Betterment Robo Advisor 10 vs Developed World ex-US 20/80 Portfolio Comparison

Last Update: 29 February 2024

The Betterment Robo Advisor 10 Portfolio obtained a 4.10% compound annual return, with a 2.54% standard deviation, in the last 30 Years.

The Developed World ex-US 20/80 Portfolio obtained a 5.08% compound annual return, with a 5.25% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 10 Portfolio Developed World ex-US 20/80 Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 9.9% 20%
Fixed Income 90.1% 80%
Commodities 0% 0%
30 Years Stats Return +4.10% +5.08%
Std Dev 2.54% 5.25%
Max Drawdown -8.91% -16.80%
All time Stats
(Since Jan 1985)
Return +5.55% +7.18%
Std Dev 2.90% 5.84%
Max Drawdown -8.91% -16.80%
Last Update: 29 February 2024

Historical Returns as of Feb 29, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 10 Portfolio -0.02 +3.28 +5.62 +1.85 +1.80 +4.10 +5.55
Developed World ex-US 20/80 Portfolio +0.11 +4.57 +8.13 +1.74 +2.72 +5.08 +7.18
Return over 1 year are annualized.

Capital Growth as of Feb 29, 2024

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since March 1994, now would be worth 3.33$, with a total return of 233.46% (4.10% annualized).

Developed World ex-US 20/80 Portfolio: an investment of 1$, since March 1994, now would be worth 4.42$, with a total return of 341.69% (5.08% annualized).

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since January 1985, now would be worth 8.29$, with a total return of 728.68% (5.55% annualized).

Developed World ex-US 20/80 Portfolio: an investment of 1$, since January 1985, now would be worth 15.11$, with a total return of 1411.21% (7.18% annualized).

Drawdowns

Drawdown comparison chart since March 1994.

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Betterment Robo Advisor 10 Portfolio
Developed World ex-US 20/80 Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-16.80% Aug 2021 Sep 2022 (14) In progress (31) 9.54
-15.55% Mar 2008 Nov 2008 (9) Aug 2009 (18) 8.92
-8.91% Sep 2021 Sep 2022 (13) In progress (30) 4.95
-7.46% Dec 1996 Apr 1997 (5) Sep 1998 (22) 3.35
-5.99% Feb 2020 Mar 2020 (2) Jul 2020 (6) 2.79
-4.61% Mar 1994 Feb 1995 (12) May 1995 (15) 3.30
-4.48% May 2013 Jun 2013 (2) Dec 2013 (8) 2.44
-3.55% Apr 2008 Oct 2008 (7) May 2009 (14) 1.66
-3.06% Apr 2015 Sep 2015 (6) Mar 2016 (12) 1.67
-2.76% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.55
-2.68% Aug 2011 Sep 2011 (2) Dec 2011 (5) 1.39
-2.07% May 1999 May 1999 (1) Oct 1999 (6) 1.32
-1.97% Aug 2018 Oct 2018 (3) Jan 2019 (6) 1.11
-1.93% May 2012 May 2012 (1) Jul 2012 (3) 0.98
-1.80% Nov 2010 Nov 2010 (1) Feb 2011 (4) 0.93
-1.78% Mar 1994 Jun 1994 (4) Jan 1995 (11) 1.12
-1.68% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.11
-1.64% Jan 2000 Jan 2000 (1) Mar 2000 (3) 0.82
-1.64% Feb 1999 Feb 1999 (1) Apr 1999 (3) 0.82
-1.49% Jan 2021 Feb 2021 (2) May 2021 (5) 0.78

