Betterment Robo Advisor 20 vs Vanguard LifeStrategy Income Fund Portfolio Comparison

Last Update: 31 March 2024

The Betterment Robo Advisor 20 Portfolio obtained a 5.16% compound annual return, with a 4.13% standard deviation, in the last 30 Years.

The Vanguard LifeStrategy Income Fund Portfolio obtained a 5.53% compound annual return, with a 4.76% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 20 Portfolio Vanguard LifeStrategy Income Fund Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 19.9% 20%
Fixed Income 80.1% 80%
Commodities 0% 0%
30 Years Stats Return +5.16% +5.53%
Std Dev 4.13% 4.76%
Max Drawdown -12.16% -16.61%
All time Stats
(Since Jan 1985)		 Return +6.64% +7.05%
Std Dev 4.47% 5.13%
Max Drawdown -12.16% -16.61%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 20 Portfolio +1.20 +7.07 +6.31 +2.62 +2.74 +5.16 +6.64
Vanguard LifeStrategy Income Fund Portfolio +1.38 +8.85 +6.61 +2.54 +3.29 +5.53 +7.05
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Betterment Robo Advisor 20 Portfolio: an investment of 1$, since April 1994, now would be worth 4.52$, with a total return of 352.03% (5.16% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since April 1994, now would be worth 5.03$, with a total return of 403.18% (5.53% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1$, since January 1985, now would be worth 12.48$, with a total return of 1148.43% (6.64% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since January 1985, now would be worth 14.49$, with a total return of 1349.05% (7.05% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

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Betterment Robo Advisor 20 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-12.16% Sep 2021 Sep 2022 (13) In progress (31) 6.41
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-9.97% May 2008 Feb 2009 (10) Jul 2009 (15) 5.26
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.38% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.02
-4.07% May 1998 Aug 1998 (4) Oct 1998 (6) 1.64
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.26% Jun 2011 Sep 2011 (4) Jan 2012 (8) 1.26
-2.69% May 2015 Sep 2015 (5) Jun 2016 (14) 1.54
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33
-2.43% May 2015 Sep 2015 (5) Mar 2016 (11) 1.45
-2.38% Jun 2002 Jul 2002 (2) Nov 2002 (6) 1.35
-2.37% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.36
-2.28% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.44
-2.22% Apr 2004 May 2004 (2) Sep 2004 (6) 1.42
-2.19% May 2013 Jun 2013 (2) Oct 2013 (6) 1.21
-2.14% Feb 2018 Oct 2018 (9) Jan 2019 (12) 1.21
-1.98% Feb 1999 Feb 1999 (1) Apr 1999 (3) 1.04

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 20 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-12.16% Sep 2021 Sep 2022 (13) In progress (31) 6.41
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-9.97% May 2008 Feb 2009 (10) Jul 2009 (15) 5.26
-5.45% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.70
-4.85% Sep 1987 Nov 1987 (3) Feb 1988 (6) 2.85
-4.47% Sep 1987 Nov 1987 (3) Jan 1988 (5) 2.81
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.47% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.06
-4.38% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.02
-4.35% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.45
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.25
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.32
-4.07% May 1998 Aug 1998 (4) Oct 1998 (6) 1.64
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.26% Jun 2011 Sep 2011 (4) Jan 2012 (8) 1.26
-2.84% Jan 1990 Apr 1990 (4) May 1990 (5) 1.76
-2.69% May 2015 Sep 2015 (5) Jun 2016 (14) 1.54
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+1.45%
 -0.16%
+1.15%
 -0.23%
2023
+7.68%
 -3.03%
+9.53%
 -5.04%
2022
-9.10%
 -11.83%
-14.00%
 -16.30%
2021
+2.61%
 -1.26%
+2.15%
 -1.71%
2020
+6.01%
 -4.38%
+8.85%
 -4.47%
2019
+9.57%
 -0.68%
+12.26%
 -0.05%
2018
-1.42%
 -2.14%
-1.15%
 -2.37%
2017
+6.24%
 0.00%
+7.31%
 0.00%
2016
+4.01%
 -1.37%
+4.45%
 -2.58%
2015
-0.31%
 -2.69%
+0.26%
 -2.43%
2014
+2.92%
 -1.13%
+6.50%
 -0.99%
2013
+3.86%
 -2.19%
+3.78%
 -3.36%
2012
+6.18%
 -1.76%
+7.54%
 -1.14%
2011
+1.94%
 -3.26%
+5.49%
 -1.55%
2010
+6.55%
 -1.59%
+8.55%
 -1.00%
2009
+10.31%
 -5.34%
+12.18%
 -5.19%
2008
-4.00%
 -8.67%
-4.64%
 -10.54%
2007
+7.51%
 -0.09%
+6.96%
 -0.49%
2006
+7.81%
 -1.09%
+7.11%
 -0.79%
2005
+5.11%
 -1.09%
+4.54%
 -1.40%
2004
+6.10%
 -2.28%
+7.04%
 -2.22%
2003
+12.15%
 -0.49%
+10.09%
 -1.74%
2002
+3.70%
 -2.38%
+3.19%
 -1.88%
2001
+5.73%
 -1.48%
+4.39%
 -1.61%
2000
+6.02%
 -1.47%
+6.07%
 -1.88%
1999
+8.74%
 -1.36%
+4.89%
 -1.98%
1998
+7.78%
 -4.07%
+12.95%
 -1.57%
1997
+7.86%
 -1.41%
+7.78%
 -1.74%
1996
+8.41%
 -0.87%
+6.01%
 -0.91%
1995
+16.25%
 0.00%
+19.89%
 0.00%
1994
-2.09%
 -4.47%
-2.48%
 -5.45%
1993
+14.56%
 -1.13%
+13.03%
 -1.55%
1992
+6.45%
 -1.46%
+6.76%
 -2.36%
1991
+19.85%
 -1.32%
+18.32%
 -1.28%
1990
+4.63%
 -4.18%
+3.86%
 -4.35%
1989
+16.78%
 -0.08%
+14.71%
 -1.34%
1988
+10.19%
 -0.87%
+10.36%
 -1.32%
1987
+2.79%
 -4.85%
+4.45%
 -4.47%
1986
+15.37%
 -2.01%
+19.21%
 -2.56%
1985
+21.34%
 -0.68%
+26.25%
 -1.52%