Last Update: 31 May 2023
The Betterment Robo Advisor 20 Portfolio obtained a 5.10% compound annual return, with a 4.14% standard deviation, in the last 30 Years.
The Bill Bernstein Sheltered Sam 20/80 Portfolio obtained a 5.15% compound annual return, with a 4.12% standard deviation, in the last 30 Years.
Summary
| Betterment Robo Advisor 20 Portfolio | Bill Bernstein Sheltered Sam 20/80 Portfolio | ||
|---|---|---|---|
| Risk | Low | Low | |
| Asset Allocation | Stocks | 19.9% | 19.4% |
| Fixed Income | 80.1% | 80% | |
| Commodities | 0% | 0.6% | |
| 30 Years Stats | Return | +5.10% | +5.15% |
| Std Dev | 4.14% | 4.12% | |
| Max Drawdown | -12.16% | -11.24% | |
Last Update: 31 May 2023
Historical Returns as of May 31, 2023
Comparison period starts from January 1985
| 1M | 6M | 1Y | 5Y(*) | 10Y(*) | 30Y(*) | MAX(*) | |
|---|---|---|---|---|---|---|---|
| Betterment Robo Advisor 20 Portfolio | -0.90 | +1.16 | -0.95 | +1.88 | +2.42 | +5.10 | +6.61 |
| Bill Bernstein Sheltered Sam 20/80 Portfolio | -1.29 | +0.35 | -2.60 | +2.50 | +2.54 | +5.15 | +6.64 |
Capital Growth as of May 31, 2023
Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since June 1993, now would be worth 4441.85$, with a total return of 344.18% (5.10% annualized).
Bill Bernstein Sheltered Sam 20/80 Portfolio: an investment of 1000$, since June 1993, now would be worth 4507.28$, with a total return of 350.73% (5.15% annualized).
Betterment Robo Advisor 20 Portfolio: an investment of 1000$, since January 1985, now would be worth 11690.55$, with a total return of 1069.05% (6.61% annualized).
Bill Bernstein Sheltered Sam 20/80 Portfolio: an investment of 1000$, since January 1985, now would be worth 11799.80$, with a total return of 1079.98% (6.64% annualized).
Drawdowns
Drawdown comparison chart since May 1993.
Betterment Robo Advisor 20 Portfolio |
Bill Bernstein Sheltered Sam 20/80 Portfolio |
||||
|---|---|---|---|---|---|
| Drawdown | Start | Bottom | Drawdown | Start | Bottom |
| -12.16% | Sep 2021 | Sep 2022 | |||
| -11.24% | Jan 2022 | Sep 2022 | |||
| -11.12% | Jun 2008 | Feb 2009 | |||
| -9.97% | May 2008 | Feb 2009 | |||
| -5.52% | Feb 1994 | Jun 1994 | |||
| -4.47% | Feb 1994 | Jun 1994 | |||
| -4.38% | Feb 2020 | Mar 2020 | |||
| -4.07% | May 1998 | Aug 1998 | |||
| -3.84% | Feb 2020 | Mar 2020 | |||
| -3.26% | Jun 2011 | Sep 2011 | |||
| -3.04% | Apr 2004 | Apr 2004 | |||
| -2.85% | May 2013 | Jun 2013 | |||
| -2.74% | Aug 2011 | Sep 2011 | |||
| -2.69% | May 2015 | Sep 2015 | |||
| -2.69% | May 2015 | Sep 2015 | |||
| -2.63% | Sep 2018 | Dec 2018 | |||
| -2.38% | Jun 2002 | Jul 2002 | |||
| -2.28% | Apr 2004 | Apr 2004 | |||
| -2.19% | May 2013 | Jun 2013 | |||
| -2.14% | Feb 2018 | Oct 2018 | |||
Drawdown comparison chart since January 1985.
Betterment Robo Advisor 20 Portfolio |
Bill Bernstein Sheltered Sam 20/80 Portfolio |
||||
|---|---|---|---|---|---|
| Drawdown | Start | Bottom | Drawdown | Start | Bottom |
| -12.16% | Sep 2021 | Sep 2022 | |||
| -11.24% | Jan 2022 | Sep 2022 | |||
| -11.12% | Jun 2008 | Feb 2009 | |||
| -9.97% | May 2008 | Feb 2009 | |||
| -5.52% | Feb 1994 | Jun 1994 | |||
| -4.85% | Sep 1987 | Nov 1987 | |||
| -4.47% | Feb 1994 | Jun 1994 | |||
| -4.40% | Sep 1987 | Nov 1987 | |||
| -4.38% | Feb 2020 | Mar 2020 | |||
| -4.18% | Aug 1990 | Sep 1990 | |||
| -4.07% | May 1998 | Aug 1998 | |||
| -3.84% | Feb 2020 | Mar 2020 | |||
| -3.26% | Jun 2011 | Sep 2011 | |||
| -3.05% | Aug 1990 | Sep 1990 | |||
| -3.04% | Apr 2004 | Apr 2004 | |||
| -2.85% | May 2013 | Jun 2013 | |||
| -2.84% | Jan 1990 | Apr 1990 | |||
| -2.74% | Aug 2011 | Sep 2011 | |||
| -2.69% | May 2015 | Sep 2015 | |||
| -2.69% | May 2015 | Sep 2015 | |||
Yearly Returns
Yearly return comparison. Common historical serie start from January 1985.
| Year | Betterment Robo Advisor 20 Portfolio | Bill Bernstein Sheltered Sam 20/80 Portfolio |
|---|---|---|
| 2023 |
+2.30% | +1.49% |
| 2022 |
-9.10% | -8.57% |
| 2021 |
+2.61% | +6.12% |
| 2020 |
+6.01% | +6.51% |
| 2019 |
+9.57% | +9.31% |
| 2018 |
-1.42% | -1.46% |
| 2017 |
+6.24% | +4.67% |
| 2016 |
+4.01% | +4.89% |
| 2015 |
-0.31% | -0.87% |
| 2014 |
+2.92% | +3.15% |
| 2013 |
+3.86% | +2.51% |
| 2012 |
+6.18% | +5.52% |
| 2011 |
+1.94% | +4.55% |
| 2010 |
+6.55% | +6.66% |
| 2009 |
+10.31% | +8.71% |
| 2008 |
-4.00% | -4.20% |
| 2007 |
+7.51% | +7.87% |
| 2006 |
+7.81% | +6.52% |
| 2005 |
+5.11% | +3.75% |
| 2004 |
+6.10% | +6.77% |
| 2003 |
+12.15% | +11.07% |
| 2002 |
+3.70% | +6.48% |
| 2001 |
+5.73% | +5.17% |
| 2000 |
+6.02% | +10.33% |
| 1999 |
+8.74% | +2.93% |
| 1998 |
+7.78% | +8.26% |
| 1997 |
+7.86% | +11.23% |
| 1996 |
+8.41% | +6.44% |
| 1995 |
+16.25% | +18.36% |
| 1994 |
-2.09% | -2.45% |
| 1993 |
+14.56% | +13.19% |
| 1992 |
+6.45% | +7.98% |
| 1991 |
+19.85% | +17.84% |
| 1990 |
+4.63% | +5.02% |
| 1989 |
+16.78% | +15.82% |
| 1988 |
+10.19% | +8.98% |
| 1987 |
+2.79% | +2.97% |
| 1986 |
+15.37% | +16.07% |
| 1985 |
+21.34% | +21.99% |
