Last Update: 31 December 2020
The Bill Schultheis Coffee House Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 7 ETFs.
In the last 10 years, the portfolio obtained a 7.87% compound annual return, with a 8.77% standard deviation.
In 2020, the portfolio granted a 2.25% dividend yield. If you are interested in getting periodic income, please refer to the Bill Schultheis Coffee House Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Bill Schultheis Coffee House Portfolio has the following asset allocation:
The Bill Schultheis Coffee House Portfolio can be replicated with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
10.00 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
10.00 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
10.00 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
10.00 % | VEU | Vanguard FTSE All-World ex-US | Equity, Global ex-US, Large Cap | |
10.00 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
10.00 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
40.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Bill Schultheis Coffee House Portfolio guaranteed the following returns.
1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
---|---|---|---|---|---|---|---|
Bill Schultheis Coffee House Portfolio | +3.17 | +10.94 | +14.18 | +7.45 | +6.62 | +8.36 | +7.87 |
Components | |||||||
IJR - iShares Core S&P Small-Cap | +8.24 | +31.22 | +35.53 | +11.28 | +7.74 | +12.37 | +11.89 |
IJS - iShares S&P Small-Cap 600 Value | +7.50 | +32.84 | +35.75 | +2.63 | +3.55 | +10.17 | +10.17 |
VTV - Vanguard Value | +3.51 | +14.59 | +21.09 | +2.26 | +6.71 | +10.76 | +11.22 |
VEU - Vanguard FTSE All-World ex-US | +5.72 | +16.59 | +24.39 | +11.12 | +5.12 | +9.20 | +5.12 |
VNQ - Vanguard Real Estate | +2.72 | +9.28 | +10.71 | -4.68 | +4.91 | +5.63 | +8.66 |
VV - Vanguard Large-Cap | +4.10 | +12.78 | +23.87 | +20.99 | +14.91 | +15.66 | +14.00 |
BND - Vanguard Total Bond Market | +0.15 | +0.80 | +1.21 | +7.71 | +5.40 | +4.45 | +3.73 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Bill Schultheis Coffee House Portfolio: Dividend Yield page.
Historical Returns
Bill Schultheis Coffee House Portfolio - Historical returns and stats.
Period | Returns Dec 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
---|---|---|---|---|
1M
|
+3.17%
|
0.00%
|
1 - 0 | |
3M
|
+10.94%
|
-0.65%
Oct 2020 - Oct 2020
|
2 - 1 | |
6M
|
+14.18%
|
-2.56%
Sep 2020 - Oct 2020
|
4 - 2 | |
YTD
|
+7.45%
|
16.82%
|
-15.36%
Jan 2020 - Mar 2020
|
7 - 5 |
1Y
|
+7.45%
|
16.82%
|
-15.36%
