Betterment Robo Advisor 90 vs US Stocks Portfolio Comparison

Last Update: 29 February 2024

The Betterment Robo Advisor 90 Portfolio obtained a 8.06% compound annual return, with a 14.44% standard deviation, in the last 30 Years.

The US Stocks Portfolio obtained a 10.22% compound annual return, with a 15.55% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 90 Portfolio US Stocks Portfolio
Portfolio Risk Very High Very High
Asset Allocation Stocks 90.1% 100%
Fixed Income 9.9% 0%
Commodities 0% 0%
30 Years Stats Return +8.06% +10.22%
Std Dev 14.44% 15.55%
Max Drawdown -50.07% -50.84%
All time Stats
(Since Jan 1985)
Return +10.43% +11.25%
Std Dev 14.52% 15.51%
Max Drawdown -50.07% -50.84%
Last Update: 29 February 2024

Historical Returns as of Feb 29, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 90 Portfolio +3.52 +8.96 +15.53 +8.20 +7.37 +8.06 +10.43
US Stocks Portfolio +5.30 +13.69 +28.61 +13.82 +11.96 +10.22 +11.25
Return over 1 year are annualized.

Capital Growth as of Feb 29, 2024

Betterment Robo Advisor 90 Portfolio: an investment of 1$, since March 1994, now would be worth 10.24$, with a total return of 924.37% (8.06% annualized).

US Stocks Portfolio: an investment of 1$, since March 1994, now would be worth 18.52$, with a total return of 1752.12% (10.22% annualized).

Betterment Robo Advisor 90 Portfolio: an investment of 1$, since January 1985, now would be worth 48.69$, with a total return of 4768.76% (10.43% annualized).

US Stocks Portfolio: an investment of 1$, since January 1985, now would be worth 64.98$, with a total return of 6397.90% (11.25% annualized).

Drawdowns

Drawdown comparison chart since March 1994.

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Betterment Robo Advisor 90 Portfolio
US Stocks Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-50.84% Nov 2007 Feb 2009 (16) Mar 2012 (53) 23.06
-50.07% Nov 2007 Feb 2009 (16) Dec 2012 (62) 20.46
-43.94% Sep 2000 Sep 2002 (25) Mar 2006 (67) 23.71
-32.03% Apr 2000 Sep 2002 (30) Jan 2004 (46) 16.99
-24.81% Jan 2022 Sep 2022 (9) Dec 2023 (24) 13.14
-23.36% Jan 2022 Sep 2022 (9) Feb 2024 (26) 11.10
-22.15% Jan 2020 Mar 2020 (3) Nov 2020 (11) 9.32
-20.84% Jan 2020 Mar 2020 (3) Jul 2020 (7) 9.03
-18.63% May 1998 Aug 1998 (4) Jan 1999 (9) 8.42
-17.57% Jul 1998 Aug 1998 (2) Nov 1998 (5) 9.03
-14.20% Oct 2018 Dec 2018 (3) Apr 2019 (7) 6.63
-13.38% Feb 2018 Dec 2018 (11) Oct 2019 (21) 5.01
-12.25% May 2015 Feb 2016 (10) Aug 2016 (16) 6.25
-8.84% Jun 2015 Sep 2015 (4) May 2016 (12) 4.72
-8.44% Apr 2000 May 2000 (2) Aug 2000 (5) 5.11
-6.82% Apr 2012 May 2012 (2) Aug 2012 (5) 3.19
-6.63% Sep 1994 Jan 1995 (5) May 1995 (9) 3.88
-6.45% May 2019 May 2019 (1) Jun 2019 (2) 3.72
-6.42% Jul 1999 Sep 1999 (3) Nov 1999 (5) 3.38
-6.17% Jun 1996 Jul 1996 (2) Sep 1996 (4) 3.14