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 10 Portfolio
Developed World ex-US 20/80 Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-16.80% Aug 2021 Sep 2022 (14) In progress (31) 9.54
-15.55% Mar 2008 Nov 2008 (9) Aug 2009 (18) 8.92
-8.91% Sep 2021 Sep 2022 (13) In progress (30) 4.95
-7.46% Dec 1996 Apr 1997 (5) Sep 1998 (22) 3.35
-7.02% Jan 1990 Apr 1990 (4) Jul 1990 (7) 3.62
-6.51% Feb 1994 Feb 1995 (13) Jul 1995 (18) 4.66
-6.31% Aug 1990 Sep 1990 (2) Dec 1990 (5) 3.33
-5.99% Feb 2020 Mar 2020 (2) Jul 2020 (6) 2.79
-4.48% May 2013 Jun 2013 (2) Dec 2013 (8) 2.44
-4.18% Jan 1992 Mar 1992 (3) Jul 1992 (7) 2.38
-3.55% Apr 2008 Oct 2008 (7) May 2009 (14) 1.66
-3.32% May 1986 May 1986 (1) Jun 1986 (2) 1.92
-3.17% Feb 1994 Jun 1994 (5) Feb 1995 (13) 2.21
-3.06% Apr 2015 Sep 2015 (6) Mar 2016 (12) 1.67
-2.76% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.55
-2.68% Aug 2011 Sep 2011 (2) Dec 2011 (5) 1.39
-2.58% Sep 1987 Oct 1987 (2) Jan 1988 (5) 1.55
-2.33% Aug 1989 Aug 1989 (1) Nov 1989 (4) 1.26
-2.26% Oct 1992 Oct 1992 (1) Dec 1992 (3) 1.33
-2.24% Feb 1985 Feb 1985 (1) Mar 1985 (2) 1.29

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+0.06%
-0.02%
-0.57%
-0.69%
2023
+5.92%
-1.47%
+10.62%
-3.65%
2022
-6.66%
-8.39%
-13.28%
-15.82%
2021
+0.88%
-0.88%
+0.51%
-1.64%
2020
+4.71%
-1.19%
+5.67%
-5.99%
2019
+6.61%
0.00%
+10.82%
-0.13%
2018
+0.02%
-0.91%
-0.71%
-1.97%
2017
+3.34%
-0.02%
+7.20%
-0.28%
2016
+2.45%
-1.03%
+4.23%
-2.76%
2015
+0.10%
-1.18%
+0.88%
-3.06%
2014
+1.76%
-0.61%
+5.80%
-0.91%
2013
+1.99%
-1.31%
+3.72%
-4.48%
2012
+3.35%
-0.85%
+11.34%
-1.93%
2011
+1.84%
-1.48%
+4.42%
-2.68%
2010
+4.56%
-0.60%
+8.49%
-1.80%
2009
+5.43%
-3.09%
+17.74%
-4.20%
2008
+1.51%
-3.55%
-10.01%
-15.55%
2007
+7.32%
0.00%
+6.22%
-0.75%
2006
+5.96%
-0.47%
+7.61%
-0.62%
2005
+3.37%
-0.59%
+6.71%
-1.16%
2004
+3.50%
-1.68%
+8.93%
-1.18%
2003
+7.36%
-0.53%
+10.88%
-0.98%
2002
+5.59%
-0.24%
+4.31%
-1.24%
2001
+6.78%
-0.09%
+4.28%
-1.41%
2000
+7.31%
-0.69%
+4.50%
-1.64%
1999
+5.47%
-1.00%
+7.82%
-2.07%
1998
+7.51%
-1.05%
+16.99%
-0.92%
1997
+7.18%
-0.73%
-4.15%
-6.74%
1996
+6.42%
-0.77%
+4.66%
-1.36%
1995
+14.22%
0.00%
+17.78%
-0.82%
1994
-1.25%
-3.17%
-3.88%
-6.31%
1993
+10.54%
-0.63%
+19.11%
-1.94%
1992
+6.61%
-1.12%
+6.56%
-4.18%
1991
+15.83%
-0.59%
+19.03%
-1.69%
1990
+7.24%
-1.52%
+0.80%
-7.02%
1989
+14.16%
-0.50%
+11.45%
-2.33%
1988
+8.05%
-0.37%
+12.16%
-0.98%
1987
+3.74%
-1.32%
+8.87%
-2.58%
1986
+12.96%
-1.17%
+25.77%
-3.32%
1985
+17.68%
-0.60%
+31.17%
-2.24%