Jan 2020 - Mar 2020
|
7 - 5 |
3Y
|
+6.62%
annualized
|
12.00%
|
-15.36%
Jan 2020 - Mar 2020
|
25 - 11 |
5Y
|
+8.36%
annualized
|
9.90%
|
-15.36%
Jan 2020 - Mar 2020
|
44 - 16 |
10Y
|
+7.87%
annualized
|
8.77%
|
-15.36%
Jan 2020 - Mar 2020
|
85 - 35 |
MAX
01 Jan 1994
|
+8.06%
annualized
|
9.33%
|
-33.93%
Nov 2007 - Feb 2009
|
225 - 99 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
---|---|---|---|---|---|---|
Simple Path to Wealth JL Collins |
+11.38% | 75 | 25 | 0 | Compare | |
Stocks/Bonds 60/40 |
+9.90% | 60 | 40 | 0 | Compare | |
Yale Endowment David Swensen |
+9.07% | 70 | 30 | 0 | Compare | |
Edge Select Moderately Aggressive Merrill Lynch |
+9.02% | 69 | 31 | 0 | Compare | |
Talmud Portfolio Roger Gibson |
+8.95% | 66.67 | 33.33 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns ( more details)
Bill Schultheis Coffee House Portfolio: annualized rolling and average returns
Return (*) | Negative Periods |
|||
---|---|---|---|---|
Rolling Period | Average | Best | Worst | |
1 Year |
+8.34% |
+39.85% Mar 2009 - Feb 2010 |
-28.44% Mar 2008 - Feb 2009 |
15.97% |
2 Years |
+8.20% |
+28.53% Mar 2009 - Feb 2011 |
-16.54% Mar 2007 - Feb 2009 |
8.97% |
3 Years |
+8.06% |
+20.12% Mar 2009 - Feb 2012 |
-7.87% Mar 2006 - Feb 2009 |
6.92% |
5 Years |
+7.76% |
+16.60% Mar 2009 - Feb 2014 |
-0.95% Mar 2004 - Feb 2009 |
0.75% |
7 Years |
+7.65% |
+12.23% Apr 2009 - Mar 2016 |
+2.08% Mar 2002 - Feb 2009 |
0.00% |
10 Years |
+7.63% |
+11.15% Mar 2009 - Feb 2019 |
+3.45% Mar 1999 - Feb 2009 |
0.00% |
15 Years |
+7.38% |
+8.74% Feb 2003 - Jan 2018 |
+5.82% Mar 1994 - Feb 2009 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Bill Schultheis Coffee House Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Bill Schultheis Coffee House Portfolio Seasonality
Months | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average | 0.4 | 0.1 | 0.6 | 1.7 | 0.5 | 0.5 | 0.8 | 0.1 | 0.3 | 0.4 | 1.4 | 1.5 |
Best |
6.2 2019 |
3.5 1998 |
5.2 2016 |
9.3 2009 |
4.9 2003 |
4.2 2019 |
6.3 2009 |
3.6 2009 |
5.1 2010 |
7.2 2011 |
8.2 2020 |
5.7 2008 |
Worst |
-8.4 2009 |
-7.7 2009 |
-10.9 2020 |
-4.1 2004 |
-4.5 2010 |
-5.2 2008 |
-6.0 2002 |
-8.3 1998 |
-5.5 2001 |
-13.5 2008 |
-3.9 2008 |
-4.9 2018 |
Gain Frequency |
63 | 67 | 78 | 85 | 63 | 67 | 70 | 56 | 59 | 63 | 78 | 85 |
Detail of Monthly Returns
Months | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2020 |
+7.45% | -0.7 | -4.3 | -10.9 | 7.0 | 2.2 | 1.6 | 2.9 | 2.0 | -1.9 | -0.7 | 8.2 | 3.2 |
2019 |
