12.31%
 -18.68%
-9.42%
 -14.64%
1902
+6.41%
 -5.71%
+5.32%
 -4.68%
1901
+15.01%
 -6.29%
+12.37%
 -5.10%
1900
+16.53%
 -3.90%
+14.00%
 -2.99%
1899
+2.63%
 -6.87%
+2.03%
 -5.60%
1898
+23.09%
 -4.45%
+19.40%
 -4.72%
1897
+16.69%
 -3.91%
+14.52%
 -2.89%
1896
+3.42%
 -9.90%
+3.55%
 -8.59%
1895
+3.72%
 -7.88%
+2.99%
 -6.94%
1894
+4.21%
 -3.94%
+4.58%
 -2.96%
1893
-12.95%
 -20.33%
-9.41%
 -16.37%
1892
+5.09%
 -1.78%
+4.50%
 -1.55%
1891
+15.48%
 -3.34%
+13.47%
 -3.11%
1890
-4.34%
 -10.07%
-3.23%
 -7.81%
1889
+5.90%
 -1.85%
+5.21%
 -1.48%
1888
+3.83%
 -2.73%
+4.16%
 -2.40%
1887
-0.16%
 -7.47%
+0.17%
 -6.26%
1886
+9.13%
 -3.53%
+7.45%
 -2.95%
1885
+23.82%
 -1.25%
+20.12%
 -1.12%
1884
-8.30%
 -11.13%
-5.85%
 -9.42%
1883
-3.07%
 -4.86%
-1.59%
 -3.70%
1882
+3.46%
 -4.42%
+3.39%
 -3.65%
1881
+1.01%
 -7.73%
+1.51%
 -6.38%
1880
+21.20%
 -6.57%
+18.01%
 -5.21%
1879
+37.70%
 -0.86%
+30.75%
 -0.79%
1878
+13.81%
 -0.64%
+12.34%
 -0.38%
1877
+0.08%
 -14.14%
+0.79%
 -10.85%
1876
-8.84%
 -12.52%
-5.64%
 -9.33%
1875
+5.63%
 -2.54%
+5.80%
 -2.06%
1874
+6.93%
 -4.14%
+8.29%
 -2.74%
1873
-0.84%
 -12.81%
+0.18%
 -11.04%
1872
+8.79%
 -2.88%
+7.40%
 -2.81%
1871
+12.38%
 -3.58%
+10.46%
 -3.08%