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 90 Portfolio
US Stocks Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-50.84% Nov 2007 Feb 2009 (16) Mar 2012 (53) 23.06
-50.07% Nov 2007 Feb 2009 (16) Dec 2012 (62) 20.46
-43.94% Sep 2000 Sep 2002 (25) Mar 2006 (67) 23.71
-32.03% Apr 2000 Sep 2002 (30) Jan 2004 (46) 16.99
-29.34% Sep 1987 Nov 1987 (3) May 1989 (21) 14.96
-24.81% Jan 2022 Sep 2022 (9) Dec 2023 (24) 13.14
-23.49% Sep 1987 Nov 1987 (3) Jan 1989 (17) 11.50
-23.36% Jan 2022 Sep 2022 (9) Feb 2024 (26) 11.10
-22.15% Jan 2020 Mar 2020 (3) Nov 2020 (11) 9.32
-20.84% Jan 2020 Mar 2020 (3) Jul 2020 (7) 9.03
-18.78% Jan 1990 Sep 1990 (9) Feb 1991 (14) 9.14
-18.63% May 1998 Aug 1998 (4) Jan 1999 (9) 8.42
-17.57% Jul 1998 Aug 1998 (2) Nov 1998 (5) 9.03
-16.20% Jun 1990 Oct 1990 (5) Feb 1991 (9) 8.96
-14.20% Oct 2018 Dec 2018 (3) Apr 2019 (7) 6.63
-13.38% Feb 2018 Dec 2018 (11) Oct 2019 (21) 5.01
-12.25% May 2015 Feb 2016 (10) Aug 2016 (16) 6.25
-8.84% Jun 2015 Sep 2015 (4) May 2016 (12) 4.72
-8.44% Apr 2000 May 2000 (2) Aug 2000 (5) 5.11
-8.05% Feb 1994 Mar 1994 (2) May 1995 (16) 4.81

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+2.56%
-0.94%
+6.47%
0.00%
2023
+16.67%
-9.97%
+26.05%
-9.10%
2022
-15.33%
-23.36%
-19.51%
-24.81%
2021
+16.04%
-3.56%
+25.67%
-4.46%
2020
+12.42%
-22.15%
+21.03%
-20.84%
2019
+23.85%
-5.81%
+30.67%
-6.45%
2018
-9.42%
-13.38%
-5.21%
-14.20%
2017
+21.88%
0.00%
+21.21%
0.00%
2016
+10.80%
-5.43%
+12.83%
-5.73%
2015
-2.80%
-10.67%
+0.36%
-8.84%
2014
+4.90%
-4.04%
+12.54%
-3.17%
2013
+22.35%
-2.54%
+33.45%
-3.03%
2012
+16.43%
-8.60%
+16.45%
-6.82%
2011
-4.58%
-19.34%
+0.97%
-17.58%
2010
+14.53%
-11.53%
+17.42%
-13.26%
2009
+31.75%
-18.15%
+28.89%
-17.72%
2008
-35.20%
-38.59%
-36.98%
-38.08%
2007
+9.10%
-5.88%
+5.37%
-5.23%
2006
+20.04%
-4.18%
+15.69%
-3.22%
2005
+12.34%
-4.48%
+6.31%
-4.48%
2004
+17.30%
-3.67%
+12.79%
-3.56%
2003
+35.45%
-4.83%
+30.75%
-4.27%
2002
-13.60%
-22.30%
-20.47%
-27.18%
2001
-8.35%
-20.79%
-10.97%
-23.65%
2000
-6.41%
-11.45%
-10.57%
-15.87%
1999
+27.16%
-2.90%
+23.81%
-6.42%
1998
+10.74%
-18.63%
+23.26%
-17.57%
1997
+14.35%
-5.90%
+30.99%
-4.56%
1996
+15.14%
-4.52%
+20.96%
-6.17%
1995
+21.12%
-1.87%
+35.79%
-1.17%
1994
-1.23%
-8.05%
-0.17%
-7.43%
1993
+29.97%
-3.89%
+10.62%
-2.77%
1992
+2.72%
-4.00%
+9.11%
-2.40%
1991
+36.99%
-5.09%
+32.39%
-4.47%
1990
-10.32%
-18.78%
-6.08%
-16.20%
1989
+31.85%
-3.24%
+28.12%
-3.05%
1988
+22.55%
-3.39%
+17.32%
-3.42%
1987
+1.77%
-23.49%
+2.61%
-29.34%
1986
+26.81%
-5.35%
+14.57%
-7.92%
1985
+36.53%
-2.75%
+31.27%
-4.77%