+18.99% | 6.2 | 1.7 | 0.7 | 1.9 | -3.2 | 4.2 | 0.6 | -0.3 | 1.7 | 1.4 | 1.3 | 1.7 |
2018 |
-5.19% | 1.1 | -3.3 | 0.4 | 0.2 | 2.0 | 0.5 | 1.8 | 1.7 | -1.0 | -4.9 | 1.6 | -4.9 |
2017 |
+11.02% | 0.5 | 1.8 | -0.1 | 0.8 | 0.3 | 1.1 | 1.2 | -0.1 | 2.1 | 0.7 | 1.7 | 0.6 |
2016 |
+11.04% | -2.6 | 0.4 | 5.2 | 0.7 | 0.6 | 1.7 | 2.8 | -0.1 | 0.1 | -2.3 | 2.3 | 2.0 |
2015 |
-0.91% | 0.1 | 1.9 | 0.2 | -0.5 | 0.1 | -1.5 | 0.8 | -3.7 | -1.0 | 4.0 | 0.2 | -1.4 |
2014 |
+8.90% | -1.0 | 3.0 | 0.6 | 0.5 | 1.3 | 1.6 | -1.6 | 2.5 | -2.8 | 3.1 | 1.1 | 0.4 |
2013 |
+15.45% | 2.6 | 0.8 | 2.0 | 1.9 | -0.3 | -1.4 | 3.3 | -2.6 | 3.5 | 2.9 | 1.1 | 0.8 |
2012 |
+11.51% | 3.9 | 1.7 | 1.5 | 0.0 | -3.9 | 3.0 | 0.8 | 1.5 | 1.3 | -0.7 | 0.6 | 1.6 |
2011 |
+2.80% | 0.9 | 2.5 | 0.3 | 2.7 | -0.2 | -1.4 | -0.6 | -3.5 | -5.4 | 7.2 | -0.6 | 1.4 |
2010 |
+14.67% | -1.8 | 2.2 | 4.4 | 2.6 | -4.5 | -2.7 | 4.9 | -2.2 | 5.1 | 2.5 | -0.3 | 4.1 |
2009 |
+17.77% | -8.4 | -7.7 | 4.6 | 9.3 | 3.6 | -0.1 | 6.3 | 3.6 | 3.4 | -2.4 | 3.5 | 2.4 |
2008 |
-18.65% | -2.4 | -1.5 | 0.8 | 2.6 | 0.6 | -5.2 | 0.3 | 1.3 | -3.9 | -13.5 | -3.9 | 5.7 |
2007 |
+2.67% | 1.6 | -0.2 | 0.6 | 1.9 | 1.6 | -1.8 | -2.5 | 1.7 | 2.3 | 1.7 | -3.0 | -1.0 |
2006 |
+15.13% | 3.7 | 0.4 | 1.8 | 0.4 | -2.3 | 0.6 | 0.6 | 2.1 | 1.2 | 3.1 | 2.3 | 0.4 |
2005 |
+6.39% | -1.8 | 1.6 | -1.5 | -0.6 | 2.6 | 1.7 | 2.5 | -0.2 | 0.5 | -2.1 | 2.6 | 0.8 |
2004 |
+13.96% | 1.8 | 1.6 | 1.0 | -4.1 | 1.2 | 2.3 | -1.5 | 1.8 | 1.5 | 1.8 | 3.6 | 2.4 |
2003 |
+23.09% | -1.9 | -0.7 | 0.1 | 5.1 | 4.9 | 1.3 | 0.9 | 2.0 | 0.8 | 3.5 | 1.9 | 3.2 |
2002 |
-4.97% | -0.3 | 0.1 | 3.1 | 0.4 | -0.3 | -2.3 | -6.0 | 0.9 | -3.9 | 1.5 | 3.0 | -0.8 |
2001 |
+2.01% | 2.9 | -3.2 | -2.3 | 3.6 | 0.9 | 0.4 | 0.1 | -0.8 | -5.5 | 1.8 | 2.8 | 1.7 |
2000 |
+7.25% | -2.1 | 1.9 | 2.7 | -1.0 | -1.1 | 2.6 | 0.8 | 2.7 | -0.7 | -0.8 | -2.5 | 4.7 |
1999 |
+8.30% | 0.6 | -3.2 | 1.5 | 4.6 | -0.5 | 2.2 | -1.3 | -1.2 | -0.7 | 1.4 | 1.3 | 3.7 |
1998 |
+7.16% | 0.4 | 3.5 | 2.7 | 0.3 | -1.2 | 0.8 | -2.3 | -8.3 | 3.5 | 3.0 | 3.0 | 2.3 |
1997 |
+17.88% | 1.5 | 0.1 | -1.9 | 1.5 | 4.5 | 3.5 | 4.4 | -1.9 | 4.8 | -2.2 | 1.1 | 1.7 |
1996 |
+13.71% | 1.1 | 0.2 | 0.7 | 1.4 | 1.2 | 0.1 | -2.6 | 1.9 | 2.8 | 1.5 | 4.1 | 0.7 |
1995 |
+22.24% | 0.5 | 2.1 | 1.8 | 2.0 | 3.1 | 1.5 | 2.3 | 0.9 | 1.9 | -1.1 | 2.8 | 2.5 |
1994 |
-0.93% | 3.3 | -1.4 | -3.6 | 0.5 | 0.1 | -1.1 | 1.9 | 2.0 | -1.9 | 0.2 | -2.6 | 1.9 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
VTV - Vanguard Value: simulated historical serie, up to December 2004
VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007