Stocks/Bonds 20/80 vs Vanguard LifeStrategy Income Fund Portfolio Comparison

Last Update: 31 March 2024

The Stocks/Bonds 20/80 Portfolio obtained a 5.80% compound annual return, with a 4.88% standard deviation, in the last 30 Years.

The Vanguard LifeStrategy Income Fund Portfolio obtained a 5.53% compound annual return, with a 4.76% standard deviation, in the last 30 Years.

Summary

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Stocks/Bonds 20/80 Portfolio Vanguard LifeStrategy Income Fund Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 20% 20%
Fixed Income 80% 80%
Commodities 0% 0%
30 Years Stats Return +5.80% +5.53%
Std Dev 4.88% 4.76%
Max Drawdown -16.57% -16.61%
All time Stats
(Since Jan 1985)		 Return +7.04% +7.05%
Std Dev 5.21% 5.13%
Max Drawdown -16.57% -16.61%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Stocks/Bonds 20/80 Portfolio +1.28 +9.30 +6.92 +3.19 +3.72 +5.80 +7.04
Vanguard LifeStrategy Income Fund Portfolio +1.38 +8.85 +6.61 +2.54 +3.29 +5.53 +7.05
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since April 1994, now would be worth 5.43$, with a total return of 442.69% (5.80% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since April 1994, now would be worth 5.03$, with a total return of 403.18% (5.53% annualized).

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since January 1985, now would be worth 14.45$, with a total return of 1344.55% (7.04% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since January 1985, now would be worth 14.49$, with a total return of 1349.05% (7.05% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

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Stocks/Bonds 20/80 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-16.57% Jan 2022 Sep 2022 (9) In progress (27) 10.59
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-8.42% May 2008 Oct 2008 (6) Jul 2009 (15) 4.07
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-3.92% Feb 2020 Mar 2020 (2) Apr 2020 (3) 1.96
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-2.67% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.60
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Apr 2004 May 2004 (2) Sep 2004 (6) 1.65
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33
-2.56% May 2013 Jun 2013 (2) Oct 2013 (6) 1.44
-2.43% May 2015 Sep 2015 (5) Mar 2016 (11) 1.45
-2.40% Aug 2016 Nov 2016 (4) Apr 2017 (9) 1.09
-2.37% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.36
-2.23% Apr 2000 May 2000 (2) Jun 2000 (3) 1.33
-2.22% Apr 2004 May 2004 (2) Sep 2004 (6) 1.42
-2.17% Feb 1999 Feb 1999 (1) Apr 1999 (3) 1.18
-2.16% Sep 1994 Nov 1994 (3) Jan 1995 (5) 1.31
-2.15% Jul 1998 Aug 1998 (2) Sep 1998 (3) 1.09

Drawdown comparison chart since January 1985.

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Stocks/Bonds 20/80 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (31) 9.86
-16.57% Jan 2022 Sep 2022 (9) In progress (27) 10.59
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-8.42% May 2008 Oct 2008 (6) Jul 2009 (15) 4.07
-6.14% Sep 1987 Nov 1987 (3) Feb 1988 (6) 3.45
-5.50% Feb 1994 Jun 1994 (5) Feb 1995 (13) 3.71
-5.45% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.70
-4.47% Sep 1987 Nov 1987 (3) Jan 1988 (5) 2.81
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.35% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.45
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.32
-3.92% Feb 2020 Mar 2020 (2) Apr 2020 (3) 1.96
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.14% Sep 1986 Sep 1986 (1) Nov 1986 (3) 1.66
-3.09% Aug 1990 Sep 1990 (2) Nov 1990 (4) 2.07
-2.99% Apr 1987 May 1987 (2) Jul 1987 (4) 1.88
-2.91% Jan 1990 Jan 1990 (1) May 1990 (5) 1.94
-2.67% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.60
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Apr 2004 May 2004 (2) Sep 2004 (6) 1.65

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+1.36%
 -0.02%
+1.15%
 -0.23%
2023
+9.54%
 -5.62%
+9.53%
 -5.04%
2022
-14.39%
 -16.57%
-14.00%
 -16.30%
2021
+3.64%
 -1.82%
+2.15%
 -1.71%
2020
+10.38%
 -3.92%
+8.85%
 -4.47%
2019
+13.20%
 -0.07%
+12.26%
 -0.05%
2018
-1.13%
 -2.67%
-1.15%
 -2.37%
2017
+7.10%
 -0.02%
+7.31%
 0.00%
2016
+4.58%
 -2.40%
+4.45%
 -2.58%
2015
+0.52%
 -1.90%
+0.26%
 -2.43%
2014
+7.16%
 -0.89%
+6.50%
 -0.99%
2013
+5.01%
 -2.56%
+3.78%
 -3.36%
2012
+5.82%
 -0.62%
+7.54%
 -1.14%
2011
+6.53%
 -0.88%
+5.49%
 -1.55%
2010
+8.44%
 -0.76%
+8.55%
 -1.00%
2009
+8.69%
 -5.67%
+12.18%
 -5.19%
2008
-1.91%
 -8.42%
-4.64%
 -10.54%
2007
+6.61%
 -0.76%
+6.96%
 -0.49%
2006
+6.55%
 -1.09%
+7.11%
 -0.79%
2005
+3.18%
 -1.84%
+4.54%
 -1.40%
2004
+5.95%
 -2.58%
+7.04%
 -2.22%
2003
+9.33%
 -2.13%
+10.09%
 -1.74%
2002
+2.51%
 -2.13%
+3.19%
 -1.88%
2001
+4.55%
 -1.99%
+4.39%
 -1.61%
2000
+7.00%
 -2.23%
+6.07%
 -1.88%
1999
+4.16%
 -2.17%
+4.89%
 -1.98%
1998
+11.52%
 -2.15%
+12.95%
 -1.57%
1997
+13.75%
 -1.70%
+7.78%
 -1.74%
1996
+7.06%
 -1.44%
+6.01%
 -0.91%
1995
+21.70%
 0.00%
+19.89%
 0.00%
1994
-2.16%
 -5.50%
-2.48%
 -5.45%
1993
+9.87%
 -1.10%
+13.03%
 -1.55%
1992
+7.53%
 -1.25%
+6.76%
 -2.36%
1991
+18.68%
 -1.05%
+18.32%
 -1.28%
1990
+5.70%
 -3.09%
+3.86%
 -4.35%
1989
+16.54%
 -0.87%
+14.71%
 -1.34%
1988
+9.35%
 -2.17%
+10.36%
 -1.32%
1987
+1.75%
 -6.14%
+4.45%
 -4.47%
1986
+15.00%
 -3.14%
+19.21%
 -2.56%
1985
+24.05%
 -1.20%
+26.25%
 -1.52%